Cobbs Ridge in Palm Harbor

Cobbs Ridge
Palm Harbor Homes for Sale

Mid-1990s single-family community · Pinellas County · ZIP 34683

A mid-1990s pool-home neighborhood off Alderman Road near US 19, the practical Palm Harbor read for owner-occupiers who want a yard and a screened pool.

Mid-1990s single-familyScreened pool homesOff Alderman Road
Live Market Pulse
53/100
Momentum
Buyer-Leaning Market (limited data)
This is a small single-family neighborhood, so the honest read is the specific home, the lot, and the HOA, not a townwide average. The MLS subdivision name reads COBBS RIDGE PH TWO; confirm the exact phase, HOA dues, and lot with the listing.
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Unlock Off-Market Cobbs Ridge

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$562K
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
$279/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Cobbs Ridge is a compact mid-1990s single-family neighborhood off Alderman Road near US Highway 19 in Palm Harbor, built by Westfield Homes, so the read is a house-and-lot read, not a master-plan average. Homes generally run split floor plans in the roughly 1,500 to 2,300 square foot range, many with screened pools and lanais, which means the value drivers are the specific floor plan, the lot and yard, the pool condition, and the updates inside, not a community-wide number. The location is the steady draw: a large shopping center sits across the street, US 19 is right there for the commute, and Lake Tarpon, downtown Palm Harbor, and the Gulf beaches are close. The HOA is modest and confirm-the-dues territory rather than a resort-amenity association, so read the current HOA documents for the exact figure and what it covers. Your leverage is reading the home, the lot, the pool, and the roof and systems age honestly, and pricing the condition against comparable Palm Harbor pool homes nearby."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Cobbs Ridge market snapshot (as of June 25, 2026): the median sale price is about $562K ($279 per sq ft), a buyer-leaning market (limited data). Based on 5 recent closings in live Stellar MLS data.

Cobbs Ridge is a single-family home neighborhood off Alderman Road near US Highway 19 in Palm Harbor, in Pinellas County (Palm Harbor real estate community guides, 2026). It was built in the mid-1990s by Westfield Homes, later known as Standard Pacific Homes, and the MLS subdivision name on many records reads COBBS RIDGE PH TWO, the second platted phase of the community. In prose this is simply Cobbs Ridge.

Homes here generally run split floor plans in the roughly 1,500 to 2,300 square foot range, many with three or four bedrooms, vaulted ceilings, and walk-in closets, and a large share have screened lanais and private swimming pools (Palm Harbor real estate community guides, 2026). Confirm the exact square footage, bedroom count, pool, and lot for any specific home.

Because this is a small single-family community, the money is made or lost on the individual home and lot, not on the address. The drivers are the floor plan, the lot size and yard, the condition and age of the pool, the roof and the major systems, and the updates inside, all of which you read at the property rather than from a community average.

The pitch is a practical Palm Harbor location: a large shopping center with grocery stores and restaurants sits across the street, US Highway 19 is right there for the commute, and Lake Tarpon, downtown Palm Harbor, and the Gulf beaches are close. The work is the diligence: read the floor plan, inspect the pool and roof, confirm the HOA dues and what they cover, and price the condition against comparable Palm Harbor pool homes.

Best for

  • Owner-occupiers who want a single-family pool home in Palm Harbor
  • Buyers who value a convenient Alderman Road and US 19 location
  • Buyers who want a yard, a screened lanai, and a split floor plan
  • Buyers who will inspect the pool, roof, and systems and price to condition

Probably not for

  • Buyers who want a brand-new build or the latest finishes throughout
  • Buyers who want resort-style HOA amenities like a clubhouse and golf
  • Anyone unwilling to verify HOA dues, the phase, and the lot per home
  • Buyers who want a waterfront or gated luxury address

How Cobbs Ridge is performing right now

53/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
72Median days on marketdays
1 : 0Under contract vs for salestrong demand
5Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Cobbs Ridge listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Cobbs Ridge buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Cobbs Ridge

Live MLS inventory for Cobbs Ridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Cobbs Ridge right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Cobbs Ridge trades a big-community feel for everyday convenience, with shopping across the street, US 19 right there, and Lake Tarpon, downtown Palm Harbor, and the Gulf beaches close.

Shopping center across Alderman Road~1 to 3 min · groceries and dining
US Highway 19~2 to 5 min · main commute route
Downtown Palm Harbor~5 to 10 min · shops and dining
Lake Tarpon~5 to 10 min · boating and recreation
Gulf beaches~15 to 25 min · to the west
Tampa International Airport~30 to 40 min · via US 19
Downtown Tampa~35 to 45 min · across the bay

Distances and times are approximate and vary with traffic and the specific home. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Cobbs RidgePalm Harbor Homes for Sale with Momentum Realty’s local guides.

