Five Oaks
Homes for Sale in Starke, FL
All 36 homes for sale in Starke, FL · median $349,450 · 49 homes for sale in 32091 · Bradford County homes for sale
True comps, carrying-cost math, and listings before the portals.
Five Oaks sits in Starke, in Bradford County, and it trades the way smaller inland Northeast Florida communities tend to: on condition and specifics rather than on a headline number. We don't have a median or a price band to anchor this snapshot, so treat any list price you see here as a starting point for scrutiny, not a market verdict.
For a buyer, that means the work is in the walk-through and the comps, not the marketing copy. For a seller, it means presentation and honest condition disclosure move you further than pricing to a trend that may not exist at this scale. Either way, the play is to verify locally before you commit.
Nearby homes for sale
No active listings inside Five Oaks right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Five Oaks is a Starke community in Bradford County, inland from the coastal metro pricing pressure — a market where individual home condition and lot specifics tend to matter more than any neighborhood-wide average.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Five Oaks is best for.
Best for
- Buyers prioritizing an inland Starke location over proximity to the coastal metro
- Buyers comfortable evaluating a single home on its own condition and lot rather than a market trend
- Buyers with a budget that leaves room for post-purchase updates or system repairs
Probably not for
- Buyers who need a deep pool of comparable sales to price with confidence
- Buyers counting on quick resale in a high-volume market
- Buyers wanting a turnkey home with no appetite for verifying age of roof and systems
The market around Five Oaks
Five Oaks is too small for its own price trend, so here is the market around it.
In ZIP 32091, 61 homes are on the market and 18% are under contract — a steady corner of Starke.
Across Bradford County, 88 homes are active and 15 pending (15% under contract).
In ZIP 32091 (Starke), 40 homes closed in the last 12 months at a median of $254K ($182/sq ft), up 17.1% year over year, with a median 35 days on market. Right now 1 pending listings — a strong market. See the live ZIP 32091 housing market and the Bradford County market.
ZIP and county figures describe the wider market, not Five Oaks specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Five Oaks, Starke
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Five Oaks buying strategy.
If we were buying in Five Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Five Oaks.
Buying inland in Bradford County
Starke is a smaller market than the Jacksonville-area suburbs, which changes how you should read any single listing. With fewer transactions to average against, one recently renovated home and one deferred-maintenance home can look wildly different in price without either being mispriced — the spread is condition-driven, not a market signal.
That puts the burden on due diligence. Inspect closely, ask about the age of the major systems and the roof, and confirm what's public utility versus well and septic. Those answers, not a regional trend line, will tell you whether a given Five Oaks home is priced fairly.
The location and the amenities are priced into every listing in Five Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin, inland market like Starke, a broker's job is to pull the right local comps and read condition honestly rather than lean on regional averages that don't apply. We'll walk the home with you, flag what needs verifying, and tell you plainly when a listing doesn't hold up — including when Five Oaks isn't the right fit for what you're after.
Five Oaks in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Five Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Five Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Five Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Five Oaks home worth?
Get a no-obligation home value based on real comparable sales in Five Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Starke →
Should you buy in Five Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2020 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
Common questions about Five Oaks
Where is Five Oaks?
Five Oaks is a community in Starke, Bradford County, Florida, ZIP 32091.
Are there homes for sale in Five Oaks right now?
No active listings inside Five Oaks at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Five Oaks have an HOA or CDD?
No HOA is on record for Five Oaks in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
See how Five Oaks fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Five Oaks with Momentum Realty’s local guides.