Bellevue Estates
Belleair Beach Homes for Sale

1950s to present single-family · Pinellas County · ZIP 33786

An owner-occupied barrier-island single-residential community on Sand Key, the honest waterfront read for buyers who want a home, not a beach condo.

Sand Key barrier islandOwner-occupied single-familyWaterfront and near-water

Live Market Pulse

51/100
Momentum

Buyer-Leaning Market (limited data)

This is a barrier-island waterfront neighborhood, so the honest read is the flood zone, the elevation, the storm-surge history, and the insurance line, not just the address. After Helene and Milton, confirm every line by address and by elevation certificate.

Free · No obligation

Unlock Off-Market Bellevue Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

$1.14M

Median Price

6mo

Supply

103days

Avg DOM

Soft

Seller Leverage

$552/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Bellevue Estates is a real owner-occupied single-residential community on Sand Key in Belleair Beach, not a vacation-rental condo strip, which is the first thing that sets it apart from much of the Pinellas Gulf-beach stock. The homes date from the 1950s onward and range from smaller cottages to large waterfront estates, so the value drivers are the lot, the water frontage, the elevation, and the condition of the structure, not a community average. The hard part is the flood and surge picture: the whole island sits in a FEMA Special Flood Hazard Area, mapped largely as AE and VE zones, and Hurricanes Helene and Milton in 2024 pushed damaging surge across Pinellas barrier islands, including Belleair Beach. That makes the elevation certificate, the FEMA 50 percent substantial-damage rule, the rebuild and lifting question, and the flood and wind insurance math the core of any honest read here. On older, lower homes the land and the rebuild path can be worth more than the existing structure. Your leverage is reading the elevation, the surge history, the substantial-damage status, and the real insurance numbers before you fall for the water view."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Bellevue Estates market snapshot (as of June 25, 2026): the median sale price is about $1.1M ($552 per sq ft), with homes averaging 103 days on market and 6.0 months of supply, a buyer-leaning market (limited data). Based on 4 recent closings in live Stellar MLS data.

Bellevue Estates is a single-residential neighborhood in the city of Belleair Beach, on the Sand Key barrier island in Pinellas County, bordered by Clearwater to the north and Indian Rocks Beach to the south (City of Belleair Beach and multiple Pinellas beach real estate guides, 2026). Local guides date the neighborhood to the mid 1950s, with continued development since, and the recorded plat runs through several additions, including the 6th and 7th Additions and the Bellevue Estates Island sections.

The homes here range from quaint original cottages to large rebuilt and custom waterfront estates, many within walking distance of the Gulf beach, with the community noted for having moved overhead utilities underground and added decorative street lighting (Pinellas beach real estate guides, 2026). The draw is living on the beach as an owner, in a quiet residential city, rather than in a condo or a tourist-heavy district.

Because this is a barrier-island waterfront community, the money is made or lost on the lot and the flood picture, not just the address. Belleair Beach is entirely a FEMA Special Flood Hazard Area, mapped largely in AE and VE zones with base flood elevations, so the elevation certificate, the surge history, and the flood and wind insurance lines drive the real carrying cost (City of Belleair Beach floodplain information, 2026).

The pitch is a premium, quiet Gulf-front address: the white-sand beach is at the door, with downtown Clearwater, Clearwater Beach, and the Pinellas dining and shopping nearby, and two major airports within reach. The work is the diligence after the 2024 storms: read the elevation certificate, check substantial-damage status under the FEMA 50 percent rule, quote flood and wind insurance, and weigh whether you are buying a home, a rebuild, or a lot.

Quick Match

Who Bellevue Estates is best for.