HLHighland LakesUnit Fifteen Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.2 miGCGleneagles Cluster Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.4 miHLHighland Lakes Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.4 miSGStrathmore Gate East Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.4 miCGCypress Green Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.4 miLELaRocca EstatesPalm Harbor Homes for SalePalm Harbor, FL · 0.5 miCGCourtyards 1 at Gleneagles Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.6 miASAllen's Ridge Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.6 miHBHamlet at Bentley Park Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Cobbs Ridge (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Cobbs Ridge is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Cobbs Ridge address.

The takeaway

What is actually shaping value in Cobbs Ridge: Palm Harbor demand for single-family pool homes, Florida insurance and roof-age realities on mid-1990s houses, and steady commercial and road activity along the US 19 corridor. Each item is an evergreen observation or a sourced, linked event.

Recent Developments in Cobbs Ridge

Our read on what is being built around Cobbs Ridge, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishConvenient Palm Harbor location and limited single-family inventory support demand, with the watch items being roof and system age, the Florida insurance market, and the FEMA flood and wind picture per address.

Palm Harbor demand for single-family pool homes

Ongoing
BullishNotable impact
SignificanceRadius: Area

Pinellas County has limited new single-family land, so established Palm Harbor pool-home neighborhoods see steady owner-occupier demand.

Florida insurance and roof-age scrutiny

Ongoing
NeutralMajor impact
SignificanceRadius: Community

On mid-1990s homes the roof age, the wind mitigation, and the four-point inspection now drive insurability and premiums, so verify them per home.

US 19 corridor commercial convenience

Ongoing
BullishNotable impact
SignificanceRadius: Area

A large shopping center across the street and direct US 19 access underpin the everyday-convenience case that supports demand.

FEMA flood zone and wind exposure

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Inland Palm Harbor is generally lower flood risk than the barrier islands, but the zone and the wind quote still have to be confirmed per address.

Mid-1990s systems and pool upkeep

Ongoing
NeutralMinor impact
SignificanceRadius: Community

Roofs, HVAC, water heaters, and pool equipment from the mid-1990s era reach replacement age, making inspection and condition pricing essential.

Lake Tarpon and Gulf beach access

Ongoing
BullishMinor impact
SignificanceRadius: Area

Proximity to Lake Tarpon, downtown Palm Harbor, and the Gulf beaches supports the lifestyle case that underpins Palm Harbor demand.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Cobbs Ridge, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. December 2024
    Insurance

    Florida property-insurance market shows signs of stabilizing

    State officials and industry reports noted new insurers entering the Florida market and slowing rate increases after several difficult years, though roof age and wind mitigation remain central to insurability for older homes. Why it matters: For mid-1990s Palm Harbor homes, the roof age and wind-mitigation report directly affect premiums and insurability, so confirm them before you buy. Source

  2. October 2024
    Weather

    Hurricane season underscores Pinellas flood and wind diligence

    The 2024 hurricane season brought significant storm impacts to the Tampa Bay region, reinforcing the importance of checking FEMA flood zones, elevation, and wind coverage for every Pinellas County property. Why it matters: Even inland Palm Harbor buyers should confirm the FEMA flood zone and get a wind and flood quote for the exact address before closing. Source

Development alerts for Cobbs RidgeGet a short monthly email when something new is approved, funded, or opens near Cobbs Ridge.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Cobbs Ridge, this is the order of operations we would run, and the one we run for our clients.

1

Read the specific floor plan and lot first. In a small single-family neighborhood the home and the lot set value, so compare the plan, the yard, and the exposure before anything else.

2

Inspect the pool, roof, and major systems. On a mid-1990s home the pool equipment, the roof age, the HVAC, and the water heater drive real carrying cost, so get the ages and condition early.

3

Confirm the HOA dues and what they cover. The HOA here is modest, so verify the current dues, the billing frequency, and the inclusions from the latest HOA documents for the exact home.

4

Check the FEMA flood zone and insurance for the address. Inland Palm Harbor is generally lower risk than the barrier islands, but confirm the zone and get a wind and flood quote per home.

5

Cross-shop nearby Palm Harbor pool homes, such as the larger Cobbs Landing community, if a bigger neighborhood or more amenities outranks the Cobbs Ridge location.

