Gated Communities in Fort Walton Beach, FL: Homes for Sale

This page tracks every Fort Walton Beach listing whose MLS record reports a gated community (manned gate, unmanned gate or security gate), by community, with live counts and asking prices, and the fee questions that come with the gate.

43 homes in gated communities are for sale or pending in Fort Walton Beach, FL today across 17 communities. The median asking price is $480,000, from $219,900 to $1,699,000. Listings in Fort Walton Beach without that feature have a median of $389,800. Most listings right now: El Matador Condo (14), Waterscape (8), Seaspray Condo (3). Updated September 28, 2026 from the MLS.

Live gated community homes in Fort Walton Beach: the listings

36 active listings carry the flag today (8% of Fort Walton Beach inventory), median asking $504,450, median 103 days on market. Photo cards link to the listing; refreshed nightly.

Newest gated community homes in Fort Walton Beach

909 Santa Rosa #118, gated community for sale in Fort Walton Beach
$379,975
2 bd · 2 ba · built 1971
909 Santa Rosa #118, 32548
Listing courtesy of Newcastle Property Management
909 Santa Rosa Boulevard #528, gated community for sale in Fort Walton Beach
$448,000
2 bd · 2 ba · built 1971
909 Santa Rosa Boulevard #528, 32548
Listing courtesy of Newcastle Property Management
1530 SE Miracle Strip Parkway #103B, gated community for sale in Fort Walton Beach
$315,000
1 bd · 1 ba · built 1970
1530 SE Miracle Strip Parkway #103B, 32548
Listing courtesy of The Premier Property Group Seacrest Office
1110 Santa Rosa Boulevard #A333, gated community for sale in Fort Walton Beach
$699,000
2 bd · 2.5 ba · built 2008
1110 Santa Rosa Boulevard #A333, 32548
Waterscape
Listing courtesy of EXP Realty LLC
1110 Santa Rosa Boulevard #A430, gated community for sale in Fort Walton Beach
$574,000
1 bd · 2 ba · built 2008
1110 Santa Rosa Boulevard #A430, 32548
Waterscape
Listing courtesy of Compass
858 Scallop Court #406, gated community for sale in Fort Walton Beach
$1,500,000
3 bd · 3 ba · built 2019
858 Scallop Court #406, 32548
Blu
Listing courtesy of Cindy Cole Fine Homes LLC
1814 Stable Lane, gated community for sale in Fort Walton Beach
$300,000
3 bd · 2.5 ba · built 2021
1814 Stable Lane, 32547
Stable Lanes
Listing courtesy of List Now Realty
909 Santa Rosa #532, gated community for sale in Fort Walton Beach
$387,979
2 bd · 1.5 ba · built 1971
909 Santa Rosa #532, 32548
Listing courtesy of Newcastle Property Management
858 Scallop Court #Unit 507, gated community for sale in Fort Walton Beach
$1,699,000
4 bd · 3 ba · built 2019
858 Scallop Court #Unit 507, 32548
Blu
Listing courtesy of Scenic Real Estate
1110 Santa Rosa Boulevard #A112, gated community for sale in Fort Walton Beach
$874,000
2 bd · 2.5 ba · built 2008
1110 Santa Rosa Boulevard #A112, 32548
Waterscape
Listing courtesy of Scenic Real Estate
1816 Stable Lane #B9, gated community for sale in Fort Walton Beach
$299,000
3 bd · 2.5 ba · built 2021
1816 Stable Lane #B9, 32547
Stable Lanes
Listing courtesy of JC Coastal Real Estate
858 Scallop Court #Unit 101, gated community for sale in Fort Walton Beach
$1,579,000
4 bd · 3 ba · built 2019
858 Scallop Court #Unit 101, 32548
Blu
Listing courtesy of Scenic Real Estate
909 Santa Rosa Boulevard #255, gated community for sale in Fort Walton Beach
$339,900
1 bd · 1 ba · built 1971
909 Santa Rosa Boulevard #255, 32548
Listing courtesy of Newcastle Property Management
