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Buying or selling? Call (904) 351-6461
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Cypress Bay in Jacksonville

Cypress Bay
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32086
457 homesBuilt 1887–2024Median sale $248K
Free · No obligation
Talk to a Cypress Bay Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
23/100
Market Heat
Cooler than normal
2013 → 2026 · 86 at the 2022 peak
0 is Cypress Bay's coldest market since 2013, 100 its hottest. Today: 23. How it's scored
Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily
Live · Cypress Bay Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$248K ▼
Median sold · 12 mo
down 6.8% vs the prior 12 months
-6.8% ▼
1-yr price change
n = 10 and 4 sales in the two windows
$188/sf
Sold $/sqft · 12 mo
peak $227 in 2024
93.2%
Sale vs ask
-16%
T12M median vs 2012
from a $295K median in 2012
Tempo
71days
Median DOM · closed
11 days at the 2022 low
0 · 0
For sale · pending
live counts, refreshed twice daily
10
Sold · last 12 mo
10-yr average: about 17 a year
Ownership and context
83%
Owner-occupied · Cypress Bay
392 of 471 parcels homesteaded (FL DOR 2025)
17%
Non-owner-occupied · Cypress Bay
incl. 12% trust or LLC-held · 1% out-of-state
57%
Cash buyers · Cypress Bay
4 of 7 sales, 12 mo ending July 2024
457
Homes in the community
plus 14 vacant residential lots · 471 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1887
Community established
homes built 1887-2024, median 1986 (FL DOR 2025)
2
Failed listings · 2026
peaked at 12 in 2011
1,341sqft
Median sold home size
12-mo windows, closed sales
2.2%/yr
Turnover rate
about 10 of 457 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cypress Bay's median sale price sits at $247,800, translating to roughly $188.29 a square foot — a level shaped by a community built across a very wide span, from 1887 to 2024, with a median year built of 1986. That build-year spread means condition and vintage, not location within Cypress Bay, do most of the work in setting price on any individual house. Values here are down 6.8% year over year and sit 16% below the 2012 benchmark, so recent history has not favored sellers who bought at the peak.

With zero active listings and only 10 closings in the tracked window, there is essentially nothing currently for sale to measure a new listing against — pricing has to be built from the closed-sale record rather than from what else is on the market today. A median 70.5 days on market and a market heat score of 23 both point to a slow-moving environment: sellers who price to the record close, sellers who price to hope sit.

Cypress Bay Housing Pulse · Momentum Research · as of July 14, 2026

Cypress Bay right now

🟡 Off the recent peak. The trailing-12-month median ($248K) is down 6.8% from the prior 12 months ($266K) and up -16% since 2012. With about 17 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Low (10 and 4 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Cypress Bay market snapshot (as of July 14, 2026): the median sale price is about $248K ($188 per sq ft over the trailing 12 months of closed sales), and a median 71 days on market for closed sales. The trailing-12-month median is down 7% from the prior 12 months, computed from record-level realMLS closed sales (10 closings in the current window).

Cypress Bay is a community of 457 homes in Jacksonville, Duval County, built between 1887 and 2024 (median 1986), with a median living area of about 3,164 square feet. 83% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Cypress Bay is a 457-home Duval County community where price is set more by a home's individual condition and build era, spanning 1887 to 2024, than by a tight, competitive listing pool.

Quick Match

Who Cypress Bay is best for.

Best for

  • Buyers comfortable evaluating a home on its individual condition and build year rather than assuming neighborhood-wide consistency.
  • Sellers with a well-maintained, updated home who want it priced against real closed comparables rather than list-price competition.
  • Long-term holders comfortable with a market that has traded flat to down over the past cycle rather than one banking on near-term appreciation.

