Moving to Spring Hill, Florida: The 2026 Data Guide

By Jon Brooks, Co-Founder, Momentum Realty · Updated October 2, 2026

As of 2026-10-02, the median home sold in Spring Hill, Florida over the last 12 months went for $329,000 (1,086 closings across 183 communities in Momentum’s MLS record), about $174 per square foot for a median 1,889-sq-ft home built around 2005. Homes currently listed have been on the market a median of 51 days, and with 314 active listings against that sales pace the city is carrying roughly 3.5 months of supply. Sellers have been getting about 95% of their original asking price. That median is 18% below the median across Momentum’s Florida and Georgia coverage.

$329,000

Median sale (12 mo)

$174

Price per sq ft

$2,459

Est. monthly cost to own

51 days

Days listed (median)

3.5

Months of supply

32%

New construction share

Spring Hill right now — October 2026

$299,900

Median sale price (12 mo), -0.8% YoY

200

Homes for sale today

41 days

Median days on market

3.4 mo

Months of supply

$1,588

P&I on the median, 20% down at 6.95%

Live pages for your move: 379 homes for sale in Spring Hill · New construction · Homes by ZIP (5 ZIPs) · New listings this week · Price reductions · What your budget buys in Hernando County · Cost of living · Best neighborhoods · Property tax · Flood zones by neighborhood · Hernando County homes for sale.

MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated October 2, 2026.

What your budget buys in Spring Hill

Three price points from 545 recent Spring Hill closings in our record, each showing what actually closed within 10% of that price:

Around $274,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,510 sq ft, built around 2006 (126 sales).
Around $329,000: the typical sale in this band was a 4-bed, 2-bath home of about 1,828 sq ft, built around 2018 (162 sales).
Around $390,000: the typical sale in this band was a 3-bed, 2-bath home of about 2,068 sq ft, built around 2005 (116 sales).

The real monthly cost of owning in Spring Hill

Take the median $329,000 home with 20% down at today’s 7.28% 30-year rate: principal and interest run about $1,801/month. Hernando County’s typical total millage is 18.64 mills, so after the $50,000 homestead exemption the property tax is roughly $5,200/year ($433/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Hernando County is about $1,699/year; private-market quotes vary with roof age and wind mitigation. 60% of current Spring Hill listings carry an HOA, with a median of $83/month where one applies. All in, budget on the order of $2,459/month to own the median Spring Hill home including a typical HOA.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Hernando County property tax guide and our home insurance by county map.

Where people are buying: Spring Hill’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

Community	Sales (12 mo)	Median	Days listed
Timber Pines	152	$284,000	31
Sterling Hill	43	$335,872	59
Avalon West	35	$365,000	70
silverthorn ph 2b	35	$455,000	18
Pristine Place	32	$434,444	59
Anderson Snow Estates	32	$443,500	105
Caldera Phases 3 & 4	32	$370,860	80
Caldera	30	$510,266	8

Spring Hill by ZIP code

Sales and medians by ZIP over the same 12 months: 34609 (201 sales, median $350,000), 34608 (111 sales, median $347,990), 34610 (94 sales, median $299,500), 34606 (65 sales, median $247,000), 34604 (54 sales, median $326,825).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 81% were single-family homes, 5% townhomes or villas. New construction accounted for 32% of closings, led by Avalon West, Anderson Snow Estates, Caldera Phases 3 & 4, Del Webb River Reserve Phase 1A & 1B, Caldera. The housing stock skews newer: 38% of homes sold were built in 2015 or later and 6% before 1980.

Getting around from Spring Hill

Measured from the center of Spring Hill’s recent sales: Tampa International Airport (TPA) is about 34 miles; Downtown Tampa is about 36 miles; Lakeland is about 46 miles; Ocala is about 55 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Hernando County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Hernando County’s typical millage of 18.64; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Hernando County average of $1,699/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Spring Hill: the case for and against

What works in Spring Hill’s favor

prices run 18% below the statewide median in our coverage
32% of sales are new construction, so builder incentives and warranties are part of the market
insurance is comparatively manageable here (Citizens average $1,699/year)
no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

only about 3.5 months of supply, so choice is limited in the most popular price bands
60% of listings carry an HOA (median $83/month)
property taxes reset to your purchase price, so never budget off the seller’s bill

Your Spring Hill relocation toolkit

Common questions about moving to Spring Hill

How much does a house cost in Spring Hill, FL?

The median sale over the last 12 months was $329,000 (1,086 closings), about $174 per square foot. Among recent closings in our record a quarter sold under $274,000 and a quarter over $390,000.

What does it cost per month to own a home in Spring Hill?

For the median $329,000 home with 20% down at 7.28%, roughly $2,459 per month including principal, interest, Hernando County property tax after the homestead exemption, insurance, and a typical HOA.

What are property taxes like in Spring Hill?

Hernando County's typical total millage is 18.64 mills. On the median home that is about $5,200 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.

Is Spring Hill a buyer's or seller's market right now?

With about 3.5 months of supply and a median 51 days on market for current listings, conditions favor sellers.

Is there a lot of new construction in Spring Hill?

New construction was 32% of sales in the last 12 months, concentrated in Avalon West, Anderson Snow Estates, Caldera Phases 3 & 4, Del Webb River Reserve Phase 1A & 1B, Caldera.

Does Florida have a state income tax?

No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Spring Hill communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Hernando County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.