Clipper Cove T/H
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Homes listed or recently sold were built 1983–1983; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). As of October 2026, the MLS records 42 closed sales in Clipper Cove T/H in Fort Walton Beach, FL since 1994, the most recent in January 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
Clipper Cove is a townhome community in Fort Walton Beach, and with no amenities identified from current MLS listings, price here is driven by the units themselves — condition, updates, and layout — rather than by any shared package of extras. That puts the burden of value on the individual home: a renovated unit and a dated one can sit far apart even under the same roofline.
The closing data is thin — this is a small, low-turnover community with only a narrow recent window to read from. That means comparable sales are scarce, so both sides should lean on the current condition of a specific unit rather than assume a neighborhood-wide trend. Sellers who have updated should document it; buyers should underwrite each unit on its own merits.
The 60-Second Overview
Clipper Cove is a townhome enclave in Fort Walton Beach, Okaloosa County, with no community amenities showing in current MLS listings — so the value story is about the homes and the location, not shared facilities.
Emerald Coast MLS sales records identify 19 homes in CLIPPER Cove T/H that have changed hands since 2001, built between 1982 and 1983 (median 1983), with a median living area of about 1,315 sq ft and a typical 2-bedroom, 2.5-bath layout; 100% are townhomes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Clipper Cove T/H. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Clipper Cove T/H
Clipper Cove T/H
Clipper Cove T/HPhotos from Emerald Coast MLS listings in Clipper Cove T/H; content deemed reliable but not guaranteed.
Who Clipper Cove T/H is best for.
Best for
- Buyers seeking a lower-maintenance townhome and comfortable pricing on condition rather than comps
- Buyers who want a Fort Walton Beach location without paying for amenities they won't use
- Value-focused buyers willing to underwrite a specific unit and its updates carefully
Probably not for
- Buyers who want on-site amenities like a pool or clubhouse
- Buyers who need deep recent-sales data to feel confident on price
- Buyers looking for a single-family home with a private yard
The market around Clipper Cove T/H
Clipper Cove T/H is too small for its own price trend, so here is the market around it.
In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32541 (Fort Walton Beach), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Clipper Cove T/H specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in CLIPPER COVE T/H, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Clipper Cove T/H
Live MLS inventory for Clipper Cove T/H. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Clipper Cove T/H listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Clipper Cove T H Right Now (1)
All 1 active and pending Clipper Cove T H listings with a detail page, newest first, refreshed twice a day from the MLS.
- 228 Amberjack Drive #35 · $335,000 · 2 bd / 2.5 ba · pending · listed Sep 6, 2026 · listed by RE/MAX Gulf Coast Realty
Clipper Cove T/H on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Elliott Point · Elementary
- Bruner · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent Clipper Cove T/H listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Clipper Cove T/H address.
Shop the zone: Homes zoned for Fort Walton Beach High School
The Clipper Cove T/H buying strategy.
If we were buying in Clipper Cove T/H today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clipper Cove T/H.
A condition-driven townhome market
With no amenities on the books, what you're buying at Clipper Cove is the townhome and its position in Fort Walton Beach. That simplifies the decision in one sense — you're not paying into a facilities package — but it also means the spread between units comes down to how each one has been maintained and updated.
Because recent closings are limited, pricing signals are qualitative more than statistical. Expect to weigh a unit against its own condition and against the broader Fort Walton Beach townhome context rather than a deep bench of on-street comps. Patience and a careful walk-through matter more here than chasing a headline number.
The location and the amenities are priced into every listing in Clipper Cove T/H. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, low-turnover community with few recent sales and no amenity story to lean on, the right call depends on reading a single unit accurately. We price and negotiate on condition and location — the levers that actually move value at Clipper Cove — and we'll tell you plainly when a given unit isn't worth the ask.
Clipper Cove T/H in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Clipper Cove T/H buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clipper Cove T/H sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Clipper Cove T/H, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Clipper Cove T/H home worth?
Get a no-obligation home value based on real comparable sales in Clipper Cove T/H, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Should you buy in Clipper Cove T/H?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1994 (42 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how CLIPPER COVE T/H fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Clipper Cove T/H
Where is Clipper Cove T/H?
Clipper Cove T/H is a community in Fort Walton Beach, Okaloosa County, Florida, ZIP 32541 / 32548.
Are there homes for sale in Clipper Cove T/H right now?
Yes — 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Clipper Cove T/H have an HOA or CDD?
No HOA is on record for Clipper Cove T/H in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Clipper Cove T/H with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.