Silver Lake
Homes for Sale in Marianna, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Silver Lake in Marianna, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $392,500, a median 25 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 1980–1993; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 215 ft). At the median price and Jackson County's FY2025-26 rate of 14.57 mills, annual property tax runs about $5,720 ($5,140 with the full homestead exemption).
Last 30 days in Silver Lake: 1 new listing (median asking $750,000). As of October 20, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Silver Lake
Live MLS inventory for Silver Lake. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Silver Lake listings as of 2026-10-19, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Silver Lake's story is age spread, not price spread. Homes here date from 1946 through 2024, with a median build year of 1998 — so any given listing could be a legacy home on the older end or a near-new build, and condition and updates will do more to set value than location within the community.
With homestead exemptions on record for well under half of the 81 homes here, a meaningful share of this inventory turns over as non-primary or investment property. Buyers should expect more variability in maintenance and finish level from house to house than in a community built out in a single wave, and should budget time for inspections rather than assuming uniform condition.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Silver Lake market snapshot (as of September 20, 2026): the median sale price is about $392K, and a median 26 days on market for closed sales.
In ZIP 32448 (Marianna), 35 homes closed in the last 12 months at a median of $243K, down 4.9% year over year, with a median 72 days on market. Right now 26 active and 2 pending listings — a buyer's market. See the live ZIP 32448 housing market and the Jackson County market.
County records show 3 qualified sales in Silver Lake across 2024–2025 (2 in 2024, 1 in 2025), median $165,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Silver Lake is a community of 80 homes in Marianna, Jackson County, built between 1946 and 2024 (median 1998.0), with a median living area of about 1,828 square feet. 45% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Silver Lake in Marianna is a modest-sized pocket of 81 homes spanning nearly eight decades of construction, with a typical home landing around 1,851 square feet and no clubhouse, pool, or other shared amenity currently showing up in MLS listings.
The setting & the homes.
Aerial and on-site photos of Silver Lake. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Silver Lake
Silver Lake
Silver LakePhotos from CPAR MLS listings in Silver Lake; content deemed reliable but not guaranteed.
Who Silver Lake is best for.
Best for
- Buyers focused on a specific home rather than a shared amenity package, ready to evaluate each listing on its own condition and age.
- Buyers comfortable with a mix of older and newer construction and willing to budget for inspection findings on older homes.
- Investors or buyers considering non-primary use, given the share of homes here without a homestead exemption on file.
Probably not for
- Buyers who want a single-phase subdivision with consistent build years and matching construction quality throughout.
- Buyers prioritizing on-site amenities like a pool, clubhouse, or organized common areas as part of the purchase.
- Buyers who want to skip a close inspection and assume a home's age and condition based on the community's median figures alone.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($392K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
38% of homes for sale in ZIP 32448 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-18).
Silver Lake Market Scorecard
Silver Lake is currently a balanced market., a median asking price of $395,000, and homes go under contract in about 86 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Silver Lake on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Silver Lake buying strategy.
If we were buying in Silver Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Lake.
A Community Defined by Age Range, Not Uniformity
The wide build-year range — 1946 to 2024 — means Silver Lake isn't a single-phase subdivision with matching floor plans and similar wear. It's a longer-standing area that has continued to add newer construction over time, so buyers touring here will see real differences in layout, materials, and system age from one address to the next, even among homes of similar size.
The median living area of 1,851 square feet gives a sense of the middle of the market, but with no shared community amenities identified from current listings, the appeal here rests on the individual home and lot rather than on a package of shared features. That's a meaningfully different value proposition than an amenity-driven subdivision, and it should factor into how a buyer compares Silver Lake to other options in Jackson County.
The location and the amenities are priced into every listing in Silver Lake. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this much variation in home age and no standard amenity package to anchor comparisons, pricing a home correctly — or evaluating whether an asking price makes sense — takes more than a drive-by. We pull the actual build years, square footage, and ownership patterns behind each listing so you're comparing apples to apples before you write or accept an offer.
Silver Lake in 15 seconds.
What it really costs to own in Silver Lake
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,709/yr across 6 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Jackson County is $1,491/yr (180 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1992 across 6 listings. An original roof here would be about 34 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Silver Lake
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Silver Lake
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Silver Lake will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Silver Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Lake home worth?
Get a no-obligation home value based on real comparable sales in Silver Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Silver Lake on the map →
Recently off market in Silver Lake
Homes in Silver Lake that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 3580 Seminole Lane · off market
| Location | Marianna, Jackson County, FL · ZIP 32448 |
|---|---|
| Homes in the community | 80 (FL DOR 2025 assessment roll) |
| Years built | 1946–2024 (median 1998.0) |
| Typical living area | 1,828 sq ft (median) |
| Sale prices, last 12 months | $392,500 median across 4 closed sales |
| Days on market (closed sales) | 25 median |
| For sale right now | 3 active, 0 pending · median asking $395,000 |
| Owner-occupied (homestead) share | 45% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Silver Lake key facts,” movewithmomentum.com/neighborhoods/silver-lake--jackson, data as of September 20, 2026.
Housing distress & ownership in Silver Lake, Marianna
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Silver Lake
The newest homes for sale in Silver Lake right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 84 S Silver Lake, Marianna, FL 32448 $750,000 · 2 bd · 2 ba · 22 days on market Courtesy of Secure Real Estate
- 3620 Seminole Lane, Marianna, FL 32448 $395,000 · 4 bd · 3 ba · 86 days on market Courtesy of Think Real Estate
- 3628 Seminole Lane, Marianna, FL 32448 $369,900 · 3 bd · 2 ba · 207 days on market Courtesy of Counts Real Estate Group
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Silver Lake Jackson Right Now (3)
All 3 active and pending Silver Lake Jackson listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3620 Seminole Lane, Marianna, Fl 32448 · $395,000 · 4 bd / 3 ba · listed Sep 5, 2026 · listed by Think Real Estate
- 84 S Silver Lake, Marianna, Fl 32448 · $750,000 · 2 bd / 2 ba · listed Aug 19, 2026 · listed by Secure Real Estate
- 3628 Seminole Lane, Marianna, Fl 32448 · $369,900 · 3 bd / 2 ba · listed Jul 22, 2026 · listed by Counts Real Estate Group
More Marianna home searches
- Homes for sale in Jackson County, FL
- Homes under $300K in Marianna
- Homes from $300K to $500K in Marianna
- 4-bedroom homes for sale in Marianna
- ZIP 32448 housing scorecard
Marianna guides & data
Florida buyer guides
Frequently Asked Questions
What is the median home price in Silver Lake?
How long do homes in Silver Lake take to sell?
How many homes are in Silver Lake?
What share of Silver Lake is owner-occupied?
When were the homes in Silver Lake built?
Who is the best real estate agent for Silver Lake?
How do I find a top Marianna real estate agent who knows Silver Lake?
Can Momentum Realty connect me with an agent for Silver Lake?
Where is Silver Lake, and what county is it in?
Should you buy in Silver Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32448)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2015 (24 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Silver Lake fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Silver Lake
- Home values · What homes in Silver Lake actually sell for
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Explore more neighborhoods near Silver Lake with Momentum Realty’s local guides.