Aerial view of 34103, Florida

34103 (Naples)
Housing Market & Home Values

ZIP code market report · Collier County, FL

Median sale price $1,345,000, down 0.6% year over year, with homes going under contract in about 94 days, 213 homes on the market.

70 communities reporting489 sales analyzedRefreshed twice dailyMomentum Score 30
Live Market Pulse
30/100
Momentum
Soft Market
Buyers are negotiating roughly 12% off asking. Recalculated every day from licensed MLS data · last refresh October 5, 2026 at 1:44 PM ET.
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Live · 34103 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.34M ▼
Median sold · 12 moConfidence: High
down 0.6% vs the prior 12 months
-0.6% ▼
1-yr price change
n = 489 recent sales
$804/sf ▲
Sold $/sqft · 12 mo
Collier County: $341 · +2.9% vs prior yr
87.9% ▲
Sale vs ask
Collier County: 90.7% · +2.3pp vs prior yr
$551K ▼
Collier County home value
Zillow ZHVI, monthly · -2.4% vs a year ago
Tempo
94days ▼
Median DOM · closed
Collier County: 76 days · -4.0 days vs prior yr
15%
Under contract
Collier County: 21%
213 · 37 ▲34
For sale · pending
live counts, refreshed twice daily
Market context
17% ▼
Listings with price cuts
Collier County · Zillow · -1.5pp vs prior month
5,740 ▼
County for-sale inventory
Zillow, monthly · -9.1% vs prior month
7% ▼
New construction
share of recent sales · -0.4pp vs prior yr
30/100
Momentum score
Soft Market
70
Communities reporting
of 133 tracked in 34103
Economy & people · county layer
$86,173
Median household income
U.S. Census ACS, county
387,681
County population
+6.5% since 2018
6.4×
Price to income
county home value vs median income
76%
Owner-occupied
U.S. Census ACS, county
$3,219/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 5, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

15% of listed homes are already under contract. Prices are down 0.6% versus the prior year, but sellers are still collecting 87.9% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 30
Momentum Score
Buyer leverage70
Seller leverage30

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 15% of inventory sits under contract.
  • Mortgage sensitivity — at 6.4× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34103 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
— mo · buyer-tilted · 18 active
$300K–$500K
— mo · buyer-tilted · 35 active
$500K–$750K
— mo · buyer-tilted · 16 active
$750K+
— mo · buyer-tilted · 144 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 34103 is hot — and where it isn't

Each dot is a community (70 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 34103 (Naples)

The median sale price across 34103 currently stands at $1,345,000, down 0.6% from a year ago. Buyers are paying a median of $804 per square foot. The typical home goes under contract in about 94 days. Sellers are capturing 87.9% of their original asking price on average.

There are 213 active listings on the market, with 37 more already under contract.

Zillow's home value index for Collier County stands at $550,722. About 17% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34103 is 30 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.

Trends & History

34103 since 2013 — and where it’s heading

A median home here sold for $472,500 in 2013 and $2,026,838 over the last recorded year — 329% appreciation across 13 years of recorded sales.

Median sale price · 2013–2026 (6,514 recorded sales)

$440K$1.25M$2.06M$2.03M2013: $472K2014: $854K2015: $798K2016: $847K2017: $1.04M2018: $1.02M2019: $1.09M2020: $1.19M2021: $1.39M2022: $1.72M2023: $1.73M2024: $1.97M2025: $1.97M2026: $2.03M20132016202020232026

Days on market by year

14d57d99d94d2013: 92d2014: 81d2015: 59d2016: 60d2017: 81d2018: 81d2019: 91d2020: 85d2021: 47d2022: 16d2023: 41d2024: 69d2025: 98d2026: 94d20132016202020232026

Home value trend · Collier County (Zillow ZHVI)

$549K$557K$565K$551KAug '25: $564KSep '25: $560KOct '25: $558KNov '25: $557KDec '25: $556KJan '26: $556KFeb '26: $556KMar '26: $556KApr '26: $554KMay '26: $552KJun '26: $550KJul '26: $550KAug '26: $551KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

5,6916,9028,1125,740Aug '25: 6,984Sep '25: 6,475Oct '25: 6,377Nov '25: 6,603Dec '25: 6,910Jan '26: 7,328Feb '26: 7,686Mar '26: 8,064Apr '26: 7,999May '26: 7,628Jun '26: 6,972Jul '26: 6,312Aug '26: 5,740Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Collier County (MLS)

8572,8014,744Aug 22 · Active: 4,588Aug 23 · Active: 4,585Aug 28 · Active: 4,541Aug 29 · Active: 4,553Aug 30 · Active: 4,544Aug 31 · Active: 4,540Sep 07 · Active: 4,468Sep 09 · Active: 4,461Sep 11 · Active: 4,499Sep 12 · Active: 4,487Sep 13 · Active: 4,481Sep 14 · Active: 4,480Sep 15 · Active: 4,496Sep 16 · Active: 4,508Sep 17 · Active: 4,521Sep 19 · Active: 4,547Sep 20 · Active: 4,544Sep 21 · Active: 4,548Sep 22 · Active: 4,555Sep 23 · Active: 4,555Sep 24 · Active: 4,577Sep 25 · Active: 4,587Sep 26 · Active: 4,609Sep 28 · Active: 4,619Sep 29 · Active: 4,633Oct 01 · Active: 4,667Aug 22Sep 16Oct 01ActivePending

Median price · daily recalculation

$1.34M$1.41M$1.47M$1.34MAug 06: $1.34MAug 08: $1.34MAug 09: $1.34MAug 10: $1.34MAug 11: $1.34MAug 12: $1.34MAug 13: $1.34MAug 15: $1.34MAug 17: $1.34MAug 18: $1.34MAug 19: $1.34MAug 20: $1.34MAug 21: $1.34MAug 22: $1.34MAug 23: $1.34MAug 24: $1.34MAug 26: $1.34MAug 28: $1.34MAug 29: $1.34MAug 30: $1.34MAug 31: $1.34MSep 01: $1.34MSep 04: $1.34MSep 05: $1.34MSep 06: $1.34MSep 07: $1.34MSep 08: $1.34MSep 09: $1.34MSep 10: $1.34MSep 11: $1.34MSep 12: $1.47MSep 13: $1.47MSep 14: $1.47MSep 15: $1.47MSep 16: $1.47MSep 17: $1.47MSep 19: $1.47MSep 20: $1.34MSep 21: $1.34MSep 22: $1.34MSep 23: $1.34MSep 24: $1.34MSep 25: $1.34MSep 26: $1.34MSep 28: $1.34MSep 29: $1.34MSep 30: $1.34MOct 01: $1.34MOct 03: $1.34MOct 04: $1.34MOct 05: $1.34MAug 06Aug 21Sep 07Sep 21Oct 05
Local Economics · county layer

What’s driving 34103

Who’s moving here
+2,411 net residents/yr

Top inbound states: IL, NY, MA, NJ. Movers arriving report ~$283,468 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,147/yr avg premium

2,002 Citizens policies in force in Collier County — the state-backed insurer of last resort. Budget insurance into any Collier purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
2,736 units permitted -22% YoY

1,945 single-family · 791 multi-family · 7.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Lake Park ▼ 33%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Collier

MarketMedianActiveScore
34103 ← this page$1.34M21330
34102$570K60644Open →
34104$570K58045Open →
34105$570K57347Open →
34114$660K56135Open →
34145$1.38M38739Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
MooringsNaples$5.05M▲ 26%
Hidden Lake VillasNaples$372K▲ 24%
Park ShoreNaples$5.06M▲ 10%
High Point Country ClubNaples$317K▲ 8%
ColonadeNaples$1.24M▲ 0%
Prices cooling fastest
Lake ParkNaples$1.60M▼ 33%
BrittanyNaples$2.70M▼ 27%
Park Shore ResortNaples$315K▼ 18%
Naples ContinentalNaples$780K▼ 16%
Imperial WildernessNaples$125K▼ 7%
Most homes for sale
MooringsNaples$5.05M28
Park ShoreNaples$5.06M20
High Point Country ClubNaples$317K17
Lake ParkNaples$1.60M14
Admiralty PointNaples$1.93M9
Selling fastest
Park Shore ResortNaples$315K49 days
Hidden Lake VillasNaples$372K52 days
Imperial WildernessNaples$125K53 days
BrittanyNaples$2.70M64 days
MooringsNaples$5.05M79 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34103 right now?

The data says conditions currently favor buyers in 34103 — the Momentum Score reads 30/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34103 becoming more affordable?

Yes, modestly — the median sale price in 34103 is $1,345,000, down 0.6% versus the prior year, while sellers still capture 87.9% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 34103?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Lake Park (-33%); Brittany (-27%); Park Shore Resort (-18%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34103 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Park Shore Resort (49 days); Hidden Lake Villas (52 days); Imperial Wilderness (53 days) — homes there go under contract well ahead of the market-wide pace of 94 days.

Questions

34103 (Naples) housing market FAQ

How is the housing market in 34103 right now?

As of October 5, 2026, the 34103 housing market favors buyers: the median sale price is $1,345,000 (down 0.6% year over year), 213 homes are for sale, and the typical home goes under contract in about 94 days.

How much is a house in 34103?

The median home sold for $1,345,000 in 34103 over the last 12 months, about $804 per square foot; asking prices on the 213 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 34103?

By the numbers, sellers in 34103 are getting 87.9% of asking price and going under contract in about 94 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 34103 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 34103 median sale prices are down 0.6% year over year, and 15% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 34103?

The median sale price in 34103 is currently $1,345,000, down 0.6% from a year ago, based on MLS sales data updated October 5, 2026.

Is 34103 a buyer's or seller's market right now?

The data currently favors buyers. 34103 scores 30 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 34103?

The typical home in 34103 goes under contract in about 94 days, per current MLS data.

How many homes are for sale in 34103?

There are approximately 213 active listings in 34103 as of October 5, 2026.

Are home prices in 34103 rising or falling?

Median sale prices are down 0.6% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34103 (Naples). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.