Hammock Bay - Central Park in Freeport

Hammock Bay - Central Park
Homes for Sale in Freeport, FL

All 377 homes for sale in Freeport, FL · median $428,000 · 374 homes for sale in 32439 · Walton County homes for sale

Community in Freeport · Walton County · ZIP 32439
16 homesBuilt 2019–2019
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data6 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 6 closed sales in Hammock Bay - Central Park in Freeport, FL since 2020, the most recent in July 2026. Across Freeport as a whole, 608 homes closed in the last 12 months at a median of $385,471, 71 median days on market, with 296 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $3,760 ($3,380 with the full homestead exemption).

Part of the Hammock Bay master-planned community in Freeport, FL — see all Hammock Bay homes for sale (140 listings across 20 villages and sections in the MLS).

HAMMOCK BAY - CENTRAL PARK key facts
LocationFreeport, Walton County, FL · ZIP 32439
Homes in the community16 (FL DOR 2025 assessment roll)
Years built2019–2019 (median 2019.0)
Typical living area2,218 sq ft (median)
For sale right now0 active, 0 pending
Owner-occupied (homestead) share81%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “HAMMOCK BAY - CENTRAL PARK key facts,” movewithmomentum.com/neighborhoods/hammock-bay-central-park, data as of September 20, 2026.

Live · Hammock Bay - Central Park Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
81%
Owner-occupied · Hammock Bay - Central Park
13 of 16 parcels homesteaded (FL DOR 2025)
19%
Non-owner-occupied · Hammock Bay - Central Park
incl. 0% trust or LLC-held · 0% out-of-state
16
Homes in the community
16 residential parcels (FL DOR 2025)
Track record · 6 years of records
Est. 2019
Community established
homes built 2019-2019, median 2019 (FL DOR 2025)
6.2%/yr
Turnover rate
about 1 of 16 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Hammock Bay - Central Park sits inside the larger Hammock Bay development in Freeport, and as of this snapshot there are zero active listings here. That means there is no current price signal coming off the MLS for this specific pocket — no median to anchor to, no inventory to compare condition or lot against. What sets price in a section like this is almost always driven by the parent community's amenities, the home's own condition and upgrades, and how a given resale stacks up against new construction still moving in the broader Freeport corridor.

For a buyer, the posture is patience: with nothing listed, you are waiting on a seller to come to market, and when one does you will have little local comparable data to negotiate against. For a seller, the flip side is real leverage — no competing inventory in your immediate section — but you will need to price against the wider Hammock Bay and Freeport market rather than the block, because there is no head-to-head listing to point to.

Nearby homes for sale

No active listings inside HAMMOCK BAY - CENTRAL PARK right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

400 Lilly Bell Lane
$419K · 0.2 mi away
4 bd · 2.5 ba
400 Lilly Bell Lane
Listed by Realty Destination LLC
23 Vintage Cove
$859K · 0.3 mi away
4 bd · 3.5 ba
23 Vintage Cove
Listed by Hammock Bay
262 Nelly Street
$309K · 0.3 mi away
3 bd · 2 ba
262 Nelly Street
Listed by Hammock Bay
237 Nelly Street
$300K · 0.3 mi away
3 bd · 2 ba
237 Nelly Street
Listed by Palm Island Realty
209 Nelly Street
$329K · 0.3 mi away
3 bd · 2 ba
209 Nelly Street
Listed by Coldwell Banker Realty
88 Fanny Ann Way
$335K · 0.3 mi away
3 bd · 2 ba
88 Fanny Ann Way
Listed by Hammock Bay

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Central Park is a section of the master-planned Hammock Bay community in Freeport, Walton County. Right now it shows no active MLS inventory, so the story here is about the parent development and how the broader Freeport market frames any home that does come up.

Emerald Coast MLS sales records identify 8 homes in HAMMOCK BAY - CENTRAL PARK that have changed hands since 2020, built between 2017 and 2020 (median 2019), with a median living area of about 2,786 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers with a flexible timeline who can wait for the right home to surface in a low-inventory section
  • Buyers drawn to the broader Hammock Bay master-planned setting and comfortable evaluating it at the community level
  • Sellers who want to list into a section with no direct competing inventory

Probably not for

  • Buyers on a hard deadline who need to tour and choose among multiple active homes today
  • Buyers who want firm block-level comparable sales before committing to a number
  • Buyers unwilling to underwrite a master-community HOA and amenity structure they must verify off-listing

The market around Hammock Bay - Central Park

Hammock Bay - Central Park is too small for its own price trend, so here is the market around it.

In ZIP 32439, 535 homes are on the market and 26% are under contract — a steady corner of Freeport.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32439 (Freeport), 679 homes closed in the last 12 months at a median of $385K, down 3.3% year over year, with a median 70 days on market. Right now 301 active and 108 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 32439 housing market and the Walton County market.

