Sun Terrace
Homes for Sale in Naples, FL
All 1,835 homes for sale in Naples, FL · median $429,000 · 260 homes for sale in 34103 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of September 2026, Sun Terrace in Naples, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $570,000, $404 per square foot, a median 33 days on market, sellers accepting 84% of original asking (-23% versus the prior year). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $6,300 ($5,860 with the full homestead exemption).
| Location | Naples, Collier County, FL · ZIP 34103 |
|---|---|
| Sale prices, last 12 months | $570,000 median across 5 closed sales · $404 per sq ft · -23.0% vs the prior 12 months |
| Days on market (closed sales) | 33 median |
| For sale right now | 2 active, 0 pending · median asking $2,674,500 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sun Terrace key facts,” movewithmomentum.com/neighborhoods/sun-terrace--collier, data as of September 20, 2026.
Sun Terrace is a small pocket of 56 homes, and with only 3 closings feeding this snapshot, treat any single stat here as directional rather than definitive. What the numbers do suggest is a market that has cooled: a market heat score of 24 and a median 104 days on market point to homes sitting longer than a typical Naples listing, and pricing has moved with it, down 16.5% year over year to a median of $555,000.
The housing stock itself explains a good part of the spread in outcomes. Built years run from 1960 to 2023 with a median year built of 1966, so buyers are choosing between original-condition homes from the 1960s and scattered newer or heavily renovated builds on the same streets. At a median $404.46 per square foot on a median 1,585 square feet, condition and vintage are doing more work on price than location alone.
Sun Terrace right now
🔴 Off the recent peak. The trailing-12-month median ($570K) is down 23.0% from the prior 12 months ($740K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 29, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sun Terrace market snapshot (as of September 20, 2026): the median sale price is about $570K ($404 per sq ft over the trailing 12 months of closed sales), and a median 33 days on market for closed sales. The trailing-12-month median is down 23% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (5 closings in the current window).
In ZIP 34103 (Naples), 489 homes closed in the last 12 months at a median of $1.34M ($804/sq ft), down 0.6% year over year, with a median 94 days on market. Right now 213 active and 37 pending listings — a soft market. See the live ZIP 34103 housing market and the Collier County market.
Florida Gulf Coast MLS sales records identify 6 homes in Sun Terrace that have changed hands, built between 1961 and 2026 (median 2024), with a median living area of about 2,257 sq ft and a typical 4-bedroom, 3-bath layout. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Sun Terrace is a compact, established Naples neighborhood where the age of the home you're looking at, not just the address, drives most of the price conversation.
Who Sun Terrace is best for.
Best for
- Buyers focused on an established Naples location who are willing to evaluate each home's age and condition on its own terms
- Buyers with a longer purchase timeline who can afford to negotiate in a slower-moving market
- Buyers specifically seeking a renovated or newer-built home mixed into an older housing stock
Probably not for
- Buyers who want a large, active inventory to comparison-shop before deciding
- Buyers seeking a listed set of community amenities, since none are identified in current MLS listings here
- Sellers expecting a quick sale, given a median 104 days on market and a recent year-over-year price decline
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($570K) IS the median in the snapshot above, and the move from 2025 ($740K) IS the -23.0% one-year change.
Windows contain 1 to 11 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
13% of homes for sale in ZIP 34103 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).
Sun Terrace Market Scorecard
Sun Terrace is currently a balanced market., a median asking price of $2,674,500, and homes go under contract in about 71 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Sun Terrace, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Sun Terrace
Live MLS inventory for Sun Terrace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Sun Terrace listings as of 2026-09-28, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Sun Terrace Collier Right Now (2)
All 2 active and pending Sun Terrace Collier listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1031 Diana Ave · $2,350,000 · 3 bd / 3 ba · listed Aug 3, 2026 · listed by Downing Frye Realty Inc.
- 2200 11th St N · $2,999,000 · 4 bd / 4 ba · listed Jul 11, 2026 · listed by Compass Florida LLC
The Sun Terrace buying strategy.
If we were buying in Sun Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sun Terrace.
A market thin on volume, wide on condition
With just 56 homes total and a 3-closing window behind this data, Sun Terrace does not trade in high volume. That thinness cuts both ways: sellers can't lean on a deep run of comparable sales to justify a number, and buyers won't find a lot of competing inventory to cross-shop in real time. Each listing here tends to get evaluated more on its own condition and updates than on a tight neighborhood comp set.
The 1960-to-2023 build range, with a median year built of 1966, means due diligence should start with the home's age and renovation history before anything else. A 1960s home that has been substantially updated and a newer build on the same block can post very different price-per-square-foot numbers even though the median sits at $404.46. The 104-day median days on market and the year-over-year price pullback both suggest a market where buyers currently have room to negotiate on anything that isn't move-in ready.
The location and the amenities are priced into every listing in Sun Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin on closings, pricing a home or evaluating an offer takes more than pulling a standard comp sheet. We look at each property's age, condition, and update history individually rather than assuming the neighborhood median applies, and we can walk you through what the 104-day market and the recent price pullback actually mean for your specific timeline, whether you're listing or making an offer.
Sun Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sun Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sun Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sun Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sun Terrace home worth?
Get a no-obligation home value based on real comparable sales in Sun Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Sun Terrace
Homes in Sun Terrace that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 1020 28th Ave N · off market
- 1316 Rordon Ave · off market
Frequently Asked Questions
What is the median home price in Sun Terrace?
How long do homes in Sun Terrace take to sell?
Who is the best real estate agent for Sun Terrace?
How do I find a top Naples real estate agent who knows Sun Terrace?
Can Momentum Realty connect me with an agent for Sun Terrace?
Where is Sun Terrace, and what county is it in?
Should you buy in Sun Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 28, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (57 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Sun Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Sun Terrace
- Home values · What homes in Sun Terrace actually sell for
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Explore more neighborhoods near Sun Terrace with Momentum Realty’s local guides.