33549 (Lutz)
Housing Market
Median sale price $420,000, up 1.9% year over year, with homes going under contract in about 45 days, 13 homes on the market.
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Housing Market Analyst
Inventory sits at 2.8 months of supply — tight by the 3-to-6-month balanced benchmark, and 27% of listed homes are already under contract. Prices are up 1.9% versus the prior year and sellers are still collecting 94.0% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Prices — pressure remains upward while supply stays this thin.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — sellers hold the leverage while 27% of inventory sits under contract.
- Mortgage sensitivity — at 5.1× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current 33549 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
Where 33549 is hot — and where it isn't
Each dot is a community (26 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on 33549 (Lutz)
The median sale price across 33549 currently stands at $420,000, up 1.9% from a year ago. Buyers are paying a median of $232 per square foot. The typical home goes under contract in about 45 days. Sellers are capturing 94.0% of their original asking price on average.
There are 13 active listings on the market, with 3 more already under contract. At the current sales pace that works out to 2.8 months of supply — a seller-leaning market by the standard six-month benchmark. 61 homes closed here over the trailing 12 months.
Zillow's home value index for Hillsborough County stands at $380,147. About 32% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 33549 is 61 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 26, 2026.
33549 since 2013 — and where it’s heading
A median home here sold for $147,844 in 2013 and $418,855 over the last recorded year — 183% appreciation across 13 years of recorded sales. Cash buyers took 31% of recent sales, down from a 32% peak.
Median sale price · 2013–2026 (1,692 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Hillsborough County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Hillsborough County (MLS)
Median price · daily recalculation
What’s driving 33549
Top inbound states: NY, TX, NJ, GA. Movers arriving report ~$77,979 average income. Source: IRS SOI county-to-county migration, 2022-2023
6,518 Citizens policies in force in Hillsborough County — the state-backed insurer of last resort. Budget insurance into any Hillsborough purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
4,295 single-family · 4,401 multi-family · 5.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Nearby ZIP codes in Hillsborough
| Market | Median | Active | Score | |
|---|---|---|---|---|
| 33549 ← this page | $420K | 13 | 61 | |
| 33604 | $352K | 364 | 64 | Open → |
| 33579 | $399K | 133 | 57 | Open → |
| 33598 | $356K | 123 | 54 | Open → |
| 33578 | $342K | 92 | 58 | Open → |
| 33569 | $360K | 86 | 62 | Open → |
Neighborhoods on the move
| SIERRA PINES UNRECLutz | $420K | ▲ 33% |
| Willow BendOsprey | $515K | ▲ 1% |
| CURRY COVENokomis | $230K | ▲ -9% |
| CURRY COVENokomis | $230K | ▼ 9% |
| Willow BendOsprey | $515K | ▼ 1% |
| SIERRA PINES UNRECLutz | $420K | ▼ 33% |
| Willow BendOsprey | $515K | 12 |
| BARRINGTON SUB UNIT ALutz | $385K | 1 |
| Willow BendOsprey | $515K | 18 days |
| SIERRA PINES UNRECLutz | $420K | 21 days |
| CURRY COVENokomis | $230K | 59 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 33549 right now?
The data says conditions currently favor neither side decisively in 33549 — the Momentum Score reads 61/100 with 2.8 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 33549 becoming more affordable?
No — the median sale price in 33549 is $420,000, up 1.9% versus the prior year, while sellers still capture 94.0% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in 33549?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are CURRY COVE (-9%); Willow Bend (1%); SIERRA PINES UNREC (33%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which 33549 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Willow Bend (18 days); SIERRA PINES UNREC (21 days); CURRY COVE (59 days) — homes there go under contract well ahead of the market-wide pace of 45 days.
33549 (Lutz) housing market FAQ
What is the median home price in 33549?
The median sale price in 33549 is currently $420,000, up 1.9% from a year ago, based on MLS sales data updated August 26, 2026.
Is 33549 a buyer's or seller's market right now?
The data currently favors sellers. 33549 scores 61 of 100 on the Momentum Score, with 2.8 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in 33549?
The typical home in 33549 goes under contract in about 45 days, per current MLS data.
How many homes are for sale in 33549?
There are approximately 13 active listings in 33549 as of August 26, 2026.
Are home prices in 33549 rising or falling?
Median sale prices are up 1.9% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 33549 (Lutz). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 26, 2026 at 8:37 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.