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Three Oaks in Jacksonville

Three Oaks
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32223
31 homesBuilt 2011–2014Median sale $614K
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Talk to a Three Oaks Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
19/100
Market Heat
Cooler than normal
2013 → 2026 · 83 at the 2021 peak
0 is Three Oaks's coldest market since 2013, 100 its hottest. Today: 19. How it's scored
Built fromLive realMLS data14 years of closingsFL DOR public recordsUpdated twice daily
Live · Three Oaks Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$614K
Median sold · 12 mo
down 3.2% vs the prior 12 months
-3.2%
1-yr price change
n = 4 and 3 sales in the two windows
$206/sf
Sold $/sqft · 12 mo
peak $209 in 2025
94.6%
Sale vs ask
+92%
T12M median vs 2012
from a $320K median in 2012
Tempo
100days
Median DOM · closed
14 days at the 2019 low
0 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
90%
Owner-occupied · Three Oaks
28 of 31 parcels homesteaded (FL DOR 2025)
10%
Non-owner-occupied · Three Oaks
incl. 0% trust or LLC-held · 6% out-of-state
33%
Cash buyers · Three Oaks
1 of 3 sales, 12 mo ending July 2024
31
Homes in the community
31 residential parcels (FL DOR 2025)
Track record · 14 years of records
Est. 2011
Community established
homes built 2011-2014, median 2013 (FL DOR 2025)
1
Failed listings · 2026
peaked at 4 in 2016
2,907sqft
Median sold home size
12-mo windows, closed sales
12.9%/yr
Turnover rate
about 4 of 31 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Three Oaks is a small, tightly built pocket of Jacksonville — just 31 homes, all raised between 2011 and 2014, with a median year built of 2013. That newer-construction, larger-footprint profile (median living area of 3,254 square feet) is what sets the price floor here: the median sale sits at $614,500, or $205.96 per square foot. With 90.3% of homes carrying a homestead exemption, this reads as a community of long-term owners rather than a churn-heavy resale market, which keeps supply naturally tight.

That tightness shows up directly in the numbers a buyer or seller needs to see: zero active listings and only 4 closings in the measured window, against a median 100 days on market. Prices are down 3.2% year over year, but still up 92% since 2012 — so the near-term read is a modest cooling off a much larger long-run gain, in a market too thin to trade on month-to-month noise. A market heat score of 19 confirms the pace is slow, which favors buyers willing to wait for the right listing and sellers who price to the data rather than to sentiment.

Three Oaks Housing Pulse · Momentum Research · as of July 14, 2026

Three Oaks right now

🟡 Off the recent peak. The trailing-12-month median ($614K) is down 3.2% from the prior 12 months ($635K) and up 92% since 2012. With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Low (4 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Three Oaks market snapshot (as of July 14, 2026): the median sale price is about $614K ($206 per sq ft over the trailing 12 months of closed sales), and a median 100 days on market for closed sales. The trailing-12-month median is down 3% from the prior 12 months and up 92% since 2012, computed from record-level realMLS closed sales (4 closings in the current window).

Three Oaks is a community of 31 homes in Jacksonville, Duval County, built between 2011 and 2014 (median 2013), with a median living area of about 3,254 square feet. 90% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Three Oaks is a compact, single-build-era community in Jacksonville (Duval County) where every home dates to 2011–2014 and a high homestead-exemption share points to a stable, owner-held core rather than an actively churning resale pipeline.

Best for

  • A buyer targeting a larger, newer-construction home near the $614,500 median and comfortable waiting out a thin listing cycle.
  • A move-up buyer prioritizing more living space (median 3,254 square feet) over a wide range of price points or home styles.
  • A patient seller who wants to price against the full 92%-since-2012 trend rather than react to a single soft year-over-year print.

