Hammock Ridge Estates
Homes for Sale in Gainesville, FL
All 803 homes for sale in Gainesville, FL · median $296,000 · 239 homes for sale in 32608 · Alachua County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Hammock Ridge Estates in Gainesville, FL has 5 homes for sale and 1 pending, asking from $360,000 to $429,900 (median $385,000). Homes listed or recently sold were built 2004 - 2014; 16 of 16 report an HOA (median $38/mo); none of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 79 ft).
Homes For Sale Right Now in Hammock Ridge Estates
Live MLS inventory for Hammock Ridge Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 227 daysTop listing
Active · 1 days
Active · 26 days
Active · 50 days
Active · 26 daysActive and pending Hammock Ridge Estates listings as of 2026-09-21, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.
Hammock Ridge Estates right now
🟡 Balanced market. 3.4 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of July 15, 2026. Confidence: Low (4 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 24, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Hammock Ridge Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Hammock Ridge EstatesPhotos from Stellar MLS listings in Hammock Ridge Estates; content deemed reliable but not guaranteed.
The market around Hammock Ridge Estates
Hammock Ridge Estates is too small for its own price trend, so here is the market around it.
Across Alachua County, 1,279 homes are active and 419 pending (25% under contract).
ZIP and county figures describe the wider market, not Hammock Ridge Estates specifically. Momentum Research analysis of MLS records.
Hammock Ridge Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Hammock Ridge Estates
- Playground · reported on 5 of 7 listings
- Deed Restrictions · reported on 3 of 7 listings
- Fence Restrictions · reported on 1 of 7 listings
- Park · reported on 1 of 7 listings
- Association Recreation - Owned · reported on 1 of 7 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Alachua County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Archer Elementary-AL · Elementary
- Kanapaha Middle School-AL · Middle
- F. W. Buchholz High School-AL · High
Zoned schools reflect the assignments reported on recent Hammock Ridge Estates listings and can change; always confirm with Alachua County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Hammock Ridge Estates address.
Shop the zone: Homes zoned for F. W. Buchholz High School-Al
Recent Developments in Hammock Ridge Estates
Development, infrastructure, retail, and school activity affecting Hammock Ridge Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated July 2026.
- April 2026Development
Gainesville board approves 248-unit apartment project in northwest Gainesville
The Gainesville Development Review Board approved a 248-unit multifamily project in northwest Gainesville, planned as four four-story buildings with a clubhouse and amenities, with construction expected to run about 22 months.
What it may mean for the marketA new apartment community of this size adds rental housing to northwest Gainesville, a factor that can influence demand and pricing for nearby communities. The project is about 9 miles northeast of Hammock Ridge Estates, elsewhere in Alachua County.
Source: WCJB - April 2026Development
Newberry Ridge development of up to 1,250 homes advances east of Champions Park
Newberry Ridge, a roughly 225 acre project planned for up to 1,250 homes east of Champions Park in Newberry, cleared a land use amendment step and moved toward further Planning and Zoning, City Commission, and state review.
What it may mean for the marketA large planned community of this scale adds significant future housing on the west side of Alachua County, a factor that can influence demand and pricing for nearby communities. The project is about 10 miles northwest of Hammock Ridge Estates, elsewhere in Alachua County.
Source: Mainstreet Daily News - April 2026Development
Sandia West development of about 500 homes advances near Champions Park in Newberry
Sandia West, a roughly 160 acre residential development planned for about 500 homes near Champions Park on the northeast side of Newberry, won Planning and Zoning Board approval and moved toward City Commission and state review.
What it may mean for the marketA large new residential development in Newberry adds future housing supply on the west side of Alachua County, the kind of growth that can shape demand for nearby communities. The project is about 10 miles northwest of Hammock Ridge Estates, elsewhere in Alachua County.
Source: Mainstreet Daily News - December 2025Retail & Dining
Amrit Palace Indian restaurant to open on Southwest 34th Street in Gainesville
Amrit Palace, an Indian restaurant expanding from Ocala, is planned to open at 3105 Southwest 34th Street in Gainesville, adding a dining option along the 34th Street corridor near Archer Road.
What it may mean for the marketA new restaurant on the 34th Street corridor adds to the dining and retail mix that shapes daily convenience for nearby Gainesville communities. The project is about 7 miles northeast of Hammock Ridge Estates, elsewhere in Alachua County.
Source: 352today - May 2025Development
Archer Place luxury condo and retail project breaks ground at Archer Road and 34th Street in Gainesville
Archer Place, a mixed-use development at the corner of Archer Road and Southwest 34th Street near Butler Plaza in Gainesville, broke ground with plans for 92 residential units including penthouses and workforce apartments, ground-floor retail, and a roughly 6,000 square foot restaurant, with completion targeted for late 2026.
What it may mean for the marketA new mixed-use condo and retail project on the Archer Road corridor adds housing and commercial space near Butler Plaza, the kind of activity that can shape demand for nearby Gainesville communities. The site is about 7 miles northeast of Hammock Ridge Estates.
Source: Mainstreet Daily News
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Hammock Ridge Estates buying strategy.
If we were buying in Hammock Ridge Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hammock Ridge Estates.
A closer look at the Hammock Ridge Estates market
Inventory runs at 3.4 months of supply, a balanced market.
The housing stock is 9 homes built between 1982 and 2005, and 100% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Hammock Ridge Estates. The deal is won or lost on condition, the comps, and the renovation math.
What it really costs to own in Hammock Ridge EstatesHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | At today's median asking price of $385,000, the first-year bill with homestead is about $5,700/yr (Alachua County total millage 16.5552 mills, FY2025-26, Alachua County Property Appraiser, FY2025-26 adopted budget). |
|---|---|
| HOA dues | Median $38/month across 15 MLS listings (most billed quarterly; 2026-10-24). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Alachua County is $1,020/yr (714 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 14 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2005 across 17 listings. An original roof here would be about 21 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $598/month (tax $475, HOA $38, insurance $85). An estimate from the sources above, not a quote.
Email me new listings in Hammock Ridge EstatesHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Hammock Ridge EstatesHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Hammock Ridge EstatesHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $38/month (about $460/yr) · median of 15 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $38 per month ($460 a year) - the median AssociationFee across 15 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Hammock Ridge Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hammock Ridge Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hammock Ridge Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hammock Ridge Estates home worth?
Get a no-obligation home value based on real comparable sales in Hammock Ridge Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Hammock Ridge Estates
Homes in Hammock Ridge Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 10064 SW 98Th Lane · off market
- 10368 SW 98Th Terrace · off market
- 9590 SW 98Th Avenue · off market
Last 30 days in Hammock Ridge Estates: 1 new listing (median asking $385,000), 1 under contract right now. As of October 24, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
| Location | Gainesville, Alachua County, FL |
|---|---|
| Homes in the community | 9 (FL DOR 2025 assessment roll) |
| Years built | 1982–2005 (median 1991) |
| Typical living area | 1,152 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Playground, Park, Deed Restrictions, Fence Restrictions, Golf Carts OK, Other |
| For sale right now | 2 active, 2 pending · median asking $462,500 · 3.4 months of supply |
| Owner-occupied (homestead) share | 100% |
Data as of July 15, 2026. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Hammock Ridge Estates key facts,” movewithmomentum.com/neighborhoods/hammock-ridge-estates-gainesville, data as of July 15, 2026.
Housing distress & ownership in Hammock Ridge Estates, Gainesville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Just listed in Hammock Ridge Estates
The newest homes for sale in Hammock Ridge Estates right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 9574 SW 102Nd Terrace $385,000 · 3 bd · 2 ba · 1,462 sq ft · listed Oct 15, 2026 Courtesy of GARRETT REALTY
- 9978 SW 98Th Terrace $429,900 · 4 bd · 3 ba · 1,866 sq ft · listed Sep 1, 2026 Courtesy of HOMETOWN REALTY OF NORTH FLORIDA, INC
- 10144 SW 98 Terrace $424,900 · 4 bd · 2 ba · 2,000 sq ft · listed Aug 15, 2026 Courtesy of WATSON REALTY CORP
- 9445 SW 96Th Terrace $360,000 · 3 bd · 2 ba · 1,367 sq ft · listed Aug 13, 2026 Courtesy of MATCHMAKER REALTY OF ALACHUA COUNTY
- 9892 SW 95Th Place $375,000 · 4 bd · 2 ba · 1,703 sq ft · listed Jul 21, 2026 Courtesy of CORNERSTONE REALTY & MANAGEMENT SERVICES LLC
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Hammock Ridge Estates Gainesville Right Now (6)
All 6 active and pending Hammock Ridge Estates Gainesville listings with a detail page, newest first, refreshed twice a day from the MLS.
- 9574 SW 102nd Terrace · $385,000 · 3 bd / 2 ba · listed Oct 15, 2026 · listed by Garrett Realty
- 9978 SW 98th Terrace · $429,900 · 4 bd / 3 ba · listed Sep 10, 2026 · listed by Hometown Realty Of North Florida, Inc
- 10144 SW 98 Terrace · $424,900 · 4 bd / 2 ba · listed Sep 2, 2026 · listed by Watson Realty Corp
- 9445 SW 96th Terrace · $360,000 · 3 bd / 2 ba · listed Aug 15, 2026 · listed by Matchmaker Realty Of Alachua County
- 9892 SW 95th Place · $375,000 · 4 bd / 2 ba · listed by Cornerstone Realty & Management Services Llc
- 10215 SW 98 Th Avenue · $459,000 · 3 bd / 2 ba · pending · listed by Bhhs Florida Realty
Recently sold in Hammock Ridge Estates Gainesville
- 10064 Sw 98Th Lane · sold $427,000
- 9590 Sw 98Th Avenue · sold $300,000
- 10368 Sw 98Th Terrace · sold $427,500
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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The real cost & risk here
Before the list price, the Florida math the portals skip. These are Alachua County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Alachua County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
29% of homes for sale in ZIP 32608 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-25).
Hammock Ridge Estates Market Scorecard
Hammock Ridge Estates is currently a buyer's market. About 6.0 months of supply, a median asking price of $385,000, and homes go under contract in about 68 days.
Typical home value in the 32608 ZIP is $330,255, about 11.0% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Hammock Ridge Estates a buyer's or seller's market right now?
How many homes are in Hammock Ridge Estates?
What share of Hammock Ridge Estates is owner-occupied?
When were the homes in Hammock Ridge Estates built?
Who is the best real estate agent for Hammock Ridge Estates?
How do I find a top Gainesville real estate agent who knows Hammock Ridge Estates?
Can Momentum Realty connect me with an agent for Hammock Ridge Estates?
Where is Hammock Ridge Estates, and what county is it in?
Is Hammock Ridge Estates in a flood zone?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 21, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More on Hammock Ridge Estates
- Home values · What homes in Hammock Ridge Estates actually sell for
- Find an agent · How to choose the best real estate agent in Hammock Ridge Estates
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