Cheval West Village 4 Ph 3
Homes for Sale in Lutz, FL

Community in Lutz · Hillsborough County
217 homesBuilt 1991–2002
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Built fromLive Stellar MLS data21 years of closingsFL DOR public recordsUpdated twice daily
Live · Cheval West Village 4 Ph 3 Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
86%
Owner-occupied · Cheval West Village 4 Ph 3
186 of 217 parcels homesteaded (FL DOR 2025)
14%
Non-owner-occupied · Cheval West Village 4 Ph 3
incl. 2% trust or LLC-held · 3% out-of-state
67%
Cash buyers · Cheval West Village 4 Ph 3
2 of 3 sales, 12 mo ending June 2025
217
Homes in the community
217 residential parcels (FL DOR 2025)
Track record · 21 years of records
Est. 1991
Community established
homes built 1991-2002, median 1999 (FL DOR 2025)
0
Failed listings · 2015
peaked at 13 in 2006
0.5%/yr
Turnover rate
about 1 of 217 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cheval West Village 4 Ph 3 is a single, well-defined pocket of 217 homes built between 1991 and 2002, with a median build year of 1999 and a median living area just over 3,000 square feet. That combination points to larger, later-phase construction within Cheval rather than the smaller original homes closer to the community's core, and it's the size and layout of a given house — not lot placement — that tends to move value here.

With only one closing recorded in the current window, there isn't enough recent transaction volume to read a clear pricing trend one way or another. Buyers and sellers should treat any pricing conversation here as a house-by-house exercise built on comparable size, condition, and update history rather than a fast-moving market narrative.

Best for

  • A buyer prioritizing larger square footage over new construction, comfortable with a home built in the 1990s.
  • A buyer planning a longer hold, in line with the high share of homesteaded owners in this phase.
  • A buyer willing to verify HOA terms and amenity access directly rather than assuming a standard package.

Probably not for

  • A buyer who needs a confirmed, specific amenity package as part of the purchase decision.
  • A buyer relying on recent comparable sales data for tight pricing certainty, given the thin closing volume.
  • A buyer set on new or near-new construction rather than a home from this build era.

The market around Cheval West Village 4 Ph 3

Cheval West Village 4 Ph 3 is a small community — 49 recorded sales on file, most recently in 2015 — too few for its own price trend. Here is the market around it.

Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).

The housing mix here is 99% single family residence, 1% ?.

ZIP and county figures describe the wider market, not Cheval West Village 4 Ph 3 specifically. Momentum Research analysis of MLS records.

If we were buying in Cheval West Village 4 Ph 3 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cheval West Village 4 Ph 3.

Best Buy
Buyers who want larger square footage in an established Lutz phase rather than a newer, smaller-lot build.
Biggest Risk
Very limited recent closing data makes it hard to benchmark pricing with confidence right now.
Sweet Spot
Homes built in the late 1990s with updated systems and larger floor plans intact.
Avoid If
You are counting on a specific list of community amenities — none are confirmed from current listings for this phase.

Bigger Footprints, Later Phase

The build window here — 1991 to 2002, centered on 1999 — puts this phase toward the later end of Cheval's development. Combined with a median living area just over 3,000 square feet, these are larger homes than the community's earliest sections, which tends to mean more square footage per lot and floor plans built for more living space rather than smaller entry-level footprints.

Homestead exemption applies to 85.7% of homes in this phase, a share that points to longer-term ownership rather than a market dominated by short-hold investment or frequent turnover. No community amenities are identified in current MLS listings for this specific phase, which is worth noting separately from Cheval's broader reputation — buyers should verify directly what access, if any, comes with a given HOA or deed in this section rather than assuming amenity access based on the Cheval name alone.

The location and the amenities are priced into every listing in Cheval West Village 4 Ph 3. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a phase with limited recent closings and no clean amenity picture from current listings, pricing and positioning depend on doing the legwork — pulling true comparables by square footage and build year, and confirming exactly what a given HOA does or doesn't include. That's the kind of detail work we do before a number ever goes on a listing or an offer.

Cheval West Village 4 Ph 3 in 15 seconds.

Best forBuyers who want larger square footage in an established Lutz phase rather than a newer, smaller-lot build.
Biggest advantageHomes here run bigger than Cheval's earlier phases, with a median living area just over 3,000 square feet.
Biggest riskVery limited recent closing data makes it hard to benchmark pricing with confidence right now.
Sweet spotHomes built in the late 1990s with updated systems and larger floor plans intact.
Avoid ifYou are counting on a specific list of community amenities — none are confirmed from current listings for this phase.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cheval West Village 4 Ph 3 sales matched to your home.

What is your Cheval West Village 4 Ph 3 home worth?