Probably not for

  • Buyers who need a wide active inventory to compare before deciding, given there are currently zero active listings.
  • Sellers who need a fast turnaround — the median 70.5 days on market argues against a quick-close timeline.
  • Investors expecting rapid appreciation, since price is down 6.8% year over year and 16% since 2012.
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Market Pulse

How Cypress Bay is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
1Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Cypress Bay listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Cypress Bay buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Cypress Bay

Live MLS inventory for Cypress Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

13233 Pecky Cypress Drive home for sale in Cypress BaySold
$525,000
4 bd · 2.5 ba · 2,560 sqft · built 1987
13233 Pecky Cypress Drive, Jacksonville, 32223
Listed by LPT REALTY LLC

No homes are actively for sale in Cypress Bay right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Interactive Map

Cypress Bay on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Cypress Bay. They are approximate and vary with traffic and your exact start point.

Mandarin shopping (San Jose Blvd)~5 to 10 min · retail and dining
Interstate 295~5 to 10 min · the beltway
The Avenues / Town Center area~15 min · shopping and dining
Baptist South / hospitals~10 to 15 min · Southside medical
Downtown Jacksonville~20 to 25 min · north via I-95
St. Augustine~35 to 45 min · south via I-95
Jacksonville beaches~30 min · east via Butler Blvd

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Cypress Bay Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

Ogilvie Estates Homes for Sale in Jacksonville, FLOgilvie Estates Homes for Sale in Jacksonville, FLJacksonville, FL · adjacentMelcon Farm Homes for Sale in Jacksonville, FLMelcon Farm Homes for Sale in Jacksonville, FLJacksonville, FL · 0.3 miMandarin Glen Homes for Sale in Jacksonville, FLMandarin Glen Homes for Sale in Jacksonville, FLJacksonville, FL · 0.5 miMHMandarin Homes for Sale in Jacksonville, FLJacksonville, FL · 0.8 miHunters Point Homes for Sale in Jacksonville, FLHunters Point Homes for Sale in Jacksonville, FLJacksonville, FL · 0.9 miLoretto Homes for Sale in Jacksonville, FLLoretto Homes for Sale in Jacksonville, FLJacksonville, FL · 1.4 miHuntington Forest Homes for Sale in Jacksonville, FLHuntington Forest Homes for Sale in Jacksonville, FLJacksonville, FL · 1.4 miCSThe Cove at Southwood Homes for Sale in Jacksonville, FLJacksonville, FL · 1.6 miLosco Junction Homes for Sale in Jacksonville, FLLosco Junction Homes for Sale in Jacksonville, FLJacksonville, FL · 1.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Cypress Bay (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Cypress Bay is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Cypress Bay address.

The takeaway

What actually affects a Cypress Bay purchase, sourced and dated. We do not publish rumor.

Recent Developments in Cypress Bay

Development Intelligence

Our read on what is being built around Cypress Bay, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAs a small, built-out community, the variables are the individual home's condition, the HOA, and the tax and flood picture, not new competing supply.

Small-community scarcity and ordinary diligence

NeutralWith only about 70 homes, inventory is thin and a single sale can shift the picture; the home's roof and systems and the tax and flood picture drive the true cost more than the sticker price does. impact
SignificanceRadius: Per home

Small-community scarcity and ordinary diligence

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Cypress Bay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Duval County millage and the Jacksonville tax bill

    Property taxes here combine Duval County (City of Jacksonville), school, and applicable millage; the Duval County Property Appraiser publishes the adopted rates and each parcel's assessed value (Duval County Property Appraiser, 2024). Why it matters: Pull the actual parcel on the Duval Property Appraiser site before you write, and remember Florida's Save Our Homes 3 percent assessment cap resets toward market value on a sale, so a new owner's tax bill can rise above the prior owner's. Source

Development alerts for Cypress BayGet a short monthly email when something new is approved, funded, or opens near Cypress Bay.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Cypress Bay buying strategy.

If we were buying in Cypress Bay, this is the order of operations we would run, and the one we run for our clients.

1

Underwrite the specific home. Get the roof age and the condition of the HVAC, electrical, and plumbing for the exact house.

2

Confirm the HOA dues and rules. Get the current assessment, what it covers, and any restrictions before you write.

