Palm Court Yacht Club in Fort Walton Beach

Palm Court Yacht Club
Condos for Sale in Fort Walton Beach, FL

All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 149 homes for sale in 32547 · Okaloosa County homes for sale

Community in Fort Walton Beach · Okaloosa County · ZIP 32547
Median sale $440K
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data25 years of closingsUpdated twice daily

As of October 2026, Palm Court Yacht Club in Fort Walton Beach, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $440,000, a median 61 days on market, sellers accepting 94% of original asking (-18% versus the prior year). Homes listed or recently sold were built 1999–1999; 6 of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $5,670 ($5,160 with the full homestead exemption).

PALM COURT YACHT CLUB key facts
LocationFort Walton Beach, Okaloosa County, FL · ZIP 32547, 32548
Home types (current listings and sales)condos 100%
Amenities listed by sellersElevators, Waterfront, Dock, Gated, Pool, Short Term Rental - Allowed
Sale prices, last 12 months$440,000 median across 3 closed sales · -18.5% vs the prior 12 months
Days on market (closed sales)61 median
For sale right now3 active, 0 pending · median asking $399,000 · 12.0 months of supply

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “PALM COURT YACHT CLUB key facts,” movewithmomentum.com/neighborhoods/palm-court-yacht-club, data as of September 20, 2026.

Live · Palm Court Yacht Club Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$440K ▼
Median sold · 12 mo
down 18.5% vs the prior 12 months
-18.5% ▼
1-yr price change
n = 3 and 5 sales in the two windows
93.9%
Sale vs ask
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
61days
Median DOM · closed
1 days at the 2021 low
0%
Under contract
Okaloosa: 23% (551 of 2,441)
3 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 3 a year

Homes For Sale Right Now in Palm Court Yacht Club

Live MLS inventory for Palm Court Yacht Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Palm Court Yacht Club listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Palm Court Yacht Club Right Now (2)

All 2 active and pending Palm Court Yacht Club listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 321 Bream #406 · $420,000 · 2 bd / 2 ba · listed Jul 5, 2026 · listed by A List Beach Realty LLC
  • 321 Bream Avenue #309 · $398,000 · 2 bd / 2 ba · listed Jul 2, 2026 · listed by TruChoice Realty
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Palm Court Yacht Club is a small, thinly-traded pocket in Fort Walton Beach, and that scale is the first thing to understand. With only two closings in the recent window and five homes currently active, this is not a market you read off a single average — each sale is its own negotiation, and condition, position, and water access do more to set price than any neighborhood-wide trend.

For sellers, five active listings means your home is being measured directly against a handful of visible competitors, so presentation and pricing discipline matter more than they would in a deep market. For buyers, low volume cuts both ways: there is little to comp against, so the right move is to underwrite the specific property in front of you rather than assume the community carries you.

Palm Court Yacht Club Housing Pulse · Momentum Research · as of September 20, 2026

Palm Court Yacht Club right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (3 active and pending listings, 3 closed sales in 12 months).

🔴 Off the recent peak. The trailing-12-month median ($440K) is down 18.5% from the prior 12 months ($540K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 5 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Palm Court Yacht Club market snapshot (as of September 20, 2026): the median sale price is about $440K, a median 61 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 18% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (3 closings in the current window).

In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.

Emerald Coast MLS sales records identify 26 homes in PALM COURT YACHT CLUB that have changed hands since 2002, built between 1999 and 1999 (median 1999), with a median living area of about 1,089 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

A compact, boating-oriented enclave in Okaloosa County where inventory is small enough that individual listings, not broad statistics, define the market. Expect to evaluate homes one at a time.

Best for

  • Boat owners who want water access and will verify dockage or slip rights on the specific home
  • Buyers comfortable underwriting one property at a time in a low-inventory market
  • Value-minded buyers willing to take on a condition-driven home where the spread works in their favor

Probably not for

  • Buyers who need a large set of recent comparable sales before committing
  • Anyone expecting shared community amenities like a pool or clubhouse
  • Buyers who prioritize fast resale liquidity in a high-volume neighborhood

Windows contain 1 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$400K$450K$500K$550K20122014201620182020202220242026
Down 18.5% year over year.
Median days on market · closed sales
05020122014201620182020202220242026
1 days at the 2021 low; 61 now.
Sale price vs original ask · median
94%96%98%100%20122014201620182020202220242026
93.9% now.
Homes sold per 12-mo window
024620122014201620182020202220242026
1 to 6 a year; 3 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

16% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Palm Court Yacht Club Market Scorecard

Buyer-leaning

Palm Court Yacht Club is currently a buyer-leaning market. About 12.0 months of supply, a median asking price of $399,000, and homes go under contract in about 179 days.

12.0
Months supply
$399,000
Median list
$440,000
Median sold
179
Days on mkt
3/0/3
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in PALM COURT YACHT CLUB, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 24 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Elliott Point · Elementary
  • Bruner · Middle
  • Fort Walton Beach · High

Zoned schools reflect the assignments reported on recent Palm Court Yacht Club listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Palm Court Yacht Club address.