ZIP and county figures describe the wider market, not Hammock Bay - Central Park specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in HAMMOCK BAY - CENTRAL PARK, Freeport

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 25 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Hammock Bay - Central Park today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hammock Bay - Central Park.

Best Buy
Buyers willing to wait and pounce on a section that rarely has inventory.
Biggest Risk
With zero listings, there is no local price signal to negotiate against.
Sweet Spot
Being pre-positioned before a Central Park home hits the MLS.
Avoid If
You need to buy now and compare several homes side by side.

A section with no current signal

With no active listings in Central Park at this snapshot, the honest read is that this is a wait-and-watch section rather than a shop-today one. Buyers who want in should get positioned early — pre-approved, agent-connected, and ready to move — because when a home surfaces in a section this thin, it can trade before a wider audience even registers it.

The lack of amenities identified from current MLS listings for this specific section does not mean there is nothing to it — Central Park is part of the larger Hammock Bay community, and buyers should evaluate the master development's shared features, HOA structure, and access directly rather than relying on section-level listing data that isn't there yet.

“

The location and the amenities are priced into every listing in Hammock Bay - Central Park. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A section with no active listings is exactly where local knowledge pays off. We track what moves across Hammock Bay and the wider Freeport market, so when a Central Park home comes up — or when you want to list one into a market with no direct competition — we can frame price against real activity nearby instead of guessing. We will also tell you plainly when the parent-community fit, HOA terms, or timing argue against buying here right now.

Hammock Bay - Central Park in 15 seconds.

Best forBuyers willing to wait and pounce on a section that rarely has inventory.
Biggest advantageSellers face no competing listings in this specific section right now.
Biggest riskWith zero listings, there is no local price signal to negotiate against.
Sweet spotBeing pre-positioned before a Central Park home hits the MLS.
Avoid ifYou need to buy now and compare several homes side by side.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Hammock Bay - Central Park homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Hammock Bay - Central Park.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hammock Bay - Central Park sales matched to your home.

What is your Hammock Bay - Central Park home worth?

Get a no-obligation home value based on real comparable sales in Hammock Bay - Central Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Freeport →

Real comps, not an automated estimate.

Recently off market in HAMMOCK BAY - CENTRAL PARK

Homes in HAMMOCK BAY - CENTRAL PARK that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,772/mo
Walton County typical true cost to own
$162/mo
Walton County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Hammock Bay - Central Park?
The Florida DOR 2025 assessment roll shows 16 homes in Hammock Bay - Central Park (public records).
What share of Hammock Bay - Central Park is owner-occupied?
81% of Hammock Bay - Central Park parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Hammock Bay - Central Park built?
Homes in Hammock Bay - Central Park were built between 2019 and 2019, with a median year built of 2019.0 (FL DOR 2025 roll).
Who is the best real estate agent for Hammock Bay - Central Park?
The best agent for Hammock Bay - Central Park is one who actively works Freeport and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Hammock Bay - Central Park.
How do I find a top Freeport real estate agent who knows Hammock Bay - Central Park?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Hammock Bay - Central Park and the wider Freeport area.
Can Momentum Realty connect me with an agent for Hammock Bay - Central Park?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Hammock Bay - Central Park purchase or sale - no call center and no pressure.
Where is Hammock Bay - Central Park, and what county is it in?
Hammock Bay - Central Park is in Freeport, Walton County, FL, ZIP 32439. The community's center is about 8 miles east of the center of Freeport (straight-line).
Buyers with a flexible timeline who can wait for the right home to surface in a low-inventory sectionExcellent fit
Buyers drawn to the broader Hammock Bay master-planned setting and comfortable evaluating it at the community levelExcellent fit
Sellers who want to list into a section with no direct competing inventoryExcellent fit
Buyers on a hard deadline who need to tour and choose among multiple active homes todayProbably not
Buyers who want firm block-level comparable sales before committing to a numberProbably not
Buyers unwilling to underwrite a master-community HOA and amenity structure they must verify off-listingProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32439))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2020 (6 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in HAMMOCK BAY - CENTRAL PARK? 1 recorded closings (window ending 2026-09-20). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Hammock Bay - Central Park with Momentum Realty’s local guides.

Schooner Landing At Hammock Bay0.4 mi away · 136 homes, built 2008–23, 1 for saleHammock Bay0.4 mi away · median $495K, 104 sales/12 moCACrossings At0.4 mi away · 3 for saleBuxton S Mill At Hammock Bay0.6 mi away · 86 homes, built 2019–23Hammock Bay Mill Cottages0.6 mi away · median $384K, 5 sales/12 moNo Recorded Project (Walton)0.7 mi awayHammock Bay Crescent0.7 mi away · 74 homes, built 1972–21, 1 for saleBSBuxton S Mill In Hammock Bay0.8 mi away · 1 for sale

Browse all neighborhood guides →

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