909 Santa Rosa Boulevard #143, gated community for sale in Fort Walton Beach
$480,000
2 bd · 1 ba · built 1971
909 Santa Rosa Boulevard #143, 32548
Listing courtesy of Newcastle Property Management
1110 Santa Rosa Boulevard #B308, gated community for sale in Fort Walton Beach
$875,000
2 bd · 2.5 ba · built 2008
1110 Santa Rosa Boulevard #B308, 32548
Waterscape
Listing courtesy of Scenic Real Estate
105 SE Brooks Street #3, gated community for sale in Fort Walton Beach
$725,000
3 bd · 3 ba · built 2002
105 SE Brooks Street #3, 32548
Listing courtesy of Compass
909 Santa Rosa Boulevard #Unit 162, gated community for sale in Fort Walton Beach
$380,000
2 bd · 1.5 ba · built 1971
909 Santa Rosa Boulevard #Unit 162, 32548
Listing courtesy of Keller Williams Realty Destin
1110 Santa Rosa Boulevard #A421, gated community for sale in Fort Walton Beach
$670,000
2 bd · 2 ba · built 2008
1110 Santa Rosa Boulevard #A421, 32548
Waterscape
Listing courtesy of Scenic Real Estate
676 Santa Rosa Boulevard #6E, gated community for sale in Fort Walton Beach
$628,900
2 bd · 2 ba · built 1974
676 Santa Rosa Boulevard #6E, 32548
Listing courtesy of EXP Realty LLC
1110 Santa Rosa Boulevard #A415, gated community for sale in Fort Walton Beach
$675,000
2 bd · 2.5 ba · built 2008
1110 Santa Rosa Boulevard #A415, 32548
Waterscape
Listing courtesy of Scenic Real Estate
909 Santa Rosa Boulevard #Unit 548, gated community for sale in Fort Walton Beach
$320,000
2 bd · 2 ba · built 1972
909 Santa Rosa Boulevard #Unit 548, 32548
Listing courtesy of NextHome Cornerstone Realty
1530 SE Miracle Strip Parkway #205B, gated community for sale in Fort Walton Beach
$279,000
1 bd · 1 ba · built 1970
1530 SE Miracle Strip Parkway #205B, 32548
Listing courtesy of The Premier Property Group Seacrest Office
218 SW Miracle Strip Parkway #J, gated community for sale in Fort Walton Beach
$528,900
2 bd · 2.5 ba · built 1992
218 SW Miracle Strip Parkway #J, 32548
Brooks Landing
Listing courtesy of Realty ONE Group Emerald Coast
909 Santa Rosa Boulevard #553, gated community for sale in Fort Walton Beach
$350,000
2 bd · 2 ba · built 1971
909 Santa Rosa Boulevard #553, 32548
Listing courtesy of RE/MAX Gulf Coast Realty
1110 Santa Rosa Boulevard #Unit B514, gated community for sale in Fort Walton Beach
$867,500
2 bd · 2.5 ba · built 2008
1110 Santa Rosa Boulevard #Unit B514, 32548
Waterscape
Listing courtesy of Christies International Real Estate Emerald Coast
909 Santa Rosa Boulevard #530, gated community for sale in Fort Walton Beach
$384,000
2 bd · 2 ba · built 1971
909 Santa Rosa Boulevard #530, 32548
Listing courtesy of Scenic Sotheby's International Realty
321 Bream Avenue #309, gated community for sale in Fort Walton Beach
$398,000
2 bd · 2 ba · built 1999
321 Bream Avenue #309, 32548
Palm Court Yacht Club
Listing courtesy of TruChoice Realty
1150 Santa Rosa Boulevard #121, gated community for sale in Fort Walton Beach
$629,000
3 bd · 2 ba · built 2005
1150 Santa Rosa Boulevard #121, 32548
Azure
Listing courtesy of On The Coast Real Estate Group
1150 Santa Rosa Boulevard #Unit 113, gated community for sale in Fort Walton Beach
$1,095,000
3 bd · 3 ba · built 2005
1150 Santa Rosa Boulevard #Unit 113, 32548
Azure
Listing courtesy of World Impact Real Estate
1110 Santa Rosa Boulevard #A231, gated community for sale in Fort Walton Beach
$600,000
2 bd · 2.5 ba · built 2008
1110 Santa Rosa Boulevard #A231, 32548
Waterscape
Listing courtesy of Keller Williams Realty Destin

