Grand Pointe Cove in Gulf Breeze

Grand Pointe Cove

Established 1988 · Intracoastal West · ZIP 32224

A small, gated Gulf Breeze waterfront community with bay and sound access, top schools.

Gated waterfrontTop Gulf Breeze schoolsDeeded community dock
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Grand Pointe Cove

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$1.17M
Median Price
0mo
Supply
58days
Avg DOM
Soft
Seller Leverage
$286/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Grand Pointe Cove is a small (about 25-home), gated, DR Horton-built (early 2000s) single-family community on the Fairpoint Peninsula in the Midway area of Gulf Breeze, where the value is waterfront-or-water-view luxury living with a deeded community dock on Pensacola Bay / Santa Rosa Sound, in the top Gulf Breeze school zone. Brick-and-hardiplank homes (around 3,300 to 4,800 square feet) trade roughly $900,000 to $1.4 million. The honest reads are waterfront flood-and-wind insurance (verify the FEMA zone per lot), an HOA whose dues were not confirmed (verify them), very low turnover in a 25-home community, and a possible 2026 middle/high school rezoning to confirm. Buy it for the gated waterfront setting and the top schools; comp by lot, price the insurance, and verify the HOA and school zoning."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Grand Pointe Cove market snapshot (as of June 11, 2026): the median sale price is about $1.2M ($286 per sq ft), a buyer-leaning market (limited data). Based on 2 recent closings in live Pensacola MLS data.

Grand Pointe Cove is a small, gated single-family community on Quiet Cove Court in the Midway area of Gulf Breeze (unincorporated Santa Rosa County, 32563), on the Fairpoint Peninsula along Pensacola Bay / Santa Rosa Sound.

It is an exclusive community of about 25 home sites with brick-and-hardiplank luxury homes (around 3,300 to 4,800 square feet) built by DR Horton in the early 2000s, with some homes on or with views of the bay/sound and a deeded community dock.

There is an active HOA (Grand Pointe Cove Owners' Association); the dues were not confirmed (a comparable nearby section runs about $600 a year), so verify them, and no CDD identified.

The appeal is gated waterfront-or-water-view living with a deeded dock in the top Gulf Breeze school zone. The trade-offs are waterfront flood-and-wind insurance, an HOA fee to confirm, very low turnover, and a possible 2026 school rezoning to confirm.

Best for

  • Buyers who want gated waterfront-or-water-view living in a top school zone
  • Boaters who value a deeded community dock on the bay/sound
  • Move-up buyers who want a small, exclusive Gulf Breeze community

Probably not for

  • Buyers who want an entry price or a low-maintenance interior lot
  • Buyers who will not underwrite waterfront flood-and-wind insurance
  • Buyers who need deep resale liquidity

How Grand Pointe Cove is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
66Median days on marketdays
0 : 0Under contract vs for salestrong demand
2Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Grand Pointe Cove listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Grand Pointe Cove buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Grand Pointe Cove

Live MLS inventory for Grand Pointe Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Grand Pointe Cove right now, so its recent closed sales are shown, as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

NAS Pensacola~15-25 min · west over the bridge
Gulf Breeze (downtown)~10-15 min · west on US-98
Navarre Beach~10-15 min · east on US-98
Pensacola International Airport (PNS)~25-35 min · west
NAS Whiting Field (Milton)~35-40 min · north via FL-87
Downtown Pensacola~20-30 min · over the bay bridge

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Grand Pointe Cove with Momentum Realty’s local guides.

Bay RidgeParkBay RidgeParkGulf Breeze, FL · 0.5 miWaterside at East BayWaterside at East BayGulf Breeze, FL · 1.1 miBlue Heron CoveBlue Heron CoveGulf Breeze, FL · 1.6 miPro Am EstatesPro Am EstatesGulf Breeze, FL · 1.6 miVilla VenyceVilla VenyceGulf Breeze, FL · 1.7 miSoundside ShoresSoundside ShoresGulf Breeze, FL · 2.1 miSVSandpiper VillageGulf Breeze, FL · 2.8 miDeer Point VillageDeer Point VillageGulf Breeze, FL · 3.0 miSanta RosaShores EastSanta RosaShores EastGulf Breeze, FL · 3.0 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Grand Pointe Cove (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Grand Pointe Cove is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Grand Pointe Cove address.

The takeaway

What is actually shaping value at Grand Pointe Cove, sourced and dated. The gated waterfront setting, the top schools, and the insurance are the practical facts.

Recent Developments in Grand Pointe Cove

Our read on what is being built around Grand Pointe Cove, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe backdrop is durable Gulf Breeze demand for gated waterfront and a hardening coastal-insurance market. The recurring items are the insurance, the HOA to confirm, and a possible school rezoning.