Get a no-obligation home value based on real comparable sales in Cheval West Village 4 Ph 3, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recent Developments in Cheval West Village 4 Ph 3

Development, infrastructure, retail, and school activity affecting Cheval West Village 4 Ph 3, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

  1. July 2026
    Development

    33-story tower planned for Water Street Tampa expansion

    Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.

    What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 16 miles south of Cheval West Village 4 Ph 3, elsewhere in Hillsborough County.

    Source: Florida YIMBY
  2. July 2026
    Development

    Mercy Oaks II affordable apartments open on North Florida Avenue

    Catholic Charities, with the City of Tampa and Hillsborough County, completed Mercy Oaks II, a 17-unit affordable apartment building on North Florida Avenue in East Tampa built on the site of a former strip mall. The project includes 15 one-bedroom and two two-bedroom units, with seven units serving households up to 80 percent of area median income and ten up to 50 percent. It was supported by 1.25 million dollars in state SHIP funds from the city and sits next to the 20-unit Mercy Oaks I completed in 2022.

    What it may mean for the marketAdds 17 income restricted apartments on a former strip mall site, expanding the affordable rental supply and converting vacant commercial land to housing. The project is about 10 miles south of Cheval West Village 4 Ph 3, elsewhere in Hillsborough County.

    Source: City of Tampa
  3. July 2026
    Builder Activity

    First 3D-printed affordable home nears completion in East Tampa

    The nonprofit Corporation to Develop Communities of Tampa is completing Tampa's first 3D-printed affordable home on Lurline Circle in East Tampa, using a gantry-style printer that layers concrete for the walls. The house is expected to be finished within weeks and listed for sale in about two months, with down payment assistance and first time homebuyer programs available. The effort is part of a broader CDC initiative that includes more than 90 multifamily units in East Tampa.

    What it may mean for the marketIntroduces 3D concrete printing construction to the local for sale housing market, with a new single family home and additional multifamily units planned. The method signals a new building technique entering the area home supply. The project is about 13 miles south of Cheval West Village 4 Ph 3, elsewhere in Hillsborough County.

    Source: Bay News 9
  4. April 2026
    Development

    New mixed-use development planned on State Road 52 in central Pasco

    A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.

    What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 8 miles north of Cheval West Village 4 Ph 3.

    Source: Tampa Bay Times
  5. January 2026
    Development

    Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco

    Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.

    What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 10 miles northwest of Cheval West Village 4 Ph 3.

    Source: WUSF
  6. January 2026
    Development

    Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel

    Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.

    What it may mean for the marketAdded outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 6 miles east of Cheval West Village 4 Ph 3.

    Source: HCO News

Development alerts for Cheval West Village 4 Ph 3Get a short monthly email when something new is approved, funded, or opens near Cheval West Village 4 Ph 3.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

Frequently Asked Questions

How many homes are in Cheval West Village 4 Ph 3?
The Florida DOR 2025 assessment roll shows 217 homes in Cheval West Village 4 Ph 3 (public records).
What share of Cheval West Village 4 Ph 3 is owner-occupied?
86% of Cheval West Village 4 Ph 3 parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cheval West Village 4 Ph 3 built?
Homes in Cheval West Village 4 Ph 3 were built between 1991 and 2002, with a median year built of 1999 (FL DOR 2025 roll).
Do cash buyers compete in Cheval West Village 4 Ph 3?
Cash buyers took 67% of Cheval West Village 4 Ph 3 sales in the 12 months ending June 2025 (2 of 3 closings, Stellar MLS).
Who is the best real estate agent for Cheval West Village 4 Ph 3?
The best agent for Cheval West Village 4 Ph 3 is one who actively works Lutz and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cheval West Village 4 Ph 3.
How do I find a top Lutz real estate agent who knows Cheval West Village 4 Ph 3?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cheval West Village 4 Ph 3 and the wider Lutz area.
Can Momentum Realty connect me with an agent for Cheval West Village 4 Ph 3?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cheval West Village 4 Ph 3 purchase or sale - no call center and no pressure.
A buyer prioritizing larger square footage over new construction, comfortable with a home built in the 1990s.Excellent fit
A buyer planning a longer hold, in line with the high share of homesteaded owners in this phase.Excellent fit
A buyer willing to verify HOA terms and amenity access directly rather than assuming a standard package.Excellent fit
A buyer who needs a confirmed, specific amenity package as part of the purchase decision.Probably not
A buyer relying on recent comparable sales data for tight pricing certainty, given the thin closing volume.Probably not
A buyer set on new or near-new construction rather than a home from this build era.Probably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (6 streets, ZIP 33558))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2005 (15 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Thinking of selling in CHEVAL WEST VILLAGE 4 PH 3? 1 recorded closings (window ending 2026-08-02). See the Hillsborough County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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