3

Pull the flood zone and an insurance quote. Get the FEMA flood zone for the specific address and a bindable quote during diligence.

4

Verify the school zoning. Confirm the exact zoned schools for the specific address with the district.

5

Comp within Cypress Bay. With a small community, price the home against the closest recent in-community sale rather than a broad Mandarin average.

The Quick Decision
Best Buy
A well-kept home with an updated roof and systems on a good cul-de-sac lot, with the HOA and flood zone verified.
Biggest Risk
Deferred roof or systems on an established home; budget for them and confirm the flood zone.
Best Lot
Larger or more private cul-de-sac lots and homes backing to green space carry a premium.
Smart Timing
Inventory is thin in a small community, so be ready to act when a well-kept home comes up.
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Cypress Bay is a small single-family community of about 70 homes in Jacksonville, Duval County (ZIP 32223), on the east side of Mandarin Road in the Mandarin area (Cypress Bay HOA and listing data, 2026). Most homes sit on quiet cul-de-sacs, well-built single-family residences reported around 2,200 to 3,200 square feet. The Mandarin location offers a quiet, tree-shaded setting with good access to shopping and commuting routes. Property taxes combine Duval County and school millage (Duval County Property Appraiser, 2024).

Cypress Bay Homes For Sale

What your money buys in Cypress Bay.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Cypress Bay today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: homes needing updates
$525K to $525K

The lower-cost way in is a home due for cosmetic updates. The Mandarin location and small-community feel hold value; budget for the roof and systems and verify the flood zone before you commit.

Lowest entry
Mid: updated single-family homes
$525K to $525K

The core of Cypress Bay is updated single-family homes around the typical 2,200 to 3,200 square foot size. The update level, the lot, and condition separate these more than floor plan does.

Most inventory
High: the largest or most updated homes
$525K to $525K

The top of the community is the largest or most fully updated homes on the best cul-de-sac lots. Price each on its condition and lot rather than a community-wide number.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$525K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$525K to $525K
Entry: homes needing updates
The lower-cost way in is a home due for cosmetic updates. The Mandarin location and small-community feel hold value; budget for the roof and systems and verify the flood zone before you commit.
$525K to $525K
Mid: updated single-family homes
The core of Cypress Bay is updated single-family homes around the typical 2,200 to 3,200 square foot size. The update level, the lot, and condition separate these more than floor plan does.
$525K to $525K
High: the largest or most updated homes
The top of the community is the largest or most fully updated homes on the best cul-de-sac lots. Price each on its condition and lot rather than a community-wide number.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Cypress Bay, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Renovated-listing inventory in Cypress Bay is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Cypress Bay holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Cypress Bay

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Cypress Bay1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Cypress Bay2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Cypress Bay3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Cypress Bay4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Cypress Bay5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Cypress Bay is a small, quiet, well-built Mandarin community where scarcity and location support value. The deal is in a sound home with verified systems, not in the lowest number, since few homes trade here.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.5B+ · Buy Score
Resale Strength7.7/10
Renovation Risk6.0/10
Location Efficiency8.2/10
Long-Term Defensibility7.6/10
Carrying Cost Advantage7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Cypress Bay is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Larger or more private cul-de-sac lots carry a premium.
  • Interior lots are the value play if privacy is secondary.
  • Scarcity supports value; comp within the small community, not the wider Mandarin area.

In Cypress Bay, the cul-de-sac lot and the home's condition drive value, with larger or more private lots and those backing to green space carrying a premium. The small-community scarcity and the sought-after Mandarin location support value, while the roof and systems set the carrying cost on an established home. Because only about 70 homes trade here, compare a specific house against the closest recent Cypress Bay sale rather than a broad Mandarin average.

The 15-Second Verdict

Cypress Bay in 15 seconds.

Best forBuyers who want a roomy single-family home in a small, quiet, sought-after Mandarin community.
Strong onSetting and location: cul-de-sac streets and well-built homes in a desirable, central Mandarin location.
WatchThin inventory in a small community, and roof and systems on established homes; underwrite the specific house.
Not forBuyers who want new construction, a large-amenity community, or an attainable entry price.
The edgeA small, well-built community in a sought-after Mandarin location holds value through scarcity.