Gated waterfront with a deeded dock

BullishA small, gated, DR Horton community with bay/sound access and a deeded dock in a top school zone supports a durable premium. impact
SignificanceRadius: Midway/Gulf Breeze

Gated waterfront with a deeded dock

Top Gulf Breeze schools

BullishThe community feeds top Gulf Breeze schools (Oriole Beach Elementary 9/10, Gulf Breeze Middle 8/10), a durable family draw. impact
SignificanceRadius: Gulf Breeze

Top Gulf Breeze schools

Waterfront insurance and a possible rezoning

NeutralWaterfront lots carry significant flood-and-wind insurance, and a new Soundside High and middle-zone questions may affect school assignment; verify both. impact
SignificanceRadius: Santa Rosa County

Waterfront insurance and a possible rezoning

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Grand Pointe Cove, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2025-2026
    Market

    Seven-figure waterfront sales

    Quiet Cove Court homes sold roughly $830,000 to $1.37 million (an Aug 2025 sale around $1,370,000; a 2021 sale around $1,250,000), reflecting the gated waterfront character (Redfin/Compass). Why it matters: Comp by lot and water status; this is a small, premium community. Source

  2. January 2026
    Schools

    Soundside High zoning

    Santa Rosa County's new Soundside High opens fall 2026 with finalized boundaries (a vote in January 2026), which may rezone some Gulf Breeze-area students. Why it matters: Verify the adopted middle and high school assignment by address; do not assume. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Grand Pointe Cove, this is the order of operations we would run, and the one we run for our clients.

1

Comp by lot and water status. Bay/sound-front, water-view, and interior lots trade differently; comp a home to its own lot type.

2

Price the waterfront flood-and-wind insurance. Pull the FEMA flood zone (likely AE on water-influenced lots), get an elevation certificate, and budget for significant coverage.

3

Confirm the HOA dues and the dock rights. Verify the HOA dues, what they cover, and the deeded community dock rights.

4

Verify the school assignment. With Soundside High opening in 2026, confirm the assigned middle and high schools by address.

5

Inspect the early-2000s home. Inspect the roof, systems, and any pool, dock, or seawall, and budget for updates.

Best Buy
A well-kept waterfront or water-view home matched to its lot type, with the flood-and-wind insurance and the HOA and dock rights confirmed, in the top school zone.
Biggest Risk
Underpricing waterfront insurance, an unconfirmed HOA, or comping across different water positions.
Best Lot
Bay/sound-front and water-view lots command the top and the most flood exposure; interior lots trade lower; the lot position is the asset.
Smart Timing
Very low turnover supports value; comp by lot and price the insurance.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Grand Pointe Cove is a small, gated single-family community on Quiet Cove Court in the Midway area of Gulf Breeze (unincorporated Santa Rosa County, 32563), on the Fairpoint Peninsula along Pensacola Bay / Santa Rosa Sound, with about 25 brick-and-hardiplank luxury homes (around 3,300 to 4,800 square feet) built by DR Horton in the early 2000s, some on or with views of the water and a deeded community dock. There is an active HOA whose dues were not confirmed (verify them), and no CDD identified. The appeal is gated waterfront-or-water-view living with a deeded dock in the top Gulf Breeze school zone; trade-offs are waterfront flood-and-wind insurance, the HOA fee to confirm, very low turnover, and a possible 2026 school rezoning. Schools are in the Santa Rosa County School District; confirm assignments by address.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: interior or water-view homes
$970K to $970K

The lower end is the interior or water-view homes, with a 2020 sale around $830,000 (Redfin); the gated, top-school setting carries the value.

Lowest entry
Mid: larger water-view homes
$970K to $1.37M

The core is the larger water-view homes (around 3,800 to 4,300 square feet), with a 2022 sale around $1,085,000 (Compass).

Most inventory
High: bay/sound-front estates
$1.37M to $1.37M

The top is the bay/sound-front estates (around 4,785 square feet), with a 2025 sale around $1,370,000 (Redfin). Water frontage and finish drive these; comp by lot.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$970K to $970K
Entry: interior or water-view homes
The lower end is the interior or water-view homes, with a 2020 sale around $830,000 (Redfin); the gated, top-school setting carries the value.
$970K to $1.37M
Mid: larger water-view homes
The core is the larger water-view homes (around 3,800 to 4,300 square feet), with a 2022 sale around $1,085,000 (Compass).
$1.37M to $1.37M
High: bay/sound-front estates
The top is the bay/sound-front estates (around 4,785 square feet), with a 2025 sale around $1,370,000 (Redfin). Water frontage and finish drive these; comp by lot.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Grand Pointe Cove

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Grand Pointe Cove is gated waterfront living in a top school zone. The honest read is the waterfront insurance, the HOA to confirm, and a possible school rezoning.

Jon Brooks · Founder, Momentum Realty
8.3A · Buy Score
Resale Strength8.4/10
Renovation Risk7.6/10
Location Efficiency8.4/10
Long-Term Defensibility8.6/10
Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Grand Pointe Cove is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Bay/sound-front lots command the top and the flood exposure.
  • Interior lots trade lower; comp by water status.
  • Confirm the FEMA flood zone and elevation per lot.

At Grand Pointe Cove the lot's water position is much of the value, from interior lots to bay/sound-front estates. The lot read covers the exact water position, the deeded dock rights, any seawall, and the FEMA flood zone and base flood elevation for the specific Fairpoint Peninsula address. Comp a home only against its own water position.

