Cardinal Lake
Homes for Sale in Jefferson, GA
True comps, carrying-cost math, and listings before the portals.
Photo via Georgia MLS
As of September 2026, Cardinal Lake in Jefferson, GA has 3 homes for sale. Homes listed or recently sold were built 1973–2026 with 1 new construction.
| Location | Jefferson, Jackson County, GA · ZIP 30549 |
|---|---|
| Home types (current listings and sales) | single-family 80%, cabin,single family residence 20% |
| Amenities listed by sellers | Clubhouse, Playground, Pool, Lake, Carbon Monoxide Detector(s), Near Shopping |
| For sale right now | 3 active, 1 pending · median asking $494,995 · 36.0 months of supply |
Data as of September 20, 2026. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cardinal Lake key facts,” movewithmomentum.com/neighborhoods/cardinal-lake, data as of September 20, 2026.
Last 30 days in Cardinal Lake: 1 new listing (median asking $449,900), 1 under contract right now. As of September 25, 2026, Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed.
Homes For Sale Right Now in Cardinal Lake
Live MLS inventory for Cardinal Lake. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 126 daysTop listing
Active · 57 daysActive · 4 days
Pending · 28 daysActive and pending Cardinal Lake listings as of 2026-09-22, priced high to low. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. 
Tap any home to ask about it.
Every Home for Sale in Cardinal Lake Right Now (4)
All 4 active and pending Cardinal Lake listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2867 Bob White Drive · $449,900 · 4 bd / 3 ba · listed Sep 15, 2026 · listed by RE/MAX Center
- 2786 Cardinal Lake Circle · $399,000 · 3 bd / 2.5 ba · pending · listed Aug 13, 2026 · listed by The Promise Realty Group
- 3015 Seagull Drive · $494,995 · 4 bd / 2.5 ba · listed Jul 25, 2026 · listed by Appalachia Land & Homes
- 19 Louie Lane #33 · $510,000 · 4 bd / 3.5 ba · listed Jun 27, 2026 · listed by Bulldawg Realty.com GA LLC
Cardinal Lake right now
🟢 Buyer-leaning market. 36.0 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Georgia MLS records, as of September 20, 2026. Confidence: Low (4 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 26, 2026 · Live data: Georgia MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Cardinal Lake. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Cardinal LakePhotos from Georgia MLS listings in Cardinal Lake; content deemed reliable but not guaranteed.
The market around Cardinal Lake
Cardinal Lake is too small for its own price trend, so here is the market around it.
In ZIP 30549, 335 homes are on the market and 18% are under contract — a slower corner of Jefferson.
Across Jackson County, 820 homes are active and 161 pending (16% under contract).
ZIP and county figures describe the wider market, not Cardinal Lake specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Cardinal Lake, Jefferson
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Deemed reliable but not guaranteed.
Schools
- Jackson County School System
- Verify the zoned schools by address
- Magnet and choice options may be available
- Harris · Elementary
- Duluth · Middle
- Duluth · High
District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Cardinal Lake listings and can change; always confirm with the Jackson County School System for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cardinal Lake address.
Shop the zone: Homes zoned for Harris Elementary School · Homes zoned for Duluth Middle School · Homes zoned for Duluth High School · Homes zoned for East Jackson High School
The Cardinal Lake buying strategy.
If we were buying in Cardinal Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cardinal Lake.
A closer look at the Cardinal Lake market
Inventory runs at 36.0 months of supply, a buyer-leaning market.
The location and the amenities are priced into every listing in Cardinal Lake. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cardinal Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cardinal Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cardinal Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cardinal Lake home worth?
Get a no-obligation home value based on real comparable sales in Cardinal Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cardinal Lake on the map →
19% of homes for sale in ZIP 30096 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).
Frequently Asked Questions
Is Cardinal Lake a buyer's or seller's market right now?
Who is the best real estate agent for Cardinal Lake?
How do I find a top Jefferson real estate agent who knows Cardinal Lake?
Can Momentum Realty connect me with an agent for Cardinal Lake?
Where is Cardinal Lake, and what county is it in?
Data sources & freshness
| Live listings | Georgia MLS, refreshed twice daily (last: September 22, 2026) |
| Under-contract shares | Georgia MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2023 (7 transactions analyzed) |
Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.
Momentum Research figures are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Cardinal Lake fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Cardinal Lake with Momentum Realty’s local guides.