Waterfront Homes for Sale in Palm City, FL
This page tracks every Palm City listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
119 waterfront homes are for sale or pending in Palm City, FL today across 90 communities. The median asking price is $824,888, from $125,000 to $6,495,000. Listings in Palm City without that feature have a median of $599,900. Most listings right now: Seagate Harbor (5), Palm City Farms (4), Greenridge Estates (3). Updated October 17, 2026 from the MLS.
Live waterfront homes in Palm City: the listings
104 active listings carry the flag today (32% of Palm City inventory), median asking $847,500, $314/sq ft, median 80 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Palm City
The most expensive waterfront homes in Palm City
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 661 SW Bay Pointe Circle | $6,495,000 | 6,503 | — |
| 226 SW Palm Cove Drive | $3,900,000 | 5,393 | martin county |
| 3029 SW Cornell Avenue | $3,600,000 | 4,212 | — |
| 10225 SW Green Ridge Lane | $3,595,888 | 5,187 | — |
| 10225 SW Green Ridge Lane | $3,595,888 | 5,187 | — |
| 10125 SW Green Ridge Lane #Lane | $3,590,000 | 4,785 | — |
| 2805 SW Stoneybrook Way | $3,500,000 | — | Fox Grove Aka Meadow Run |
| 118 SW Palm Cove Drive | $3,450,000 | 5,232 | — |
| 9975 SW Green Ridge Lane | $3,200,000 | 2,681 | — |
| 3865 SW Stoneybrook Way | $2,995,000 | 3,795 | Fox Grove Aka Meadow Run |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 13 | 12% |
| $300K–$500K | 13 | 12% |
| $500K–$750K | 19 | 18% |
| $750K–$1M | 18 | 17% |
| $1M+ | 41 | 39% |
Palm City waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Seagate Harbor | 5 | 0 | $999,000 | $889,000 |
| Palm City Farms | 4 | 0 | $1,237,000 | $850,000 |
| Greenridge Estates | 3 | 0 | $3,595,888 | $3,200,000 |
| Pipers Landing | 3 | 0 | $1,175,000 | $775,000 |
| Palm Cove Golf & Yacht Club | 3 | 0 | $730,000 | $625,000 |
| The Meadows At Martin Downs | 3 | 0 | $425,000 | $365,000 |
| Villas At Sunset Trace At Martin Downs (Aka Martin | 3 | 0 | $280,000 | $274,900 |
| Lighthouse Point | 2 | 0 | $1,524,000 | $1,349,000 |
| Stuart West | 2 | 0 | $1,239,000 | $989,000 |
| Crane Creek Racquet Club | 2 | 0 | $1,237,500 | $1,200,000 |
| Hammock Creek | 2 | 0 | $1,112,000 | $875,000 |
| Sand Trail (Aka Copperleaf) | 2 | 0 | $947,500 | $845,000 |
| Rustic Hills | 2 | 0 | $810,000 | $795,000 |
| Danforth | 2 | 0 | $671,450 | $642,900 |
| Highlands Reserve | 2 | 0 | $627,000 | $590,000 |
| Meadows Prcl 51 Md 42 | 2 | 0 | $619,888 | $619,888 |
| Harbour Ridge | 2 | 0 | $447,500 | $360,000 |
| Pipers Landing 03 | 2 | 0 | $412,250 | $279,500 |
| Harbour Ridge Yacht & Country Club - Bayhead Villa | 2 | 0 | $349,450 | $299,000 |
| Bay Pointe PUD | 1 | 0 | $6,495,000 | $6,495,000 |
| Palm City Amended | 1 | 0 | $3,600,000 | $3,600,000 |
| Greenridge Estates | 1 | 0 | $3,590,000 | $3,590,000 |
| Fox Grove | 1 | 0 | $3,500,000 | $3,500,000 |
| Palm Cove PUD Ph 04 & 05 | 1 | 0 | $3,450,000 | $3,450,000 |
| Meadow Run | 1 | 0 | $2,995,000 | $2,995,000 |
| Harbour Ridge Yacht & CC -Sand Pine Village | 1 | 0 | $2,900,000 | $2,900,000 |
| Hideaway Isles | 1 | 0 | $2,200,000 | $2,200,000 |
| Hemingway Estates | 1 | 0 | $2,149,000 | $2,149,000 |
| Four Rivers | 1 | 0 | $1,879,000 | $1,879,000 |
