Andover
Place Homes for Sale in Jacksonville, FL

Established resale townhomes · Jacksonville · ZIP 32223

An established resale townhome community in the Loretto section of Jacksonville's Mandarin area, built for buyers who want attached-home living with lower exterior upkeep, close to Old St. Augustine Road and the San Jose corridor.

Established resaleLoretto, JacksonvilleAttached townhomes
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a settled resale townhome community, not a new-construction release. Inventory is smaller-footprint attached homes, so condition, updates, and HOA standing drive value more than a single headline number. Verify specifics by address.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Andover Place is a resale play on an established Loretto townhome community, not a builder market. The value driver is the individual unit and its HOA standing, updated interiors and well-kept exteriors command the top of the range, while original-condition units trade on upside if the buyer is willing to update. The location thesis is the Mandarin submarket itself, Old St. Augustine Road gives direct access toward San Jose Boulevard and the broader Southside job and retail corridor. Confirm the current HOA dues, reserve health, and any deferred maintenance on the building before you underwrite a unit here."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Andover Place is an established townhome community in the Loretto section of Jacksonville's Mandarin area, in Duval County, governed by the Andover Place Owners Association Inc. Units are attached, single-story-footprint townhomes generally running about 1,300 to 1,560 square feet, with 2 to 3 bedrooms depending on the floor plan.

Because this is a resale community rather than new construction, each unit trades on its own condition, updates, and HOA standing rather than on a builder price sheet. Buyers here are typically trading square footage and yard for lower exterior maintenance, since the HOA generally handles common-area and, in many attached communities like this one, some exterior upkeep. Confirm exactly what the current dues cover before you rely on that assumption.

The bigger picture is location. Loretto sits in the Mandarin area on Jacksonville's south side, with direct access to Old St. Augustine Road, a corridor that connects toward San Jose Boulevard and the wider Mandarin and Southside retail and job base. That everyday convenience, combined with attached-home affordability relative to single-family resale in the same ZIP code, is the core of the community's appeal.

Best for

  • Buyers who want an attached townhome with lower exterior upkeep in the Mandarin area
  • Buyers comfortable with an established HOA community rather than a large single-family lot
  • Buyers who value direct access to Old St. Augustine Road and the San Jose Boulevard corridor

Probably not for

  • Buyers who need a private yard or a larger single-family footprint
  • Anyone who wants new-construction systems and a builder warranty
  • Buyers unwilling to verify current HOA dues, reserves, and any deferred maintenance before buying

How Jacksonville is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Andover Place update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Jacksonville listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Andover Place buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Jacksonville20 to 25 min · approximate
Jacksonville International Airport (JAX)30 to 35 min · approximate
St. Johns Town Center15 to 20 min · approximate
San Jose Boulevard retail corridor5 to 10 min · approximate
Jacksonville beaches35 to 45 min · approximate
Mayo Clinic (San Pablo)30 to 35 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near AndoverPlace Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Jacksonville (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Jacksonville is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Mandarin High School (Duval County Public Schools, verify by address)

Middle

Mandarin Middle School (verify by address)

Elementary

Loretto Elementary School (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Jacksonville address.

The takeaway

The story here is a settled Mandarin submarket rather than a fast-changing one. Loretto and the surrounding Mandarin area have built out over recent decades, and the current focus for owners is carrying cost and HOA upkeep rather than new development.

Recent Developments in Andover Place

Our read on what is being built around Jacksonville, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet stable for an established, built-out townhome community. Watch HOA dues trends and insurance cost, which move the carrying-cost math on an attached home more than headline price appreciation does.

Mandarin area growth, already built out

Evergreen
NeutralNotable impact
SignificanceRadius: Area

The Mandarin and Loretto area of south Jacksonville is largely built out, so there is limited new-construction competition directly inside the community. Demand here tends to track the broader Southside job base and school reputation for the district rather than new supply.

Insurance and HOA cost trends

2026
BearishNotable impact
SignificanceRadius: Community

Florida homeowners and condo/townhome association insurance costs have trended higher in recent years statewide. For an attached community like this, get the current HOA dues amount, reserve study status, and a bindable homeowners insurance quote before you commit, since both directly affect monthly carrying cost.

Resale market conditions

2026
NeutralMinor impact
SignificanceRadius: Community

As an established resale community, pricing here moves with individual unit condition and the broader Jacksonville resale market rather than with a builder's release schedule. Compare a specific unit against genuinely similar, recently sold townhomes before making an offer.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Andover Place, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Andover PlaceGet a short monthly email when something new is approved, funded, or opens near Andover Place.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Jacksonville, this is the order of operations we would run, and the one we run for our clients.

    1

    Pull the specific unit's parcel record with the Duval County Property Appraiser to confirm year built, square footage, and any recorded deed restrictions.

