Homes for Sale Under $300K in Fort Walton Beach, FL

This page tracks every Fort Walton Beach listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

222 homes listed under $300,000 are for sale or pending in Fort Walton Beach, FL today across 150 communities. The median asking price is $239,950, from $85,000 to $299,999. Listings in Fort Walton Beach without that feature have a median of $457,900. Most listings right now: Fountainhead Condo (7), Pirates Bay Ph 1 (6), Hermitage Condominium (5). Updated September 11, 2026 from the MLS.

Fort Walton Beach homes under $300K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.

CommunityHomes Under $300KNew buildMedian listFrom
70$153,000$135,000
60$204,500$174,999
50$275,000$250,000
50$105,000$99,000
50$100,000$85,000
40$293,500$219,900
40$205,000$195,000
Destin West Gulfside Villas30$280,000$268,900
Santa Markella30$265,000$250,000
Venus30$249,900$199,950
30$249,900$244,900
Brownsville Station 330$177,000$149,900
30$125,000$125,000
30$99,900$97,000
20$289,450$279,000
20$284,000$279,000
20$282,450$280,000
Yorktown At Willow Bend20$269,999$240,000
Willow Bend Ph 120$264,450$229,000
20$262,500$245,000
20$262,450$225,000
20$259,950$250,000
20$252,000$245,000
20$239,000$199,000
20$237,750$236,000
20$237,475$199,950
20$237,250$235,500
Crosswinds Landing20$215,500$209,000
20$209,400$198,900
20$194,250$178,000
Northbrook20$165,000$165,000
Elliotts Point10$299,999$299,999
Destin West villas10$299,900$299,900
Pine Meadows10$299,900$299,900
Donlabrook Gardyns10$299,900$299,900
Commodores Landing10$299,900$299,900
10$299,900$299,900
10$299,900$299,900
10$299,900$299,900
10$299,900$299,900
North Ridge Creek S/D10$299,700$299,700
10$299,600$299,600
Midpines10$299,000$299,000
10$299,000$299,000
Seabreeze Add #410$298,000$298,000
Duloft T/H10$297,900$297,900
10$297,900$297,900
10$297,000$297,000
Azalea Gardens10$296,000$296,000
10$296,000$296,000
10$294,000$294,000
Blue Ridge Estates S/D10$290,000$290,000
10$290,000$290,000
Savannah Heights T/H10$290,000$290,000
10$289,900$289,900
Vesta Heights 1St Addn10$289,000$289,000
10$289,000$289,000
10$285,900$285,900
Colony Estates 3Rd Addn10$285,000$285,000
10$284,000$284,000

Also with homes under $300K for sale

What under $300,000 buys and what to check

In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.

Questions to ask about any listing in this band

How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.

Common questions

How many homes listed under $300,000 are for sale in Fort Walton Beach?
As of September 11, 2026, 222 Fort Walton Beach, FL listings whose MLS record reports an asking price under $300,000 are active or pending, across 150 communities. The count updates with every MLS refresh.
What do homes under $300K cost in Fort Walton Beach?
The median asking price today is $239,950, with listings from $85,000 to $299,999. Fort Walton Beach listings without that feature have a median of $457,900.
Which Fort Walton Beach community has the most homes under $300K for sale?
Fountainhead Condo has the most right now (7), followed by Pirates Bay Ph 1 (6), Hermitage Condominium (5), Pier One Condo (5).
What is the monthly payment on a home under $300,000?
At today’s rates with 20% down, principal and interest on a $300,000 purchase runs in the $1,500–$1,700 a month range before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator linked above turns them into one monthly number.

Keep exploring Fort Walton Beach

Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Fort Walton Beach, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

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