Aerial view of 34105, Florida

34105 (Naples)
Housing Market

ZIP code market report · Collier County

Median sale price $570,000, down 0.4% year over year, with homes going under contract in about 58 days.

64 communities reporting1,284 sales analyzedRefreshed twice dailyMomentum Score 51
Live Market Pulse
51/100
Momentum
Balanced Market
Buyers are negotiating roughly 7% off asking. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 34105 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$570K
Median sold · 12 moConfidence: High
down 0.4% vs the prior 12 months
-0.4%
1-yr price change
n = 1,284 recent sales
$329/sf
Sold $/sqft · 12 mo
Collier County: $329 · -1.4% vs prior yr
93.4%
Sale vs ask
Collier County: 90.8% · -0.7pp vs prior yr
$556K
Collier County home value
Zillow ZHVI, monthly · -4.6% vs a year ago
Tempo
58days
Median DOM · closed
Collier County: 74 days · +6.0 days vs prior yr
Market context
21%
Listings with price cuts
Collier County · Zillow · -4.4pp vs prior month
6,961
County for-sale inventory
Zillow, monthly · -8.7% vs prior month
16%
New construction
share of recent sales · flat vs prior yr
37%
Cash buyers
share of sales · peak 37% · +4.0pp vs prior yr
51/100
Momentum score
Balanced Market
Economy & people · county layer
$86,173
Median household income
U.S. Census ACS, county
387,681
County population
+6.5% since 2018
6.5×
Price to income
county home value vs median income
76%
Owner-occupied
U.S. Census ACS, county
$3,219/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 0.4% versus the prior year, but sellers are still collecting 93.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 51
Momentum Score
Buyer leverage49
Seller leverage51

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Mortgage sensitivity — at 6.5× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34105 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where 34105 is hot — and where it isn't

Each dot is a community (64 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 34105 (Naples)

The median sale price across 34105 currently stands at $570,000, down 0.4% from a year ago. Buyers are paying a median of $329 per square foot. The typical home goes under contract in about 58 days. Sellers are capturing 93.4% of their original asking price on average.

Zillow's home value index for Collier County stands at $555,973. About 21% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34105 is 51 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

34105 since 2012 — and where it’s heading

A median home here sold for $130,000 in 2012 and $688,172 over the last recorded year — 429% appreciation across 14 years of recorded sales. Cash buyers took 37% of recent sales, down from a 37% peak.

Median sale price · 2012–2026 (20,683 recorded sales)

$118K$411K$704K$688K2012: $130K2013: $151K2014: $268K2015: $325K2016: $331K2017: $343K2018: $390K2019: $342K2020: $367K2021: $437K2022: $541K2023: $606K2024: $692K2025: $668K2026: $688K20122015201920232026

Days on market by year

11d58d106d58d2012: 68d2013: 105d2014: 51d2015: 41d2016: 39d2017: 47d2018: 55d2019: 60d2020: 59d2021: 22d2022: 13d2023: 34d2024: 36d2025: 52d2026: 58d20122015201920232026

Cash buyers · share of sales

25%31%38%37%2016: 35%2017: 30%2018: 28%2019: 28%2020: 25%2021: 33%2022: 37%2023: 37%2024: 36%2025: 33%2026: 37%20162018202120242026

Home value trend · Collier County (Zillow ZHVI)

$555K$569K$583K$556KJun '25: $583KJul '25: $576KAug '25: $571KSep '25: $567KOct '25: $564KNov '25: $563KDec '25: $562KJan '26: $562KFeb '26: $562KMar '26: $562KApr '26: $561KMay '26: $558KJun '26: $556KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

6,3347,4108,4866,961Jun '25: 8,444Jul '25: 7,702Aug '25: 6,984Sep '25: 6,475Oct '25: 6,377Nov '25: 6,603Dec '25: 6,910Jan '26: 7,328Feb '26: 7,686Mar '26: 8,064Apr '26: 7,999May '26: 7,628Jun '26: 6,961Jun '25Sep '25Dec '25Mar '26Jun '26
SingleFamilyResidence 75%Condo 19%ManufacturedHome 2%Attached 2%Townhome 1%
Local Economics · county layer

What’s driving 34105

Who’s moving here
+2,411 net residents/yr

Top inbound states: IL, NY, MA, NJ. Movers arriving report ~$283,468 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,147/yr avg premium

2,002 Citizens policies in force in Collier County — the state-backed insurer of last resort. Budget insurance into any Collier purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
2,736 units permitted -22% YoY

1,945 single-family · 791 multi-family · 7.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Wilderness Country Club ▼ 35%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Community Movers

Neighborhoods on the move

Prices rising fastest
Estates At Grey OaksNaples$6.00M▲ 24%
The StradaNaples$990K▲ 13%
Imperial Golf EstatesNaples$952K▲ 5%
Wellington PlaceNaples$700K▲ 3%
Golden Gate CityNaples$470K▲ 1%
Prices cooling fastest
Wilderness Country ClubNaples$435K▼ 35%
Marbella LakesNaples$585K▼ 25%
BayfrontNaples$735K▼ 24%
Naples Bath And Tennis ClubNaples$260K▼ 21%
Positano PlaceNaples$235K▼ 17%
Selling fastest
Imperial Golf EstatesNaples$952K24 days
Golden Gate CityNaples$470K25 days
Estates At Grey OaksNaples$6.00M27 days
TraditionsNaples$2.14M28 days
World Tennis CenterNaples$310K29 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34105 right now?

The data says conditions currently favor neither side decisively in 34105 — the Momentum Score reads 51/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34105 becoming more affordable?

Yes, modestly — the median sale price in 34105 is $570,000, down 0.4% versus the prior year, while sellers still capture 93.4% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 34105?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Wilderness Country Club (-35%); Marbella Lakes (-25%); Bayfront (-24%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34105 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Imperial Golf Estates (24 days); Golden Gate City (25 days); Estates At Grey Oaks (27 days) — homes there go under contract well ahead of the market-wide pace of 58 days.

Questions

34105 (Naples) housing market FAQ

What is the median home price in 34105?

The median sale price in 34105 is currently $570,000, down 0.4% from a year ago, based on MLS sales data updated August 6, 2026.

Is 34105 a buyer's or seller's market right now?

The data currently is roughly balanced. 34105 scores 51 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 34105?

The typical home in 34105 goes under contract in about 58 days, per current MLS data.

Are home prices in 34105 rising or falling?

Median sale prices are down 0.4% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34105 (Naples). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.