Pine Ridge At Palm Harbor
Condos for Sale in Palm Harbor, FL
All 571 homes for sale in Palm Harbor, FL · median $405,000 · 155 condos for sale in Palm Harbor · 217 homes for sale in 34684 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of November 2026, Pine Ridge At Palm Harbor in Palm Harbor, FL has 6 homes for sale and 2 pending, asking from $174,900 to $199,000 (median $184,000). Over the 12 months ending 2026-11-13, 3 recorded sales closed at a median of $168,000, $152 per square foot, a median 57 days on market, sellers accepting 90% of original asking. Homes listed or recently sold were built 1983 - 1983; 13 of 20 report an HOA (median $417/mo); none of the 20 geocoded homes sit in a FEMA special flood hazard zone (median elevation 73 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $3,260 ($2,440 with the full homestead exemption).
Last 30 days in Pine Ridge At Palm Harbor: 2 under contract right now, 1 closed sale (median $176,000). As of November 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Pine Ridge At Palm Harbor
Live MLS inventory for Pine Ridge At Palm Harbor. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 134 daysTop listing
Active · 25 days
Active · 178 days
Active · 286 days
Active · 178 days
Active · 25 days
Under Contract · 7 days
Under Contract · 56 daysActive and pending Pine Ridge At Palm Harbor listings as of 2026-11-04, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.
Price here is driven by condition and unit-level specifics, not by any headline floor or ceiling. The median sits at $165,500, and with a median of about $160 per square foot, what you pay tracks closely to how updated a unit is and how much the association covers. The maintenance and recreation structure is part of the value - read the HOA budget as carefully as you read the listing.
The posture is buyer-leaning. With 6.9 months of supply, only 8 active listings, and a low heat score, there's little urgency working against a buyer. The year-over-year median is down 16.7%, so sellers need to price to the current market, not to last year's. At a median of just over 55 days on market, well-prepared, correctly priced units move; overpriced ones sit.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Pine Ridge At Palm Harbor right now
🟢 Buyer-leaning market. 6.9 months of supply and 11% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: High (9 active and pending listings, 14 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($166K) is down 16.7% from the prior 12 months ($199K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (14 and 12 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pine Ridge At Palm Harbor market snapshot (as of September 20, 2026): the median sale price is about $166K ($160 per sq ft over the trailing 12 months of closed sales), a median 56 days on market for closed sales, and 6.9 months of supply, a buyer-leaning market. The trailing-12-month median is down 17% from the prior 12 months, computed from record-level Stellar MLS closed sales (14 closings in the current window).
In ZIP 34684 (Palm Harbor), 280 homes closed in the last 12 months at a median of $355K ($257/sq ft), down 4.6% year over year, with a median 40 days on market. Right now 62 active and 17 pending listings put supply at about 2.7 months - a healthy market. See the live ZIP 34684 housing market and the Pinellas County market.
Stellar MLS sales records identify 122 homes in Pine Ridge At Palm Harbor that have changed hands since 2014, built between 1983 and 1983 (median 1983), with a median living area of about 1,085 sq ft and a typical 2-bedroom, 2-bath layout; 97% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Pine Ridge At Palm Harbor: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm Harbor.
Pine Ridge At Palm Harbor is a deed-restricted, amenity-maintained community in Palm Harbor, Pinellas County, where pricing is condition-sensitive and inventory is thin. It is a buyer-approval community, so the purchase process has an added step most listings don't.
The setting & the homes.
Aerial and on-site photos of Pine Ridge At Palm Harbor. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Pine Ridge At Palm HarborPine Ridge At Palm HarborPine Ridge At Palm HarborPine Ridge At Palm HarborPine Ridge At Palm HarborPine Ridge At Palm HarborPine Ridge At Palm HarborPine Ridge At Palm HarborPhotos from Stellar MLS listings in Pine Ridge At Palm Harbor; content deemed reliable but not guaranteed.
Who Pine Ridge At Palm Harbor is best for.
Best for
- Buying to hold and prioritizing low-maintenance living with pool, clubhouse, and trail access
- Buyers comfortable with deed restrictions and an association-approval process
- Trading into a turnkey unit where monthly dues cover maintenance and amenities
Probably not for
- Needing to close quickly with no added approval step
- Wanting freedom from deed restrictions and HOA oversight
- Expecting near-term appreciation given the soft year-over-year median
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($166K) IS the median in the snapshot above, and the move from 2025 ($199K) IS the -16.7% one-year change.
