Waterfront Homes for Sale in Palm City, FL
This page tracks every Palm City listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
122 waterfront homes are for sale or pending in Palm City, FL today across 89 communities. The median asking price is $830,000, from $125,000 to $9,750,000. Listings in Palm City without that feature have a median of $609,000. Most listings right now: Palm City Farms (5), Seagate Harbor (4), Greenridge Estates (3). Updated November 7, 2026 from the MLS.
Live waterfront homes in Palm City: the listings
108 active listings carry the flag today (36% of Palm City inventory), median asking $840,000, $314/sq ft, median 68 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Palm City
The most expensive waterfront homes in Palm City
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 2842 SW Rivers End Way | $9,750,000 | 5,705 | Floridian Golf Club |
| 2834 SW Rivers End Way | $6,499,000 | 5,316 | Floridian Golf Club |
| 661 SW Bay Pointe Circle | $6,495,000 | 6,503 | martin county |
| 3029 SW Cornell Avenue | $3,600,000 | 4,212 | — |
| 10225 SW Green Ridge Lane | $3,595,888 | 5,187 | — |
| 10225 SW Green Ridge Lane | $3,595,888 | 5,187 | — |
| 10125 SW Green Ridge Lane #Lane | $3,590,000 | 4,785 | — |
| 2805 SW Stoneybrook Way | $3,500,000 | — | martin county |
| 118 SW Palm Cove Drive | $3,450,000 | 5,232 | — |
| 9975 SW Green Ridge Lane | $3,200,000 | 2,681 | — |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 19 | 18% |
| $300K–$500K | 11 | 10% |
| $500K–$750K | 19 | 18% |
| $750K–$1M | 13 | 12% |
| $1M+ | 46 | 43% |
Palm City waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Palm City Farms | 5 | 0 | $1,325,000 | $850,000 |
| Seagate Harbor | 4 | 0 | $1,300,000 | $925,000 |
| Greenridge Estates | 3 | 0 | $3,595,888 | $3,200,000 |
| Lighthouse Point | 3 | 0 | $1,550,000 | $1,349,000 |
| Pipers Landing | 3 | 0 | $1,175,000 | $775,000 |
| Sand Trail (Aka Copperleaf) | 3 | 0 | $835,000 | $739,000 |
| Palm Cove Golf & Yacht Club | 3 | 0 | $730,000 | $621,500 |
| Villas At Sunset Trace At Martin Downs (Aka Martin | 3 | 0 | $280,000 | $274,900 |
| Pine Ridge At Martin Downs Condo | 3 | 0 | $225,000 | $215,000 |
| Floridian Golf Club | 2 | 0 | $8,124,500 | $6,499,000 |
| Pipers Landing 01 | 2 | 0 | $1,575,000 | $1,450,000 |
| Stuart West | 2 | 0 | $1,439,000 | $1,389,000 |
| The Admiralty Condo | 2 | 0 | $1,299,000 | $1,299,000 |
| Crane Creek Racquet Club | 2 | 0 | $1,232,500 | $1,190,000 |
| Hammock Creek | 2 | 0 | $1,099,500 | $850,000 |
| Meadows Prcl 51 Md 42 | 2 | 0 | $619,888 | $619,888 |
| Highlands Reserve | 2 | 0 | $574,999 | $500,000 |
| Harbour Ridge | 2 | 0 | $447,500 | $360,000 |
| The Meadows At Martin Dow | 2 | 0 | $437,250 | $424,500 |
| Pipers Landing 03 | 2 | 0 | $412,250 | $279,500 |
| Harbour Ridge Yacht & Country Club - Bayhead Villa | 2 | 0 | $349,450 | $299,000 |
| Bay Pointe PUD | 1 | 0 | $6,495,000 | $6,495,000 |
| Palm City Amended | 1 | 0 | $3,600,000 | $3,600,000 |
| Greenridge Estates | 1 | 0 | $3,590,000 | $3,590,000 |
| Fox Grove | 1 | 0 | $3,500,000 | $3,500,000 |
| Palm Cove PUD Ph 04 & 05 | 1 | 0 | $3,450,000 | $3,450,000 |
| Meadow Run | 1 | 0 | $2,995,000 | $2,995,000 |
| Harbour Ridge Yacht & CC -Sand Pine Village | 1 | 0 | $2,900,000 | $2,900,000 |
| Hemingway Estates | 1 | 0 | $2,149,000 | $2,149,000 |