    2

    Get the current HOA dues amount, reserve study status, and what the association covers (exterior, roof, common areas) in writing from the management company.

    3

    Get a thorough inspection of the unit's interior systems, and ask the HOA about the age and condition of the building's roof and exterior if those are association-maintained.

    4

    Verify the zoned elementary, middle, and high schools by the exact address with Duval County Public Schools, since attendance zones change.

    5

    Get a bindable homeowners insurance quote for the specific unit before you make an offer, and confirm whether any master policy affects your individual coverage.

    Best Buy
    An updated unit with a well-funded HOA and clear documentation of what the association covers.
    Biggest Risk
    Underestimating HOA dues trends, deferred maintenance, or insurance cost on an older attached community.
    Best Lot
    Attached-home footprint; the differentiator is unit condition and position within the community, not a private lot.
    Smart Timing
    Resale-driven. Inventory is thin and individual, so move when the right unit condition and HOA standing align.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established attached townhomes

    Era

    Resale stock; confirm exact year built on the parcel record

    Size range

    About 1,300 to 1,560 sq ft

    Bedrooms

    2 to 3 (verify by unit)

    Costs & Fees

    HOA

    Yes, Andover Place Owners Association Inc (confirm current dues with the management company)

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primary residences, with some units reported as rentals

    Amenities

    Marketed

    Community pool, clubhouse, playground

    Status

    Confirm current condition and access with the HOA

    Location

    Area

    Loretto section of Mandarin, Jacksonville, Duval County

    Old St. Augustine Road

    Direct access to this arterial corridor

    Downtown Jacksonville

    About 20 to 25 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    At the entry tier you are generally looking at original-condition townhomes that have not been updated, where the value is in the price point and the upside is in updating the interior over time.

    Lowest entry
    The Core

    In the core of the market you find townhomes with refreshed kitchens, baths, or flooring. This is the typical move-in resale unit in the community.

    Most inventory
    The Top

    At the top are the more fully updated units and any with a preferred position within the community, such as an end unit or a quieter interior location. Confirm condition and exact square footage on the specific unit.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    At the entry tier you are generally looking at original-condition townhomes that have not been updated, where the value is in the price point and the upside is in updating the interior over time.
    The Core
    In the core of the market you find townhomes with refreshed kitchens, baths, or flooring. This is the typical move-in resale unit in the community.
    The Top
    At the top are the more fully updated units and any with a preferred position within the community, such as an end unit or a quieter interior location. Confirm condition and exact square footage on the specific unit.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home conditionVaries by unit
    HOA and reserve healthVerify with management
    Renovation upsideInterior updates typical
    Position within communityEnd unit preferred
    Exterior maintenance exposureConfirm HOA scope

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Jacksonville

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not a private yard, it is lower upkeep: the right unit, a sound HOA, and a documented history.

    Jon Brooks · Founder, Momentum Realty
    6.2C+ · Buy Score
    Resale Strength5.8/10
    Renovation Risk6.2/10
    Location Efficiency6.8/10
    Long-Term Defensibility5.8/10
    Carrying Cost Advantage6.0/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Jacksonville is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Units are attached townhomes; there is no private yard to differentiate on.
    • Position within the community (end unit, interior, proximity to amenities) is the closest analog to a lot.
    • Verify what the HOA maintains on the exterior for the specific unit.
    • Check for any deferred maintenance on the building or common areas.
    • Confirm parking and any assigned spaces for the unit before you buy.

    In an attached townhome community there is no private lot in the single-family sense, so the closest thing to a durable differentiator is the unit's position, an end unit, an interior location away from through-traffic, or proximity to the pool and clubhouse. Because the HOA maintains shared and, often, some exterior elements, the health of the association, including its reserves and any deferred maintenance on the buildings, matters as much as the unit itself. Confirm both before you buy.

    Jacksonville in 15 seconds.

    Best forBuyers who want an attached townhome with lower exterior upkeep in the Mandarin area of Jacksonville.
    Biggest advantageLower-maintenance attached living with direct access to the Old St. Augustine Road and San Jose Boulevard corridor.
    Biggest riskHOA dues trends, reserve health, and deferred maintenance on an established attached community.
    Sweet spotAn updated unit with documented, well-funded HOA finances and a clean maintenance history.
    Avoid ifYou need a private yard, a larger single-family footprint, or new-construction systems.

    HOA, CDD & Fees

    15-Second Take
    • HOA yes, Andover Place Owners Association Inc; get current dues in writing.
    • No CDD was identified, but confirm it on the parcel tax record.
    • Amenities are marketed as a community pool, clubhouse, and playground.
    • Ask exactly what the HOA covers, including any exterior maintenance.
    • Get a bindable homeowners insurance quote for the specific unit.

