Moving to Spring Hill, Florida: The 2026 Data Guide
As of 2026-09-13, the median home sold in Spring Hill, Florida over the last 12 months went for $338,000 (1,091 closings across 182 communities in Momentum’s MLS record), about $176 per square foot for a median 1,889-sq-ft home built around 2005. Homes currently listed have been on the market a median of 49 days, and with 255 active listings against that sales pace the city is carrying roughly 2.8 months of supply. Sellers have been getting about 95% of their original asking price. That median is 16% below the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Spring Hill
Three price points from 513 recent Spring Hill closings in our record, each showing what actually closed within 10% of that price:
- Around $272,500: the typical sale in this band was a 3-bed, 2-bath home of about 1,503 sq ft, built around 2007 (97 sales).
- Around $338,000: the typical sale in this band was a 4-bed, 2-bath home of about 1,828 sq ft, built around 2018 (165 sales).
- Around $395,000: the typical sale in this band was a 3-bed, 2-bath home of about 2,092 sq ft, built around 2005 (112 sales).
The real monthly cost of owning in Spring Hill
Take the median $338,000 home with 20% down at today’s 6.76% 30-year rate: principal and interest run about $1,756/month. Hernando County’s typical total millage is 18.64 mills, so after the $50,000 homestead exemption the property tax is roughly $5,367/year ($447/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Hernando County is about $1,699/year; private-market quotes vary with roof age and wind mitigation. 75% of current Spring Hill listings carry an HOA, with a median of $88/month where one applies. All in, budget on the order of $2,433/month to own the median Spring Hill home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Hernando County property tax guide and our home insurance by county map.
Where people are buying: Spring Hill’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Timber Pines | 152 | $284,000 | 31 |
| Sterling Hill | 42 | $337,936 | 58 |
| silverthorn ph 2b | 37 | $455,000 | 18 |
| Avalon West | 36 | $367,450 | 72 |
| Pristine Place | 33 | $434,000 | 60 |
| Anderson Snow Estates | 32 | $443,500 | 105 |
| Caldera Phases 3 & 4 | 31 | $375,820 | 75 |
| Caldera | 30 | $510,266 | 8 |
Spring Hill by ZIP code
Sales and medians by ZIP over the same 12 months: 34609 (188 sales, median $364,950), 34608 (110 sales, median $348,990), 34610 (89 sales, median $296,000), 34606 (62 sales, median $250,000), 34604 (56 sales, median $330,000).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 81% were single-family homes, 5% townhomes or villas. New construction accounted for 32% of closings, led by Avalon West, Anderson Snow Estates, Caldera Phases 3 & 4, Caldera, Valleybrook. The housing stock skews newer: 39% of homes sold were built in 2015 or later and 6% before 1980.
Getting around from Spring Hill
Measured from the center of Spring Hill’s recent sales: Tampa International Airport (TPA) is about 34 miles; Downtown Tampa is about 35 miles; Lakeland is about 46 miles; Ocala is about 55 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Hernando County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Hernando County’s typical millage of 18.64; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Hernando County average of $1,699/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Spring Hill: the case for and against
What works in Spring Hill’s favor
- prices run 16% below the statewide median in our coverage
- 32% of sales are new construction, so builder incentives and warranties are part of the market
- insurance is comparatively manageable here (Citizens average $1,699/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- only about 2.8 months of supply, so choice is limited in the most popular price bands
- 75% of listings carry an HOA (median $88/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Spring Hill relocation toolkit
- Homes for sale in Spring Hill right now
- Cost of living in Spring Hill
- Best neighborhoods in Spring Hill
- New construction in Spring Hill
- Find an agent in Spring Hill
- Spring Hill ZIP codes with prices
- Search every Spring Hill community
Common questions about moving to Spring Hill
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Sales figures are Momentum Realty’s MLS record of closings in Spring Hill communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Hernando County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.