Harbordale in St Petersburg

Harbordale
Homes for Sale in St Petersburg, FL

Community in St Petersburg · Pinellas County · ZIP 33705
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data17 years of closingsUpdated twice daily

As of October 2026, Harbordale Sub in St Petersburg, FL has 2 homes for sale. Homes listed or recently sold were built 1925 - 2023; 3 listings state no HOA; 3 of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft).

Live · Harbordale Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Pinellas: 20% (1,627 of 8,166)
2 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Harbordale Housing Pulse · Momentum Research · as of September 20, 2026

Harbordale right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 5, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The market around Harbordale

Harbordale is too small for its own price trend, so here is the market around it.

In ZIP 33705, 208 homes are on the market and 17% are under contract — a slower corner of St Petersburg.

Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).

ZIP and county figures describe the wider market, not Harbordale specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Harbordale Sub, ST PETERSBURG

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
16.67%
1 of 6 listings · short sale 1
Distress share trend - 16.67% now (2026-08-10 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Harbordale

Live MLS inventory for Harbordale. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harbordale listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2009 through 2026. Tap any home to ask about it.

Every Home for Sale in Harbordale Sub Right Now (3)

All 3 active and pending Harbordale Sub listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 2320 5th Street · $200,000 · 2 bd / 1 ba · listed Sep 23, 2026 · listed by Caldwell Realty
  • 680 25th Avenue · $323,000 · 4 bd / 3 ba · listed Jul 6, 2026 · listed by Mihara & Associates Inc.
  • 2521 4th Street · $374,900 · 2 bd / 3 ba · pending · listed Jul 6, 2026 · listed by Compass Florida Llc

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Lakewood Elementary SchoolFLDOE grade A · Elementary
  • John Hopkins Middle SchoolFLDOE grade B · Middle
  • Lakewood High SchoolFLDOE grade A · High

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Harbordale address.

Recent Developments in Harbordale Sub

Development, infrastructure, retail, and school activity affecting Harbordale Sub, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum63/100 · Active
  1. July 2026
    Infrastructure

    St. Pete approves temporary downtown dock for Tampa Bay ferry

    The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.

    What it may mean for the marketEstablishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The site is about 2 miles north of Harbordale Sub.

    Source: FOX 13 Tampa Bay
  2. July 2026
    Development

    St. Pete advances housing plan for nine vacant city lots

    The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.

    What it may mean for the marketAdvances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The project is about 2 miles north of Harbordale Sub, elsewhere in Pinellas County.

    Source: St Pete Catalyst
  3. July 2026
    Development

    Blake-Related team selected to redevelop 86-acre Historic Gas Plant District

    St. Petersburg selected a bid led by Blake Investment Partners, with the Related Group as co-developer, to redevelop the 86-acre Historic Gas Plant District at the Tropicana Field site. The roughly 8.1 billion dollar mixed use plan calls for more than 3,600 income-restricted residential units, a 13-acre central park, and office, retail, hotel and civic space over an estimated 20-year buildout. The developers plan to purchase about 58 acres while the city retains roughly one third.

    What it may mean for the marketAdds a large mixed use district with thousands of new residential units, a central park, and office, retail, hotel and civic space to the downtown St. Petersburg market. Redevelopment of the Tropicana Field site reshapes the surrounding property landscape and expands housing supply. The site is about 2 miles north of Harbordale Sub.

    Source: Florida YIMBY

Development alerts for Harbordale SubGet a short monthly email when something new is approved, funded, or opens near Harbordale Sub.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Harbordale today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbordale.

A closer look at the Harbordale market

Inventory runs at 12.0 months of supply, a buyer-leaning market.

“

The location and the amenities are priced into every listing in Harbordale. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harbordale homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harbordale.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbordale sales matched to your home.

What is your Harbordale home worth?

Get a no-obligation home value based on real comparable sales in Harbordale, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Harbordale on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,315/mo
Pinellas County typical true cost to own
$159/mo
Pinellas County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

17% of homes for sale in ZIP 33705 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-04).

Frequently Asked Questions

Is Harbordale a buyer's or seller's market right now?
As of September 20, 2026, Harbordale leans toward buyers: 12.0 months of supply at the current sales pace (Stellar MLS live counts).
What schools serve Harbordale?
Harbordale is served by Pinellas County Public Schools, typically Lakewood Elementary School, John Hopkins Middle School and Lakewood High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Harbordale?
The best agent for Harbordale is one who actively works St Petersburg and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbordale.
How do I find a top St Petersburg real estate agent who knows Harbordale?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbordale and the wider St Petersburg area.
Can Momentum Realty connect me with an agent for Harbordale?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbordale purchase or sale - no call center and no pressure.
Where is Harbordale, and what county is it in?
Harbordale is in ST PETERSBURG, Pinellas County, FL, ZIP 33705. The community's center is about 3 miles south of the center of ST PETERSBURG (straight-line).

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-20
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2009 (40 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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CallFree valuation →
Thinking of selling in Harbordale Sub? 2 recorded closings (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Harbordale with Momentum Realty’s local guides.

FWFinks Wm0.1 mi awayLing A Mor0.2 mi awayPPPallanza Park Ext0.2 mi away · 122 homes, built 1910–23, 1 for salePPallanza0.2 mi awaySouth Shore Park0.2 mi away · median $435K, 3 sales/12 moRERenwick Erle0.2 mi away · 426 homes, built 1915–24PPPallanza Park0.3 mi away · 301 homes, built 1914–244S4Th Street Gardens0.3 mi away · median $812K, 6 sales/12 mo

Browse all neighborhood guides →

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