HOA, CDD & Fees

15-Second Take
  • Cypress Bay is a small HOA community; verify the current dues and inclusions.
  • Expect a modest assessment for common-area upkeep rather than a resort-amenity fee.
  • Budget your own home maintenance on an established home.

Cypress Bay is governed by a homeowners association that maintains the common areas of this small community (Cypress Bay HOA, 2026). Confirm the current dues, what they cover, and any rules directly with the association before you write, because we do not publish a figure we have not verified.

Association dues here typically fund common-area and entrance upkeep rather than a large amenity campus; confirm the exact inclusions in the current budget.

There is no golf course or large clubhouse; the appeal is the small, quiet, well-built community and the sought-after Mandarin location.

Run Your Numbers

Tools for a Cypress Bay buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Cypress Bay.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Cypress Bay

Thinking of selling in Cypress Bay?

Your buyer is cross-shopping small Mandarin communities, so sell what is specific and verifiable: your cul-de-sac lot, the roof and systems condition, the HOA dues, the flood zone, and any updates.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Cypress Bay, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Cypress Meadows, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Cypress Bay home worth?

Get a no-obligation home value based on real comparable sales in Cypress Bay matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Cypress Bay on the map →

Real comps, not an automated estimate.
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Windows contain 4 to 77 sales each (10 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K$500K20122014201620182020202220242026
Down 6.8% year over year; up -16% since 2012.
Every sale since 2001 · price vs size
$0$200K$400K$600K2k3k4k
263 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$20020122014201620182020202220242026
Up from $98 in 2012 to a $227 peak in 2024; $188 now.
Median days on market · closed sales
25507520122014201620182020202220242026
11 days at the 2022 low; 71 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
93.2% now.
Homes sold per 12-mo window
025507520122014201620182020202220242026
4 to 77 a year; 10 in the current window.
Sellers who gave up · failed listings per year
05102004200820122016202020242026
Canceled, expired, or withdrawn. 12 quit in 2011; 2 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
86 at the 2022 peak, 23 in the troughs, 23 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,614/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Cypress Bay Market Scorecard

No active listings

Cypress Bay is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$525,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/1
Active/Pend/Sold

Typical home value in the 32223 ZIP is $434,889, about 4.9% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Community & Amenities

Life at Cypress Bay

  • Pool · reported on 1 of 1 listings

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

The Strategy

The Cypress Bay buying strategy.

If we were buying in Cypress Bay today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cypress Bay.

The Quick Decision
Best Buy
Buyers and sellers who want a price built from actual closed sales in a market too thin for guesswork.
Biggest Risk
Prices are down 6.8% year over year and 16% below the 2012 benchmark, so recent appreciation history has not been favorable.
Sweet Spot
A wide build-year range, 1887 to 2024, means a well-maintained or updated home can stand out clearly against older, unmodernized stock.
Avoid If
Zero active listings and a 70.5-day median days-on-market mean this is not the place for a buyer who wants quick options or a seller who needs a fast sale.
The Deep Dive

The Numbers Behind a Thin Market

Cypress Bay counts 457 homes total, built across more than a century — from 1887 to 2024 — with a median year built of 1986. That range means two houses can carry very different systems, finishes, and maintenance histories, which is a bigger driver of eventual sale price here than any particular street or section. The median living area runs to 3,164 square feet, and at a median $188.29 per square foot that scales to the $247,800 median sale price.

Roughly 83.2% of homes carry a homestead exemption, consistent with a market of long-held, owner-occupied properties rather than one cycling through frequent investor turnover. Combined with just 10 closings in the current window and zero active listings as of 2026-07-11, Cypress Bay trades thin: comparable sales are the primary evidence available, and each one carries more weight than it would in a deeper market.