Probably not for

  • A buyer who needs multiple homes to compare or tour before deciding — with zero active listings, choice is often not available.
  • Anyone on a fast closing timeline, given a 100-day median days-on-market in a market this thin.
  • A buyer looking for on-site community amenities — MLS data reports off-site management only, so amenities and access should be confirmed with the HOA directly.
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How Three Oaks is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
24Median days on marketdays
0 : 0Under contract vs for salestrong demand
4Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 30, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Three Oaks listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Three Oaks buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Three Oaks

Live MLS inventory for Three Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Three Oaks right now, so its recent closed sales are shown, as of 2026-06-30, priced high to low. Source: Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Three Oaks trades brand-new construction for an established custom home in a central Sarasota location, with quick I-75 access carrying you to downtown, the airport, and the Gulf beaches.

Interstate 75 (Clark Road)~5 min · interstate access
Doctor's Hospital of Sarasota~5 to 10 min · local hospital
Westfield Sarasota Square area~10 min · shopping
Siesta Key Beach~20 to 30 min · Gulf beach
Downtown Sarasota~15 to 20 min · via Clark or Bee Ridge
Sarasota Bradenton International Airport~25 to 30 min · via I-75
Venice~25 to 35 min · south on I-75

Distances and drive times are approximate and vary with traffic and your exact parcel. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Three Oaks Homes for Sale in Sarasota, FL with Momentum Realty’s local guides.

APAshton Pointe Homes for Sale in Sarasota, FLSarasota, FL · 0.1 miCCCalumet at Centergate Homes for Sale in Sarasota, FLSarasota, FL · 0.3 miCGCenter Gate EstatesVillage 4 Homes for Sale in Sarasota, FLSarasota, FL · 0.3 miAdmirals Walk Homes for Sale in Sarasota, FLAdmirals Walk Homes for Sale in Sarasota, FLSarasota, FL · 0.4 miSHStoneridge Homes for Sale in Sarasota, FLSarasota, FL · 0.5 miCGColony Groves Homes for Sale in Sarasota, FLSarasota, FL · 0.6 miPEPromenade Estateson Palmer Ranch Homes for Sale in Sarasota, FLSarasota, FL · 0.7 miWCWellington Chase Homes for Sale in Sarasota, FLSarasota, FL · 0.7 miRLRivo Lakes Homes for Sale in Sarasota, FLSarasota, FL · 0.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Three Oaks (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Sarasota County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Three Oaks is served by Sarasota County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Sarasota County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Three Oaks address.

The takeaway

What is actually shaping value around Three Oaks: the I-75 interchange improvements near Clark Road, the broader Sarasota County growth and infrastructure investment, and the established custom-home dynamics of the community itself. Each item is sourced and linked.

Recent Developments in Three Oaks

Our read on what is being built around Three Oaks, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishSarasota County's growth and the I-75 interchange investments point to steady demand for central, established locations, with the watch item being how older custom homes hold up on condition against newer stock farther east.

I-75 at Clark Road interchange improvements

2025
BullishMajor impact
SignificanceRadius: Area

FDOT plans to reconstruct the nearby I-75 and Clark Road interchange to a diverging diamond, improving the interstate access that supports central Sarasota locations like Three Oaks.

Sarasota County growth and migration

2025
BullishNotable impact
SignificanceRadius: County

Continued inbound migration to Sarasota County keeps demand steady for established, centrally located single-family homes.

Established custom-home stock means condition risk

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Homes here are custom builds from the late 1990s and 2000s, so roof, systems, and pool condition drive value and must be read per home.

Central I-75 location near beaches and care

Ongoing
BullishNotable impact
SignificanceRadius: Area

Quick I-75 access plus proximity to Sarasota beaches, shopping, and Doctor's Hospital underpins the location case that supports demand.

