Esprit
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of November 2026, esprit in St Cloud, FL has 13 homes for sale and 4 pending, asking from $339,000 to $555,000 (median $380,000). Over the 12 months ending 2026-09-20, 23 recorded sales closed at a median of $418,000 (+1% versus the prior year's median), $187 per square foot, a median 26 days on market, sellers accepting 97% of original asking. Homes listed or recently sold were built 2006 - 2018; 29 of 29 report an HOA (median $85/mo); 3 of the 29 geocoded homes sit in a FEMA special flood hazard zone (median elevation 71 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,370 ($5,770 with the full homestead exemption).
Last 30 days in Esprit: 2 new listings (median asking $399,950), 4 under contract right now, 2 closed sales (median $323,700). As of November 5, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Esprit
Live MLS inventory for Esprit. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 141 daysTop listing
Active · 258 days
Active · 20 days
Active · 147 days
Active · 159 days
Active · 70 days
Active · 31 days
Active · 291 days
Active · 136 days
Active · 71 days
Active · 96 days
Active · 12 days
Active · 230 days
Under Contract · 25 daysActive and pending Esprit listings as of 2026-11-05, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. Tap any home to ask about it.
Price in Esprit is driven mostly by condition and square footage, not location swings. The median sits at $418,000 against a median living area of about 2,334 square feet, which pencils out to roughly $187 per square foot. With homes built across a 2006 - 2018 span, the spread between an updated interior and an original one is where the real negotiation happens.
The posture here is genuinely balanced: about 5.4 months of supply, a median of 26 days on market, and year-over-year movement essentially flat at 0.6%. That means neither side holds a structural edge. Sellers who price to recent closings and present well still move at a reasonable clip; buyers have enough standing inventory to compare and negotiate without rushing.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Esprit right now
🟡 Balanced market. 5.4 months of supply and 28% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Very High (18 active and pending listings, 23 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($418K) is up 0.6% from the prior 12 months ($415K). With about 16 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: High (23 and 18 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 6, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Esprit market snapshot (as of September 20, 2026): the median sale price is about $418K ($187 per sq ft over the trailing 12 months of closed sales), a median 26 days on market for closed sales, and 5.4 months of supply, a balanced market. The trailing-12-month median is up 1% from the prior 12 months, computed from record-level Stellar MLS closed sales (23 closings in the current window).
In ZIP 34772 (St Cloud), 1,994 homes closed in the last 12 months at a median of $410K ($206/sq ft), down 1.0% year over year, with a median 43 days on market. Right now 321 active and 158 pending listings put supply at about 1.9 months - a healthy market. See the live ZIP 34772 housing market and the Osceola County market.
County records show 24 qualified sales in esprit across 2024 - 2025 (16 in 2024, 8 in 2025), median $395,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Esprit: of 22 listing addresses checked against the FEMA National Flood Hazard Layer, 86% sit outside the FEMA Special Flood Hazard Area (Zone X); 14% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.
Esprit is a community of 517 homes in St Cloud, Osceola County, built between 2006 and 2018 (median 2012), with a median living area of about 2,334 square feet. 85% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Esprit is a sizable St Cloud community of roughly 517 homes built between 2006 and 2018, carrying a full amenity set and a high owner-occupant share near 85%, which tends to keep turnover measured and inventory tight.
The setting & the homes.
Aerial and on-site photos of Esprit. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
EspritEspritEspritEspritEspritEspritEspritEspritPhotos from Stellar MLS listings in Esprit; content deemed reliable but not guaranteed.
Who Esprit is best for.
Best for
- Buying a newer-construction home with established amenities like a pool, clubhouse, and trails
- Buyers who want time to compare inventory and negotiate rather than rushing an offer
- Buying to hold in a market with a high owner-occupant share and measured turnover
Probably not for
- Wanting acreage or a home free of deed restrictions and HOA rules
- Needing a wide selection on any given weekend, given the thin active inventory
- Expecting fast appreciation, with year-over-year movement essentially flat
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($418K) IS the median in the snapshot above, and the move from 2025 ($415K) IS the +0.6% one-year change.
Windows contain 1 to 36 sales each (23 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. Deemed reliable but not guaranteed.
ESPRIT Market Scorecard
ESPRIT is currently a strong buyer's market. About 13.0 months of supply, a median asking price of $380,000, and homes go under contract in about 136 days.
Typical home value in the 34772 ZIP is $393,754, about 8.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Esprit on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Esprit
- Pool · reported on 18 of 19 listings
- Playground · reported on 14 of 19 listings
- Park · reported on 11 of 19 listings
- Clubhouse · reported on 4 of 19 listings
- Deed Restrictions · reported on 2 of 19 listings
- Trail(s) · reported on 1 of 19 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Canoe Creek K-8 · Elementary
- St. Cloud Middle (6-8) · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Esprit listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Esprit address.
