Willow Bend
Homes for Sale in Fort Walton Beach, FL
All 408 homes for sale in Fort Walton Beach, FL · median $396,000 · 150 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Emerald Coast MLS
As of September 2026, Willow Bend in Fort Walton Beach, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 11 recorded sales closed at a median of $275,000, a median 25 days on market, sellers accepting 98% of original asking (+6% versus the prior year). Homes listed or recently sold were built 1985–1988; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 55 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $3,550 ($3,040 with the full homestead exemption).
Villages & sections of Willow Bend
Willow Bend in Fort Walton Beach, FL is a master-planned community recorded as 2 named villages and sections in the MLS; 2 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Yorktown at Willow Bend · 1 for sale · 4 sold/12 mo
- Willow Bend Ph I Lot 8 · 1 for sale
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32547, 32548 |
|---|---|
| Homes in the community | 234 (FL DOR 2025 assessment roll) |
| Years built | 1969–1995 (median 1986.5) |
| Typical living area | 1,418 sq ft (median) |
| Sale prices, last 12 months | $275,000 median across 11 closed sales · +5.8% vs the prior 12 months |
| Days on market (closed sales) | 25 median |
| For sale right now | 2 active, 1 pending · median asking $254,000 |
| Owner-occupied (homestead) share | 49% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Willow Bend key facts,” movewithmomentum.com/neighborhoods/willow-bend--okaloosa, data as of September 20, 2026.
Willow Bend right now
🟡 Still climbing. The trailing-12-month median ($275K) is up 5.8% from the prior 12 months ($260K) and up 139% since 2012. With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (11 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Willow Bend market snapshot (as of September 20, 2026): the median sale price is about $275K, and a median 25 days on market for closed sales. The trailing-12-month median is up 6% from the prior 12 months and up 139% since 2012, computed from record-level Emerald Coast MLS closed sales (11 closings in the current window).
In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.
County records show 25 qualified sales in Willow Bend across 2024–2025 (18 in 2024, 7 in 2025), median $310,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Willow Bend is a community of 234 homes in Fort Walton Beach, Okaloosa County, built between 1969 and 1995 (median 1986.5), with a median living area of about 1,418 square feet. 49% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Willow Bend. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Willow Bend
Willow Bend
Willow BendPhotos from Emerald Coast MLS listings in Willow Bend; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($275K) IS the median in the snapshot above, and the move from 2025 ($260K) IS the +5.8% one-year change.
Windows contain 3 to 11 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
26% of homes for sale in ZIP 32547 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).
Willow Bend Market Scorecard
Willow Bend is currently a balanced market., a median asking price of $254,000, and homes go under contract in about 40 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Willow Bend, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Willow Bend
Live MLS inventory for Willow Bend. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 40 daysTop listingActive · 31 daysPending · 174 daysActive and pending Willow Bend listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Willow Bend Okaloosa Right Now (3)
All 3 active and pending Willow Bend Okaloosa listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2525 Georgetown Lane · $229,000 · 2 bd / 1 ba · listed Aug 10, 2026 · listed by Coldwell Banker Realty
- 3011 Yorktown Circle · $279,000 · 3 bd / 2 ba · listed Aug 1, 2026 · listed by Gulfside Haven LLC
- 2501 Georgetown Lane · $299,900 · 3 bd / 2.5 ba · pending · listed Jun 27, 2026 · listed by Emerald Coast Realty Pros Inc
Willow Bend on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Kenwood · Elementary
- Pryor · Middle
- Choctawhatchee · High
Zoned schools reflect the assignments reported on recent Willow Bend listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Willow Bend address.
Shop the zone: Homes zoned for Choctawhatchee High School
The Willow Bend buying strategy.
If we were buying in Willow Bend today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Willow Bend.
A closer look at the Willow Bend market
Homes in Willow Bend trade around a median of $275K, where condition and lot do more to set the final number than the asking price does.
The trailing-12-month median up 6% year over year. Homes that do trade take a median 25 days on market, useful leverage on any listing that has lingered.
The housing stock is 234 homes built between 1969 and 1995, and 49% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Willow Bend. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Willow Bend buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.4). Basis: Long-Term Appreciation +139% since 2012; Recent Direction +5.8% year-over-year; Owner Commitment 49% owner-occupied; Pricing Power 98.2% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Willow Bend buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Willow Bend sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Willow Bend, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Willow Bend home worth?
Get a no-obligation home value based on real comparable sales in Willow Bend, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Frequently Asked Questions
What is the median home price in Willow Bend?
How long do homes in Willow Bend take to sell?
How many homes are in Willow Bend?
What share of Willow Bend is owner-occupied?
When were the homes in Willow Bend built?
Have Willow Bend home prices gone up?
Who is the best real estate agent for Willow Bend?
How do I find a top Fort Walton Beach real estate agent who knows Willow Bend?
Can Momentum Realty connect me with an agent for Willow Bend?
Where is Willow Bend, and what county is it in?
Is Willow Bend a good place to live?
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (7 streets, ZIP 32547/32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1993 (147 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Willow Bend fits the bigger picture — live prices, inventory, and Momentum Scores:
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