Best for

Owner-occupiers who want to live on the beach in a single-family home
Buyers who prefer a quiet residential city to a condo or tourist district
Buyers who will read the elevation certificate and flood zone closely
Buyers open to elevating, rebuilding, or buying for the lot and the water

Probably not for

Buyers who want a low-maintenance lock-and-leave beach condo
Anyone unwilling to verify flood zone, elevation, and surge history by address
Buyers who cannot absorb high flood and wind insurance on the barrier island
Buyers who want an inland, low-flood-risk location

Market Pulse

How Bellevue Estates is performing right now

51/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

6Months of supplytight

103Median days on marketdays

1 : 2Under contract vs for salestrong demand

4Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+26%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Bellevue Estates listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Belleair Shores or Belleair Beach. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now2 : 1active : pending

For sale2

Pending1

Sold 12mo4

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Bellevue Estates buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Bellevue Estates

Live MLS inventory for Bellevue Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 175 daysTop listing

$5,350,000

5 bd · 6 ba · 5,925 sqft · built 2009

2165 Louisa Drive, BELLEAIR BEACH, 33786

Strong resaleLakefront

Listed by COASTAL PROPERTIES GROUP INTERNATIONAL

Active · 31 days

$699,900

2 bd · 2 ba · 1,450 sqft · built 1955

106 19Th Street, BELLEAIR BEACH, 33786

Reno opportunityBest value

Listed by KELLER WILLIAMS GULF BEACHES

Pending · 32 days

$649,900

3 bd · 2 ba · 1,961 sqft · built 1966

111 24Th Street, BELLEAIR BEACH, 33786

Reno opportunityBest value

Listed by DALTON WADE INC

Active and pending Bellevue Estates listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Interactive Map

Bellevue Estates on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

Bellevue Estates trades inland safety for a quiet Gulf-front address, with the beach at the door and Clearwater, Indian Rocks Beach, and the airports within reach.

Drive and walk times from the neighborhood. They are approximate and vary with traffic and your exact home.

Gulf of Mexico beach~1 to 5 min walk · at or near the door

Indian Rocks Beach~5 to 10 min · to the south

Clearwater Beach~15 to 20 min · to the north

Downtown Clearwater~15 to 20 min · over the causeway

St. Pete-Clearwater International Airport~25 to 35 min · regional airport

Tampa International Airport~40 to 55 min · via the bridges

Downtown St. Petersburg~40 to 50 min · to the south

Distances and times are approximate and vary with traffic and the specific home. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Bellevue EstatesBelleair Beach with Momentum Realty’s local guides.

BBBelleair BeachBelleair Beach, FL · 0.2 mi BBBelleair BeachYacht Club EstatesBelleair Beach, FL · 0.4 mi BIBelle Isle Homes for Sale in Belleair Beach, FLBelleair Beach, FL · 0.5 mi HHHarbor Hills Homes for Sale in Largo, FLLargo, FL · 0.8 mi BEBiltmore EstatesLargo, FL · 0.8 mi SBSunset BluffEstates Homes for Sale in Belleair Bluffs, FLBelleair Bluffs, FL · 1.2 mi ENEagles Nest PointBelleair, FL · 1.3 mi HBHarbor BluffsLargo, FL · 1.4 mi HHHarbor Hills ofPalm Harbor Homes for SalePalm Harbor, FL · 1.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Bellevue Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pinellas County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Bellevue Estates is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Bellevue Estates address.

The takeaway

What is actually shaping value in Bellevue Estates: the 2024 Helene and Milton surge on the Pinellas barrier islands, the FEMA 50 percent substantial-damage rule and the elevation and rebuild wave, the large Pinellas disaster-recovery funding, and the premium, limited-inventory Belleair Beach market. Each item is sourced and linked.

Recent Developments in Bellevue Estates

Development Intelligence

Our read on what is being built around Bellevue Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishA premium, owner-occupied Gulf-front market with strong land value supports demand, with the watch items being flood and surge exposure, the rebuild and elevation costs under the FEMA 50 percent rule, and the barrier-island flood and wind insurance picture.

2024 Helene and Milton storm surge on Pinellas barrier islands

2024

BearishMajor impact

SignificanceRadius: Community

Helene pushed damaging surge across Belleair Beach and the Pinellas islands, with Milton following, so the surge and flood read is core to any purchase here.