| Four Rivers | 1 | 0 | $1,795,000 | $1,795,000 |
| Cobblestone | 1 | 0 | $1,690,000 | $1,690,000 |
| St Lucie Shores | 1 | 0 | $1,600,000 | $1,600,000 |
| Harbour Ridge Plat No 1 | 1 | 0 | $1,395,888 | $1,395,888 |
| Harbour Ridge 1 | 1 | 0 | $1,395,888 | $1,395,888 |
| Captain'S Creek (Aka Orchid Bay) | 1 | 0 | $1,395,888 | $1,395,888 |
| Sand Trail PUD | 1 | 0 | $1,375,000 | $1,375,000 |
| Four Rivers | 1 | 0 | $1,345,000 | $1,345,000 |
| Seagate Harbor | 1 | 0 | $1,329,000 | $1,329,000 |
| Crane Creek Racquet Club All Ph | 1 | 0 | $1,275,000 | $1,275,000 |
| Wide Waters | 1 | 0 | $1,250,000 | $1,250,000 |
| Cobblestone PUD 01 | 1 | 0 | $1,250,000 | $1,250,000 |
| Palm Cove Harbour Island | 1 | 0 | $1,200,000 | $1,200,000 |
| Hidden River Unrecorded | 1 | 0 | $1,199,900 | $1,199,900 |
| Mid-Rivers Yacht And Country Club (Aka Evergreen C | 1 | 0 | $1,109,000 | $1,109,000 |
| Cleveland | 1 | 0 | $1,099,000 | $1,099,000 |
| Orchid Bay | 1 | 0 | $1,001,000 | $1,001,000 |
| Harbour Ridge - River Pointe Village | 1 | 0 | $995,000 | $995,000 |
| Monarch Country Club) | 1 | 0 | $995,000 | $995,000 |
| Lighthouse Point | 1 | 0 | $949,900 | $949,900 |
| Highlands Reserve PUD | 1 | 0 | $949,888 | $949,888 |
| MONARCH, Martin Downs 31 | 1 | 0 | $839,900 | $839,900 |
| Rustic Hills | 1 | 0 | $825,000 | $825,000 |
| Palm Cove GOLF & YACHT CLUB | 1 | 0 | $824,888 | $824,888 |
| Harbour Ridge Yacht & CC - Mariner Village | 1 | 0 | $789,000 | $789,000 |
| Harbour Pointe | 1 | 0 | $779,900 | $779,900 |
| Sand Trail PUD AKA Copperleaf | 1 | 0 | $779,000 | $779,000 |
| Harbour Ridge - Buttonbush Village | 1 | 0 | $735,000 | $735,000 |
| Palm Cove | 1 | 0 | $729,000 | $729,000 |
| Harbour Ridge Y&CC-Sweetbay Village | 1 | 0 | $689,000 | $689,000 |
| Rustic Hills | 1 | 0 | $665,000 | $665,000 |
Also with waterfront homes for sale
- Pipers Landing (1)
- Palm Cove Golf & Yacht Club Ph (1)
- Harbour Ridge - BUTTONBUSH VILLAGE (1)
- The Meadows At Martin Downs (1)
- Monarch (1)
- Martin Downs 48 (1)
- Magnolia Ridge Of Palm Ci (1)
- Pipers Landing 04 (1)
- Ibis Point (1)
- The Meadows (1)
- Martin Downs 70 Parkside M D (1)
- Pipers Landing 02 (1)
- La Mariposa (1)
- Pipers Landing 06 (1)
- Harbour Ridge Y&CC-Bayhead Village (1)
- Bay Haven Condo (1)
- Sawgrass Villas Condo (1)
- Harbour Ridge Y&CC - South Shore Village (1)
- Harbour Ridge Y&CC - Fairway Village (1)
- Sunset Trace (1)
- Harbour Ridge - Fairway Village (1)
- Harbour Ridge Y&CC-South Shore Village (1)
- Sunset Trace At Martin Downs (Aka Martin Downs Pla (1)
- Pipers Lndg Garden 3 Clstr 1 (1)
- Harbour Ridge - Bayhead Village (1)
- Pipers Landing Garden Apts Area 09 (1)
- Pipers Landing Garden Apartments Condo (1)
- Harbour Ridge Y&Cc/Mile Lake Village (1)
- Harbour Ridge Y&CC - Mile Lake Village (1)
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Palm City?
What do waterfront homes cost in Palm City?
Which Palm City community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Palm City
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Waterfront Homes in nearby Martin County cities
- Stuart waterfront homes (277 for sale)
- Hobe Sound waterfront homes (43 for sale)
Live data: BeachesMLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Palm City, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.