Belmont Ph 1A
Homes for Sale in Ruskin, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price in Belmont Ph 1A is driven by size and condition more than location scarcity. With a median living area of roughly 2,684 square feet and a median price of $355,000, you're paying about $182 a foot for homes built between 2007 and 2019. That's a wide construction window, so two listings at the same price can differ meaningfully in layout, finish level, and how much updating they've had. Condition, not the address, is what separates the top of the market from the bottom here.
The current posture favors buyers who are patient. The median home is taking 57 days to sell, and prices are down 14.5% year over year, so this is not a market where sellers hold all the leverage. A heat score of 37 confirms it: demand is moderate, not frantic. Sellers should price to the current reality and expect negotiation; buyers have room to be selective and should use inspection findings as leverage rather than rushing.
Belmont Ph 1A right now
🔴 Off the recent peak. The trailing-12-month median ($355K) is down 14.5% from the prior 12 months ($415K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 13. Confidence: Medium (7 and 7 sales in the two windows).
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Updated July 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Belmont Ph 1A market snapshot (as of July 13, 2026): the median sale price is about $355K ($182 per sq ft over the trailing 12 months of closed sales), and a median 57 days on market for closed sales. The trailing-12-month median is down 14% from the prior 12 months, computed from record-level Stellar MLS closed sales (7 closings in the current window).
Belmont Ph 1A is a community of 461 homes in Ruskin, Hillsborough County, built between 2007 and 2019 (median 2013), with a median living area of about 2,684 square feet. 64% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Belmont Ph 1A is an established section of a larger Ruskin community, with 461 homes built over roughly a decade and a median vintage of 2013. Just under two-thirds of homes carry a homestead exemption, which points to a base of owner-occupants rather than a rental-heavy block.
Who Belmont Ph 1A is best for.
Best for
- Buyers prioritizing square footage who can weigh condition against a roughly $182-per-foot benchmark
- Owner-occupant buyers comfortable holding through a soft patch rather than chasing a fast resale
- Patient shoppers who want negotiating room and time to inspect thoroughly
Probably not for
- Buyers expecting a fast-moving market with quick, above-ask sales
- Short-term holders counting on near-term price gains
- Anyone who wants brand-new construction rather than a 2007–2019 resale
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($355K) IS the median in the snapshot above, and the move from 2025 ($415K) IS the -14.5% one-year change.
Windows contain 0 to 45 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Belmont Ph 1A buying strategy.
If we were buying in Belmont Ph 1A today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Belmont Ph 1A.
A condition-driven resale market
The homes here share a construction era and a generous median footprint near 2,684 square feet, which means floor plans skew toward space. Because the build range spans 2007 to 2019, the practical differences between listings come down to how each home has been maintained and updated. Buyers should read the median price of $355,000 as a midpoint of a fairly wide spread, not a sticker price — walk enough homes and you'll see the range condition creates.
With a homestead share around 64%, turnover is measured rather than constant, and only a handful of closings landed in the recent window. Thin recent activity plus a 57-day median days-on-market means comparable sales require care to interpret. This is a market where a sharp pricing read and a willingness to negotiate matter more than speed.
The location and the amenities are priced into every listing in Belmont Ph 1A. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Belmont Ph 1A buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.5). Basis: Recent Direction -14.5% year-over-year; Owner Commitment 64% owner-occupied; Pricing Power 96.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market that's softened 14.5% year over year with homes sitting for the better part of two months, pricing and negotiation do the heavy lifting. We read comps carefully in a section where recent closings are thin, and we help buyers turn condition differences and days-on-market into real leverage rather than guesswork.
Belmont Ph 1A in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Belmont Ph 1A buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Belmont Ph 1A sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Belmont Ph 1A, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Belmont Ph 1A home worth?
Get a no-obligation home value based on real comparable sales in Belmont Ph 1A, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Belmont Ph 1A?
How long do homes in Belmont Ph 1A take to sell?
How many homes are in Belmont Ph 1A?
What share of Belmont Ph 1A is owner-occupied?
When were the homes in Belmont Ph 1A built?
Do cash buyers compete in Belmont Ph 1A?
Who is the best real estate agent for Belmont Ph 1A?
How do I find a top Ruskin real estate agent who knows Belmont Ph 1A?
Can Momentum Realty connect me with an agent for Belmont Ph 1A?
Should you buy in Belmont Ph 1A?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 13, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 33570/33573/33578/33579/33598)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2013 (131 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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