FEMA 50 percent substantial-damage rule

2025

NeutralMajor impact

SignificanceRadius: Community

Homes repaired beyond half their value must be brought to current flood code, often requiring elevation, which drives rebuild decisions and lot value.

Elevation and rebuild wave after the storms

2025

BullishNotable impact

SignificanceRadius: Community

Owners are lifting and rebuilding homes above the flood zone, gradually raising the elevated, code-compliant share of the housing stock.

Large Pinellas County disaster-recovery funding

2025

BullishNotable impact

SignificanceRadius: Area

Pinellas secured major federal recovery grants with homeowner rebuild and replacement assistance, supporting reconstruction across the islands.

Premium, limited-inventory Belleair Beach market

Ongoing

BullishNotable impact

SignificanceRadius: Area

Belleair Beach is a high-priced, low-inventory Gulf-front market, which supports underlying land demand despite the flood and insurance headwinds.

Barrier-island flood and wind insurance pressure

Ongoing

BearishNotable impact

SignificanceRadius: Community

Flood and wind insurance can be the largest recurring cost here, so the FEMA zone, elevation, and a real quote are critical per home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Bellevue Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

June 2025
Resilience
Belleair Beach family lifts a large waterfront home above the flood zone
After evacuating for Hurricanes Helene and Milton in 2024, a Belleair Beach family elevated their roughly 6,400-square-foot waterfront home about 13 feet above the flood zone, a process slowed by permits, zoning, and redesigns but completed ahead of the next hurricane season. Why it matters: Home elevation is becoming a defining response on the island, and elevated, code-compliant homes are positioned to insure and hold value better than older low-slab stock. Source
September 2024
Storm
Hurricane Helene floods Belleair Beach and the Pinellas barrier islands
Hurricane Helene struck Florida on September 26, 2024, driving storm surge across Pinellas County barrier islands, flooding many Belleair Beach homes and their contents, with Hurricane Milton following about two weeks later. Why it matters: The 2024 surge reset the flood-risk conversation on the island, making the FEMA zone, elevation certificate, and substantial-damage status essential diligence for every home. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Bellevue Estates buying strategy.

If we were buying in Bellevue Estates, this is the order of operations we would run, and the one we run for our clients.

Pull the elevation certificate and FEMA flood zone first. On Sand Key the home is in an AE or VE zone, so the finished-floor elevation and base flood elevation drive insurance and any rebuild path more than the asking price.

Check substantial-damage status under the FEMA 50 percent rule. After Helene and Milton, a home repaired beyond half its value must be brought to current flood code, often meaning elevation, so confirm any damage and permit history by address.

Quote flood and wind insurance for the exact home. On a barrier island the flood, wind, and any deductible lines can move the monthly math sharply, so get the real numbers before you offer.

Read the lot, the water frontage, and the rebuild value. On older, lower homes the land and the rebuild or lifting path can be worth more than the existing structure, so price the lot, not just the house.

Cross-shop the other Belleair barrier-island markets, such as Belleair Shores, if a different stretch of the island or a different price tier fits better.

The Quick Decision

Best Buy

An elevated or recently rebuilt waterfront home with a documented flood read

Biggest Risk

Underbudgeting flood and wind insurance, surge exposure, and the rebuild path

Best Lot

Strong water frontage with a higher elevation and a clean substantial-damage history

Smart Timing

Confirm elevation, flood zone, damage status, and insurance before you offer

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Bellevue Estates is an owner-occupied single-residential neighborhood on the Sand Key barrier island, so the lifestyle is quiet beach living in a small residential city rather than condo or resort living. The Gulf beach is within walking distance for much of the community, which is noted for having placed overhead utilities underground and added decorative street lighting, with downtown Clearwater, Clearwater Beach, and Pinellas dining and shopping nearby. There is no resort amenity package; the amenity is the beach and the water. Confirm any HOA, deed restrictions, dock or seawall rules, and flood requirements by address before you buy.

Bellevue Estates Homes For Sale

What your money buys in Bellevue Estates.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Bellevue Estates today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Home

$850K to $900K

A smaller original or older cottage on or near the water, often the rebuild or elevation play, where the lot and flood read drive value.

Lowest entry

The Core Waterfront

$900K to $1.74M

A solid updated or elevated single-family home with real water frontage, the heart of the Bellevue Estates resale market.

Most inventory

The Top

$1.74M to $1.74M

A large rebuilt or custom waterfront estate, elevated to current code with the best frontage and views, the homes that hold value best on the island.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$1.14M buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$850K to $900K

The Entry Home

A smaller original or older cottage on or near the water, often the rebuild or elevation play, where the lot and flood read drive value.

$900K to $1.74M

The Core Waterfront

A solid updated or elevated single-family home with real water frontage, the heart of the Bellevue Estates resale market.

$1.74M to $1.74M

The Top

A large rebuilt or custom waterfront estate, elevated to current code with the best frontage and views, the homes that hold value best on the island.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Bellevue Estates, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Bellevue Estates is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Bellevue Estates holds value.

Our read on the factors that protect resale here, and the one to manage.

Lot and water frontageBarrier-island lot and frontage are the core asset

Flood and surge exposureAE and VE zones, 2024 surge, verify per address

Elevation and rebuild riskCheck 50 percent rule and elevation per home

Insurance carrying costFlood and wind quotes can be high, quote per home

Location and beach accessQuiet Gulf-front city, beach at the door

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Bellevue Estates

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Bellevue Estates is a barrier-island waterfront neighborhood, not a beach-condo average. The deal is won or lost on the lot, the elevation, the surge history, and the insurance math.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.2B · Buy Score

Resale Strength7.5/10

Renovation Risk6.0/10

Location Efficiency8.8/10

Long-Term Defensibility7.0/10

Carrying Cost Advantage4.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Bellevue Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

On a barrier island, the lot and the water frontage are the asset
Higher elevation and elevated homes hold value and insure better
Pull the FEMA flood zone and the elevation certificate per home
Check substantial-damage status under the 50 percent rule
On older homes, price the lot and the rebuild path, not just the house

In a barrier-island community, the part of your money the market protects is the lot, the water frontage, and the elevation, more than the existing structure. Homes that are already elevated to current code, or lots positioned for a clean rebuild, hold value better than older low-slab homes facing the FEMA 50 percent rule. The house can be renovated, elevated, or replaced; the lot, the frontage, and the flood picture cannot. Read the flood zone, the elevation certificate, the surge history, and any substantial-damage status first, then price the condition and rebuild path against them.

The 15-Second Verdict

Bellevue Estates in 15 seconds.

Best forOwner-occupiers who want to live on the beach in a single-family home.

Biggest advantageA quiet, owner-occupied Gulf-front address on the Sand Key barrier island.

Biggest riskFlood zone, storm surge, and insurance after the 2024 Helene and Milton storms.

Sweet spotAn elevated or rebuilt waterfront home with a documented flood read.

Avoid ifYou want a low-maintenance condo or an inland, low-flood-risk location.

HOA, Flood & Insurance

15-Second Take

Confirm any HOA or deed restrictions by address
Pull the elevation certificate and FEMA flood zone
Quote flood and wind insurance for the exact home
Check substantial-damage status under the 50 percent rule
Verify surge history and any past intrusion per address

Bellevue Estates is a single-residential neighborhood, so there may be no mandatory homeowner association, or only a voluntary civic or deed-restricted arrangement; confirm any HOA, dues, and rules by address and from the listing. On the barrier island, the line that matters most is not dues but flood and wind insurance, which can be the largest recurring cost of ownership and must be quoted per home.

Where any association or city service applies, confirm exactly what is covered, since most maintenance on a single-family lot falls to the owner. Far more important here is the insurance stack: flood coverage tied to the FEMA zone and elevation, windstorm coverage on the barrier island, and the standard homeowner policy. Verify what each policy covers and the elevation certificate before you buy.

