Villa Di Mare
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 282 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 29 closed sales in Villa Di Mare in Fort Walton Beach, FL since 2006, the most recent in February 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32548 |
|---|---|
| Homes in the community | 76 (FL DOR 2025 assessment roll) |
| Years built | 1920–2024 (median 1971) |
| Typical living area | 2,923 sq ft (median) |
| Amenities listed by sellers | Dock, Elevators, Fire Alarm, Fishing, Gated, Marina |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 68% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “VILLA DI MARE key facts,” movewithmomentum.com/neighborhoods/villa-di-mare, data as of September 20, 2026.
Villa di Mare is a small pocket in Fort Walton Beach with a thin trading history — only a couple of closings inside our recent window. With volume that light, individual sales carry outsized weight, and no current MLS listing shows shared community amenities. That means price here is driven by the home itself: condition, layout, updates, and lot, rather than by any resort-style extras.
For a buyer, the posture is patient. With so few transactions, comps are scarce, and you should be prepared to underwrite a home on its own merits instead of leaning on neighborhood pricing. For a seller, presentation and condition do the heavy lifting — a well-prepared home stands out more clearly when there is little competing inventory to muddy the read.
Nearby homes for sale
No active listings inside VILLA DI MARE right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Villa di Mare is a low-turnover enclave in Fort Walton Beach, Okaloosa County, where value tracks the individual home rather than any shared amenity package. Expect to evaluate each listing on its own, because the sample of recent sales is small.
Emerald Coast MLS sales records identify 19 homes in VILLA DI MARE that have changed hands since 2006, built between 2005 and 2007 (median 2006), with a median living area of about 2,266 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are condominiums. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in VILLA DI MARE across 2024–2025 (1 in 2024, 4 in 2025), median $1M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Villa Di Mare is best for.
Best for
- Buyers who want a specific home in Fort Walton Beach and can judge it on condition and lot
- Patient buyers willing to wait for the right listing in a low-turnover pocket
- Sellers with a well-maintained or updated home who benefit from limited local competition
Probably not for
- Buyers who need a robust set of recent comps before committing
- Anyone prioritizing shared amenities like a pool, gym, or gated commons
- Buyers wanting quick optionality across many active listings
The market around Villa Di Mare
Villa Di Mare is too small for its own price trend, so here is the market around it.
In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Villa Di Mare specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in VILLA DI MARE, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Villa Di Mare buying strategy.
If we were buying in Villa Di Mare today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Villa Di Mare.
A thin-trading pocket
The defining feature of Villa di Mare right now is scarcity of data. With just a couple of closings in the recent window, there is no deep bench of comparable sales to anchor a number, so pricing conversations lean on condition, finishes, and lot specifics far more than on trend lines. That cuts both ways: a standout home can command attention, and a dated one has fewer nearby sales to prop it up.
No community amenities surface in current MLS listings, so the appeal here is location within Fort Walton Beach and the house itself. If you want a shared pool, gym, or gated common areas as part of the pitch, this is not where that story lives — and we would rather tell you that up front.
The location and the amenities are priced into every listing in Villa Di Mare. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume pocket like this, the wrong comp can cost you real money on either side of the table. We build the price case from the home in front of us — condition, updates, layout, lot — and we are candid when the limited data means you should widen your search or hold firm. That discipline matters more in Villa di Mare than in a high-turnover subdivision where the numbers speak for themselves.
Villa Di Mare in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Villa Di Mare buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Villa Di Mare sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Villa Di Mare, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Villa Di Mare home worth?
Get a no-obligation home value based on real comparable sales in Villa Di Mare, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Villa Di Mare?
What share of Villa Di Mare is owner-occupied?
When were the homes in Villa Di Mare built?
Who is the best real estate agent for Villa Di Mare?
How do I find a top Fort Walton Beach real estate agent who knows Villa Di Mare?
Can Momentum Realty connect me with an agent for Villa Di Mare?
Where is Villa Di Mare, and what county is it in?
Should you buy in Villa Di Mare?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2006 (29 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how VILLA DI MARE fits the bigger picture — live prices, inventory, and Momentum Scores:
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