Best Buy
An updated split-plan pool home on a usable lot at a fair condition-priced number
Biggest Risk
Deferred pool, roof, and system costs hidden by a cosmetic refresh
Best Lot
A larger, usable lot with a sound screened pool and good exposure
Smart Timing
Confirm the HOA dues, the phase, and the inspection before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Cobbs Ridge is a small single-family neighborhood rather than an amenity community, so the lifestyle is private pool-home living on a convenient Palm Harbor street. There is a homeowners association handling common-area upkeep, and the homes themselves carry the amenities, with many featuring screened lanais and private pools, vaulted ceilings, and fenced yards. A large shopping center sits across the street, US Highway 19 is right there, and Lake Tarpon, downtown Palm Harbor, and the Gulf beaches are close. HOA rules, fees, and what each home includes vary, so confirm the current rules and the specific home with the association and the listing before you buy.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home
$287K to $562K

A smaller split-plan home, sometimes without a pool or needing updates, the affordable way into Cobbs Ridge where condition drives value.

Lowest entry
The Core Pool Home
$562K to $565K

A three or four bedroom split-plan home with a sound screened pool and a usable lot, the heart of the neighborhood resale market.

Most inventory
The Top
$565K to $580K

A larger, updated pool home on one of the better lots with newer roof and systems, the homes that hold value best in the neighborhood.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$287K to $562K
The Entry Home
A smaller split-plan home, sometimes without a pool or needing updates, the affordable way into Cobbs Ridge where condition drives value.
$562K to $565K
The Core Pool Home
A three or four bedroom split-plan home with a sound screened pool and a usable lot, the heart of the neighborhood resale market.
$565K to $580K
The Top
A larger, updated pool home on one of the better lots with newer roof and systems, the homes that hold value best in the neighborhood.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Home ageBuilt mid-1990s, read roof and systems age
Pool and lanai conditionMany homes have screened pools, inspect equipment
Insurance and roof scrutinyVerify roof age and wind mitigation per home
Location and convenienceAlderman Road and US 19, shopping across street
Lot and yardFenced yards common, confirm lot per home

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Cobbs Ridge

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Cobbs Ridge is a small mid-1990s single-family neighborhood, not a townwide average. The deal is won or lost on the home, the lot, the pool, and the roof and systems.

Jon Brooks · Founder, Momentum Realty
7.6B · Buy Score
Resale Strength7.6/10
Renovation Risk5.0/10
Location Efficiency8.2/10
Long-Term Defensibility7.3/10
Carrying Cost Advantage7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Cobbs Ridge is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • In a small neighborhood, the home and lot are the asset
  • Larger usable lots with sound pools hold value best
  • Confirm the FEMA flood zone and insurance per address
  • Read the roof and pool equipment age before the finishes
  • Verify the phase, since records read COBBS RIDGE PH TWO

In a small single-family neighborhood, the part of your money the market protects is the home, the lot, and the condition behind them. A sound split-plan home with a usable lot, a working screened pool, and a newer roof and systems holds value better than a similar home carrying deferred costs. The finishes can be updated; the lot, the floor plan, and the location cannot. Read the roof age, the pool equipment, the HVAC, the flood zone, and the HOA dues first, then price the condition of the home against comparable Palm Harbor pool homes nearby.

Cobbs Ridge in 15 seconds.

Best forOwner-occupiers who want a single-family pool home in convenient Palm Harbor.
Biggest advantageA practical Alderman Road and US 19 location with shopping across the street.
Biggest riskDeferred pool, roof, and system costs on a mid-1990s home.
Sweet spotAn updated split-plan pool home on a usable lot priced to condition.
Avoid ifYou want a brand-new build or a gated, resort-amenity community.

HOA Dues & What They Cover

15-Second Take
  • Confirm the current HOA dues and billing frequency
  • Read what the fee covers and what owners maintain
  • Ask about reserves and any special assessments
  • Verify the phase, since records read COBBS RIDGE PH TWO
  • Carry your own homeowner and confirm flood per address

Cobbs Ridge has a homeowners association, so an HOA fee applies, typically covering common-area upkeep and neighborhood administration rather than resort amenities. The fee here is modest relative to amenity-heavy communities, but the exact figure and billing frequency vary, so confirm the current dues and what they cover from the latest HOA documents for the specific home.

An HOA on a neighborhood like this generally covers common-area landscaping, entry and signage upkeep, and association administration. Owners maintain their own home, lot, pool, and yard, and carry their own homeowner insurance. Verify exactly what the fee covers, whether any reserves or special assessments apply, and what each owner is responsible for.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Cobbs Ridge, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Cobbs Landing, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Cobbs Ridge home worth?

