Harbor Place Townhomes
Homes for Sale in Destin, FL
All 591 homes for sale in Destin, FL · median $639,000 · 46 townhomes for sale in Destin · 569 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Harbor Place Townhomes in Destin, FL has 2 homes for sale. Homes listed or recently sold were built 2023–2023; 4 of 4 report an HOA (median $120/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 42 ft).
Harbor Place Townhomes right now
🟢 Buyer-leaning market. 12.0 months of supply and 33% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (3 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 8, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Harbor Place Townhomes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Harbor Place Townhomes
Harbor Place Townhomes
Harbor Place Townhomes
Harbor Place TownhomesPhotos from Emerald Coast MLS listings in Harbor Place Townhomes; content deemed reliable but not guaranteed.
The market around Harbor Place Townhomes
Harbor Place Townhomes is too small for its own price trend, so here is the market around it.
In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Destin.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
ZIP and county figures describe the wider market, not Harbor Place Townhomes specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Harbor Place Townhomes
Live MLS inventory for Harbor Place Townhomes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Harbor Place Townhomes listings as of 2026-11-06, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Harbor Place Townhomes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Destin · High
Zoned schools reflect the assignments reported on recent Harbor Place Townhomes listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Place Townhomes address.
Shop the zone: Homes zoned for Fort Walton Beach High School · Homes zoned for Destin High School
The Harbor Place Townhomes buying strategy.
If we were buying in Harbor Place Townhomes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Place Townhomes.
A closer look at the Harbor Place Townhomes market
Inventory runs at 12.0 months of supply, a buyer-leaning market.
The housing stock is 54 homes built around 2023, and 35% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Harbor Place Townhomes. The deal is won or lost on condition, the comps, and the renovation math.
Tools for a Harbor Place Townhomes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Place Townhomes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Place Townhomes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Place Townhomes home worth?
Get a no-obligation home value based on real comparable sales in Harbor Place Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Destin →
Recently off market in Harbor Place Townhomes
Homes in Harbor Place Townhomes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 14 Redbird Loop · off market
- 15 Redbird Lp · off market
- 22 Redbird Loop · off market
| Location | Destin, Okaloosa County, FL · ZIP 32541 |
|---|---|
| Homes in the community | 54 (FL DOR 2025 assessment roll) |
| Years built | 2023–2023 (median 2023.0) |
| Typical living area | 1,571 sq ft (median) |
| Amenities listed by sellers | Pets Allowed, Short Term Rental - Not Allowed |
| For sale right now | 2 active, 1 pending · median asking $367,500 · 12.0 months of supply |
| Owner-occupied (homestead) share | 35% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbor Place Townhomes key facts,” movewithmomentum.com/neighborhoods/harbor-place-townhomes, data as of September 20, 2026.
Housing distress & ownership in Harbor Place Townhomes, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Harbor Place Townhomes Right Now (1)
All 1 active and pending Harbor Place Townhomes listings with a detail page, newest first, refreshed twice a day from the MLS.
- 21 Redbird Loop · $369,999 · 3 bd / 2.5 ba · pending · listed Aug 8, 2026 · listed by Coldwell Banker Realty
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Destin guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
Real estate agent in Destin? Join Momentum in Destin: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Redbird Loop (27 homes on record)
Email me new listings in Harbor Place Townhomes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Harbor Place Townhomes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harbor Place Townhomes will answer, and the answer is published on this page for the next buyer.
What it really costs to own in Harbor Place Townhomes
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $4,141/yr across 3 listings here (MLS tax records, 2026-11-08). |
|---|---|
| HOA dues | Median $110/month across 3 MLS listings (most billed quarterly; 2026-11-08). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2023 across 3 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
10% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-08).
Frequently Asked Questions
Is Harbor Place Townhomes a buyer's or seller's market right now?
How many homes are in Harbor Place Townhomes?
What share of Harbor Place Townhomes is owner-occupied?
When were the homes in Harbor Place Townhomes built?
Who is the best real estate agent for Harbor Place Townhomes?
How do I find a top Destin real estate agent who knows Harbor Place Townhomes?
Can Momentum Realty connect me with an agent for Harbor Place Townhomes?
Where is Harbor Place Townhomes, and what county is it in?
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 6, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32541)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2023 (60 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how Harbor Place Townhomes fits the bigger picture — live prices, inventory, and Momentum Scores: