Aerial view of 34103, Florida

34103 (Naples)
Housing Market

ZIP code market report · Collier County

Median sale price $1,345,000, down 2.9% year over year, with homes going under contract in about 97 days.

65 communities reporting475 sales analyzedRefreshed twice dailyMomentum Score 32
Live Market Pulse
32/100
Momentum
Soft Market
Buyers are negotiating roughly 13% off asking. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 34103 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$1.34M
Median sold · 12 moConfidence: High
down 2.9% vs the prior 12 months
-2.9%
1-yr price change
n = 475 recent sales
$814/sf
Sold $/sqft · 12 mo
Collier County: $329 · +2.3% vs prior yr
87.1%
Sale vs ask
Collier County: 90.8% · +0.6pp vs prior yr
$556K
Collier County home value
Zillow ZHVI, monthly · -4.6% vs a year ago
Tempo
97days
Median DOM · closed
Collier County: 74 days · +2.0 days vs prior yr
Market context
21%
Listings with price cuts
Collier County · Zillow · -4.4pp vs prior month
6,961
County for-sale inventory
Zillow, monthly · -8.7% vs prior month
7%
New construction
share of recent sales · -0.5pp vs prior yr
80%
Cash buyers
share of sales · peak 82% · +4.7pp vs prior yr
32/100
Momentum score
Soft Market
Economy & people · county layer
$86,173
Median household income
U.S. Census ACS, county
387,681
County population
+6.5% since 2018
6.5×
Price to income
county home value vs median income
76%
Owner-occupied
U.S. Census ACS, county
$3,219/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 2.9% versus the prior year, but sellers are still collecting 87.1% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 32
Momentum Score
Buyer leverage68
Seller leverage32

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Mortgage sensitivity — at 6.5× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34103 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where 34103 is hot — and where it isn't

Each dot is a community (65 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 34103 (Naples)

The median sale price across 34103 currently stands at $1,345,000, down 2.9% from a year ago. Buyers are paying a median of $814 per square foot. The typical home goes under contract in about 97 days. Sellers are capturing 87.1% of their original asking price on average.

Zillow's home value index for Collier County stands at $555,973. About 21% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34103 is 32 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

34103 since 2014 — and where it’s heading

A median home here sold for $836,286 in 2014 and $1,999,943 over the last recorded year — 139% appreciation across 12 years of recorded sales. Cash buyers took 80% of recent sales, down from a 82% peak.

Median sale price · 2014–2026 (6,519 recorded sales)

$812K$1.42M$2.02M$2.00M2014: $836K2015: $837K2016: $865K2017: $1.01M2018: $1.04M2019: $1.07M2020: $1.09M2021: $1.41M2022: $1.66M2023: $1.86M2024: $1.92M2025: $1.93M2026: $2.00M20142017202020232026

Days on market by year

14d56d98d97d2014: 83d2015: 65d2016: 58d2017: 76d2018: 88d2019: 83d2020: 82d2021: 51d2022: 16d2023: 39d2024: 65d2025: 95d2026: 97d20142017202020232026

Cash buyers · share of sales

67%75%82%80%2016: 71%2017: 72%2018: 68%2019: 70%2020: 71%2021: 71%2022: 77%2023: 82%2024: 82%2025: 75%2026: 80%20162018202120242026

Home value trend · Collier County (Zillow ZHVI)

$555K$569K$583K$556KJun '25: $583KJul '25: $576KAug '25: $571KSep '25: $567KOct '25: $564KNov '25: $563KDec '25: $562KJan '26: $562KFeb '26: $562KMar '26: $562KApr '26: $561KMay '26: $558KJun '26: $556KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

6,3347,4108,4866,961Jun '25: 8,444Jul '25: 7,702Aug '25: 6,984Sep '25: 6,475Oct '25: 6,377Nov '25: 6,603Dec '25: 6,910Jan '26: 7,328Feb '26: 7,686Mar '26: 8,064Apr '26: 7,999May '26: 7,628Jun '26: 6,961Jun '25Sep '25Dec '25Mar '26Jun '26
Condo 62%SingleFamilyResidence 30%ManufacturedHome 5%Attached 2%
Local Economics · county layer

What’s driving 34103

Who’s moving here
+2,411 net residents/yr

Top inbound states: IL, NY, MA, NJ. Movers arriving report ~$283,468 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,147/yr avg premium

2,002 Citizens policies in force in Collier County — the state-backed insurer of last resort. Budget insurance into any Collier purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
2,736 units permitted -22% YoY

1,945 single-family · 791 multi-family · 7.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Brittany ▼ 26%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Community Movers

Neighborhoods on the move

Prices rising fastest
MooringsNaples$5.00M▲ 20%
Hidden Lake VillasNaples$360K▲ 17%
Park ShoreNaples$5.06M▲ 10%
Admiralty PointNaples$1.93M▲ 5%
High Point Country ClubNaples$312K▲ 2%
Prices cooling fastest
BrittanyNaples$2.70M▼ 26%
Lake ParkNaples$1.35M▼ 23%
Park Shore ResortNaples$316K▼ 22%
Naples ContinentalNaples$820K▼ 12%
ColonadeNaples$1.20M▼ 8%
Selling fastest
Imperial WildernessNaples$124K58 days
BrittanyNaples$2.70M64 days
Hidden Lake VillasNaples$360K70 days
MooringsNaples$5.00M79 days
La MerNaples$2.05M82 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34103 right now?

The data says conditions currently favor buyers in 34103 — the Momentum Score reads 32/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34103 becoming more affordable?

Yes, modestly — the median sale price in 34103 is $1,345,000, down 2.9% versus the prior year, while sellers still capture 87.1% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 34103?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Brittany (-26%); Lake Park (-23%); Park Shore Resort (-22%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34103 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Imperial Wilderness (58 days); Brittany (64 days); Hidden Lake Villas (70 days) — homes there go under contract well ahead of the market-wide pace of 97 days.

Questions

34103 (Naples) housing market FAQ

What is the median home price in 34103?

The median sale price in 34103 is currently $1,345,000, down 2.9% from a year ago, based on MLS sales data updated August 6, 2026.

Is 34103 a buyer's or seller's market right now?

The data currently favors buyers. 34103 scores 32 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 34103?

The typical home in 34103 goes under contract in about 97 days, per current MLS data.

Are home prices in 34103 rising or falling?

Median sale prices are down 2.9% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34103 (Naples). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.