Moving to Cocoa, Florida: The 2026 Data Guide
As of 2026-09-09, the median home sold in Cocoa, Florida over the last 12 months went for $329,000 (307 closings across 52 communities in Momentum’s MLS record), about $210 per square foot for a median 1,530-sq-ft home built around 1991. Homes currently listed have been on the market a median of 22 days, and with 98 active listings against that sales pace the city is carrying roughly 3.8 months of supply. Sellers have been getting about 98% of their original asking price. That median is 18% below the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Cocoa
Three price points from 228 recent Cocoa closings in our record, each showing what actually closed within 10% of that price:
- Around $215,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,140 sq ft, built around 1959 (15 sales).
- Around $329,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,704 sq ft, built around 2004 (36 sales).
- Around $417,500: the typical sale in this band was a 4-bed, 2-bath home of about 1,905 sq ft, built around 2004 (40 sales).
The real monthly cost of owning in Cocoa
Take the median $329,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $1,700/month. Brevard County’s typical total millage is 15.60 mills, so after the $50,000 homestead exemption the property tax is roughly $4,353/year ($363/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Brevard County is about $2,348/year; private-market quotes vary with roof age and wind mitigation. 22% of current Cocoa listings carry an HOA, with a median of $66/month where one applies. All in, budget on the order of $2,259/month to own the median Cocoa home.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Brevard County property tax guide and our home insurance by county map.
Where people are buying: Cocoa’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Port St John | 200 | $328,750 | 22 |
| N Port St John | 57 | $285,500 | 22 |
| Coventry of Cocoa | 13 | $265,000 | 67 |
| Canaveral Groves | 12 | $469,950 | — |
| Hickory Ridge | 12 | $357,950 | — |
| Pineridge | 12 | $186,500 | — |
| Riverwalk of Cocoa | 11 | $680,000 | 29 |
| Cypress Woods | 10 | $373,650 | — |
Cocoa by ZIP code
Sales and medians by ZIP over the same 12 months: 32926 (94 sales, median $357,950), 32922 (74 sales, median $259,950), 32927 (58 sales, median $326,250).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 85% were single-family homes, and 8% condos. New construction accounted for 10% of closings, led by Riverwalk of Cocoa, Peacewind. The housing stock skews mixed: 25% of homes sold were built in 2015 or later and 31% before 1980.
Getting around from Cocoa
Measured from the center of Cocoa’s recent sales: Melbourne is about 23 miles; Orlando International Airport (MCO) is about 33 miles; Downtown Orlando is about 39 miles; Daytona Beach is about 59 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Brevard County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Brevard County’s typical millage of 15.60; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Brevard County average of $2,348/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Cocoa: the case for and against
What works in Cocoa’s favor
- prices run 18% below the statewide median in our coverage
- homes move quickly (median 22 days listed), so well-priced homes get competition
- most listings (78%) have no HOA
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- only about 3.8 months of supply, so choice is limited in the most popular price bands
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Cocoa relocation toolkit
- Homes for sale in Cocoa right now
- Cost of living in Cocoa
- Best neighborhoods in Cocoa
- New construction in Cocoa
- Find an agent in Cocoa
- Cocoa ZIP codes with prices
- Search every Cocoa community
Common questions about moving to Cocoa
How much does a house cost in Cocoa, FL?
What does it cost per month to own a home in Cocoa?
What are property taxes like in Cocoa?
Is Cocoa a buyer's or seller's market right now?
Is there a lot of new construction in Cocoa?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Cocoa communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Brevard County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.