HOA and architectural review

Ongoing
NeutralMinor impact
SignificanceRadius: Community

Deed restrictions and architectural review maintain the look of the streets, so confirm the dues and rules that apply to the specific home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Three Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Infrastructure

    I-75 and Clark Road interchange set for diverging diamond reconstruction

    FDOT is advancing improvements to the I-75 interchange at Clark Road (SR 72) in Sarasota County, including reconstruction to a diverging diamond interchange and auxiliary lanes on I-75, improving access near Three Oaks. Why it matters: Upgraded interstate access just north of Proctor Road reinforces the central-location case for established Sarasota communities. Source

  2. December 2024
    Market

    Sarasota County growth and infrastructure investment continue into 2025

    Local coverage of the year ahead notes continued Sarasota County growth, major interchange projects on I-75, and county investment, including the relocation of county government facilities and roadway expansions. Why it matters: Sustained county growth and infrastructure spending support demand for centrally located, established single-family homes. Source

Development alerts for Three OaksGet a short monthly email when something new is approved, funded, or opens near Three Oaks.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Three Oaks, this is the order of operations we would run, and the one we run for our clients.

1

Read the specific home first. Three Oaks is custom built by several builders, so plans, finishes, and condition vary a lot from house to house.

2

Budget the roof, systems, and pool. Most homes are two decades or more old with caged pools, so quote the roof age and the pool condition early.

3

Confirm the HOA dues and deed restrictions. An association with architectural review governs the community, so verify the exact fees and rules for the parcel.

4

Check the lot and pond exposure. Homes sit around three ponds and a lake preserve, so the specific lot and water view drive value within the community.

5

Use the central location, and cross-shop a deed-restricted Sarasota peer such as Cascades at Sarasota if amenities outrank custom character.

Best Buy
An updated custom home on a strong lot with a recent roof
Biggest Risk
Underbudgeting roof, systems, and pool on an older custom home
Best Lot
A higher, drier parcel with a desirable pond or preserve exposure
Smart Timing
Confirm the HOA dues, restrictions, and roof age before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Three Oaks is a deed-restricted custom-home community rather than an amenity-heavy master plan, so the lifestyle is quiet, established single-family living on mature, tree-lined streets around three ponds and a freshwater lake preserve. The community is organized in a north section and a south section, both off Proctor Road, with a homeowners association and architectural review maintaining the look of the streets. There is no large clubhouse or golf course inside the community; the draw is the central Sarasota location near I-75, beaches, shopping, and medical care including Doctor's Hospital. Confirm the specific home's HOA dues and deed restrictions before you buy.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry
$582K to $599K

A dated custom home that needs roof, systems, or pool work, the value way into an established Sarasota address.

Lowest entry
The Updated Core
$599K to $635K

A renovated custom home with a recent roof on a solid lot, the heart of the resale market here.

Most inventory
The Top
$635K to $635K

A larger updated custom home on a premium pond or preserve lot, the homes that hold value best in the community.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$582K to $599K
The Entry
A dated custom home that needs roof, systems, or pool work, the value way into an established Sarasota address.
$599K to $635K
The Updated Core
A renovated custom home with a recent roof on a solid lot, the heart of the resale market here.
$635K to $635K
The Top
A larger updated custom home on a premium pond or preserve lot, the homes that hold value best in the community.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within SarasotaStrong
Established custom communityPositive
HOA and deed-restriction postureConfirm per home
Home condition and systemsVerify per home
Lot and flood readVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Three Oaks

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Three Oaks is one small custom-home community, not a production tract. The deal is won or lost on the specific home, its condition, and the lot.

Jon Brooks · Founder, Momentum Realty
7.3B · Buy Score
Resale Strength7.2/10
Renovation Risk5.0/10
Location Efficiency8.0/10
Long-Term Defensibility7.2/10
Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Three Oaks is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Lots sit around three ponds and a lake preserve
  • Pond and preserve exposure drives value within the community
  • Verify the FEMA flood zone for the exact address
  • Higher, drier parcels hold value better
  • Read the lot and water view before the finishes

In a small custom-home community like Three Oaks, the lot is the part of your money the market protects. Homes sit around three ponds and a freshwater lake preserve, so pond and preserve exposure, plus a higher, drier parcel outside the flood zone, hold value better than interior or low-lying lots. The house can be renovated; the lot and the water view cannot. Read the parcel and the flood map first, then price the condition of the custom home against it.