If we were buying in Palm Court Yacht Club today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Court Yacht Club.

Best Buy
Buyers who want a boating-oriented address in Fort Walton Beach and are comfortable evaluating homes individually.
Biggest Risk
Thin volume makes pricing and comparable sales hard to pin down.
Sweet Spot
A well-conditioned home with clearly documented water access at a price justified by that specific property.
Avoid If
You need deep comps, quick liquidity, or built-in community amenities to feel confident.

A small market that rewards patience

The MLS does not surface shared community amenities here, so the value proposition rests on the homes themselves and the location within Fort Walton Beach rather than on any club, pool, or common facility. Buyers drawn by the "yacht club" name should confirm exactly what water access, dockage, or slip rights come with a given property, because that varies by listing and is not guaranteed by the community name.

With such a limited number of active listings and only two recent closings, price discovery is genuinely difficult. A home in strong condition can command a premium and one needing work can trade well below it, and there simply are not enough transactions to smooth those differences into a tidy per-square-foot figure. That makes on-the-ground judgment more valuable here than in a high-volume subdivision.

“

The location and the amenities are priced into every listing in Palm Court Yacht Club. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
2.4D · Buy Score
Recent Direction1.4/10
Liquidity & Demand0.0/10
Pricing Power6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.4). Basis: Recent Direction -18.5% year-over-year; Liquidity & Demand 12.0 months of supply; Pricing Power 93.9% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a market this thin, the comps do not do the work for you — someone has to walk the specific home, read its condition against the small pool of active competition, and pressure-test what water access actually conveys. That is the analysis we bring, and it matters most exactly where the data is sparse.

Palm Court Yacht Club in 15 seconds.

Best forBuyers who want a boating-oriented address in Fort Walton Beach and are comfortable evaluating homes individually.
Biggest advantageA small, distinct enclave where the right property can stand apart from the broader market.
Biggest riskThin volume makes pricing and comparable sales hard to pin down.
Sweet spotA well-conditioned home with clearly documented water access at a price justified by that specific property.
Avoid ifYou need deep comps, quick liquidity, or built-in community amenities to feel confident.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Palm Court Yacht Club Condos for Sale in Fort Walton Beach, homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Palm Court Yacht Club Condos for Sale in Fort Walton Beach, .
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Court Yacht Club sales matched to your home.

What is your Palm Court Yacht Club home worth?

Get a no-obligation home value based on real comparable sales in Palm Court Yacht Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Walton Beach →

Real comps, not an automated estimate.

Recently off market in PALM COURT YACHT CLUB

Homes in PALM COURT YACHT CLUB that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

What is the median home price in Palm Court Yacht Club?
The median sale price in Palm Court Yacht Club was $440K over the 12 months ending September 20, 2026 (3 closed sales, Emerald Coast MLS).
How long do homes in Palm Court Yacht Club take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 61 days on market (3 sales, Emerald Coast MLS).
Is Palm Court Yacht Club a buyer's or seller's market right now?
As of September 20, 2026, Palm Court Yacht Club leans toward buyers: 12.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
Who is the best real estate agent for Palm Court Yacht Club?
The best agent for Palm Court Yacht Club is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Palm Court Yacht Club.
How do I find a top Fort Walton Beach real estate agent who knows Palm Court Yacht Club?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Palm Court Yacht Club and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Palm Court Yacht Club?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Palm Court Yacht Club purchase or sale - no call center and no pressure.
Where is Palm Court Yacht Club, and what county is it in?
Palm Court Yacht Club is in Fort Walton Beach, Okaloosa County, FL, ZIP codes 32547, 32548. The community's center is about 4 miles west of the center of Fort Walton Beach (straight-line).
Boat owners who want water access and will verify dockage or slip rights on the specific homeExcellent fit
Buyers comfortable underwriting one property at a time in a low-inventory marketExcellent fit
Value-minded buyers willing to take on a condition-driven home where the spread works in their favorExcellent fit
Buyers who need a large set of recent comparable sales before committingProbably not
Anyone expecting shared community amenities like a pool or clubhouseProbably not
Buyers who prioritize fast resale liquidity in a high-volume neighborhoodProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2001 (77 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in PALM COURT YACHT CLUB? 3 recorded closings; median 61 days on market (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

More on Palm Court Yacht ClubCondos for Sale in Fort Walton Beach

Nearby Communities

Explore more neighborhoods near Palm Court Yacht Club with Momentum Realty’s local guides.

Commodores Landing0.1 mi away · 1 for saleCLCommodores Landing0.1 mi away · 2 for saleBreakers West0.1 mi away · median $165K, 3 sales/12 moClipper Cove T H0.1 mi awayManor Shores0.1 mi away · 1 for saleSoundside Lofts0.2 mi away · 3 for saleGulf Dunes0.2 mi away · 35 homes, built 1965–03, 1 for saleAzure0.2 mi away · 35 homes, built 1965–03, 9 for sale

Browse all neighborhood guides →

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