| Cobblestone | 1 | 0 | $1,778,000 | $1,778,000 |
| Pipers Landing 01 | 1 | 0 | $1,700,000 | $1,700,000 |
| St Lucie Shores | 1 | 0 | $1,600,000 | $1,600,000 |
| Harbour Ridge Plat No 1 | 1 | 0 | $1,395,888 | $1,395,888 |
| Harbour Ridge 1 | 1 | 0 | $1,395,888 | $1,395,888 |
| Canopy Creek | 1 | 0 | $1,395,000 | $1,395,000 |
| Sand Trail PUD | 1 | 0 | $1,375,000 | $1,375,000 |
| Four Rivers | 1 | 0 | $1,350,000 | $1,350,000 |
| Seagate Harbor | 1 | 0 | $1,329,000 | $1,329,000 |
| Crane Creek Racquet Club All Ph | 1 | 0 | $1,275,000 | $1,275,000 |
| Cobblestone PUD 01 | 1 | 0 | $1,275,000 | $1,275,000 |
| Crane Creek Racquet Club | 1 | 0 | $1,200,000 | $1,200,000 |
| Hidden River Unrecorded | 1 | 0 | $1,199,900 | $1,199,900 |
| Mid-Rivers Yacht And Country Club (Aka Evergreen C | 1 | 0 | $1,119,000 | $1,119,000 |
| Cleveland | 1 | 0 | $1,099,000 | $1,099,000 |
| Orchid Bay | 1 | 0 | $1,001,000 | $1,001,000 |
| Harbour Ridge - River Pointe Village | 1 | 0 | $995,000 | $995,000 |
| Monarch Country Club) | 1 | 0 | $995,000 | $995,000 |
| Lighthouse Point | 1 | 0 | $949,900 | $949,900 |
| Highlands Reserve PUD | 1 | 0 | $949,888 | $949,888 |
| Harbour Ridge Yacht & CC - Mariner Village | 1 | 0 | $898,000 | $898,000 |
| Hideaway Isles | 1 | 0 | $849,999 | $849,999 |
| Stuart West Ph 02 | 1 | 0 | $845,000 | $845,000 |
| MONARCH, Martin Downs 31 | 1 | 0 | $839,900 | $839,900 |
| Palm Cove GOLF & YACHT CLUB | 1 | 0 | $824,888 | $824,888 |
| Harbour Pointe | 1 | 0 | $779,900 | $779,900 |
| Sand Trail PUD AKA Copperleaf | 1 | 0 | $779,000 | $779,000 |
| Harbour Ridge - Buttonbush Village | 1 | 0 | $735,000 | $735,000 |
| Danforth 01 | 1 | 0 | $725,000 | $725,000 |
| Rustic Hills | 1 | 0 | $665,000 | $665,000 |
| Monarch Country Club | 1 | 0 | $650,000 | $650,000 |
Also with waterfront homes for sale
- Pipers Landing (1)
- Palm Cove Golf & Yacht Club Ph (1)
- Harbour Ridge - BUTTONBUSH VILLAGE (1)
- Heronwood (1)
- Martin Downs Plat No 20 (Aka Monarch Country Club) (1)
- Pipers Landing 02 (1)
- Monarch (1)
- Magnolia Ridge Of Palm Ci (1)
- Pipers Landing 04 (1)
- The Meadows (1)
- The Meadows At Martin Dow (1)
- Martin Downs 70 Parkside M D (1)
- La Mariposa (1)
- Pipers Landing 06 (1)
- Harbour Ridge Y&CC-Bayhead Village (1)
- Bay Haven Condo (1)
- The Meadows at Martin Downs (1)
- Harbour Ridge Y&CC - South Shore Village (1)
- Sawgrass Villas Condo (1)
- Harbour Ridge Y&CC - Fairway Village (1)
- Sunset Trace (1)
- Harbour Ridge - Fairway Village (1)
- Pine Ridge At Martin Downs Condo (1)
- Sunset Trace At Martin Downs (Aka Martin Downs Pla (1)
- Harbour Ridge - Bayhead Village (1)
- Pipers Landing Garden Apts Area 09 (1)
- Pipers Landing Garden Apartments Condo (1)
- Harbour Ridge - Mile Lake Village (1)
- Harbour Ridge Y&Cc/Mile Lake Village (1)
- Harbour Ridge Y&CC - Mile Lake Village (1)
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Palm City?
What do waterfront homes cost in Palm City?
Which Palm City community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
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Waterfront Homes in nearby Martin County cities
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Live data: BeachesMLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Palm City, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.