Sundestin
Condos for Sale in Destin, FL
All 610 homes for sale in Destin, FL · median $639,900 · 601 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Sundestin in Destin, FL has 4 homes for sale, asking from $347,000 to $594,000 (median $484,950). Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $450,000, a median 8 days on market, sellers accepting 92% of original asking (+12% versus the prior year). Homes listed or recently sold were built 1984–1984; 7 of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 10 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $5,800 ($5,290 with the full homestead exemption).
| Location | Destin, Okaloosa County, FL · ZIP 32541 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | BBQ Pit/Grill, Community Room, Dumpster, Elevators, Exercise Room, Laundry |
| Sale prices, last 12 months | $450,000 median across 4 closed sales · +12.5% vs the prior 12 months |
| Days on market (closed sales) | 8 median |
| For sale right now | 4 active, 0 pending · median asking $492,000 · 12.0 months of supply |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “SUNDESTIN key facts,” movewithmomentum.com/neighborhoods/sundestin, data as of September 20, 2026.
Last 30 days in Sundestin: 2 new listings (median asking $484,950). As of October 2, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Sundestin
Live MLS inventory for Sundestin. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 85 daysTop listing
Active · 21 daysActive · 18 days
Active · 794 daysActive and pending Sundestin listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Sundestin Right Now (4)
All 4 active and pending Sundestin listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1040 E Highway 98 #1004 · $474,900 · 1 bd / 1.5 ba · listed Sep 12, 2026 · listed by EXP Realty LLC
- 1040 Hwy 98 #308 · $495,000 · 1 bd / 1.5 ba · listed Sep 9, 2026 · listed by Scenic Real Estate
- 1040 Hwy 98 E #718 · $594,000 · 2 bd / 2 ba · listed Jul 7, 2026 · listed by Scenic Real Estate
- 1040 Highway 98 #Unit 110 · $347,000 · 1 bd / 1.5 ba · listed Jul 2, 2026 · listed by Keller Williams Realty Destin
SUNDESTIN sits in Destin, and price here is driven far more by condition, position, and view than by any single benchmark. The median sale sits at $450,000, but with only a handful of recent closings that number is a snapshot, not a floor or a ceiling. Treat it as a starting point for conversation, not a valuation.
The posture right now is tight. Only two active listings and a median of just 8 days on market tell you inventory moves fast when it is priced right. For sellers, that speed is leverage. For buyers, it means you need financing lined up and a decision framework ready before you tour, because hesitation is expensive in a market this thin.
Sundestin right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 4 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($450K) is up 12.5% from the prior 12 months ($400K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sundestin market snapshot (as of September 20, 2026): the median sale price is about $450K, a median 8 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market. The trailing-12-month median is up 12% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (4 closings in the current window).
In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
Emerald Coast MLS sales records identify 13 homes in SUNDESTIN that have changed hands since 2021, built between 1984 and 1984 (median 1984), with a median living area of about 765 sq ft and a typical 1-bedroom, 1.5-bath layout; 100% are condominiums. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
SUNDESTIN is a small, fast-moving Destin market where listings are scarce and the year-over-year read is up 12.5%. With so few homes trading at once, individual sales carry outsized weight in the numbers.
The setting & the homes.
Aerial and on-site photos of Sundestin. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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SundestinPhotos from Emerald Coast MLS listings in Sundestin; content deemed reliable but not guaranteed.
Who Sundestin is best for.
Best for
- Buyers with financing pre-arranged who can decide fast in a low-inventory market
- Those focused on a Destin location and willing to underwrite a home on its own condition and view
- Sellers wanting to capitalize on quick market times when a property is priced right
Probably not for
- Buyers who want a wide range of listings to compare before committing
- Anyone prioritizing shared community amenities, none of which surfaced here
- Buyers expecting a stable, high-volume price benchmark to anchor an offer
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($450K) IS the median in the snapshot above, and the move from 2025 ($400K) IS the +12.5% one-year change.
Windows contain 0 to 5 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
11% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Sundestin Market Scorecard
Sundestin is currently a buyer-leaning market. About 12.0 months of supply, a median asking price of $492,000, and homes go under contract in about 85 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in SUNDESTIN, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Sundestin on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent Sundestin listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Sundestin address.
Shop the zone: Homes zoned for Fort Walton Beach High School · Homes zoned for Destin High School
The Sundestin buying strategy.
If we were buying in Sundestin today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sundestin.
A thin market that rewards preparation
Four closings in the tracking window and two active listings is a genuinely low-volume picture. That has two consequences. First, the median of $450,000 can swing on a single unusual sale, so lean on the property in front of you rather than the headline figure. Second, when supply is this limited, well-presented homes tend to clear quickly, which the 8-day median reflects.
No community amenities surfaced from current MLS listings, so the case for SUNDESTIN rests on the individual home, its condition, and its Destin location rather than on shared facilities. Underwrite the property on its own merits and confirm what any HOA or association actually delivers before you assume anything.
The location and the amenities are priced into every listing in Sundestin. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Sundestin buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.5). Basis: Recent Direction +12.5% year-over-year; Liquidity & Demand 12.0 months of supply; Pricing Power 91.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market with only two active listings and homes moving in about a week, timing and readiness decide outcomes. We track SUNDESTIN closely, keep you positioned to act when the right listing appears, and price sellers to the fast pace this micro-market actually shows rather than to wishful comps.
Sundestin in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sundestin buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sundestin sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sundestin, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sundestin home worth?
Get a no-obligation home value based on real comparable sales in Sundestin, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Destin →
Frequently Asked Questions
What is the median home price in Sundestin?
How long do homes in Sundestin take to sell?
Is Sundestin a buyer's or seller's market right now?
Who is the best real estate agent for Sundestin?
How do I find a top Destin real estate agent who knows Sundestin?
Can Momentum Realty connect me with an agent for Sundestin?
Where is Sundestin, and what county is it in?
Should you buy in Sundestin?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2021 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how SUNDESTIN fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Sundestin Condos for Sale in Destin
- Home values · What homes in Sundestin Condos for Sale in Destin actually sell for
Nearby Communities
Explore more neighborhoods near Sundestin with Momentum Realty’s local guides.