Grand Pointe Cove in 15 seconds.

Best forBuyers who want gated waterfront-or-water-view living in a top Gulf Breeze school zone with a deeded dock.
Strong onSetting and schools: a gated, DR Horton community, bay/sound access, a deeded community dock, and top Gulf Breeze schools.
WatchWaterfront flood-and-wind insurance, an HOA fee to confirm, very low turnover, and a possible 2026 school rezoning.
Not forBuyers wanting an entry price or low-maintenance interior lot, buyers who will not underwrite waterfront insurance, or those needing deep resale liquidity.
The edgeA small, gated waterfront community with a deeded dock in a top school zone rewards a buyer who comps by lot and prices the insurance.

HOA, CDD & Fees

15-Second Take
  • Gated; active HOA, dues not confirmed (verify).
  • No CDD identified.
  • DR Horton, early 2000s; ~25 home sites.
  • Deeded community dock on the bay/sound.
  • Top Gulf Breeze schools; verify 2026 rezoning.

There is an active HOA (Grand Pointe Cove Owners' Association); the dues were not confirmed (a comparable nearby section runs about $600 a year), so verify the amount, what it covers, and the deeded dock rights, and no CDD was identified. The larger cost is waterfront flood-and-wind insurance.

HOA coverage and the deeded community dock should be confirmed in writing; verify the dues and inclusions for the specific home.

The amenity is the deeded community dock and the gated, waterfront setting; confirm the dock rights.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Grand Pointe Cove, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Grand Pointe Cove, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Grand Pointe Cove home worth?

Get a no-obligation home value based on real comparable sales in Grand Pointe Cove matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Grand Pointe Cove home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Grand Pointe Cove year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Grand Pointe Cove Gulf Breeze Market Scorecard

No active listings

Grand Pointe Cove Gulf Breeze is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$1,170,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/2
Active/Pend/Sold

Typical home value in the 32563 ZIP is $402,402, about 16.7% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Does Grand Pointe Cove have an HOA or CDD?
It has an active HOA (Grand Pointe Cove Owners' Association); the dues were not confirmed (a comparable nearby section runs about $600 a year), so verify them. There is no CDD identified.
Is Grand Pointe Cove waterfront?
Partly. Some homes are on or have views of Pensacola Bay / Santa Rosa Sound, and the community has a deeded dock; other lots are interior. Confirm a specific home's water position.
Who built Grand Pointe Cove?
DR Horton built the community in the early 2000s, brick-and-hardiplank luxury homes from about 3,300 to 4,800 square feet, about 25 home sites.
What schools serve Grand Pointe Cove?
It is in the Santa Rosa County School District, feeding top Gulf Breeze schools (Oriole Beach Elementary 9/10, Gulf Breeze Middle 8/10, Gulf Breeze High 6/10); a new Soundside High opening fall 2026 may rezone some students, so verify the assignment by address.
How much do homes in Grand Pointe Cove cost?
Activity ran roughly $830,000 to $1.37 million (Redfin/Compass, 2020-2025), with a 2025 sale around $1,370,000. Comp by lot and water status.
Will I need flood and wind insurance in Grand Pointe Cove?
On waterfront and water-influenced lots, very likely and it can be significant. Pull the FEMA flood zone, an elevation certificate, and bindable flood and wind quotes for the exact lot.
Is Grand Pointe Cove gated?
Yes. It is a small, gated waterfront community on Quiet Cove Court.
Does Grand Pointe Cove have a community dock?
Yes, sources describe a deeded community dock for water access on Pensacola Bay / Santa Rosa Sound; confirm the dock rights in the HOA documents.
Why is inventory limited in Grand Pointe Cove?
With only about 25 homes, the community turns over rarely, often just once every year or two; be ready to move when inventory appears.
What should I check before buying in Grand Pointe Cove?
Comp by lot and water status, price the waterfront flood-and-wind insurance, confirm the HOA dues and dock rights, verify the school assignment, and inspect the home and any dock or seawall.
Is Grand Pointe Cove a good investment?
Gated waterfront living with a deeded dock in a top school zone supports durable value, but waterfront insurance, the HOA to confirm, and thin turnover are factors. Comp by lot and price the insurance; this is not a guarantee of future value.
Should I use the listing agent to buy in Grand Pointe Cove?
No. The listing agent works for the seller. Having your own representation to read the comps, the costs, and the inspection is the highest-leverage decision you make.
You want gated waterfront-or-water-view living in a top school zoneExcellent fit
You are a boater who values a deeded community dockExcellent fit
You want a small, exclusive Gulf Breeze communityExcellent fit
You want an entry price or a low-maintenance interior lotProbably not
You will not underwrite waterfront flood-and-wind insuranceProbably not
You need deep resale liquidityProbably not

Get the inside read on Grand Pointe Cove

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Grand Pointe Cove home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Grand Pointe Cove specialist will reach out personally, usually the same day.

Grand Pointe Cove median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Grand Pointe Cove, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

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