Get a no-obligation home value based on real comparable sales in Cobbs Ridge matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Cobbs Ridge on the map →
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Real comps, not a Zestimate.
How much local inventory is already under contract

51% of homes for sale in ZIP 34684 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Cobbs Ridge Ph Two Palm Harbor Market Scorecard

No active listings

Cobbs Ridge Ph Two Palm Harbor is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$562,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/1/5
Active/Pend/Sold

Typical home value in the 34684 ZIP is $323,720, about 3.6% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Cobbs Ridge?
It is a single-family neighborhood off Alderman Road near US Highway 19 in Palm Harbor, Pinellas County, generally ZIP 34683. Alderman Road also touches 34684, so confirm the exact ZIP by address.
Why do records say COBBS RIDGE PH TWO?
COBBS RIDGE PH TWO is the MLS subdivision name for the second platted phase of the Cobbs Ridge community. In everyday terms it is simply Cobbs Ridge; confirm the exact phase on any listing.
When was Cobbs Ridge built?
It was built in the mid-1990s (Palm Harbor real estate community guides, 2026), which makes the roof age, the pool equipment, and the major systems the key diligence items on any home here.
Who built Cobbs Ridge?
It was built by Westfield Homes, later known as Standard Pacific Homes (Palm Harbor real estate community guides, 2026). Floor plans and finishes vary by home and any later updates.
What do the homes look like?
Guides describe split floor plans generally in the 1,500 to 2,300 square foot range, many with three or four bedrooms, vaulted ceilings, and screened lanais, and a large share with private pools. Confirm the size, beds, and pool per home.
Do the homes have pools?
Many Cobbs Ridge homes have private screened pools and lanais, a defining feature of the neighborhood. Not every home does, and pool condition varies, so confirm the pool and inspect the equipment for the specific home.
Is there an HOA and what does it cover?
Yes, Cobbs Ridge has a homeowners association. The fee is modest and generally covers common-area upkeep and administration rather than resort amenities. Confirm the current dues, frequency, and inclusions from the HOA documents.
Is Cobbs Ridge the same as Cobbs Landing?
No. Cobbs Ridge is a small separate neighborhood off Alderman Road, while Cobbs Landing is a larger, distinct Palm Harbor community. The names are similar, so confirm the exact community and address on any listing.
What is the flood risk?
Inland Palm Harbor off Alderman Road is generally lower flood risk than the Gulf barrier islands, but risk varies by address. Always check the FEMA flood zone and get a wind and flood insurance quote for the specific home.
What insurance do I need?
You carry your own homeowner policy, and in Florida you should confirm wind coverage and check whether flood insurance is recommended or required for the address. Quote the specific home before you buy.
What schools serve Cobbs Ridge?
It is part of Pinellas County Schools, with assignment by address that can change. Confirm the exact zoned elementary, middle, and high schools for the specific home, and note that magnet and choice options may apply.
What is nearby?
A large shopping center with grocery stores and restaurants sits across the street, US Highway 19 is right there, and Lake Tarpon, downtown Palm Harbor, and the Gulf beaches are close. Confirm real drive times for your routine.
Is Cobbs Ridge a good investment?
A convenient Palm Harbor location and single-family pool homes support steady demand, but this is a house-and-lot market, so the floor plan, the lot, the pool, and the systems drive the outcome. This is not a guarantee of future value; inspect and read the math.
How does it compare to nearby neighborhoods?
Larger communities such as Cobbs Landing offer more homes and, in some sections, more amenities at varying pricing, while Cobbs Ridge is a small, convenient pool-home neighborhood. Which is the better buy depends on your budget, lot, and amenity priorities.
Owner-occupiers who want a single-family pool home in Palm HarborExcellent fit
Buyers who value a convenient Alderman Road and US 19 locationExcellent fit
Buyers who want a yard, a screened lanai, and a split floor planExcellent fit
Buyers who will inspect the pool, roof, and systems and price to conditionExcellent fit
Buyers who want a modest HOA rather than a resort-amenity feeExcellent fit
Buyers who want a brand-new build or the latest finishes throughoutProbably not
Buyers who want resort-style amenities like a clubhouse and golfProbably not
Anyone unwilling to verify HOA dues, the phase, and the lot per homeProbably not
Buyers who want a waterfront or gated luxury addressProbably not
Buyers unwilling to budget for pool, roof, and system upkeepProbably not

Get the inside read on Cobbs Ridge

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Cobbs Ridge home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Cobbs Ridge specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Cobbs Ridge — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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