Atlantic Beach vs Pablo Bay
Two Duval communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-10-02.
| Metric | Atlantic Beach | Pablo Bay |
|---|---|---|
| Median sale price | $492K | $726K |
| Price per sq ft | $360 | $272 |
| Avg days on market | 144 days | 69 days |
| Months of supply | 1.5 mo | 1.1 mo |
| Market | Seller's Market | Strong Seller's Market |
| 1-year price change | +0% | -1% |
| Recent closings | 73 | 33 |
The verdict
Pablo Bay carries the higher median price — about 48% above Atlantic Beach. Homes in Pablo Bay sell faster (69 days on market vs 144). Pablo Bay is the tighter market on inventory (1.1 months of supply).
Where each one is
Atlantic Beach and Pablo Bay are about 5 miles apart (straight-line, center to center) and share Duval County.
| Atlantic Beach | Pablo Bay | |
|---|---|---|
| County | Duval County, FL | Duval County, FL |
| City / area | Atlantic Beach | Jacksonville |
| ZIP | 32080, 32233 | 32224 |
| Straight-line to downtown Jacksonville | 15 mi | 13 mi |
| Nearest Atlantic beach | on the coast at Atlantic Beach | 4 mi, Jacksonville Beach |
| FEMA flood zones (sampled parcels) | 83% of 24 homes outside a flood zone (Zone X) | all 15 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Atlantic Beach | Pablo Bay | |
|---|---|---|
| Homes for sale now | 9 | 3 |
| Under contract | 6 | 4 |
| Asking prices today | $185K to $4.6M | $669K to $965K |
| Listed in the last 7 days | 1 | 0 |
| Property types listed | Condominium, Single Family Residence, Townhouse | Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Atlantic Beach homes for sale · Pablo Bay homes for sale.
The homes themselves
| Atlantic Beach | Pablo Bay | |
|---|---|---|
| Homes (parcels) | 1,054 | 329 |
| Built | 1900–2024 (median 1986) | 2002–2016 (median 2014) |
| Typical living area | 1,860 sq ft | 3,052 sq ft |
| Homesteaded (owner-occupied) share | 61% | 89% |
| Vacant lots | 25 | 0 |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Price history, year by year
| Year | Atlantic Beach median | Pablo Bay median |
|---|---|---|
| 2012 | $350K (57 sales) | $365K (24 sales) |
| 2013 | $342K (89 sales) | $370K (24 sales) |
| 2014 | $298K (72 sales) | $351K (120 sales) |
| 2015 | $415K (63 sales) | $410K (144 sales) |
| 2016 | $435K (83 sales) | $420K (77 sales) |
| 2017 | $508K (82 sales) | $414K (42 sales) |
| 2018 | $435K (67 sales) | $439K (52 sales) |
| 2019 | $534K (60 sales) | $455K (52 sales) |
| 2020 | $340K (81 sales) | $482K (58 sales) |
| 2021 | $735K (98 sales) | $553K (56 sales) |
| 2022 | $638K (70 sales) | $660K (36 sales) |
| 2023 | $576K (58 sales) | $765K (31 sales) |
| 2024 | $958K (64 sales) | $712K (28 sales) |
| 2025 | $992K (64 sales) | $704K (28 sales) |
| 2026 | $610K (73 sales) | $732K (33 sales) |
Since 2012, Atlantic Beach's median sale price is +74% and Pablo Bay's is +101% — Pablo Bay has appreciated faster over that stretch.
How each one trades
| Atlantic Beach | Pablo Bay | |
|---|---|---|
| Sale-to-original-list | 94.7% | 96.0% |
| New-construction share of sales | 6% | 0% |
| Typical sold home | 1,710 sq ft | 2,702 sq ft |
| Momentum market-heat score | 31 (cold) | 51 (normal) |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Atlantic Beach | Pablo Bay | |
|---|---|---|
| Elementary | Mayport | Alimacani |
| Middle | Mayport | Kernan |
| High school | Duncan Fletcher | Atlantic Coast |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Momentum Realty agents have closed 1 home in Atlantic Beach and 0 in Pablo Bay (brokerage records, both sides counted once). Find an agent who works Atlantic Beach · Pablo Bay.
Which one fits
On budget alone, Atlantic Beach is the lower entry point (median $492K vs $726K). Buyers who want newer construction (fewer near-term roof, HVAC and re-plumb items, and easier insurance quotes in Florida) will find it in Pablo Bay; Atlantic Beach trades that for a more established street and, typically, larger lots. Sellers get a faster sale in Pablo Bay (69 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Pablo Bay more expensive than Atlantic Beach?
Yes, on recent sales: the median sale price in Pablo Bay is $726,000 versus $492,000 in Atlantic Beach, about 48% higher.
How far apart are Atlantic Beach and Pablo Bay?
About 5 miles straight-line, center to center, both in Duval County; driving distance is usually 15 to 30 percent more.
Which has newer homes, Atlantic Beach or Pablo Bay?
Pablo Bay: its homes were built 2002–2016 with a median year of 2014, versus a median of 1986 in Atlantic Beach (Florida DOR assessment roll).
Which has bigger homes?
Pablo Bay. The typical home there is 3,052 sq ft of living area, versus 1,860 sq ft in Atlantic Beach.
Which has appreciated more, Atlantic Beach or Pablo Bay?
From 2012 to 2026 the median sale price rose 74% in Atlantic Beach and 101% in Pablo Bay (recorded MLS closings by calendar year).
Where do sellers get closer to asking price?
Pablo Bay — sellers there received 96.0% of the original list price over the last 12 months versus 94.7% in Atlantic Beach.
What high schools serve Atlantic Beach and Pablo Bay?
Listings in Atlantic Beach most often report Duncan Fletcher; listings in Pablo Bay report Atlantic Coast. Zoning is set by the district and can change - verify by address.
Go deeper on each: Atlantic Beach homes, photos & schools · Pablo Bay homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.