EAGLE BAY
Homes for Sale in Santa Rosa Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via emeraldcoast
What sets price in Eagle Bay is condition and vintage, not a floor plan you can shop by list. The housing stock spans nearly a century — homes built as far back as 1923 and as recently as 2023 — with the median dating to 2007 and running about 2,028 square feet. That spread means two homes here can trade very differently based on how they've been kept and updated, so the median of $485,000 is a midpoint, not a menu. Treat it as a starting reference and price the actual house in front of you.
Posture right now favors sellers with a realistic asking strategy. Values are up 32.9% year over year and 245% since 2012, yet the median home still takes about 50 days to close and only 6 listings are active against 172 homes. That's a thin, slow-moving market with a heat score of 40 — momentum in price without frenzy in pace. Sellers can command the recent appreciation but should expect to wait; buyers have room to be selective and shouldn't feel rushed.
EAGLE BAY right now
🟢 Still climbing. The trailing-12-month median ($485K) is up 32.9% from the prior 12 months ($365K) and up 245% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level emeraldcoast closed sales, 12-month windows ending July 25. Confidence: Medium (15 and 9 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 25, 2026 · Live data: emeraldcoast, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
EAGLE BAY market snapshot (as of July 25, 2026): the median sale price is about $485K, and a median 50 days on market for closed sales. The trailing-12-month median is up 33% from the prior 12 months and up 245% since 2012, computed from record-level emeraldcoast closed sales (15 closings in the current window).
EAGLE BAY is a community of 172 homes in Santa Rosa Beach, Walton County, built between 1923 and 2023 (median 2007.0), with a median living area of about 2,028 square feet. 50% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Eagle Bay is a small Santa Rosa Beach pocket in Walton County with a wide age range of homes and no shared amenities identified in current listings — a place where the individual property, not the community package, drives the decision.
The setting & the homes.
Aerial and on-site photos of EAGLE BAY. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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EAGLE BAYPhotos from emeraldcoast listings in EAGLE BAY; content deemed reliable but not guaranteed.
Who EAGLE BAY is best for.
Best for
- Buyers who can evaluate a home on its own condition and vintage rather than a neighborhood template
- Sellers of updated homes ready to price into recent appreciation and wait out a roughly 50-day close
- Patient buyers comfortable with limited inventory who can move when the right listing appears
Probably not for
- Buyers who want a uniform, newer-construction subdivision with predictable pricing
- Anyone expecting shared amenities like a pool, gate, or clubhouse
- Buyers needing a fast close from a deep pool of available listings
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($485K) IS the median in the snapshot above, and the move from 2025 ($365K) IS the +32.9% one-year change.
Windows contain 4 to 47 sales each (15 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
EAGLE BAY Market Scorecard
EAGLE BAY is currently a balanced market., a median asking price of $699,500, and homes go under contract in about 134 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in EAGLE BAY
Live MLS inventory for EAGLE BAY. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 23 daysTop listingActive · 115 daysActive · 367 daysActive · 15 daysActive · 134 daysActive · 178 daysPending · 83 daysPending · 250 daysActive and pending EAGLE BAY listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
EAGLE BAY on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from emeraldcoast. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent EAGLE BAY listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any EAGLE BAY address.
The EAGLE BAY buying strategy.
If we were buying in EAGLE BAY today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in EAGLE BAY.
A condition-driven market, not a spec one
With homes built from 1923 through 2023, Eagle Bay is not a uniform subdivision — it's an assembled neighborhood where a mid-2000s median build sits alongside much older and much newer stock. That variety is the whole story on pricing. A renovated home and a dated one of similar size can sit on opposite sides of the $485,000 median, so comps have to be read carefully and adjustments matter more here than in a cookie-cutter tract.
Just over half of homes carry a homestead exemption, at 50.3%, which points to a mix of owner-occupants and non-homesteaded property. No community amenities show up in current MLS listings, so buyers should value the location and the individual home rather than expecting a pool, gate, or clubhouse to carry weight. With only 6 active listings, choices are limited at any given moment and timing your search matters.
The location and the amenities are priced into every listing in EAGLE BAY. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in EAGLE BAY buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.8). Basis: Long-Term Appreciation +245% since 2012; Recent Direction +32.9% year-over-year; Owner Commitment 50% owner-occupied; Pricing Power 94.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A market this thin — 6 active listings against 172 homes, with a century-wide range of build years — rewards someone who can price and read individual homes rather than lean on a neighborhood average. We'll tell you when a specific home justifies its number and when the $485,000 median is doing more work than the property behind it, and we'll help you plan around a roughly 50-day close instead of assuming a quick one.
EAGLE BAY in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a EAGLE BAY buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed EAGLE BAY sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in EAGLE BAY, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your EAGLE BAY home worth?
Get a no-obligation home value based on real comparable sales in EAGLE BAY, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in EAGLE BAY on the map →
Frequently Asked Questions
What is the median home price in EAGLE BAY?
How long do homes in EAGLE BAY take to sell?
How many homes are in EAGLE BAY?
What share of EAGLE BAY is owner-occupied?
When were the homes in EAGLE BAY built?
Do cash buyers compete in EAGLE BAY?
Have EAGLE BAY home prices gone up?
Who is the best real estate agent for EAGLE BAY?
How do I find a top Santa Rosa Beach real estate agent who knows EAGLE BAY?
Can Momentum Realty connect me with an agent for EAGLE BAY?
Should you buy in EAGLE BAY?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near EAGLE BAY with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | emeraldcoast, refreshed twice daily (last: July 25, 2026) |
| Community market stats | emeraldcoast closed sales, 12-month windows ending July 25, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 32459)) |
| Historical depth | Closed-sale records back to 2010 (212 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.
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