Homes for Sale $300K to $500K in Fort Walton Beach, FL

This page tracks every Fort Walton Beach listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

350 homes listed between $300,000 and $500,000 are for sale or pending in Fort Walton Beach, FL today across 242 communities. The median asking price is $379,250, from $300,000 to $499,900. Listings in Fort Walton Beach without that feature have a median of $535,000. Most listings right now: El Matador Condo (10), Palm Court Yacht Club (5), Seacrest Condominiums (5). Updated September 11, 2026 from the MLS.

Fort Walton Beach homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes $300K–$500K listed are tabled; the rest follow.

Community	Homes $300K–$500K	Median list	From
	10	$377,500	$300,000
Palm Court Yacht Club	5	$425,000	$410,000
	5	$395,000	$370,000
Oakland Heights	4	$338,500	$325,000
Elliotts Point	3	$475,000	$385,000
Destin West Pelican	3	$463,000	$449,000
	3	$449,000	$319,900
	3	$425,000	$420,000
Emerald Village S/D	3	$425,000	$419,500
Pelican Isle	3	$420,000	$379,900
	3	$420,000	$399,000
	3	$374,900	$339,000
Vesta Heights 4Th Addn	3	$369,900	$325,000
Seabreeze 6Th Addn	3	$350,000	$310,000
Ferguson Townhomes	3	$337,000	$337,000
	3	$329,000	$329,000
Vicki Leigh T/H	3	$329,000	$329,000
	3	$325,000	$309,900
	3	$319,900	$315,900
	2	$477,000	$475,000
	2	$469,000	$463,000
	2	$465,450	$465,000
	2	$462,500	$450,000
	2	$456,450	$423,000
Bayou Woods 2Nd Addn	2	$447,500	$420,000
Island Princess	2	$444,000	$389,000
Crosswinds 2Nd Addn	2	$439,950	$410,000
	2	$439,950	$399,900
Garniers Beach 6Th	2	$439,000	$439,000
Chateauguay 2	2	$432,000	$415,000
	2	$417,750	$385,500
Windmill Terrace	2	$414,450	$359,000
	2	$412,450	$379,900
Oak Park Estates	2	$409,999	$389,999
Bayou Woods	2	$397,500	$365,000
Sunset Beach	2	$389,500	$379,000
Emerald Isle	2	$384,450	$319,900
Crosswinds	2	$382,450	$374,900
	2	$380,950	$362,000
	2	$377,000	$369,000
Forest Heights	2	$362,000	$325,000
	2	$358,400	$307,800
	2	$354,950	$350,000
	2	$351,000	$348,000
	2	$350,000	$300,000
Oakridge Manor	2	$349,900	$339,900
	2	$338,500	$337,000
Donlabrook Gardens	2	$335,250	$321,000
Hal-Lea Manor	2	$329,000	$329,000
Colony Estates	2	$328,000	$315,000
	2	$325,000	$325,000
Canterbury Woods	2	$324,450	$309,900
	2	$320,000	$300,000
Emerald Gardens	2	$319,900	$319,900
	2	$317,500	$305,000
Commodores Landing I	2	$317,500	$305,000
Destin West Gulfside Villas	2	$315,000	$315,000
	2	$300,000	$300,000
	1	$499,900	$499,900
Elliotts Point 8Th Addn	1	$495,000	$495,000

Also with homes $300K–$500K for sale

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Alexander Heights (1)
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Villa Russ Park (1)
Destin West Sandpiper (1)
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Tanglewood Sd (1)
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Garniers Beach (1)
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Country Club Est 1St (1)
Overbrook 2Nd Addn (1)
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Vesta Hts 4Th Add (1)
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Racetrack Road 3Rd Addn (1)
Santasia Park (1)
Colony Estates 3Rd Addn (1)
Kenwood S/D (1)
Marnan S/D (1)
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Cloverdale S/D (1)
Okaloosa Island (1)
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Harris S/D (1)
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Summer Place Estates (1)
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Bayou Woods 1St Addn (1)
Colonial Heights (1)
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Gibson Add (1)
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Pinehurst (1)
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Bel-Air Sub (1)
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Tanglewood S/D 1St Addn (1)
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Commanche S/D (1)
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Elliotts Point 10Th Addn (1)
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Elliotts Point 4Th Addn (1)
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Gibson Addn (1)
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North Ridge Creek S/D 1St Addn (1)
Colonial Estates (1)
Miramar Place (1)
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Park Place 2Nd Addn (1)
Overbrook/pin (1)
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Midpines (1)
French Quarters (1)
Elliotts Point 7Th Addn (1)
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Saddle Creek (1)
Garnier's Beach (1)
Tanglewood 1St Addn (1)
Pinedale 2Nd Addn (1)
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Southern Pines (1)
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Victoria Gardens 3 (1)
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Emerald Isle (1)
Gable Estates (1)
Garniers Heights 1St Addn (1)
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Municipal S/D (1)
Coopers Landing (1)
Cobblestone (1)
Cedar Heights S/D (1)
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Roanoke Village S/D (1)
Santasia Park 4Th Addn (1)
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Heritage (1)
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Berkshire Woods (1)
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Ainsley Parc (1)
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Donlabrook Gardyns (1)
Yacht Club Estates (1)
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Racetrack Road Resub (1)
Orange Place Townhomes (1)
Laguna Landing (1)
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Mills Landing (1)
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Winthrop Place (1)
Coopers Landing (1)
Commodore Place (1)
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Charleston (1)
Monahan Manor (1)
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Hermitage by the Bay (1)
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Vesta Heights (1)
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Pine Meadows 2Nd Addn (1)
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Emerald Gardens North 1St Addn (1)
Tom Barrows (1)
Live Oak Manors (1)
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Field S/D (1)
Forest Breeze (1)
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Meridian Square T/H (1)
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Lauderhill S/D (1)
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Harbor T/H (1)
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Garniers Beach 2Nd (1)
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Crosswinds Landing (1)
Oakland Addn (1)
Stable Lanes (1)
Bayridge Addn To Fort Walton Beach (1)
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Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Fort Walton Beach?

As of September 11, 2026, 350 Fort Walton Beach, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 242 communities. The count updates with every MLS refresh.

What do homes $300K–$500K cost in Fort Walton Beach?

The median asking price today is $379,250, with listings from $300,000 to $499,900. Fort Walton Beach listings without that feature have a median of $535,000.

Which Fort Walton Beach community has the most homes $300K–$500K for sale?

El Matador Condo has the most right now (10), followed by Palm Court Yacht Club (5), Seacrest Condominiums (5), Oakland Heights (4).

What is the monthly payment on a $400,000 home?

At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Fort Walton Beach

Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Fort Walton Beach, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.