Harbor Landing in Destin

Harbor Landing
Homes for Sale in Destin, FL

All 603 homes for sale in Destin, FL · median $634,900 · 411 homes for sale in 32541 · Okaloosa County homes for sale

Community in Destin · Okaloosa County · ZIP 32541
Free · No obligation
Talk to a Harbor Landing Expert

True comps, carrying-cost math, and listings before the portals.

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data8 years of closingsUpdated twice daily

As of September 2026, Harbor Landing Ph Ii in Destin, FL has 1 home for sale. As of September 2026, the MLS records 3 closed sales in Harbor Landing Ph Ii in Destin, FL since 2018, the most recent in May 2023. Across Destin as a whole, 418 homes closed in the last 12 months at a median of $730,000, 99 median days on market, with 314 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $9,410 ($8,900 with the full homestead exemption).

Live · Harbor Landing Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Okaloosa: 23% (551 of 2,441)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Harbor Landing Ph II is a small pocket in Destin, and right now there is exactly one active listing to read the market by. With a sample that thin, there is no reliable spread to quote and no median to anchor to — price here will be set by the condition and specifics of whatever single home is on the market, not by a broad community trend.

For a buyer, that means the negotiation is one-on-one with a lone seller rather than a comparison across options, so leverage swings on how motivated that seller is and how long the home has sat. For a seller, low competing supply can help, but it also means pricing is a judgment call built from the surrounding Destin market, not from a stack of local comps.

The 60-Second Overview

Harbor Landing Ph II is a compact community in Destin, Okaloosa County, currently showing a single active listing and no amenities identified from current MLS listings — a place you evaluate home-by-home rather than by the numbers.

Emerald Coast MLS sales records identify 54 homes in HARBOR LANDING that have changed hands since 2006, built between 2004 and 2006 (median 2006), with a median living area of about 2,342 sq ft and a typical 3-bedroom, 3.5-bath layout; 100% are condominiums. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers set on a Destin address who are comfortable acting when a single home fits their budget
  • Purchasers who value low competing inventory and a direct, one-seller negotiation
  • Those who plan to price off broader area comps rather than in-community history

Probably not for

  • Buyers who want several homes to tour and compare within one community
  • Anyone whose budget depends on shared amenities or facilities to justify the buy
  • Shoppers who need an active, data-rich local market to feel confident on value

The market around Harbor Landing

Harbor Landing is too small for its own price trend, so here is the market around it.

In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Destin.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Harbor Landing specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in HARBOR LANDING PH II, Destin

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 19 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Harbor Landing

Live MLS inventory for Harbor Landing. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harbor Landing listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Harbor Landing Ph Ii Right Now (1)

All 1 active and pending Harbor Landing Ph Ii listings with a detail page, newest first, refreshed twice a day from the MLS.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Destin · Elementary
  • Destin · Middle
  • Destin · High

Zoned schools reflect the assignments reported on recent Harbor Landing listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Landing address.

If we were buying in Harbor Landing today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Landing.

Best Buy
Buyers who want a specific Destin location and are prepared to evaluate a single home on its own merits.
Biggest Risk
A one-listing market gives you almost no local comps to price against.
Sweet Spot
A well-conditioned home priced honestly against the broader Destin market.
Avoid If
You need choice, community amenities, or a lineup of options to compare.

A thin-inventory pocket in Destin

With one home active and no community amenities surfacing in the MLS data, this is not a subdivision you buy for shared facilities or a deep menu of floor plans. The draw is location within Destin and the specific house itself, so due diligence should center on condition, lot, and how the individual property stacks up against the broader coastal market.

Because there is so little to transact against here, timing and information matter more than usual. Anyone buying or selling should lean on wider Destin and Okaloosa County comparables to sanity-check value, since Harbor Landing Ph II on its own does not generate enough activity to tell you much.

“

The location and the amenities are priced into every listing in Harbor Landing. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a community has a single listing and no internal comp set, you need someone who will price and negotiate off the wider Destin market rather than guess. We track the surrounding data, tell you plainly when the lone available home is a fit or a stretch, and keep you from overpaying — or underpricing — in a pocket this quiet.

Harbor Landing in 15 seconds.

Best forBuyers who want a specific Destin location and are prepared to evaluate a single home on its own merits.
Biggest advantageVery low competing supply means a focused, one-on-one negotiation.
Biggest riskA one-listing market gives you almost no local comps to price against.
Sweet spotA well-conditioned home priced honestly against the broader Destin market.
Avoid ifYou need choice, community amenities, or a lineup of options to compare.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harbor Landing homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harbor Landing.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Landing sales matched to your home.

What is your Harbor Landing home worth?

Get a no-obligation home value based on real comparable sales in Harbor Landing, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Destin →

Real comps, not an automated estimate.
Buyers set on a Destin address who are comfortable acting when a single home fits their budgetExcellent fit
Purchasers who value low competing inventory and a direct, one-seller negotiationExcellent fit
Those who plan to price off broader area comps rather than in-community historyExcellent fit
Buyers who want several homes to tour and compare within one communityProbably not
Anyone whose budget depends on shared amenities or facilities to justify the buyProbably not
Shoppers who need an active, data-rich local market to feel confident on valueProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: July 25, 2026)
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2018 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

Common questions about Harbor Landing

Where is Harbor Landing?

Harbor Landing is a community in Destin, Okaloosa County, Florida, ZIP 32541.

Are there homes for sale in Harbor Landing right now?

Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Harbor Landing have an HOA or CDD?

No HOA is on record for Harbor Landing in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Harbor Landing with Momentum Realty’s local guides.

Harbor Landing0.0 mi away · median $730K, 7 sales/12 moSCSandpiper Cove0.2 mi away · 1 for saleSandpiper Cove0.2 mi away · median $348K, 22 sales/12 moSandpiper Cove0.2 mi away · 1 for saleMarbella (Okaloosa)0.3 mi away · 47 homes, built 1939–24, 4 for saleTides Of0.3 mi away · 122 homes, built 1968–24, 2 for saleShoreline Gardens T H0.3 mi awayHarbor Plantation0.4 mi away · 1 for sale

Browse all neighborhood guides →

Talk to a Local Harbor Landing Expert
Call Get Listings