Zachary Estates
Homes for Sale in Pensacola, FL
All 990 homes for sale in Pensacola, FL · median $344,500 · Escambia County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of John Alumbaugh, KELLER WILLIAMS REALTY GULF COAST · via Pensacola MLS
As of October 2026, Zachary Estates in Pensacola, FL has 1 home for sale. Over the 12 months ending 2026-07-13, 3 recorded sales closed at a median of $260,000, $155 per square foot, a median 72 days on market, sellers accepting 94% of original asking (-18% versus the prior year). Homes listed or recently sold were built 2000–2003; 4 of 4 report an HOA (median $28/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 94 ft).
Last 30 days in Zachary Estates: 1 new listing (median asking $293,000), 1 under contract right now. As of October 17, 2026, Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.
Zachary Estates right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of July 13, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($260K) is down 17.7% from the prior 12 months ($316K) and up 121% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Pensacola MLS closed sales, 12-month windows ending July 13. Confidence: Low (3 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 18, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Zachary Estates market snapshot (as of July 13, 2026): the median sale price is about $260K ($155 per sq ft over the trailing 12 months of closed sales), a median 72 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is down 18% from the prior 12 months and up 121% since 2012, computed from record-level Pensacola MLS closed sales (3 closings in the current window).
The setting & the homes.
Aerial and on-site photos of Zachary Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Zachary EstatesPhotos from Pensacola MLS listings in Zachary Estates; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Pensacola MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($260K) IS the median in the snapshot above, and the move from 2025 ($316K) IS the -17.7% one-year change.
Windows contain 1 to 9 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
32% of homes for sale in ZIP 32526 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-18).
Zachary Estates Market Scorecard
Zachary Estates is currently a balanced market (limited data). About 6.0 months of supply, a median asking price of $293,000, and homes go under contract in about 19 days.
Typical home value in the 32526 ZIP is $280,825, about 20.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Zachary Estates
Live MLS inventory for Zachary Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Zachary Estates listings as of 2026-10-17, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.
Zachary Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Pensacola MLS. Map data © OpenStreetMap contributors.
Schools
- Escambia - Fl County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Bellview · Elementary
- BELLVIEW · Middle
- Pine Forest · High
Zoned schools reflect the assignments reported on recent Zachary Estates listings and can change; always confirm with Escambia - Fl County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Zachary Estates address.
Shop the zone: Homes zoned for Pine Forest High School
Recent Developments in Zachary Estates
Development, infrastructure, retail, and school activity affecting Zachary Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Schools
Escambia schools plan to close Lincoln Park Elementary and redraw attendance zones
Escambia County Public Schools plans to close Lincoln Park Elementary because enrollment is below 300, with state data showing 202 students for 2025-26. A zoning advisory committee was asked to redraw boundaries, with Brentwood Elementary (397 students) and Ensley Elementary (465 students) named as likely receiving schools. The article is an opinion piece that reports these district figures.
What it may mean for the marketAttendance zone changes could alter school assignments, bus routes and daily travel for households around the affected Pensacola-area campuses. The site is about 4 miles east of Zachary Estates.
Source: Rick's Blog - October 2026Development
Escambia Planning Board to hear rezoning for 540-acre Outlying Fields site in Beulah
The Escambia County Planning Board was set to hear rezoning and land-use changes on October 6 for the former Navy Outlying Landing Field 8 next to the Navy Federal Credit Union campus. The roughly 540-acre plan includes 1,000 to 1,500 housing units, 23 acres for health-related facilities along Nine Mile Road, retail and restaurants, and an Employment, Technology and Innovation district. County staff found the changes consistent with the comprehensive plan, and FDOT expects no added trip generation.
What it may mean for the marketThe plan would add housing, commercial space and employer land in the Beulah area near Nine Mile Road, which could change local retail access, commute patterns and housing supply. The site is about 5 miles north of Zachary Estates.
Source: Rick's Blog - September 2026Infrastructure
Pensacola mayor says new airport terminal construction starts next week
At a September 17 briefing, Mayor D.C. Reeves said the notice to proceed for the new terminal at Pensacola International Airport would be issued the following week, with site preparation starting shortly after. He described it as a nine-figure investment. A separate 600-space parking expansion still needs construction funding.
What it may mean for the marketTerminal construction signals added air-travel capacity at the airport and construction activity near the airport corridor. The site is about 8 miles east of Zachary Estates.
Source: Rick's Blog
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Zachary Estates buying strategy.
If we were buying in Zachary Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Zachary Estates.
A closer look at the Zachary Estates market
At a median of $155 per square foot, Zachary Estates prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.0 months of supply, a balanced market and the trailing-12-month median down 18% year over year. Homes that do trade take a median 72 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Zachary Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Zachary Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.4). Basis: Long-Term Appreciation +121% since 2012; Recent Direction -17.7% year-over-year; Liquidity & Demand 4.0 months of supply; Pricing Power 94.2% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $348/year (about $29/month) · median of 87 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $348 a year ($29 a month) — the median AssociationFee across 87 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Zachary Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Zachary Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Zachary Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Zachary Estates home worth?
Get a no-obligation home value based on real comparable sales in Zachary Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Pensacola →
| Location | Pensacola, Escambia - Fl County, FL |
|---|---|
| Sale prices, last 12 months | $260,000 median across 3 closed sales · $155 per sq ft · -17.7% vs the prior 12 months |
| Days on market (closed sales) | 72 median |
| For sale right now | 1 active, 0 pending · median asking $279,900 · 4.0 months of supply |
Data as of July 13, 2026. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Market figures describe homes, not residents. Cite as: Momentum Realty, “Zachary Estates key facts,” movewithmomentum.com/neighborhoods/zachary-estates, data as of July 13, 2026.
Housing distress & ownership in Zachary Estates, Pensacola
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Zachary Boulevard (34 homes on record)
Email me new listings in Zachary Estates
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Zachary Estates
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Zachary Estates will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Zachary Estates?
How long do homes in Zachary Estates take to sell?
Is Zachary Estates a buyer's or seller's market right now?
Have Zachary Estates home prices gone up?
Who is the best real estate agent for Zachary Estates?
How do I find a top Pensacola real estate agent who knows Zachary Estates?
Can Momentum Realty connect me with an agent for Zachary Estates?
Where is Zachary Estates, and what county is it in?
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: October 17, 2026) |
| Community market stats | Pensacola MLS closed sales, 12-month windows ending July 13, 2026 |
| Under-contract shares | Pensacola MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2005 (87 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Zachary Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Zachary Estates with Momentum Realty’s local guides.
More on Zachary Estates
- Home values · What homes in Zachary Estates actually sell for