4 Bedroom Homes for Sale in Fort Walton Beach, FL

Four bedrooms is the most-searched size in most Florida and Georgia markets. This page tracks every Fort Walton Beach listing whose MLS record reports four or more bedrooms, by community, with live counts and asking prices, and how the price compares with smaller homes in the same city.

215 homes with four or more bedrooms are for sale or pending in Fort Walton Beach, FL today across 160 communities. The median asking price is $489,000, from $239,900 to $2,400,000. Listings in Fort Walton Beach without that feature have a median of $348,750. Most listings right now: Santa Rosa Island (4), Santa Rosa Island (4), Soundside Lofts (3). Updated September 11, 2026 from the MLS.

Fort Walton Beach 4-bedroom homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most 4-bedroom homes listed are tabled; the rest follow.

Community4-Bedroom HomesNew buildMedian listFrom
40$1,332,000$1,145,000
Santa Rosa Island40$1,332,000$799,000
30$820,000$799,000
Ferguson Townhomes30$337,000$337,000
20$1,364,500$1,130,000
Island Mist20$1,237,000$1,225,000
20$1,230,000$1,225,000
Bella Vista S/D20$992,500$640,000
20$868,000$636,000
Soundside Lofts20$842,000$799,000
20$709,450$619,000
Forest Heights20$635,000$575,000
Commodore Place20$611,200$329,900
20$589,500$520,000
Marnan S/D20$569,900$439,900
Donlabrook Gardyns20$549,999$549,999
20$549,999$549,999
Sylvania Heights20$525,000$525,000
20$507,450$499,900
Elliotts Point 4Th Addn20$499,450$399,900
20$498,500$398,000
20$489,450$399,900
Elliotts Point20$482,000$475,000
Bayou Woods 2Nd Addn20$447,500$420,000
Emerald Village S/D20$447,000$425,000
Crosswinds 2Nd Addn20$439,950$410,000
Chateauguay 220$432,000$415,000
Oakland Heights20$395,950$352,000
20$338,500$337,000
10$2,400,000$2,400,000
Bayou Vista10$1,750,000$1,750,000
Mooneys North S/D10$1,750,000$1,750,000
10$1,730,000$1,730,000
10$1,699,000$1,699,000
10$1,690,000$1,690,000
Yacht Club Cove10$1,575,000$1,575,000
10$1,500,000$1,500,000
10$1,468,000$1,468,000
Summer Place10$1,400,000$1,400,000
10$1,400,000$1,400,000
Sunset Strip10$1,300,000$1,300,000
10$1,300,000$1,300,000
Kenwood S/D10$1,225,000$1,225,000
10$1,225,000$1,225,000
Bella Vista10$1,159,900$1,159,900
10$1,100,000$1,100,000
10$899,999$899,999
Palm Harbor Marina10$899,900$899,900
10$899,900$899,900
Okaloosa Island10$895,000$895,000
10$895,000$895,000
Meets and Bounds10$850,000$850,000
10$810,000$810,000
Alconese Place10$750,000$750,000
10$749,000$749,000
Lighthouse Pointe10$724,000$724,000
10$699,000$699,000
10$680,000$680,000
10$680,000$680,000
10$647,000$647,000

Also with 4-bedroom homes for sale

What the fourth bedroom costs

The answer block above compares the median asking price of four-plus-bedroom homes with the median of everything else listed in the city; the gap is what the extra room, and usually the extra square footage and lot, is priced at today. Compare on price per square foot, not price alone: a four-bedroom home at 2,000 square feet and one at 2,800 are different purchases, and the MLS square footage on each listing page makes that comparison in seconds. Newer subdivisions tend to deliver four bedrooms in less square footage than older ones; the community pages show year-built ranges so you can see which is which.

Questions to ask about any four-bedroom listing

Is the fourth bedroom a true bedroom with a closet and window, or a converted den, garage bay or bonus room? Are the bedrooms split (owner’s suite away from the others) or all on one side? Is there a second full bath near the secondary bedrooms? What does the seller pay for insurance and, in an HOA community, what do the dues cover? A local agent who works the area will know which builders’ four-bedroom plans hold their value.

Common questions

How many homes with four or more bedrooms are for sale in Fort Walton Beach?
As of September 11, 2026, 215 Fort Walton Beach, FL listings whose MLS record reports four or more bedrooms are active or pending, across 160 communities. The count updates with every MLS refresh.
What do 4-bedroom homes cost in Fort Walton Beach?
The median asking price today is $489,000, with listings from $239,900 to $2,400,000. Fort Walton Beach listings without that feature have a median of $348,750.
Which Fort Walton Beach community has the most 4-bedroom homes for sale?
Santa Rosa Island has the most right now (4), followed by Santa Rosa Island (4), Soundside Lofts (3), Ferguson Townhomes (3).
How much more does a 4-bedroom home cost?
It depends on the city and the age of the housing stock. The answer block on this page states today’s median asking price for four-plus-bedroom homes next to the median for other listings in the same city, and each listing page shows square footage so you can compare on a per-square-foot basis.

Keep exploring Fort Walton Beach

Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Fort Walton Beach, FL whose MLS record reports four or more bedrooms. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

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