Pine Ridge At Palm Harbor
Condos for Sale in Palm Harbor, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of September 2026, Pine Ridge At Palm Harbor in Palm Harbor, FL has 8 homes for sale and 1 pending, asking from $145,000 to $199,000 (median $184,000). Over the 12 months ending 2026-09-12, 14 recorded sales closed at a median of $165,500, $160 per square foot, a median 55 days on market, sellers accepting 90% of original asking (-17% versus the prior year). Homes listed or recently sold were built 1983 - 1983; 14 of 21 report an HOA (median $419/mo); none of the 20 geocoded homes sit in a FEMA special flood hazard zone (median elevation 73 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $3,210 ($2,400 with the full homestead exemption).
Homes For Sale Right Now in Pine Ridge At Palm Harbor
Live MLS inventory for Pine Ridge At Palm Harbor. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 68 daysTop listing
Active · 2 days
Active · 113 days
Active · 120 days
Active · 187 days
Active · 112 days
Active · 105 days
Active · 1 days
Pending · 57 daysActive and pending Pine Ridge At Palm Harbor listings as of 2026-09-13, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.
Pine Ridge At Palm Harbor right now
🟢 Buyer-leaning market. 6.9 months of supply and 11% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: High (9 active and pending listings, 14 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($166K) is down 16.7% from the prior 12 months ($199K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Medium (14 and 12 sales in the two windows).
What's unique here: the median sale price is about 58% below the typical Pinellas County sale ($166K vs $395K, trailing 12 months, Stellar MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pine Ridge At Palm Harbor market snapshot (as of September 12, 2026): the median sale price is about $166K ($160 per sq ft over the trailing 12 months of closed sales), a median 56 days on market for closed sales, and 6.9 months of supply, a buyer-leaning market. The trailing-12-month median is down 17% from the prior 12 months, computed from record-level Stellar MLS closed sales (14 closings in the current window).
In ZIP 34684 (PALM HARBOR), 621 homes closed in the last 12 months at a median of $350K ($256/sq ft), down 2.8% year over year, with a median 46 days on market. Right now 124 active and 33 pending listings put supply at about 4.2 months - a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.
Stellar MLS sales records identify 122 homes in Pine Ridge At Palm Harbor that have changed hands since 2014, built between 1983 and 1983 (median 1983), with a median living area of about 1,085 sq ft and a typical 2-bedroom, 2-bath layout; 97% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Pine Ridge At Palm Harbor: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm Harbor.
The setting & the homes.
Aerial and on-site photos of Pine Ridge At Palm Harbor. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Pine Ridge At Palm HarborPine Ridge At Palm HarborPine Ridge At Palm HarborPine Ridge At Palm HarborPine Ridge At Palm HarborPine Ridge At Palm HarborPine Ridge At Palm HarborPine Ridge At Palm HarborPhotos from Stellar MLS listings in Pine Ridge At Palm Harbor; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($166K) IS the median in the snapshot above, and the move from 2025 ($199K) IS the -16.7% one-year change.
Windows contain 0 to 22 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Pine Ridge at Palm Harbor Market Scorecard
Pine Ridge at Palm Harbor is currently a buyer's market. About 6.9 months of supply, a median asking price of $184,000, and homes go under contract in about 108 days.
Typical home value in the 34684 ZIP is $325,020, about 3.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in PINE RIDGE AT PALM HARBOR, PALM HARBOR
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Pine Ridge At Palm Harbor on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Pine Ridge At Palm Harbor
- Pool · reported on 22 of 22 listings
- Clubhouse · reported on 20 of 22 listings
- Buyer Approval Required · reported on 15 of 22 listings
- Association Recreation - Owned · reported on 14 of 22 listings
- Deed Restrictions · reported on 12 of 22 listings
- Shuffleboard Court · reported on 10 of 22 listings
- Community Mailbox · reported on 7 of 22 listings
- Cable TV · reported on 6 of 22 listings
- Spa/Hot Tub · reported on 6 of 22 listings
- Maintenance · reported on 5 of 22 listings
- Trail(s) · reported on 4 of 22 listings
- Recreation Facilities · reported on 3 of 22 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Highland Lakes Elementary-PN · Elementary
- Carwise Middle-PN · Middle
- Palm Harbor Univ High-PN · High
Zoned schools reflect the assignments reported on recent Pine Ridge At Palm Harbor listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Pine Ridge At Palm Harbor address.
Shop the zone: Homes zoned for Palm Harbor Univ High-Pn High School
The Pine Ridge At Palm Harbor buying strategy.
If we were buying in Pine Ridge At Palm Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Ridge At Palm Harbor.
A closer look at the Pine Ridge At Palm Harbor market
At a median of $160 per square foot, Pine Ridge At Palm Harbor prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 6.9 months of supply, a buyer-leaning market and the trailing-12-month median down 17% year over year. Homes that do trade take a median 56 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Pine Ridge At Palm Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pine Ridge At Palm Harbor buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.8). Basis: Recent Direction -16.7% year-over-year; Liquidity & Demand 6.9 months of supply; Pricing Power 90.1% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $419/month (about $5,028/yr) · median of 28 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $419 per month ($5,028 a year) - the median AssociationFee across 28 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Ridge At Palm Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Ridge At Palm Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Ridge At Palm Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Ridge At Palm Harbor home worth?
Get a no-obligation home value based on real comparable sales in Pine Ridge At Palm Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Frequently Asked Questions
What is the median home price in Pine Ridge At Palm Harbor?
How long do homes in Pine Ridge At Palm Harbor take to sell?
Is Pine Ridge At Palm Harbor a buyer's or seller's market right now?
Who is the best real estate agent for Pine Ridge At Palm Harbor?
How do I find a top Palm Harbor real estate agent who knows Pine Ridge At Palm Harbor?
Can Momentum Realty connect me with an agent for Pine Ridge At Palm Harbor?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 13, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (132 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Pine Ridge At Palm Harbor fits the bigger picture — live prices, inventory, and Momentum Scores:
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Explore more neighborhoods near Pine Ridge At Palm Harbor with Momentum Realty’s local guides.