Three Oaks in 15 seconds.

Best forBuyers who want an established custom home in a central Sarasota location.
Biggest advantageCustom character and I-75 access close to beaches, shopping, and medical care.
Biggest riskRoof, systems, and pool condition on a custom home two decades or more old.
Sweet spotAn updated custom home on a strong lot with a recent roof and systems.
Avoid ifYou want new construction with a warranty or a large amenity master plan.

HOA & Deed Restrictions

15-Second Take
  • HOA with deed restrictions and architectural review
  • Dues fund common areas, ponds, and preserve upkeep
  • Confirm the exact dues and any special assessment per home
  • CDD is not typical here, but verify the tax bill
  • Budget a roof and pool reserve on an older custom home

Three Oaks is governed by a homeowners association with deed restrictions and architectural review. Dues fund common areas, the ponds and preserve, and association administration. A CDD assessment is not typical for an established community of this era, but confirm the exact HOA line and any special assessment for the specific home.

HOA dues typically cover common-area and pond or preserve upkeep and the architectural-review function that maintains the look of the streets. Confirm what is included and any reserves for the specific home before you buy.

The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Three Oaks, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Cascades at Sarasota, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Three Oaks home worth?

Get a no-obligation home value based on real comparable sales in Three Oaks matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Three Oaks on the map →

Real comps, not an automated estimate.
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Windows contain 0 to 12 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$300K$400K$500K$600K20122014201620182020202220242026
Down 3.2% year over year; up 92% since 2012.
Every sale since 2012 · price vs size
$0$200K$400K$600K3k4k
51 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$20020122014201620182020202220242026
Up from $105 in 2012 to a $209 peak in 2025; $206 now.
Median days on market · closed sales
010020030020122014201620182020202220242026
14 days at the 2019 low; 100 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
94.6% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
0 to 12 a year; 4 in the current window.
Sellers who gave up · failed listings per year
02420102016201820242026
Canceled, expired, or withdrawn. 4 quit in 2016; 1 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620202026
83 at the 2021 peak, 19 in the troughs, 19 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Sarasota County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,197/mo
Sarasota County typical true cost to own
$177/mo
Sarasota County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Three Oaks Market Scorecard

No active listings

Three Oaks is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$614,500
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/4
Active/Pend/Sold

Typical home value in the 32223 ZIP is $434,889, about 4.9% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

  • Management - Off Site · reported on 1 of 4 listings

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Sarasota County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Three Oaks address.

If we were buying in Three Oaks today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Three Oaks.

Best Buy
Buyers set on a newer-built, larger-footprint home in Jacksonville who can be patient for the right listing to surface.
Biggest Risk
With zero active listings and only 4 closings tracked in the window, there may simply be nothing to buy or compare against for months at a time.
Sweet Spot
A buyer targeting a 3,254-square-foot-class home near the $614,500 median who isn't in a hurry.
Avoid If
You need to buy or sell on a tight timeline — a 100-day median and near-zero inventory don't support fast transactions.

A tight, newer-built pocket with almost no turnover

Scale is the first thing to understand about Three Oaks: 31 homes total, built in a narrow window from 2011 to 2014, with a median year built of 2013. That consistency in age and a median living area of 3,254 square feet point to larger, similarly specified homes rather than a mixed-vintage neighborhood — which is part of why the median price lands at $614,500 ($205.96 per square foot) with less variance driven by condition or era than you'd see in an older, more patchwork community.

The amenities picture is minimal and administrative — MLS listings report off-site management only, so buyers and sellers should verify current amenities and access directly with the HOA rather than assume on-site facilities. Combine that with 90.3% of homes carrying a homestead exemption and zero active listings at the time of this snapshot, and the picture is a community that rarely turns over: only 4 closings in the measured window, a median 100 days on market, and a market heat score of 19. Values are down 3.2% year over year but remain up 92% since 2012, meaning the long-run trend is still strongly positive even as the current pace is slow.

