Cypress Bay in Jacksonville

Cypress Bay Homes for Sale in Jacksonville, FL

Established 1988 · Intracoastal West · ZIP 32224

A small, established cul-de-sac community of well-built single-family homes in Jacksonville's Mandarin area.

Single-family homesCul-de-sac streetsMandarin area
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Cypress Bay

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$525K
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
$205/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Cypress Bay is a small, established community of about 70 well-built single-family homes in Jacksonville's Mandarin area, most on quiet cul-de-sacs (Cypress Bay HOA and listing data, 2026). The read is settled, mid-to-upper value in a sought-after Southside-Mandarin location: roomy homes on a small, low-traffic footprint, where the deciding factors are the individual home's condition, the HOA, and the tax and flood picture. The diligence is ordinary single-family work in a desirable area."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Cypress Bay market snapshot (as of June 25, 2026): the median sale price is about $525K ($205 per sq ft), a buyer-leaning market (limited data). Based on 1 recent closings in live realMLS data.

Cypress Bay is a small single-family community in Jacksonville, Duval County (ZIP 32223), on the east side of Mandarin Road in the Mandarin area (listing data, 2026).

It is a community of about 70 homes, most on cul-de-sacs, with well-built single-family residences reported around 2,200 to 3,200 square feet (Cypress Bay HOA and listing data, 2026). It is an established neighborhood rather than new construction.

The Mandarin location is the draw: a quiet, tree-shaded setting with good access to shopping, dining, and commuting routes, in a sought-after part of the Southside. Confirm the HOA dues and what they cover, and verify the zoned schools by address.

Because the homes vary by age and updates, compare a specific house against the closest recent Cypress Bay sale rather than a broad Mandarin average, and underwrite the roof and systems.

Best for

  • Buyers who want a roomy single-family home in a small, quiet Mandarin community
  • People who value cul-de-sac streets and an established, tree-shaded setting
  • Move-up buyers comfortable with an HOA and an established home

Probably not for

  • Buyers who want new construction or a large-amenity community
  • Anyone seeking an attainable entry price point
  • Buyers unwilling to budget an established home's roof and systems

How Cypress Bay is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
1Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Cypress Bay listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Cypress Bay buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Cypress Bay

Live MLS inventory for Cypress Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Cypress Bay right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Mandarin shopping (San Jose Blvd)~5 to 10 min · retail and dining
Interstate 295~5 to 10 min · the beltway
The Avenues / Town Center area~15 min · shopping and dining
Baptist South / hospitals~10 to 15 min · Southside medical
Downtown Jacksonville~20 to 25 min · north via I-95
St. Augustine~35 to 45 min · south via I-95
Jacksonville beaches~30 min · east via Butler Blvd

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Cypress Bay Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

Ogilvie Estates Homes for Sale in Jacksonville, FLOgilvie Estates Homes for Sale in Jacksonville, FLJacksonville, FL · adjacentMelcon Farm Homes for Sale in Jacksonville, FLMelcon Farm Homes for Sale in Jacksonville, FLJacksonville, FL · 0.3 miMandarin Glen Homes for Sale in Jacksonville, FLMandarin Glen Homes for Sale in Jacksonville, FLJacksonville, FL · 0.5 miMandarinMandarinJacksonville, FL · 0.8 miHunters Point Homes for Sale in Jacksonville, FLHunters Point Homes for Sale in Jacksonville, FLJacksonville, FL · 0.9 miLoretto Homes for Sale in Jacksonville, FLLoretto Homes for Sale in Jacksonville, FLJacksonville, FL · 1.4 miHuntington Forest Homes for Sale in Jacksonville, FLHuntington Forest Homes for Sale in Jacksonville, FLJacksonville, FL · 1.4 miThe Cove at Southwood Homes for Sale in Jacksonville, FLThe Cove at Southwood Homes for Sale in Jacksonville, FLJacksonville, FL · 1.6 miLosco Junction Homes for Sale in Jacksonville, FLLosco Junction Homes for Sale in Jacksonville, FLJacksonville, FL · 1.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Cypress Bay (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Cypress Bay is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Cypress Bay address.

The takeaway

What actually affects a Cypress Bay purchase, sourced and dated. We do not publish rumor.

Recent Developments in Cypress Bay

Our read on what is being built around Cypress Bay, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAs a small, built-out community, the variables are the individual home's condition, the HOA, and the tax and flood picture, not new competing supply.

