Three Oaks
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of RE/MAX SPECIALISTS · via realMLS

Three Oaks is a small, tightly built pocket of Jacksonville — just 31 homes, all raised between 2011 and 2014, with a median year built of 2013. That newer-construction, larger-footprint profile (median living area of 3,254 square feet) is what sets the price floor here: the median sale sits at $614,500, or $205.96 per square foot. With 90.3% of homes carrying a homestead exemption, this reads as a community of long-term owners rather than a churn-heavy resale market, which keeps supply naturally tight.
That tightness shows up directly in the numbers a buyer or seller needs to see: zero active listings and only 4 closings in the measured window, against a median 100 days on market. Prices are down 3.2% year over year, but still up 92% since 2012 — so the near-term read is a modest cooling off a much larger long-run gain, in a market too thin to trade on month-to-month noise. A market heat score of 19 confirms the pace is slow, which favors buyers willing to wait for the right listing and sellers who price to the data rather than to sentiment.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Three Oaks is a compact, single-build-era community in Jacksonville (Duval County) where every home dates to 2011–2014 and a high homestead-exemption share points to a stable, owner-held core rather than an actively churning resale pipeline.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Three Oaks. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Three Oaks; content deemed reliable but not guaranteed.
Who Three Oaks is best for.
Best for
- A buyer targeting a larger, newer-construction home near the $614,500 median and comfortable waiting out a thin listing cycle.
- A move-up buyer prioritizing more living space (median 3,254 square feet) over a wide range of price points or home styles.
- A patient seller who wants to price against the full 92%-since-2012 trend rather than react to a single soft year-over-year print.
Probably not for
- A buyer who needs multiple homes to compare or tour before deciding — with zero active listings, choice is often not available.
- Anyone on a fast closing timeline, given a 100-day median days-on-market in a market this thin.
- A buyer looking for on-site community amenities — MLS data reports off-site management only, so amenities and access should be confirmed with the HOA directly.
The market around Three Oaks
Three Oaks is too small for its own price trend, so here is the market around it.
In ZIP 32223, 121 homes are on the market and 35% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 4,404 homes are active and 1,546 pending (26% under contract).
ZIP and county figures describe the wider market, not Three Oaks specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Three Oaks, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Life at Three Oaks
- Management - Off Site · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Sarasota County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Three Oaks listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Three Oaks address.
The Three Oaks buying strategy.
If we were buying in Three Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Three Oaks.
A tight, newer-built pocket with almost no turnover
Scale is the first thing to understand about Three Oaks: 31 homes total, built in a narrow window from 2011 to 2014, with a median year built of 2013. That consistency in age and a median living area of 3,254 square feet point to larger, similarly specified homes rather than a mixed-vintage neighborhood — which is part of why the median price lands at $614,500 ($205.96 per square foot) with less variance driven by condition or era than you'd see in an older, more patchwork community.
The amenities picture is minimal and administrative — MLS listings report off-site management only, so buyers and sellers should verify current amenities and access directly with the HOA rather than assume on-site facilities. Combine that with 90.3% of homes carrying a homestead exemption and zero active listings at the time of this snapshot, and the picture is a community that rarely turns over: only 4 closings in the measured window, a median 100 days on market, and a market heat score of 19. Values are down 3.2% year over year but remain up 92% since 2012, meaning the long-run trend is still strongly positive even as the current pace is slow.
The location and the amenities are priced into every listing in Three Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With zero active listings and just 4 closings in the recent window, Three Oaks isn't a community you shop by scrolling a portal — it's one you track. Momentum watches this kind of thin, single-era inventory closely enough to flag a listing the moment it surfaces, price it against the real $614,500 / $205.96-per-square-foot baseline instead of stale comps, and help a seller read a 100-day median market and a -3.2% year-over-year print correctly against the 92% gain since 2012, so pricing decisions reflect the full trend, not just the latest tick.
Three Oaks in 15 seconds.
Tools for a Three Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Three Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Three Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Three Oaks home worth?
Get a no-obligation home value based on real comparable sales in Three Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Three Oaks on the map →
Ask an agent about Three Oaks
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Three Oaks will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Three Oaks?
What share of Three Oaks is owner-occupied?
When were the homes in Three Oaks built?
What schools serve Three Oaks?
Who is the best real estate agent for Three Oaks?
How do I find a top Jacksonville real estate agent who knows Three Oaks?
Can Momentum Realty connect me with an agent for Three Oaks?
Should you buy in Three Oaks?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Three Oaks with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 18, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32223)) |
| Under-contract shares | realMLS records, as of 2026-10-18 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2012 (51 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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