“

The location and the amenities are priced into every listing in Cypress Bay. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the factors that decide how a home in Cypress Bay buys, holds, and resells. Momentum Research; not an appraisal.

5.1C · Buy Score
Long-Term Appreciation2.4/10
Recent Direction4.3/10
Owner Commitment8.3/10
Pricing Power5.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.1). Basis: Long-Term Appreciation -16% since 2012; Recent Direction -6.8% year-over-year; Owner Commitment 83% owner-occupied; Pricing Power 93.2% sale-to-list. Refreshed with each data update.

Why Momentum

Why work with Momentum here

In a community with zero active listings and only 10 recent closings, the comparable-sales record is doing all the work — Momentum tracks Cypress Bay's closed sales, price-per-square-foot, and days-on-market trend directly against the realmls feed so a listing gets priced against what actually sold, not against guesswork in a market with nothing else currently for sale to benchmark against.

The 15-Second Verdict

Cypress Bay in 15 seconds.

Best forBuyers and sellers who want a price built from actual closed sales in a market too thin for guesswork.
Biggest advantageOwner-occupancy runs high, with roughly 83.2% of homes homestead-exempted, pointing to a stable base of long-held properties.
Biggest riskPrices are down 6.8% year over year and 16% below the 2012 benchmark, so recent appreciation history has not been favorable.
Sweet spotA wide build-year range, 1887 to 2024, means a well-maintained or updated home can stand out clearly against older, unmodernized stock.
Avoid ifZero active listings and a 70.5-day median days-on-market mean this is not the place for a buyer who wants quick options or a seller who needs a fast sale.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Cypress Bay buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Cypress Bay.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cypress Bay sales matched to your home.

Selling in Cypress Bay

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Cypress Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Cypress Bay home worth?

Get a no-obligation home value based on real comparable sales in Cypress Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Cypress Bay on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Cypress Bay?
The median sale price in Cypress Bay was $248K over the 12 months ending July 14, 2026 (10 closed sales, realMLS).
How long do homes in Cypress Bay take to sell?
Homes that closed in the 12 months ending July 14, 2026 took a median 71 days on market (10 sales, realMLS).
How many homes are in Cypress Bay?
The Florida DOR 2025 assessment roll shows 457 homes plus 14 vacant residential lots in Cypress Bay (public records).
What share of Cypress Bay is owner-occupied?
83% of Cypress Bay parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cypress Bay built?
Homes in Cypress Bay were built between 1887 and 2024, with a median year built of 1986 (FL DOR 2025 roll).
Do cash buyers compete in Cypress Bay?
Cash buyers took 57% of Cypress Bay sales in the 12 months ending July 2024 (4 of 7 closings, realMLS).
Have Cypress Bay home prices gone up?
The trailing-12-month median is up -16% since 2012, from $295K to $248K (realMLS closed records).
Who is the best real estate agent for Cypress Bay?
The best agent for Cypress Bay is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cypress Bay.
How do I find a top Jacksonville real estate agent who knows Cypress Bay?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cypress Bay and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Cypress Bay?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cypress Bay purchase or sale - no call center and no pressure.
The Verdict

Should you buy in Cypress Bay?

An honest fit check. We will tell you when it is not your community.

Buyers comfortable evaluating a home on its individual condition and build year rather than assuming neighborhood-wide consistency.Excellent fit
Sellers with a well-maintained, updated home who want it priced against real closed comparables rather than list-price competition.Excellent fit
Long-term holders comfortable with a market that has traded flat to down over the past cycle rather than one banking on near-term appreciation.Excellent fit
Buyers who need a wide active inventory to compare before deciding, given there are currently zero active listings.Probably not
Sellers who need a fast turnaround — the median 70.5 days on market argues against a quick-close timeline.Probably not
Investors expecting rapid appreciation, since price is down 6.8% year over year and 16% since 2012.Probably not

Nearby Communities

Explore more neighborhoods near Cypress Bay with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 14, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (6 streets, ZIP 32084/32086/32223))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2001 (263 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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