Florida
Homes for Sale in Hilliard, FL
All 49 homes for sale in Hilliard, FL · median $349,000 · 55 homes for sale in 32046 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Florida Subdivision is a community in Hilliard, Nassau County, FL (ZIP 32046). Across Hilliard as a whole, 61 homes closed in the last 12 months at a median of $289,900, 60 median days on market, with 26 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $3,850 ($3,340 with the full homestead exemption).
Florida sits in Hilliard, out in Nassau County's more rural west side, and the current MLS snapshot is thin — no active amenity set, no median price to anchor to. That tells you something on its own: this is a community where price is driven almost entirely by the individual home, its condition, its lot, and its acreage, not by a shared package of features you're buying into.
For a buyer, that means underwriting each listing on its own merits rather than leaning on comps within the subdivision. For a seller, it means condition and presentation carry the weight — there's no community amenity story doing the selling for you. Expect a wider, more idiosyncratic spread between homes than you'd see in a master-planned neighborhood closer to Jacksonville.
The 60-Second Overview
Florida is a Hilliard address in western Nassau County, where the appeal is the rural setting and the individual property rather than any built-in community amenities, which the current listings don't identify.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Florida is best for.
Best for
- Buyers prioritizing land and a rural Hilliard location over shared amenities
- Buyers comfortable underwriting a home on its individual condition rather than neighborhood comps
- Sellers whose home's condition and lot can carry the sale without an amenity story
Probably not for
- Buyers who want a pool, gate, or clubhouse built into the community
- Buyers who need a deep, predictable comp set to feel confident on price
- Buyers seeking a walkable, amenity-rich neighborhood closer to Jacksonville
The market around Florida
Florida is too small for its own price trend, so here is the market around it.
In ZIP 32046, 48 homes are on the market and 23% are under contract — a steady corner of Hilliard.
Across Nassau County, 513 homes are active and 187 pending (27% under contract).
In ZIP 32046 (Hilliard), 70 homes closed in the last 12 months at a median of $290K ($179/sq ft), down 1.5% year over year, with a median 60 days on market. Right now 26 active and 8 pending listings put supply at about 4.4 months — a balanced market. See the live ZIP 32046 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Florida specifically. Momentum Research analysis of MLS records.
The Florida buying strategy.
If we were buying in Florida today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Florida.
A property-driven market, not an amenity one
There are no community amenities identified from the current MLS listings here, so nothing about a pool, gate, or clubhouse is setting value. What sets value is the house and the land under it — condition, updates, lot size, and how the property lives day to day in a rural Hilliard setting.
That puts more diligence on you and your agent. Because there's no amenity floor propping up the neighborhood, two homes on the same road can price very differently based on what's actually been done to them. Read every listing individually, and weight condition heavily.
The location and the amenities are priced into every listing in Florida. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Thin, property-driven markets like Florida reward a local read over a data dashboard. As a Northeast Florida brokerage, we know Nassau County and rural Hilliard, and we'll walk each property on its own terms — condition, land, and access — instead of pretending a subdivision-wide comp set tells the whole story.
Florida in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Florida buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Florida sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Florida, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Florida home worth?
Get a no-obligation home value based on real comparable sales in Florida, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Florida on the map →
Should you buy in Florida?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Florida fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Florida. These are the public schools most often assigned to other communities in ZIP 32046; zones change and vary by address, so confirm with the district before you buy.
- Hilliard Elementary School · PreK-5 · FLDOE grade A (assigned to 2 nearby communities)
- Hilliard Middle-Senior High School · 6-12 · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Florida
Where is Florida?
Florida is a community in Hilliard, Nassau County, Florida, ZIP 32046.
Are there homes for sale in Florida right now?
No active listings inside Florida at the last feed refresh. In ZIP 32046, 48 homes are on the market and 23% are already under contract.
Does Florida have an HOA or CDD?
No HOA is on record for Florida in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.