Three Oaks
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Three Oaks is a small, tightly built pocket of Jacksonville — just 31 homes, all raised between 2011 and 2014, with a median year built of 2013. That newer-construction, larger-footprint profile (median living area of 3,254 square feet) is what sets the price floor here: the median sale sits at $614,500, or $205.96 per square foot. With 90.3% of homes carrying a homestead exemption, this reads as a community of long-term owners rather than a churn-heavy resale market, which keeps supply naturally tight.
That tightness shows up directly in the numbers a buyer or seller needs to see: zero active listings and only 4 closings in the measured window, against a median 100 days on market. Prices are down 3.2% year over year, but still up 92% since 2012 — so the near-term read is a modest cooling off a much larger long-run gain, in a market too thin to trade on month-to-month noise. A market heat score of 19 confirms the pace is slow, which favors buyers willing to wait for the right listing and sellers who price to the data rather than to sentiment.
Three Oaks right now
🟡 Off the recent peak. The trailing-12-month median ($599K) is down 5.4% from the prior 12 months ($633K) and up 87% since 2012. With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 5. Confidence: Low (3 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 5, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Three Oaks market snapshot (as of August 5, 2026): the median sale price is about $599K ($205 per sq ft over the trailing 12 months of closed sales), and a median 75 days on market for closed sales. The trailing-12-month median is down 5% from the prior 12 months and up 87% since 2012, computed from record-level realMLS closed sales (3 closings in the current window).
Three Oaks is a community of 31 homes in Jacksonville, Duval County, built between 2011 and 2014 (median 2013), with a median living area of about 3,254 square feet. 90% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Three Oaks is a compact, single-build-era community in Jacksonville (Duval County) where every home dates to 2011–2014 and a high homestead-exemption share points to a stable, owner-held core rather than an actively churning resale pipeline.
The setting & the homes.
Aerial and on-site photos of Three Oaks. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Three OaksPhotos from realMLS listings in Three Oaks; content deemed reliable but not guaranteed.
Who Three Oaks is best for.
Best for
- A buyer targeting a larger, newer-construction home near the $614,500 median and comfortable waiting out a thin listing cycle.
- A move-up buyer prioritizing more living space (median 3,254 square feet) over a wide range of price points or home styles.
- A patient seller who wants to price against the full 92%-since-2012 trend rather than react to a single soft year-over-year print.
Probably not for
- A buyer who needs multiple homes to compare or tour before deciding — with zero active listings, choice is often not available.
- Anyone on a fast closing timeline, given a 100-day median days-on-market in a market this thin.
- A buyer looking for on-site community amenities — MLS data reports off-site management only, so amenities and access should be confirmed with the HOA directly.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 5 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($599K) IS the median in the snapshot above, and the move from 2025 ($633K) IS the -5.4% one-year change.
Windows contain 0 to 10 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Sarasota County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Sarasota County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Three Oaks Market Scorecard
Three Oaks is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32223 ZIP is $438,421, about 4.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Three Oaks, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Three Oaks on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Three Oaks
- Management - Off Site · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Sarasota County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Three Oaks listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Three Oaks address.
The Three Oaks buying strategy.
If we were buying in Three Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Three Oaks.
A tight, newer-built pocket with almost no turnover
Scale is the first thing to understand about Three Oaks: 31 homes total, built in a narrow window from 2011 to 2014, with a median year built of 2013. That consistency in age and a median living area of 3,254 square feet point to larger, similarly specified homes rather than a mixed-vintage neighborhood — which is part of why the median price lands at $614,500 ($205.96 per square foot) with less variance driven by condition or era than you'd see in an older, more patchwork community.
The amenities picture is minimal and administrative — MLS listings report off-site management only, so buyers and sellers should verify current amenities and access directly with the HOA rather than assume on-site facilities. Combine that with 90.3% of homes carrying a homestead exemption and zero active listings at the time of this snapshot, and the picture is a community that rarely turns over: only 4 closings in the measured window, a median 100 days on market, and a market heat score of 19. Values are down 3.2% year over year but remain up 92% since 2012, meaning the long-run trend is still strongly positive even as the current pace is slow.
The location and the amenities are priced into every listing in Three Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Three Oaks buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.1). Basis: Long-Term Appreciation +87% since 2012; Recent Direction -5.4% year-over-year; Owner Commitment 90% owner-occupied; Pricing Power 97.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With zero active listings and just 4 closings in the recent window, Three Oaks isn't a community you shop by scrolling a portal — it's one you track. Momentum watches this kind of thin, single-era inventory closely enough to flag a listing the moment it surfaces, price it against the real $614,500 / $205.96-per-square-foot baseline instead of stale comps, and help a seller read a 100-day median market and a -3.2% year-over-year print correctly against the 92% gain since 2012, so pricing decisions reflect the full trend, not just the latest tick.
Three Oaks in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Three Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Three Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Three Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Three Oaks home worth?
Get a no-obligation home value based on real comparable sales in Three Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Three Oaks on the map →
Frequently Asked Questions
What is the median home price in Three Oaks?
How long do homes in Three Oaks take to sell?
How many homes are in Three Oaks?
What share of Three Oaks is owner-occupied?
When were the homes in Three Oaks built?
Do cash buyers compete in Three Oaks?
Have Three Oaks home prices gone up?
What schools serve Three Oaks?
Who is the best real estate agent for Three Oaks?
How do I find a top Jacksonville real estate agent who knows Three Oaks?
Can Momentum Realty connect me with an agent for Three Oaks?
Should you buy in Three Oaks?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Three Oaks with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 5, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 5, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32223)) |
| Under-contract shares | realMLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2012 (51 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Three Oaks fits the bigger picture — live prices, inventory, and Momentum Scores: