Sundestin
Condos for Sale in Destin, FL
All 570 homes for sale in Destin, FL · median $639,450 · 338 condos for sale in Destin · 569 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Sundestin in Destin, FL has 6 homes for sale and 1 pending, asking from $347,000 to $579,000 (median $479,500). Homes listed or recently sold were built 1984–1984; 10 of 11 report an HOA (median $1,108/mo); 10 of the 11 geocoded homes sit in a FEMA special flood hazard zone (median elevation 10 ft).
Last 30 days in Sundestin: 2 new listings (median asking $474,000), 1 under contract right now. As of November 11, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Sundestin
Live MLS inventory for Sundestin. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 127 daysTop listing
Active · 63 days
Active · 47 daysActive · 15 days
Active · 15 days
Active · 836 days
Pending · 20 daysActive and pending Sundestin listings as of 2026-11-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
SUNDESTIN sits in Destin, and price here is driven far more by condition, position, and view than by any single benchmark. The median sale sits at $450,000, but with only a handful of recent closings that number is a snapshot, not a floor or a ceiling. Treat it as a starting point for conversation, not a valuation.
The posture right now is tight. Only two active listings and a median of just 8 days on market tell you inventory moves fast when it is priced right. For sellers, that speed is leverage. For buyers, it means you need financing lined up and a decision framework ready before you tour, because hesitation is expensive in a market this thin.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Sundestin right now
🟢 Buyer-leaning market. 18.0 months of supply and 14% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Medium (7 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
SUNDESTIN is a small, fast-moving Destin market where listings are scarce and the year-over-year read is up 12.5%. With so few homes trading at once, individual sales carry outsized weight in the numbers.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Sundestin. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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SundestinPhotos from Emerald Coast MLS listings in Sundestin; content deemed reliable but not guaranteed.
Who Sundestin is best for.
Best for
- Buyers with financing pre-arranged who can decide fast in a low-inventory market
- Those focused on a Destin location and willing to underwrite a home on its own condition and view
- Sellers wanting to capitalize on quick market times when a property is priced right
Probably not for
- Buyers who want a wide range of listings to compare before committing
- Anyone prioritizing shared community amenities, none of which surfaced here
- Buyers expecting a stable, high-volume price benchmark to anchor an offer
The market around Sundestin
Sundestin is too small for its own price trend, so here is the market around it.
Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).
ZIP and county figures describe the wider market, not Sundestin specifically. Momentum Research analysis of MLS records.
Sundestin on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent Sundestin listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Sundestin address.
Shop the zone: Homes zoned for Fort Walton Beach High School · Homes zoned for Destin High School
The Sundestin buying strategy.
If we were buying in Sundestin today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sundestin.
A thin market that rewards preparation
Four closings in the tracking window and two active listings is a genuinely low-volume picture. That has two consequences. First, the median of $450,000 can swing on a single unusual sale, so lean on the property in front of you rather than the headline figure. Second, when supply is this limited, well-presented homes tend to clear quickly, which the 8-day median reflects.
No community amenities surfaced from current MLS listings, so the case for SUNDESTIN rests on the individual home, its condition, and its Destin location rather than on shared facilities. Underwrite the property on its own merits and confirm what any HOA or association actually delivers before you assume anything.
The location and the amenities are priced into every listing in Sundestin. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market with only two active listings and homes moving in about a week, timing and readiness decide outcomes. We track SUNDESTIN closely, keep you positioned to act when the right listing appears, and price sellers to the fast pace this micro-market actually shows rather than to wishful comps.
Sundestin in 15 seconds.
Tools for a Sundestin buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sundestin sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sundestin, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sundestin home worth?
Get a no-obligation home value based on real comparable sales in Sundestin, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Destin →
| Location | Destin, Okaloosa County, FL |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | BBQ Pit/Grill, Community Room, Dumpster, Elevators, Exercise Room, Laundry |
| For sale right now | 6 active, 1 pending · median asking $479,500 · 18.0 months of supply |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sundestin key facts,” movewithmomentum.com/neighborhoods/sundestin, data as of November 9, 2026.
Housing distress & ownership in SUNDESTIN, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Sundestin
The newest homes for sale in Sundestin right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 1040 Hwy 98 #204 $479,000 · 1 bd · 1.5 ba · listed Oct 28, 2026 Courtesy of Scenic Real Estate
- 1040 E Hwy 98 #1214 $469,000 · 1 bd · 1.5 ba · listed Oct 28, 2026 Courtesy of Scenic Real Estate
- 1040 E Highway 98 #UNIT 310 $480,000 · 1 bd · 1.5 ba · listed Sep 26, 2026 Courtesy of Keller Williams Realty Destin
- 1040 Hwy 98 #308 $495,000 · 1 bd · 1.5 ba · listed Sep 10, 2026 Courtesy of Scenic Real Estate
- 1040 Hwy 98 E #718 $579,000 · 2 bd · 2 ba · listed Jul 8, 2026 Courtesy of Scenic Real Estate
- 1040 Highway 98 #UNIT 110 $347,000 · 1 bd · 1.5 ba · listed Jul 29, 2024 Courtesy of Keller Williams Realty Destin
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Sundestin Right Now (7)
All 7 active and pending Sundestin listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1040 Hwy 98 #204 · $479,000 · 1 bd / 1.5 ba · listed Oct 27, 2026 · listed by Scenic Real Estate
- 1040 E Hwy 98 #1214 · $469,000 · 1 bd / 1.5 ba · listed Oct 27, 2026 · listed by Scenic Real Estate
- 1040 E Highway 98 #Unit 310 · $480,000 · 1 bd / 1.5 ba · listed Sep 25, 2026 · listed by Keller Williams Realty Destin
- 1040 E Highway 98 #1004 · $474,900 · 1 bd / 1.5 ba · pending · listed Sep 12, 2026 · listed by EXP Realty LLC
- 1040 Hwy 98 #308 · $495,000 · 1 bd / 1.5 ba · listed Sep 9, 2026 · listed by Scenic Real Estate
- 1040 Hwy 98 E #718 · $579,000 · 2 bd / 2 ba · listed Aug 13, 2026 · listed by Scenic Real Estate
- 1040 Highway 98 #Unit 110 · $347,000 · 1 bd / 1.5 ba · listed Aug 13, 2026 · listed by Keller Williams Realty Destin
More Destin home searches
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Destin guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Real estate agent in Destin? Join Momentum in Destin: 100% commission, one $12K cap.
11% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
What it really costs to own in Sundestin
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $4,263/yr across 3 listings here (MLS tax records, 2026-11-12). |
|---|---|
| HOA dues | Median $1,108/month across 3 MLS listings (most billed monthly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1984 across 4 listings. An original roof here would be about 42 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $1,684/month (tax $355, HOA $1,108, insurance $220). An estimate from the sources above, not a quote.
Email me new listings in Sundestin
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Sundestin Condos for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sundestin Condos for Sale will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
Is Sundestin a buyer's or seller's market right now?
Who is the best real estate agent for Sundestin?
How do I find a top Destin real estate agent who knows Sundestin?
Can Momentum Realty connect me with an agent for Sundestin?
Where is Sundestin, and what county is it in?
Should you buy in Sundestin?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 12, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how SUNDESTIN fits the bigger picture — live prices, inventory, and Momentum Scores: