Waterfront Homes for Sale in Palm City, FL
This page tracks every Palm City listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
113 waterfront homes are for sale or pending in Palm City, FL today across 87 communities. The median asking price is $825,000, from $119,000 to $6,650,000. Listings in Palm City without that feature have a median of $629,500. Most listings right now: Seagate Harbor (4), Stuart West (3), Hammock Creek (3). Updated September 27, 2026 from the MLS.
Live waterfront homes in Palm City: the listings
99 active listings carry the flag today (32% of Palm City inventory), median asking $849,777, $313/sq ft, median 85 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Palm City
The most expensive waterfront homes in Palm City
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 661 SW Bay Pointe Circle | $6,650,000 | 6,503 | — |
| 226 SW Palm Cove Drive | $3,900,000 | 5,393 | martin county |
| 3029 SW Cornell Avenue | $3,600,000 | 4,212 | — |
| 10125 SW Green Ridge Lane #Lane | $3,590,000 | 4,785 | — |
| 2805 SW Stoneybrook Way | $3,500,000 | — | Fox Grove Aka Meadow Run |
| 118 SW Palm Cove Drive | $3,450,000 | 5,232 | — |
| 9975 SW Green Ridge Lane | $3,200,000 | 2,681 | — |
| 3865 SW Stoneybrook Way | $2,995,000 | 3,795 | Fox Grove Aka Meadow Run |
| 10190 SW Hemingway Terrace | $2,289,000 | — | hemingway estates palm city |
| 5297 SW Anhinga Avenue | $1,879,000 | 2,648 | Four Rivers |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 13 | 13% |
| $300K–$500K | 13 | 13% |
| $500K–$750K | 16 | 16% |
| $750K–$1M | 23 | 23% |
| $1M+ | 34 | 34% |
Palm City waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Seagate Harbor | 4 | 0 | $962,000 | $889,000 |
| Stuart West | 3 | 0 | $1,489,000 | $989,000 |
| Hammock Creek | 3 | 0 | $1,100,000 | $875,000 |
| Sand Trail (Aka Copperleaf) | 3 | 0 | $1,075,000 | $845,000 |
| Rustic Hills | 3 | 0 | $825,000 | $795,000 |
| Palm Cove Golf & Yacht Club | 3 | 0 | $749,900 | $625,000 |
| The Meadows At Martin Downs | 3 | 0 | $425,000 | $365,000 |
| Lighthouse Point | 2 | 0 | $1,549,499 | $1,399,999 |
| Palm City Farms | 2 | 0 | $1,400,000 | $1,325,000 |
| Sand Trail PUD | 2 | 0 | $1,225,000 | $1,075,000 |
| Rustic Hills | 2 | 0 | $830,000 | $665,000 |
| Danforth | 2 | 0 | $671,450 | $642,900 |
| Highlands Reserve | 2 | 0 | $629,500 | $590,000 |
| Meadows Prcl 51 Md 42 | 2 | 0 | $619,888 | $619,888 |
| Harbour Ridge | 2 | 0 | $447,500 | $360,000 |
| Harbour Ridge Yacht & Country Club - Bayhead Villa | 2 | 0 | $349,450 | $299,000 |
| Villas At Sunset Trace At Martin Downs (Aka Martin | 2 | 0 | $277,450 | $274,900 |
| Pipers Landing Garden Apartments Condo | 2 | 0 | $149,000 | $119,000 |
| Bay Pointe PUD | 1 | 0 | $6,650,000 | $6,650,000 |
| Palm City Amended | 1 | 0 | $3,600,000 | $3,600,000 |
| Greenridge Estates | 1 | 0 | $3,590,000 | $3,590,000 |
| Fox Grove | 1 | 0 | $3,500,000 | $3,500,000 |
| Palm Cove PUD Ph 04 & 05 | 1 | 0 | $3,450,000 | $3,450,000 |
| Greenridge Estates | 1 | 0 | $3,200,000 | $3,200,000 |
| Meadow Run | 1 | 0 | $2,995,000 | $2,995,000 |
| Harbour Ridge Yacht & CC -Sand Pine Village | 1 | 0 | $2,900,000 | $2,900,000 |
| Hemingway Estates | 1 | 0 | $2,289,000 | $2,289,000 |
| Hideaway Isles | 1 | 0 | $2,200,000 | $2,200,000 |
| Four Rivers | 1 | 0 | $1,879,000 | $1,879,000 |
| Cobblestone | 1 | 0 | $1,778,000 | $1,778,000 |
| Pipers Landing 01 | 1 | 0 | $1,700,000 | $1,700,000 |
| St Lucie Shores | 1 | 0 | $1,600,000 | $1,600,000 |
| Gull Harbor 1st Add | 1 | 0 | $1,475,000 | $1,475,000 |
| Harbour Ridge Plat No 1 | 1 | 0 | $1,395,888 | $1,395,888 |
| Harbour Ridge 1 | 1 | 0 | $1,395,888 | $1,395,888 |
| Canopy Creek | 1 | 0 | $1,395,000 | $1,395,000 |
| Four Rivers | 1 | 0 | $1,350,000 | $1,350,000 |
| Seagate Harbor | 1 | 0 | $1,329,000 | $1,329,000 |
| Cobblestone PUD 01 | 1 | 0 | $1,275,000 | $1,275,000 |
| Palm Cove Harbour Island | 1 | 0 | $1,200,000 | $1,200,000 |
| Hidden River Unrecorded | 1 | 0 | $1,199,900 | $1,199,900 |
| Mid-Rivers Yacht And Country Club (Aka Evergreen C | 1 | 0 | $1,129,000 | $1,129,000 |
| Cleveland | 1 | 0 | $1,099,000 | $1,099,000 |
| Harbour Ridge Y&CC-Riverside Village | 1 | 0 | $1,095,000 | $1,095,000 |
| Harbour Ridge Yacht & CC-Buttonbush Village | 1 | 0 | $997,500 | $997,500 |
| Harbour Ridge - River Pointe Village | 1 | 0 | $995,000 | $995,000 |
| Monarch Country Club) | 1 | 0 | $995,000 | $995,000 |
| Fox Run Ph 01 | 1 | 0 | $980,000 | $980,000 |
| Lighthouse Point | 1 | 0 | $949,900 | $949,900 |
| Highlands Reserve PUD | 1 | 0 | $949,888 | $949,888 |
| Harbour Ridge Yacht & CC - Mariner Village | 1 | 0 | $898,000 | $898,000 |
| Hideaway Isles | 1 | 0 | $849,999 | $849,999 |
| Palm Cove GOLF & YACHT CLUB | 1 | 0 | $849,777 | $849,777 |
| Harbour Pointe | 1 | 0 | $779,900 | $779,900 |
| Sand Trail PUD AKA Copperleaf | 1 | 0 | $779,000 | $779,000 |
| Islesworth | 1 | 0 | $739,000 | $739,000 |
| Danforth 01 | 1 | 0 | $725,000 | $725,000 |
| Pipers Landing | 1 | 0 | $699,000 | $699,000 |
| Monarch Country Club | 1 | 0 | $650,000 | $650,000 |
| Palm Cove Golf & Yacht Club Ph | 1 | 0 | $629,900 | $629,900 |
Also with waterfront homes for sale
- Harbour Ridge - BUTTONBUSH VILLAGE (1)
- Heronwood (1)
- Meadows Prcl 61 & 61a (1)
- Martin Downs Plat No 20 (Aka Monarch Country Club) (1)
- Pipers Landing 02 (1)
- Pipers Landing 06 (1)
- Monarch (1)
- Magnolia Ridge Of Palm Ci (1)
- Charter Club At Martin Downs (1)
- The Meadows At Martin Dow (1)
- La Mariposa (1)
- Harbour Ridge Y&CC-Bayhead Village (1)
- Bay Haven Condo (1)
- The Meadows at Martin Downs (1)
- Harbour Ridge Y&CC - South Shore Village (1)
- Sawgrass Villas Condo (1)
- Harbour Ridge Y&CC - Fairway Village (1)
- Sunset Trace (1)
- Pipers Landing 03 (1)
- Pine Ridge At Martin Downs Condo (1)
- Sunset Trace At Martin Downs (Aka Martin Downs Pla (1)
- Harbour Ridge - Bayhead Village (1)
- Pipers Landing Garden Apts Area 03 (1)
- Pipers Landing Garden Apts Area 09 (1)
- Harbour Ridge - Mile Lake Village (1)
- Harbour Ridge Y&Cc/Mile Lake Village (1)
- Harbour Ridge Y&CC - Mile Lake Village (1)
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Palm City?
What do waterfront homes cost in Palm City?
Which Palm City community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Palm City
- All homes for sale in Palm City
- Palm City pool homes
- Palm City golf course homes
- Palm City gated community homes
- Palm City 4-bedroom homes
- Palm City homes under $300K
- Palm City homes $300K–$500K
- Waterfront Homes in every city
Live data: BeachesMLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Palm City, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.