Windows contain 0 to 23 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
16% of homes for sale in ZIP 34684 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).
Pine Ridge at Palm Harbor Market Scorecard
Pine Ridge at Palm Harbor is currently a balanced market. About 4.8 months of supply, a median asking price of $184,000, and homes go under contract in about 166 days.
Typical home value in the 34684 ZIP is $320,251, about 6.7% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Pine Ridge At Palm Harbor on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Pine Ridge At Palm Harbor
- Pool · reported on 22 of 22 listings
- Clubhouse · reported on 20 of 22 listings
- Buyer Approval Required · reported on 15 of 22 listings
- Association Recreation - Owned · reported on 14 of 22 listings
- Deed Restrictions · reported on 12 of 22 listings
- Shuffleboard Court · reported on 10 of 22 listings
- Community Mailbox · reported on 7 of 22 listings
- Cable TV · reported on 6 of 22 listings
- Spa/Hot Tub · reported on 6 of 22 listings
- Maintenance · reported on 5 of 22 listings
- Trail(s) · reported on 4 of 22 listings
- Recreation Facilities · reported on 3 of 22 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Highland Lakes Elementary-PN · Elementary
- Carwise Middle-PN · Middle
- Palm Harbor Univ High-PN · High
Zoned schools reflect the assignments reported on recent Pine Ridge At Palm Harbor listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Pine Ridge At Palm Harbor address.
Shop the zone: Homes zoned for Palm Harbor Univ High-Pn High School
The Pine Ridge At Palm Harbor buying strategy.
If we were buying in Pine Ridge At Palm Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Ridge At Palm Harbor.
A maintained community with a buyer-approval step
The amenity list points to a low-maintenance footprint: pool, clubhouse, spa/hot tub, shuffleboard, trails, and association-owned recreation facilities, with maintenance, cable TV, and reclaimed-water irrigation reported across listings. That bundle shapes both the monthly carry and the kind of living this community supports - more turnkey than hands-on. Confirm exactly what the dues cover before you write an offer.
Two structural facts matter. This community lists Buyer Approval Required and Deed Restrictions, so budget time for the association's review and read the rules before you fall for a unit. It also reports wheelchair-access features. All of it should be verified directly with the HOA against current documents.
The location and the amenities are priced into every listing in Pine Ridge At Palm Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pine Ridge At Palm Harbor buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.8). Basis: Recent Direction -16.7% year-over-year; Liquidity & Demand 6.9 months of supply; Pricing Power 90.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a buyer-leaning market with thin inventory and a down year-over-year median, pricing and condition read are everything - and a buyer-approval step means timing matters. We help sellers set a number the current market will actually meet, and we help buyers compare dues, coverage, and condition across a small listing pool so the median figure means something for your specific unit.
Pine Ridge At Palm Harbor in 15 seconds.
Tools for a Pine Ridge At Palm Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Ridge At Palm Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Ridge At Palm Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Ridge At Palm Harbor home worth?
Get a no-obligation home value based on real comparable sales in Pine Ridge At Palm Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Pine Ridge At Palm Harbor
Homes in Pine Ridge At Palm Harbor that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 1882 Pine Ridge Way #C2 · off market
- 2688 Pine Ridge Way #A2 · off market
- 2688 Pine Ridge Way #D2 · off market
| Location | Palm Harbor, Pinellas County, FL · ZIP 34684 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Pool, Clubhouse, Deed Restrictions, Buyer Approval Required, Association Recreation - Owned, Community Mailbox |
| Sale prices, last 12 months | $168,000 median across 3 closed sales · $152 per sq ft |
| Days on market (closed sales) | 57 median |
| For sale right now | 6 active, 2 pending · median asking $184,000 · 4.8 months of supply |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Pine Ridge At Palm Harbor key facts,” movewithmomentum.com/neighborhoods/pine-ridge-at-palm-harbor, data as of November 13, 2026.