The location and the amenities are priced into every listing in Three Oaks. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.8B- · Buy Score
Long-Term Appreciation6.7/10
Recent Direction5.2/10
Owner Commitment9.0/10
Pricing Power6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.8). Basis: Long-Term Appreciation +92% since 2012; Recent Direction -3.2% year-over-year; Owner Commitment 90% owner-occupied; Pricing Power 94.6% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With zero active listings and just 4 closings in the recent window, Three Oaks isn't a community you shop by scrolling a portal — it's one you track. Momentum watches this kind of thin, single-era inventory closely enough to flag a listing the moment it surfaces, price it against the real $614,500 / $205.96-per-square-foot baseline instead of stale comps, and help a seller read a 100-day median market and a -3.2% year-over-year print correctly against the 92% gain since 2012, so pricing decisions reflect the full trend, not just the latest tick.

Three Oaks in 15 seconds.

Best forBuyers set on a newer-built, larger-footprint home in Jacksonville who can be patient for the right listing to surface.
Biggest advantageA tightly built, single-era home stock (2011–2014) with a high owner-occupancy signal keeps quality consistent and supply naturally constrained.
Biggest riskWith zero active listings and only 4 closings tracked in the window, there may simply be nothing to buy or compare against for months at a time.
Sweet spotA buyer targeting a 3,254-square-foot-class home near the $614,500 median who isn't in a hurry.
Avoid ifYou need to buy or sell on a tight timeline — a 100-day median and near-zero inventory don't support fast transactions.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Three Oaks sales matched to your home.

What is your Three Oaks home worth?

Get a no-obligation home value based on real comparable sales in Three Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Three Oaks?
The median sale price in Three Oaks was $614K over the 12 months ending July 14, 2026 (4 closed sales, realMLS).
How long do homes in Three Oaks take to sell?
Homes that closed in the 12 months ending July 14, 2026 took a median 100 days on market (4 sales, realMLS).
How many homes are in Three Oaks?
The Florida DOR 2025 assessment roll shows 31 homes in Three Oaks (public records).
What share of Three Oaks is owner-occupied?
90% of Three Oaks parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Three Oaks built?
Homes in Three Oaks were built between 2011 and 2014, with a median year built of 2013 (FL DOR 2025 roll).
Do cash buyers compete in Three Oaks?
Cash buyers took 33% of Three Oaks sales in the 12 months ending July 2024 (1 of 3 closings, realMLS).
Have Three Oaks home prices gone up?
The trailing-12-month median is up 92% since 2012, from $320K to $614K (realMLS closed records).
What schools serve Three Oaks?
Three Oaks is served by Duval County Public Schools, typically Sarasota County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Three Oaks?
The best agent for Three Oaks is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Three Oaks.
How do I find a top Jacksonville real estate agent who knows Three Oaks?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Three Oaks and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Three Oaks?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Three Oaks purchase or sale - no call center and no pressure.
A buyer targeting a larger, newer-construction home near the $614,500 median and comfortable waiting out a thin listing cycle.Excellent fit
A move-up buyer prioritizing more living space (median 3,254 square feet) over a wide range of price points or home styles.Excellent fit
A patient seller who wants to price against the full 92%-since-2012 trend rather than react to a single soft year-over-year print.Excellent fit
A buyer who needs multiple homes to compare or tour before deciding — with zero active listings, choice is often not available.Probably not
Anyone on a fast closing timeline, given a 100-day median days-on-market in a market this thin.Probably not
A buyer looking for on-site community amenities — MLS data reports off-site management only, so amenities and access should be confirmed with the HOA directly.Probably not

Nearby Communities

Explore more neighborhoods near Three Oaks with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 14, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32223))
Under-contract sharesrealMLS records, as of 2026-07-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2012 (51 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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