Run Your Numbers

Tools for a Bellevue Estates buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in Bellevue Estates.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Bellevue Estates

Price to the lot, the elevation, and the flood read, not a beach-area average.

Selling here means pricing to your specific lot, water frontage, and flood picture, not an area-wide estimate. The water frontage, the elevation, the condition or rebuild status of the home, and a clean substantial-damage history are what set your number on the barrier island.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Bellevue Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Belleair Shores, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Bellevue Estates home worth?

Get a no-obligation home value based on real comparable sales in Bellevue Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Bellevue Estates on the map →
Or get your Bellevue Estates home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,609/mo

Pinellas County typical true cost to own

$110/mo

Pinellas County typical home insurance

No CDD

No community development district bond

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

5% of homes for sale in ZIP 33786 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Bellevue Estates Market Scorecard

Buyer's market

Bellevue Estates is currently a buyer's market. About 6.0 months of supply, a median asking price of $3,024,950, and homes go under contract in about 103 days.

6.0

Months supply

$3,024,950

Median list

$1,137,500

Median sold

$693

Per sqft

103

Days on mkt

2/1/4

Active/Pend/Sold

Typical home value in the 33786 ZIP is $913,974, about 31.0% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Bellevue Estates?

It is a single-residential neighborhood in the city of Belleair Beach, on the Sand Key barrier island in Pinellas County, ZIP 33786, between Clearwater to the north and Indian Rocks Beach to the south.

Is Bellevue Estates condos or single-family homes?

It is an owner-occupied single-residential community, not a condo strip, with homes ranging from original cottages to large waterfront estates. That sets it apart from much of the vacation-rental condo stock on the Pinellas Gulf beaches.

What are the 6th Add, 7th Add, and Island sections?

Those are recorded additions and sections within the same Bellevue Estates community, such as the 6th and 7th Additions and Bellevue Estates Island. They are part of the one neighborhood; confirm the exact plat and section for any specific home.

When was the neighborhood built?

Local real estate guides date Bellevue Estates to the mid 1950s, with continued development and rebuilding since (Pinellas beach real estate guides, 2026). Many original homes have been renovated, elevated, or replaced over time.

Is there an HOA?

As a single-residential neighborhood it may have no mandatory HOA, or only a voluntary civic or deed-restricted arrangement. Confirm any association, dues, and rules by address and from the listing before you buy.

What flood zone is Belleair Beach in?

The entire barrier island is a FEMA Special Flood Hazard Area, mapped largely in AE and VE zones with base flood elevations (City of Belleair Beach floodplain information, 2026). Always pull the FEMA zone and the elevation certificate for the exact address.

How did Hurricanes Helene and Milton affect the area?

Hurricane Helene pushed damaging storm surge across Pinellas barrier islands on September 26, 2024, flooding many Belleair Beach homes, and Hurricane Milton followed about two weeks later (City of Belleair Beach and Tampa Bay news coverage, 2024 to 2025). Confirm any damage, repairs, and permit history per home.

What is the FEMA 50 percent rule and why does it matter?

If repairs or improvements exceed 50 percent of a structure market value, the home generally must be brought to current flood code, which on this island often means elevation (FEMA and Pinellas floodplain guidance, 2024 to 2025). After the 2024 storms this drives many rebuild and lifting decisions, so check substantial-damage status by address.

Should I worry about flooding and storm surge?

Yes, this is a barrier island, so surge and flood exposure are real and were demonstrated in 2024. The protections are honest diligence: the FEMA zone, the elevation certificate, the surge history, and a real flood and wind insurance quote for the exact home.

What insurance do I need here?

Plan on a homeowner policy plus flood coverage tied to the FEMA zone and elevation, and windstorm coverage on the barrier island. The flood and wind lines can be the largest recurring cost, so quote the specific home before you buy.

Can I buy an older home and elevate or rebuild it?

Many owners are elevating or rebuilding after the 2024 storms, and one Belleair Beach family lifted a large waterfront home well above the flood zone (Tampa Bay news coverage, 2025). Lifting and rebuilding involve permits, zoning, and significant cost, so confirm the path and budget before you buy for that purpose.