    Andover Place is governed by the Andover Place Owners Association Inc, which is standard for an attached townhome community of this type. A current dues amount is not published here; confirm the exact figure, payment frequency, and reserve study status with the management company before you buy.

    Confirm in writing, but HOA dues in communities like this generally fund common-area upkeep and the shared amenities (marketed here as a pool, clubhouse, and playground), and in many attached townhome communities also cover some exterior building maintenance. Verify exactly what is and is not covered for this specific community.

    There is no golf course or private country club here; the amenities are the community's shared pool, clubhouse, and playground.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Jacksonville, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Villages of Mandarin, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Jacksonville home worth?

    Get a no-obligation home value based on real comparable sales in Jacksonville matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Andover Place on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Andover Place year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,614/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Andover Place are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Andover Place a new-construction community?
    No. It is an established townhome community in the Loretto section of Jacksonville's Mandarin area. Homes here are resales, attached townhomes rather than new builds.
    What kind of homes are in Andover Place?
    Attached townhomes generally running about 1,300 to 1,560 square feet with 2 to 3 bedrooms, depending on the floor plan. Condition ranges from original to updated, so each unit should be judged on its own.
    Is there an HOA?
    Yes. The community is governed by the Andover Place Owners Association Inc. A current dues amount is not published here; confirm the exact figure and what it covers with the management company before you buy.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this community. Confirm CDD status on the specific parcel's tax record with the Duval County Property Appraiser before you rely on it.
    What amenities does the community have?
    The community is marketed with a pool, a clubhouse, and a playground. Confirm current condition and access with the HOA before you rely on it.
    What should I check before buying a townhome here?
    Get the current HOA dues, reserve study status, and a clear written statement of what the association covers, including any exterior maintenance. Combine that with a thorough interior inspection before you make an offer.
    Does the HOA cover exterior maintenance?
    Many attached townhome communities like this one have the HOA cover some exterior building maintenance, but this varies. Confirm exactly what is and is not covered for this specific community in writing.
    What schools serve the community?
    It is in Duval County Public Schools, with Mandarin High School and Mandarin Middle School serving the Loretto area at those levels, and Loretto Elementary School at the elementary level. Verify the zoned schools by the exact address, since attendance zones change.
    How is the commute to downtown Jacksonville?
    Downtown Jacksonville is roughly a 20 to 25 minute approximate drive from the Loretto area. Other drive times on this page are approximate estimates.
    What is nearby along Old St. Augustine Road?
    Old St. Augustine Road gives direct access toward the San Jose Boulevard corridor, which carries much of the Mandarin area's retail and everyday services.
    Is Andover Place gated or age-restricted?
    There is no verified information that the community is gated, and it is not marketed as age-restricted or 55 plus.
    What is the biggest risk of buying here?
    Underestimating HOA dues trends, reserve health, or deferred maintenance on an established attached community. Get documentation from the association before you commit.
    How does buying a townhome here compare to a single-family resale in the same ZIP code?
    You are generally trading square footage and a private yard for a smaller footprint and lower personal exterior upkeep, since the HOA covers common areas and, in many attached communities, some exterior maintenance. Confirm the specific trade-offs for this community before deciding.
    Should I get my own agent to buy a resale townhome here?
    Yes. An experienced agent helps you judge unit condition, updates, and HOA financial health against genuinely comparable sales and represents your interests in the negotiation.
    How current is the market data on this page?
    This page will fill in with live realMLS data as sales in the community accrue. Until then, treat market figures as thin, and always confirm price and condition against genuinely comparable units before you make an offer.
    Who is the best real estate agent for Andover Place?
    The best agent for Andover Place is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Andover Place.
    How do I find a top Jacksonville real estate agent who knows Andover Place?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Andover Place and the wider Jacksonville area.
    Can Momentum Realty connect me with an agent for Andover Place?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Andover Place purchase or sale - no call center and no pressure.
    You want an attached townhome with lower exterior upkeep in the Mandarin area of Jacksonville.Excellent fit
    You are comfortable with an established HOA community and will verify its dues and reserve health.Excellent fit
    You value direct access to Old St. Augustine Road and the San Jose Boulevard corridor.Excellent fit
    You are comfortable judging an individual resale unit on its own condition and documentation.Excellent fit
    You need a private yard or a larger single-family footprint.Probably not
    You need new-construction systems and a builder warranty.Probably not
    You are unwilling to review HOA dues, reserves, and maintenance history before buying.Probably not
    You need a large pool of identical new homes for easy price comparison.Probably not

    Get the inside read on Jacksonville

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Jacksonville home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Jacksonville specialist will reach out personally, usually the same day.

    Median sale price in Andover Place, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

    Get my Duval County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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