St Martin Beachwalk Villas in Destin

St. Martin Beachwalk Villas
Condos for Sale in Destin, FL

Community in Destin · Okaloosa County · ZIP 32541
Median sale $315K
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True comps, carrying-cost math, and listings before the portals.

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data30 years of closingsUpdated twice daily

As of September 2026, St Martin Beachwalk Villas in Destin, FL has 5 homes for sale, asking from $398,000 to $514,900 (median $485,000). Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $315,000, a median 65 days on market, sellers accepting 88% of original asking. Homes listed or recently sold were built 1993–1994; none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,060 ($3,550 with the full homestead exemption).

Live · St Martin Beachwalk Villas Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$315K
Median sold · 12 mo
88.1%
Sale vs ask
Okaloosa median: 96.7%
Tempo
20.0mo
Supply
3 to 6 months is the balanced band
65days
Median DOM · closed
65 days at the 2026 low
0%
Under contract
Okaloosa: 25% (765 of 3,030)
5 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 2 a year

Homes For Sale Right Now in St Martin Beachwalk Villas

Live MLS inventory for St Martin Beachwalk Villas. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending St Martin Beachwalk Villas listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

This is a small, well-defined pocket in Destin, and with only five active listings the numbers move on individual units rather than broad trends. In a market this thin, price is set by condition and specifics of each villa far more than by any neighborhood-wide average, so treat comps here as a starting point for conversation, not gospel.

For sellers, the limited supply means a well-prepared unit does not have to compete with a crowd, but it also means each new listing carries outsized weight in how the community is perceived. For buyers, the short list of choices puts a premium on being ready to act; when the right villa appears, hesitation usually means waiting for the next one.

St Martin Beachwalk Villas Housing Pulse · Momentum Research · as of September 12, 2026

St Martin Beachwalk Villas right now

🟢 Buyer-leaning market. 20.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: Medium (5 active and pending listings, 3 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated September 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

St Martin Beachwalk Villas market snapshot (as of September 12, 2026): the median sale price is about $315K, a median 65 days on market for closed sales, and 20.0 months of supply, a buyer-leaning market.

St Martin Beachwalk Villas is a compact villa community in Destin, Okaloosa County, where a handful of active listings define the entire opportunity set at any given moment. What you buy here is the specific unit and its condition, not a large menu of options.

Best for

  • Buyers set on a Destin villa who are prepared to act quickly when a suitable unit lists
  • Buyers who prefer evaluating a few specific properties in depth over sorting through a large market
  • Buyers whose priority is location and the unit itself rather than shared community facilities

Probably not for

  • Buyers who want shared amenities as part of the package
  • Buyers who need a broad selection to compare before deciding
  • Buyers uncomfortable with the pricing uncertainty that comes with very low inventory

Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
02420122014201620182020202220242026
0 to 4 a year; 3 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,235/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

ST MARTIN BEACHWALK VILLAS Market Scorecard

Strong buyer's market

ST MARTIN BEACHWALK VILLAS is currently a strong buyer's market. About 20.0 months of supply, a median asking price of $485,000, and homes go under contract in about 96 days.

20.0
Months supply
$485,000
Median list
$315,000
Median sold
n/a
Per sqft
96
Days on mkt
5/0/3
Active/Pend/Sold

Typical home value in the 32541 ZIP is $627,422, about 35.3% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in ST MARTIN BEACHWALK VILLAS, Destin

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 55 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Destin · Elementary
  • Destin · Middle
  • Destin · High

Zoned schools reflect the assignments reported on recent St Martin Beachwalk Villas listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any St Martin Beachwalk Villas address.

If we were buying in St Martin Beachwalk Villas today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Martin Beachwalk Villas.

Best Buy
Buyers who want a Destin villa and value simplicity over a large selection.
Biggest Risk
Thin supply makes pricing noisy and choices few.
Sweet Spot
A ready buyer who moves when the right villa lists.
Avoid If
You need amenities or a wide range of homes to compare.

A small-inventory villa pocket

With five active listings and a very short closings window, this is a low-volume community by design. That works in a buyer's favor in one sense — you can learn every available unit thoroughly — but it also means pricing signals are noisy, and a single motivated seller or a single premium renovation can skew the picture. Judge each villa on its own layout, finishes, and position within the community rather than assuming one number represents them all.

No community amenities turned up in the current MLS listings, so the value proposition here rests on the villas themselves and the Destin location rather than on shared facilities. If amenities are central to your decision, confirm directly what any given association does and does not offer before you commit.

The location and the amenities are priced into every listing in St Martin Beachwalk Villas. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small, the difference between a good and a bad purchase is unit-level detail — condition, association specifics, and how one listing compares to the last few closings. We track this pocket closely enough to tell you when an asking price reflects genuine value versus a seller testing thin inventory, and we will tell you plainly when none of the current options fit what you are after.

St Martin Beachwalk Villas in 15 seconds.

Best forBuyers who want a Destin villa and value simplicity over a large selection.
Biggest advantageA short, knowable inventory you can evaluate unit by unit.
Biggest riskThin supply makes pricing noisy and choices few.
Sweet spotA ready buyer who moves when the right villa lists.
Avoid ifYou need amenities or a wide range of homes to compare.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Martin Beachwalk Villas sales matched to your home.

What is your St Martin Beachwalk Villas home worth?

Get a no-obligation home value based on real comparable sales in St Martin Beachwalk Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Destin →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in St Martin Beachwalk Villas?
The median sale price in St Martin Beachwalk Villas was $315K over the 12 months ending September 12, 2026 (3 closed sales, Emerald Coast MLS).
How long do homes in St Martin Beachwalk Villas take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 65 days on market (3 sales, Emerald Coast MLS).
Is St Martin Beachwalk Villas a buyer's or seller's market right now?
As of September 12, 2026, St Martin Beachwalk Villas leans toward buyers: 20.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
Who is the best real estate agent for St Martin Beachwalk Villas?
The best agent for St Martin Beachwalk Villas is one who actively works Destin and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for St Martin Beachwalk Villas.
How do I find a top Destin real estate agent who knows St Martin Beachwalk Villas?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows St Martin Beachwalk Villas and the wider Destin area.
Can Momentum Realty connect me with an agent for St Martin Beachwalk Villas?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your St Martin Beachwalk Villas purchase or sale - no call center and no pressure.
Buyers set on a Destin villa who are prepared to act quickly when a suitable unit listsExcellent fit
Buyers who prefer evaluating a few specific properties in depth over sorting through a large marketExcellent fit
Buyers whose priority is location and the unit itself rather than shared community facilitiesExcellent fit
Buyers who want shared amenities as part of the packageProbably not
Buyers who need a broad selection to compare before decidingProbably not
Buyers uncomfortable with the pricing uncertainty that comes with very low inventoryProbably not

Nearby Communities

Explore more neighborhoods near St Martin Beachwalk Villas with Momentum Realty’s local guides.

PBPelican Beach0.1 mi awayTATerrace At Pelican Beach0.2 mi awayDODunes Of Destin0.3 mi awaySSundestin0.3 mi awaySBSouth Bay By The Gulf0.3 mi awayPSPalm Street Townhomes0.3 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 12, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesEmerald Coast MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 1996 (39 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in ST MARTIN BEACHWALK VILLAS? 3 recorded closings; median 65 days on market (window ending 2026-09-12). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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