Woodridge
Homes for Sale in Panama City, FL
All 257 homes for sale in Panama City, FL · median $349,000 · 114 homes for sale in 32405 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Woodridge in Panama City, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $240,000, a median 105 days on market, sellers accepting 91% of original asking. At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $2,950 ($2,460 with the full homestead exemption).
| Location | Panama City, Bay County, FL · ZIP 32405, 32466 |
|---|---|
| Homes in the community | 47 (FL DOR 2025 assessment roll) |
| Years built | 1986–2020 (median 1987) |
| Typical living area | 1,483 sq ft (median) |
| Sale prices, last 12 months | $240,000 median across 5 closed sales |
| Days on market (closed sales) | 105 median |
| For sale right now | 1 active, 0 pending · median asking $245,000 |
| Owner-occupied (homestead) share | 60% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Woodridge key facts,” movewithmomentum.com/neighborhoods/woodridge--bay, data as of September 20, 2026.
The 60-Second Overview
Woodridge market snapshot (as of September 20, 2026): the median sale price is about $240K, and a median 105 days on market for closed sales.
In ZIP 32405 (Panama City), 697 homes closed in the last 12 months at a median of $280K, down 6.8% year over year, with a median 56 days on market. Right now 202 active and 86 pending listings — a balanced market. See the live ZIP 32405 housing market and the Bay County market.
County records show 3 qualified sales in Woodridge across 2024–2025 (2 in 2024, 1 in 2025), median $247,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Woodridge is a community of 47 homes in Panama City, Bay County, built between 1986 and 2020 (median 1987), with a median living area of about 1,483 square feet. 60% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($240K) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
20% of homes for sale in ZIP 32405 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-30).
Woodridge Market Scorecard
Woodridge is currently a balanced market., a median asking price of $245,000, and homes go under contract in about 48 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Woodridge, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Woodridge
Live MLS inventory for Woodridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Woodridge listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Woodridge Bay Right Now (1)
All 1 active and pending Woodridge Bay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4087 Woodridge Place, Panama City, Fl 32405 · $245,000 · 3 bd / 2 ba · listed Sep 11, 2026 · listed by Palms to Pines Real Estate LLC
The Woodridge buying strategy.
If we were buying in Woodridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Woodridge.
A closer look at the Woodridge market
Homes in Woodridge trade around a median of $240K, where condition and lot do more to set the final number than the asking price does.
The housing stock is 47 homes built between 1986 and 2020, and 60% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Woodridge. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Woodridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Woodridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Woodridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Woodridge home worth?
Get a no-obligation home value based on real comparable sales in Woodridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Woodridge?
How long do homes in Woodridge take to sell?
How many homes are in Woodridge?
What share of Woodridge is owner-occupied?
When were the homes in Woodridge built?
Who is the best real estate agent for Woodridge?
How do I find a top Panama City real estate agent who knows Woodridge?
Can Momentum Realty connect me with an agent for Woodridge?
Where is Woodridge, and what county is it in?
Is Woodridge a good place to live?
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32405/32466)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (44 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Woodridge fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Woodridge
- Home values · What homes in Woodridge actually sell for
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