The most expensive gated community homes in Fort Walton Beach

ListingAskingSq ftCommunity
858 Scallop Court #Unit 507$1,699,000—Blu
858 Scallop Court #Unit 101$1,579,000—Blu
858 Scallop Court #406$1,500,000—Blu
1150 Santa Rosa Boulevard #Unit 113$1,095,000—Azure
1110 Santa Rosa Boulevard #B308$875,000—Waterscape
1110 Santa Rosa Boulevard #A112$874,000—Waterscape
1110 Santa Rosa Boulevard #Unit B514$867,500—Waterscape
105 SE Brooks Street #3$725,000——
1110 Santa Rosa Boulevard #A333$699,000—Waterscape
1110 Santa Rosa Boulevard #A415$675,000—Waterscape

Gated Community Homes by price

BandFor saleShare
Under $300K411%
$300K–$500K1439%
$500K–$750K1131%
$750K–$1M38%
$1M+411%

Fort Walton Beach gated community homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityGated Community HomesNew buildMedian listFrom
El Matador Condo140$362,500$219,900
Waterscape80$687,000$584,800
Seaspray Condo30$299,900$279,000
Azure20$862,000$629,000
Palm Court Yacht Club20$398,500$398,000
Stable Lanes20$299,500$299,000
Blu Condo Unit 50710$1,699,000$1,699,000
Blu Condo10$1,500,000$1,500,000
The Sound Condominium10$725,000$725,000
Lighthouse Pointe10$724,000$724,000
Bridgeport Colony10$640,000$640,000
ISLAND ECHO CONDO Unit 6-E10$628,900$628,900
Island Princess10$614,900$614,900
Waterscape Unit A43010$574,000$574,000
Brooks Landing Townhomes10$560,000$560,000
Brooks Landing10$528,900$528,900
Clipper Cove T/H10$335,000$335,000

What the gate costs and what it actually does

A gate is an HOA amenity, so it shows up in dues: an unmanned keypad or transponder gate adds little; a 24-hour manned gate is a six-figure annual staffing line shared by the homeowners, and the roads behind it are usually private, which means the association, not the county, pays to repave them. Ask for the current HOA budget and reserve study, whether the roads are private, and whether a gate or road assessment is pending. The MLS field records the gate, not its staffing, so confirm which kind it is before you value it. Our true cost of ownership calculator puts HOA dues, taxes and insurance into one monthly number.

Questions to ask about any gated-community listing

Is the gate manned, and during what hours? Are the roads private, and what do the reserves look like for repaving? What are the HOA dues today and what did they run three years ago? Is there a CDD or a special assessment on the books? What are the guest-access and delivery rules? A local agent who works the community will know which gates are staffed and which associations are underfunded.

Common questions

How many homes in gated communities are for sale in Fort Walton Beach?
As of September 28, 2026, 43 Fort Walton Beach, FL listings whose MLS record reports a gated community are active or pending, across 17 communities. The count updates with every MLS refresh.
What do gated community homes cost in Fort Walton Beach?
The median asking price today is $480,000, with listings from $219,900 to $1,699,000. Fort Walton Beach listings without that feature have a median of $389,800.
Which Fort Walton Beach community has the most gated community homes for sale?
El Matador Condo has the most right now (14), followed by Waterscape (8), Seaspray Condo (3), Azure (2).
Are gated communities more expensive to own?
Usually the HOA dues are higher, because the gate, any guard staffing and the private roads behind it are paid for by the homeowners. Home prices vary by community; the table above shows the asking prices in each gated community with listings today, and the HOA figure on each community's own guide shows what the dues actually run.

Keep exploring Fort Walton Beach

Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Fort Walton Beach, FL whose MLS record reports a gated community. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

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