What schools serve Bellevue Estates?

It is part of Pinellas County Schools, with assignment by address that can change. Confirm the exact zoned elementary, middle, and high schools for the specific home, and note that magnet and choice options may apply.

What is nearby?

The Gulf beach is at the door, with downtown Clearwater, Clearwater Beach, and the Pinellas dining and shopping nearby, plus St. Pete-Clearwater International and Tampa International airports within reach. Confirm real drive times for your routine.

Is Bellevue Estates a good investment?

Belleair Beach is a premium, limited-inventory Gulf-front market, which supports demand, but this is a barrier island, so the flood zone, surge exposure, rebuild costs, and insurance lines drive the outcome. This is not a guarantee of future value; read the documents and the math.

Who is the best real estate agent for Bellevue Estates?

The best agent for Bellevue Estates is one who actively works Belleair Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Bellevue Estates.

How do I find a top Belleair Beach real estate agent who knows Bellevue Estates?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Bellevue Estates and the wider Belleair Beach area.

Can Momentum Realty connect me with an agent for Bellevue Estates?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Bellevue Estates purchase or sale — no call center and no pressure.

The Verdict

Should you buy in Bellevue Estates?

An honest fit check. We will tell you when it is not your community.

Owner-occupiers who want to live on the beach in a single-family homeExcellent fit

Buyers who prefer a quiet residential city to a condo or tourist districtExcellent fit

Buyers who will read the elevation certificate and flood zone closelyExcellent fit

Buyers open to elevating, rebuilding, or buying for the lot and the waterExcellent fit

Buyers who can absorb barrier-island flood and wind insurance costsExcellent fit

Buyers who want a low-maintenance lock-and-leave beach condoProbably not

Anyone unwilling to verify flood zone, elevation, and surge history by addressProbably not

Buyers who cannot absorb high flood and wind insuranceProbably not

Buyers who want an inland, low-flood-risk locationProbably not

Buyers unwilling to weigh a possible rebuild or elevation pathProbably not

Get the inside read on Bellevue Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Bellevue Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Bellevue Estates specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Bellevue Estates — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Bellevue EstatesBelleair Beach Homes for Sale

The 60-Second Overview

Who Bellevue Estates is best for.

Best for

Probably not for

How Bellevue Estates is performing right now

Homes For Sale Right Now in Bellevue Estates

Bellevue Estates on the map.

How far is everything?

Nearby Communities

Schools

Pinellas County Schools (verify by address)

Confirm zoned elementary, middle, and high

Magnet and choice options may apply

Recent Developments in Bellevue Estates

2024 Helene and Milton storm surge on Pinellas barrier islands

FEMA 50 percent substantial-damage rule

Elevation and rebuild wave after the storms

Large Pinellas County disaster-recovery funding

Premium, limited-inventory Belleair Beach market

Barrier-island flood and wind insurance pressure

Belleair Beach family lifts a large waterfront home above the flood zone

Hurricane Helene floods Belleair Beach and the Pinellas barrier islands

The Bellevue Estates buying strategy.

The full read, only if you want it.

What your money buys in Bellevue Estates.

What ~$1.14M buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Bellevue Estates holds value.

5 Mistakes Buyers Make in Bellevue Estates

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Bellevue Estates is different.

Which Lots & Views Hold Value Best

Bellevue Estates in 15 seconds.

HOA, Flood & Insurance

Tools for a Bellevue Estates buy.

Price to the lot, the elevation, and the flood read, not a beach-area average.

In Bellevue Estates, condition and view decide your number

What is your Bellevue Estates home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Bellevue Estates Market Scorecard

Frequently Asked Questions

Should you buy in Bellevue Estates?

Get the inside read on Bellevue Estates

You are all set.

Need to sell fast in Pinellas County?

You just read the data. Now see what your home is worth.

Bellevue Estates
Belleair Beach Homes for Sale