Small-community scarcity and ordinary diligence

NeutralWith only about 70 homes, inventory is thin and a single sale can shift the picture; the home's roof and systems and the tax and flood picture drive the true cost more than the sticker price does. impact
SignificanceRadius: Per home

Small-community scarcity and ordinary diligence

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Cypress Bay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Duval County millage and the Jacksonville tax bill

    Property taxes here combine Duval County (City of Jacksonville), school, and applicable millage; the Duval County Property Appraiser publishes the adopted rates and each parcel's assessed value (Duval County Property Appraiser, 2024). Why it matters: Pull the actual parcel on the Duval Property Appraiser site before you write, and remember Florida's Save Our Homes 3 percent assessment cap resets toward market value on a sale, so a new owner's tax bill can rise above the prior owner's. Source

Development alerts for Cypress BayGet a short monthly email when something new is approved, funded, or opens near Cypress Bay.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Cypress Bay, this is the order of operations we would run, and the one we run for our clients.

1

Underwrite the specific home. Get the roof age and the condition of the HVAC, electrical, and plumbing for the exact house.

2

Confirm the HOA dues and rules. Get the current assessment, what it covers, and any restrictions before you write.

3

Pull the flood zone and an insurance quote. Get the FEMA flood zone for the specific address and a bindable quote during diligence.

4

Verify the school zoning. Confirm the exact zoned schools for the specific address with the district.

5

Comp within Cypress Bay. With a small community, price the home against the closest recent in-community sale rather than a broad Mandarin average.

Best Buy
A well-kept home with an updated roof and systems on a good cul-de-sac lot, with the HOA and flood zone verified.
Biggest Risk
Deferred roof or systems on an established home; budget for them and confirm the flood zone.
Best Lot
Larger or more private cul-de-sac lots and homes backing to green space carry a premium.
Smart Timing
Inventory is thin in a small community, so be ready to act when a well-kept home comes up.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Cypress Bay is a small single-family community of about 70 homes in Jacksonville, Duval County (ZIP 32223), on the east side of Mandarin Road in the Mandarin area (Cypress Bay HOA and listing data, 2026). Most homes sit on quiet cul-de-sacs, well-built single-family residences reported around 2,200 to 3,200 square feet. The Mandarin location offers a quiet, tree-shaded setting with good access to shopping and commuting routes. Property taxes combine Duval County and school millage (Duval County Property Appraiser, 2024).

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: homes needing updates
$525K to $525K

The lower-cost way in is a home due for cosmetic updates. The Mandarin location and small-community feel hold value; budget for the roof and systems and verify the flood zone before you commit.

Lowest entry
Mid: updated single-family homes
$525K to $525K

The core of Cypress Bay is updated single-family homes around the typical 2,200 to 3,200 square foot size. The update level, the lot, and condition separate these more than floor plan does.

Most inventory
High: the largest or most updated homes
$525K to $525K

The top of the community is the largest or most fully updated homes on the best cul-de-sac lots. Price each on its condition and lot rather than a community-wide number.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$525K to $525K
Entry: homes needing updates
The lower-cost way in is a home due for cosmetic updates. The Mandarin location and small-community feel hold value; budget for the roof and systems and verify the flood zone before you commit.
$525K to $525K
Mid: updated single-family homes
The core of Cypress Bay is updated single-family homes around the typical 2,200 to 3,200 square foot size. The update level, the lot, and condition separate these more than floor plan does.
$525K to $525K
High: the largest or most updated homes
The top of the community is the largest or most fully updated homes on the best cul-de-sac lots. Price each on its condition and lot rather than a community-wide number.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Cypress Bay

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Cypress Bay is a small, quiet, well-built Mandarin community where scarcity and location support value. The deal is in a sound home with verified systems, not in the lowest number, since few homes trade here.

Jon Brooks · Founder, Momentum Realty
7.5B+ · Buy Score
Resale Strength7.7/10
Renovation Risk6.0/10
Location Efficiency8.2/10
Long-Term Defensibility7.6/10
Carrying Cost Advantage7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Cypress Bay is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Larger or more private cul-de-sac lots carry a premium.
  • Interior lots are the value play if privacy is secondary.
  • Scarcity supports value; comp within the small community, not the wider Mandarin area.

In Cypress Bay, the cul-de-sac lot and the home's condition drive value, with larger or more private lots and those backing to green space carrying a premium. The small-community scarcity and the sought-after Mandarin location support value, while the roof and systems set the carrying cost on an established home. Because only about 70 homes trade here, compare a specific house against the closest recent Cypress Bay sale rather than a broad Mandarin average.