Shop the zone: Homes zoned for Harmony High High School · Homes zoned for St. Cloud High School
The Esprit buying strategy.
If we were buying in Esprit today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Esprit.
A balanced market with a condition-driven spread
With only 13 active listings against 517 homes and a homestead share near 85%, Esprit doesn't flood the market with choices at any one time. That scarcity keeps well-kept homes competitive, but the balanced band and 26-day median tell you buyers are still underwriting carefully rather than overpaying.
Because the housing stock covers 2006 through 2018, two homes of similar size can price very differently based on updates and maintenance. The $187-per-square-foot median is a starting point, not a rule. The amenity base - pool, clubhouse, park, playground, and trails, all under deed restrictions - supports value but also means HOA governance and fees should factor into any offer. Verify current amenities and access directly with the HOA.
The location and the amenities are priced into every listing in Esprit. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Esprit buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.7). Basis: Recent Direction +0.6% year-over-year; Liquidity & Demand 5.4 months of supply; Owner Commitment 85% owner-occupied; Pricing Power 96.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a balanced market where condition sets the price, the win comes from reading comparable closings accurately and pricing the gap between updated and original homes. We cover Osceola and St Cloud daily, know how Esprit's deed restrictions and amenity structure affect value, and will tell you plainly when a listing is priced on hope rather than on the last 23 closings.
Esprit in 15 seconds.
Tools for a Esprit buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Esprit sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Esprit, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Esprit home worth?
Get a no-obligation home value based on real comparable sales in Esprit, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Esprit on the map →
Recently off market in esprit
Homes in esprit that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 12 on record.
- 3505 Sprite Lane · off market
- 3560 Pixie Lane · off market
- 3603 Daydream Place · off market
- 3605 Daydream Place · off market
- 3703 Moon Dancer Place · off market
- 3707 Moon Dancer Place · off market
- 3773 Moon Dancer Place · off market
- 3827 Spirited Circle · off market
| Location | St Cloud, Osceola County, FL · ZIP 34772 |
|---|---|
| Homes in the community | 517 (FL DOR 2025 assessment roll) |
| Years built | 2006–2018 (median 2012) |
| Typical living area | 2,334 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Pool, Playground, Park, Deed Restrictions, Clubhouse, Basketball Court |
| Sale prices, last 12 months | $418,000 median across 23 closed sales · $187 per sq ft · +0.6% vs the prior 12 months |
| Days on market (closed sales) | 26 median |
| For sale right now | 13 active, 5 pending · median asking $399,900 · 5.4 months of supply |
| Owner-occupied (homestead) share | 85% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Esprit key facts,” movewithmomentum.com/neighborhoods/esprit-st-cloud, data as of September 20, 2026.
Housing distress & ownership in esprit, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Just listed in Esprit
The newest homes for sale in Esprit right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 3601 Daydream Place $350,000 · 4 bd · 3 ba · 2,632 sq ft · listed Oct 25, 2026 Courtesy of MMV REAL ESTATE GROUP LLC
- 3811 Friars Cove Lane $449,900 · 4 bd · 2 ba · 1,677 sq ft · listed Oct 17, 2026 Courtesy of WEICHERT REALTORS HALLMARK PRO
- 3606 Charmed Lane $380,000 · 4 bd · 2 ba · 1,859 sq ft · listed Oct 6, 2026 Courtesy of CENTURY 21 WOLF'S CROSSING REALTY
- 3504 Blithe Court $399,900 · 3 bd · 2.5 ba · 2,004 sq ft · listed Aug 28, 2026 Courtesy of EMPIRE NETWORK REALTY
- 3942 Eternity Circle $370,000 · 4 bd · 2 ba · 1,859 sq ft · listed Aug 27, 2026 Courtesy of RADIUS REALTY GROUP LLC
- 3969 Eternity Circle $365,000 · 4 bd · 2 ba · 1,859 sq ft · listed Aug 2, 2026 Courtesy of KELLER WILLIAMS LEGACY REALTY
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Esprit St Cloud Right Now (17)
All 17 active and pending Esprit St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3601 Daydream Place · $350,000 · 4 bd / 3 ba · listed Oct 22, 2026 · listed by Mmv Real Estate Group Llc
- 3811 Friars Cove Lane · $449,900 · 4 bd / 2 ba · listed Oct 13, 2026 · listed by Weichert Realtors Hallmark Pro
- 3606 Charmed Lane · $380,000 · 4 bd / 2 ba · listed Oct 2, 2026 · listed by Century 21 Wolf'S Crossing Realty
- 3747 Moon Dancer Place · $299,900 · 4 bd / 2 ba · pending · listed Oct 2, 2026 · listed by Xclusive Homes Llc
- 3523 Rhapsody Street · $300,000 · 4 bd / 2.5 ba · pending · listed Sep 26, 2026 · listed by Exp Realty Llc
- 3563 Pixie Lane · $495,000 · 5 bd / 3 ba · pending · listed Sep 9, 2026 · listed by Marview International Realty Llc
- 3830 Spirited Circle · $419,000 · 4 bd / 3.5 ba · listed Sep 2, 2026 · listed by Lokation
- 3504 Blithe Court · $399,900 · 3 bd / 2.5 ba · listed Aug 28, 2026 · listed by Empire Network Realty
- 3942 Eternity Circle · $370,000 · 4 bd / 2 ba · listed Aug 24, 2026 · listed by Radius Realty Group Llc
- 3969 Eternity Circle · $365,000 · 4 bd / 2 ba · listed Aug 16, 2026 · listed by Keller Williams Legacy Realty
- 3809 Enchantment Lane · $374,900 · 4 bd / 2 ba · listed Aug 7, 2026 · listed by Re/Max Prime Properties
- 3651 Daydream Place · $555,000 · 5 bd / 3.5 ba · listed Aug 7, 2026 · listed by Set Homes Realty Llc
- 3946 Wind Dancer Circle · $419,000 · 3 bd / 2.5 ba · listed Aug 7, 2026 · listed by Braza Homes
- 3734 Moon Dancer Place · $339,000 · 4 bd / 2.5 ba · listed Aug 7, 2026 · listed by Realtycity Inc
- 3663 Daydream Place · $550,000 · 6 bd / 4 ba · listed Aug 7, 2026 · listed by Empire Network Realty
- 4042 Eternity Circle · $375,000 · 4 bd / 2 ba · listed Aug 7, 2026 · listed by Weichert Realtors Hallmark Pro
- 3660 Daydream Place · $415,000 · 4 bd / 2.5 ba · pending · listed Aug 7, 2026 · listed by La Rosa Realty Llc
Recently sold in Esprit St Cloud
- 3827 Spirited Circle · sold $309,900
- 3505 Sprite Lane · sold $337,500
- 3707 Moon Dancer Place · sold $440,000
- 3605 Daydream Place · sold $430,000
- 3923 Wind Dancer Circle · sold $345,000
- 3703 Moon Dancer Place · sold $425,000
- 3906 Eternity Circle · sold $362,000
- 3830 Enchantment Lane · sold $375,000
- 3603 Daydream Place · sold $395,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More St Cloud home searches
- All homes for sale in St Cloud, FL
- Homes for sale in Osceola County, FL
- Gated communities in St Cloud
- St Cloud home values: what is my house worth?
St Cloud guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Osceola County)
- Homestead exemption (Osceola County)
- New construction
- New construction (Osceola County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
Real estate agent in St Cloud? Join Momentum in St Cloud: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Moon Dancer Place (28 homes on record)
- Eternity Circle (27 homes on record)
- Spirited Circle (27 homes on record)
- Wind Dancer Circle (24 homes on record)
- Wind Dancer Circle (23 homes on record)
- Pixie Lane (23 homes on record)
- Moon Dancer Place (22 homes on record)
- Spirited Circle (18 homes on record)
- Daydream Place (17 homes on record)
- Eternity Circle (15 homes on record)
- Eternity Circle (15 homes on record)
- Daydream Place (15 homes on record)
What it really costs to own in Esprit
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $85/month across 27 MLS listings (most billed semi-annually; 2026-11-06). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 22 listing addresses checked against the FEMA flood map, 86% sit outside the high-risk zone and 14% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2011 across 25 listings. An original roof here would be about 15 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Esprit
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Esprit
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Esprit will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Esprit?
How long do homes in Esprit take to sell?
Is Esprit a buyer's or seller's market right now?
How many homes are in Esprit?
What share of Esprit is owner-occupied?
When were the homes in Esprit built?
Who is the best real estate agent for Esprit?
How do I find a top St Cloud real estate agent who knows Esprit?
Can Momentum Realty connect me with an agent for Esprit?
Where is Esprit, and what county is it in?
Is Esprit in a flood zone?
Is Esprit a good place to live?
Should you buy in Esprit?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 5, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (7 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (220 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how esprit fits the bigger picture — live prices, inventory, and Momentum Scores:
