Tropic Isles Co-Op
Homes for Sale in Palmetto, FL
All 448 homes for sale in PALMETTO, FL · median $399,950 · 438 homes for sale in 34221 · Manatee County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of September 2026, Tropic Isles Co-Op in Palmetto, FL has 6 homes for sale and 4 pending, asking from $50,000 to $220,000 (median $110,000). Over the 12 months ending 2026-08-02, 23 recorded sales closed at a median of $180,000, $188 per square foot, a median 73 days on market, sellers accepting 90% of original asking (+3% versus the prior year). Homes listed or recently sold were built 1967 - 2023; 22 of 22 report an HOA (median $331/mo); 8 of the 12 geocoded homes sit in a FEMA special flood hazard zone (median elevation 4 ft). At the median price and Manatee County's FY2025-26 rate of 17.29 mills, annual property tax runs about $3,110 ($2,410 with the full homestead exemption).
| Location | PALMETTO, Manatee County, FL · ZIP 34221 |
|---|---|
| Homes in the community | 582 (FL DOR 2025 assessment roll) |
| Years built | 1895–2023 (median 1986.0) |
| Typical living area | 1,144 sq ft (median) |
| Home types (current listings and sales) | mobile homes 59%, manufactured homes 41% |
| Amenities listed by sellers | Clubhouse, Fitness Center, Golf Carts OK, Pool, Association Recreation - Owned, Recreation Facilities |
| Sale prices, last 12 months | $180,000 median across 23 closed sales · $188 per sq ft · +2.9% vs the prior 12 months |
| Days on market (closed sales) | 73 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 40% |
| Zoned public schools | Manatee County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “TROPIC ISLES CO-OP key facts,” movewithmomentum.com/neighborhoods/tropic-isles-co-op, data as of August 2, 2026.
Last 30 days in Tropic Isles Co-Op: 2 new listings (median asking $117,500), 4 under contract right now. As of September 27, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Tropic Isles Co-Op
Live MLS inventory for Tropic Isles Co-Op. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Tropic Isles Co-Op listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.
Tropic Isles Co-Op right now
🟡 Still climbing. The trailing-12-month median ($180K) is up 2.9% from the prior 12 months ($175K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: High (23 and 21 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside TROPIC ISLES CO-OP right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Tropic Isles Co-Op market snapshot (as of August 2, 2026): the median sale price is about $180K ($188 per sq ft over the trailing 12 months of closed sales), and a median 73 days on market for closed sales. The trailing-12-month median is up 3% from the prior 12 months, computed from record-level Stellar MLS closed sales (23 closings in the current window).
In ZIP 34221 (PALMETTO), 408 homes closed in the last 12 months at a median of $362K ($196/sq ft), down 2.6% year over year, with a median 54 days on market. Right now 2 active listings - a buyer's market. See the live ZIP 34221 housing market and the Manatee County market.
Flood zones in TROPIC ISLES CO-OP: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 100% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov.
Tropic Isles Co-Op is a community of 582 homes in Palmetto, Manatee County, built between 1895 and 2023 (median 1986.0), with a median living area of about 1,144 square feet. 40% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Tropic Isles Co-Op. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Tropic Isles Co-Op; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($180K) IS the median in the snapshot above, and the move from 2025 ($175K) IS the +2.9% one-year change.
Windows contain 5 to 23 sales each (23 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Deemed reliable but not guaranteed.
40% of homes for sale in Tropic Isles Co-Op are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
Tropic Isles Market Scorecard
Tropic Isles is currently a seller's market. About 2.9 months of supply, a median asking price of $110,000, and homes go under contract in about 104 days.
Typical home value in the 34221 ZIP is $352,196, about 4.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in TROPIC ISLES CO-OP, PALMETTO
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Tropic Isles Co-Op on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Manatee County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Manatee County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Tropic Isles Co-Op listings and can change; always confirm with Manatee County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Tropic Isles Co-Op address.
Shop the zone: Homes zoned for Palmetto High High School
The Tropic Isles Co-Op buying strategy.
If we were buying in Tropic Isles Co-Op today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tropic Isles Co-Op.
A closer look at the Tropic Isles Co-Op market
At a median of $188 per square foot, Tropic Isles Co-Op prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 3% year over year. Homes that do trade take a median 73 days on market, useful leverage on any listing that has lingered.
The housing stock is 582 homes built between 1895 and 2023, and 40% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Tropic Isles Co-Op. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Tropic Isles Co-Op buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.7). Basis: Recent Direction +2.9% year-over-year; Owner Commitment 40% owner-occupied; Pricing Power 90.0% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $325/month (about $3,900/yr) · median of 308 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $325 per month ($3,900 a year) - the median AssociationFee across 308 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Tropic Isles Co-Op buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tropic Isles Co-Op sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tropic Isles Co-Op, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tropic Isles Co-Op home worth?
Get a no-obligation home value based on real comparable sales in Tropic Isles Co-Op, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palmetto →
Frequently Asked Questions
What is the median home price in Tropic Isles Co-Op?
How long do homes in Tropic Isles Co-Op take to sell?
How many homes are in Tropic Isles Co-Op?
What share of Tropic Isles Co-Op is owner-occupied?
When were the homes in Tropic Isles Co-Op built?
Do cash buyers compete in Tropic Isles Co-Op?
What schools serve Tropic Isles Co-Op?
Who is the best real estate agent for Tropic Isles Co-Op?
How do I find a top Palmetto real estate agent who knows Tropic Isles Co-Op?
Can Momentum Realty connect me with an agent for Tropic Isles Co-Op?
Where is Tropic Isles Co-Op, and what county is it in?
Is Tropic Isles Co-Op a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (13 streets, ZIP 34221)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2021 (84 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how TROPIC ISLES CO-OP fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Tropic Isles Co-Op with Momentum Realty’s local guides.