Cypress Bay in 15 seconds.

Best forBuyers who want a roomy single-family home in a small, quiet, sought-after Mandarin community.
Strong onSetting and location: cul-de-sac streets and well-built homes in a desirable, central Mandarin location.
WatchThin inventory in a small community, and roof and systems on established homes; underwrite the specific house.
Not forBuyers who want new construction, a large-amenity community, or an attainable entry price.
The edgeA small, well-built community in a sought-after Mandarin location holds value through scarcity.

HOA, CDD & Fees

15-Second Take
  • Cypress Bay is a small HOA community; verify the current dues and inclusions.
  • Expect a modest assessment for common-area upkeep rather than a resort-amenity fee.
  • Budget your own home maintenance on an established home.

Cypress Bay is governed by a homeowners association that maintains the common areas of this small community (Cypress Bay HOA, 2026). Confirm the current dues, what they cover, and any rules directly with the association before you write, because we do not publish a figure we have not verified.

Association dues here typically fund common-area and entrance upkeep rather than a large amenity campus; confirm the exact inclusions in the current budget.

There is no golf course or large clubhouse; the appeal is the small, quiet, well-built community and the sought-after Mandarin location.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Cypress Bay, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Cypress Meadows, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Cypress Bay home worth?

Get a no-obligation home value based on real comparable sales in Cypress Bay matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Cypress Bay on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,609/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Cypress Bay Market Scorecard

No active listings

Cypress Bay is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$525,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/1
Active/Pend/Sold

Typical home value in the 32223 ZIP is $431,973, about 5.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

How big is Cypress Bay?
It is a small community of about 70 single-family homes, most on cul-de-sacs, in Jacksonville's Mandarin area (Cypress Bay HOA and listing data, 2026).
What kinds of homes are in Cypress Bay?
Well-built single-family homes reported around 2,200 to 3,200 square feet, varying by age and updates.
Where is Cypress Bay?
It is on the east side of Mandarin Road in Jacksonville's Mandarin area, Duval County (ZIP 32223).
What are the HOA dues?
Dues are set by the Cypress Bay HOA and fund the common areas. Confirm the current amount, inclusions, and any rules with the association, as we do not publish an unverified figure.
Is Cypress Bay the same as Cypress Bay Cove?
No. Cypress Bay Cove is a separate, nearby luxury community in Mandarin. Confirm which community a specific home is in.
What should I check on a home here?
Get the roof age and the condition of the HVAC, electrical, and plumbing, plus the flood zone, for the specific home.
What flood zone is Cypress Bay in?
Flood zones can vary by parcel. Pull the FEMA flood zone for the specific address and get a bindable insurance quote during diligence.
What are the property taxes like?
Taxes combine Duval County and school millage; pull the parcel on the Duval Property Appraiser site (2024), and account for the Save Our Homes reset on a sale.
What schools serve Cypress Bay?
It is in Duval County Public Schools, in the Mandarin attendance area; assignments are set by address. Verify the exact zoned schools for a specific home with the district.
How is the market here right now?
Inventory is thin in a small community, so a single listing can move the picture. Confirm current active and recently sold homes, and use the live listings on this page.
What gives a home a premium?
A larger or more private cul-de-sac lot, backing to green space, and recent updates carry a premium over interior or original homes.
Is Cypress Bay a good investment?
A small, well-built community in a sought-after Mandarin location supports durable demand through scarcity, but value turns on the specific home's condition, so underwrite the bones and run the numbers before deciding.
Who is the best real estate agent for Cypress Bay Real Estate?
The best agent for Cypress Bay Real Estate is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cypress Bay Real Estate.
How do I find a top Jacksonville real estate agent who knows Cypress Bay Real Estate?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cypress Bay Real Estate and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Cypress Bay Real Estate?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cypress Bay Real Estate purchase or sale - no call center and no pressure.
You want a roomy single-family home in a small, quiet Mandarin communityExcellent fit
You value cul-de-sac streets and an established, tree-shaded settingExcellent fit
You are comfortable with an HOA and an established homeExcellent fit
You want new construction or a large-amenity communityProbably not
You want an attainable entry price pointProbably not
You are not prepared to budget an established home's roof and systemsProbably not

Get the inside read on Cypress Bay

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Cypress Bay home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Cypress Bay specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

Get my Duval County cash offer →

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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