Housing distress & ownership in Pine Ridge At Palm Harbor, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Just listed in Pine Ridge At Palm Harbor
The newest homes for sale in Pine Ridge At Palm Harbor right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 2575 Pine Ridge Way #E1 $185,000 · 2 bd · 2 ba · 1,085 sq ft · listed Oct 9, 2026 Courtesy of BAY TO SHORE PROPERTY MANAGEMENT AND LEASING LLC
- 1871 Pine Ridge Way #E1 $174,900 · 2 bd · 2 ba · 979 sq ft · listed Oct 9, 2026 Courtesy of COMPASS FLORIDA, LLC
- 2655 Pine Ridge Way #D3 $199,000 · 2 bd · 2 ba · 979 sq ft · listed Jun 22, 2026 Courtesy of SANDPEAK REALTY
- 2687 Pine Ridge Way #H1 $180,000 · 2 bd · 2 ba · 1,104 sq ft · listed May 9, 2026 Courtesy of SANDPEAK REALTY
- 2642 Pine Ridge Way #G2 $184,000 · 2 bd · 2 ba · 1,038 sq ft · listed May 9, 2026 Courtesy of COLDWELL BANKER REALTY
- 2522 Pine Ridge Way #A2 $184,000 · 2 bd · 2 ba · 1,038 sq ft · listed Jan 21, 2026 Courtesy of RE/MAX MARKETING SPECIALISTS
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Pine Ridge At Palm Harbor Right Now (8)
All 8 active and pending Pine Ridge At Palm Harbor listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1708 Pine Ridge Way #B2 · $155,000 · 2 bd / 2 ba · pending · listed Oct 15, 2026 · listed by Suncoast Shores Realty
- 1871 Pine Ridge Way #E1 · $174,900 · 2 bd / 2 ba · listed Oct 9, 2026 · listed by Compass Florida, Llc
- 1700 Pine Ridge Way #C1 · $139,900 · 2 bd / 2 ba · pending · listed Sep 10, 2026 · listed by Coastal Properties Group International
- 2575 Pine Ridge Way #E1 · $185,000 · 2 bd / 2 ba · listed Sep 8, 2026 · listed by Bay To Shore Property Management And Leasing Llc
- 2655 Pine Ridge Way #D3 · $199,000 · 2 bd / 2 ba · listed Aug 15, 2026 · listed by Sandpeak Realty
- 2687 Pine Ridge Way #H1 · $180,000 · 2 bd / 2 ba · listed Aug 15, 2026 · listed by Sandpeak Realty
- 2642 Pine Ridge Way #G2 · $184,000 · 2 bd / 2 ba · listed Aug 15, 2026 · listed by Coldwell Banker Realty
- 2522 Pine Ridge Way #A2 · $184,000 · 2 bd / 2 ba · listed Aug 15, 2026 · listed by Re/Max Marketing Specialists
Recently sold in Pine Ridge At Palm Harbor
- 1882 Pine Ridge Way #C2 · sold $176,000
- 2687 Pine Ridge Way #B2 · sold $139,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Palm Harbor guides & data
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- Flood zones
- Property taxes (Pinellas County)
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Florida buyer guides
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- The 4-point inspection, explained
- Florida flood insurance calculator
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What it really costs to own in Pine Ridge At Palm Harbor
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $419/month across 14 MLS listings (most billed monthly; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 11 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1983 across 18 listings. An original roof here would be about 43 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
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Ask an agent about Pine Ridge At Palm Harbor Condos for Sale
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Frequently Asked Questions
What is the median home price in Pine Ridge At Palm Harbor?
How long do homes in Pine Ridge At Palm Harbor take to sell?
Is Pine Ridge At Palm Harbor a buyer's or seller's market right now?
Who is the best real estate agent for Pine Ridge At Palm Harbor?
How do I find a top Palm Harbor real estate agent who knows Pine Ridge At Palm Harbor?
Can Momentum Realty connect me with an agent for Pine Ridge At Palm Harbor?
Where is Pine Ridge At Palm Harbor, and what county is it in?
Is Pine Ridge At Palm Harbor in a flood zone?
Should you buy in Pine Ridge At Palm Harbor?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 4, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (132 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More on Pine Ridge At Palm Harbor Condos for Sale in Palm Harbor
- Home values · What homes in Pine Ridge At Palm Harbor Condos for Sale in Palm Harbor actually sell for