Harbor Place
Homes for Sale in Destin, FL
All 602 homes for sale in Destin, FL · median $636,000 · 617 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, the MLS records 1 closed sale in Harbor Place in Destin, FL, the most recent in January 2026. Across Destin as a whole, 418 homes closed in the last 12 months at a median of $730,000, 99 median days on market, with 314 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $9,410 ($8,900 with the full homestead exemption).
| Location | Destin, Okaloosa County, FL · ZIP 32541 |
|---|---|
| Homes in the community | 38 (FL DOR 2025 assessment roll) |
| Years built | 2023–2023 (median 2023.0) |
| Typical living area | 1,571 sq ft (median) |
| Amenities listed by sellers | Short Term Rental - Not Allowed |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 42% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbor Place key facts,” movewithmomentum.com/neighborhoods/harbor-place, data as of September 20, 2026.
Harbor Place in Destin currently shows a single active listing, so there is no live market to read in the usual sense — one home sets the entire visible picture. With that little inventory, price here is driven by the condition and specifics of whatever is on the market at the moment, not by any settled community pattern you can lean on.
For a buyer, that means patience and flexibility: you are shopping one option, and comparable data inside the community is thin. For a seller, the flip side is that you are not competing against a wall of neighbors — but you will also need off-market and nearby comps to price with confidence, because a single listing does not establish a range.
Nearby homes for sale
No active listings inside Harbor PlaceHomes for Sale in Destin, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harbor Place is a small Destin community with just one home on the market as of this snapshot, and no amenities identified from current MLS listings. Treat it as a low-inventory pocket where each individual property, rather than a broad market trend, tells the story.
County records show 8 qualified sales in Harbor Place across 2024–2025 (1 in 2024, 7 in 2025), median $405,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harbor Place is best for.
Best for
- Buyers focused on one particular property rather than browsing a range of options
- Sellers who value listing without direct in-community competition and will price off nearby comps
- Buyers comfortable making a decision without a deep local sales history to lean on
Probably not for
- Buyers who want multiple homes to compare before choosing
- Anyone who needs shared community amenities, since none are identified here
- Buyers who want a settled price trend and days-on-market data before committing
The market around Harbor Place
Harbor Place is too small for its own price trend, so here is the market around it.
In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Destin.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Harbor Place specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Harbor Place, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Harbor Place buying strategy.
If we were buying in Harbor Place today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Place.
One listing, no trendline
With a single active listing, Harbor Place does not give you the sample size to talk about typical days on market, price spreads, or absorption. That is not a knock on the community — it is simply the reality of a thin slice of the Emerald Coast market. Anyone quoting confident ranges here is guessing.
No community amenities surface from current MLS listings, so the value proposition rests on the home itself and its Destin, Okaloosa County location rather than shared facilities. Do your homework on the specific property, and lean on nearby sales to frame what you are looking at.
The location and the amenities are priced into every listing in Harbor Place. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has one listing, the MLS alone will not price it for you. We fill that gap with nearby comparables, off-market context, and a clear-eyed read on the single home in play — so you are not making a Destin-sized decision on a data set of one.
Harbor Place in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Place buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Place sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Place, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Place home worth?
Get a no-obligation home value based on real comparable sales in Harbor Place, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Destin →
Recently off market in Harbor Place
Homes in Harbor Place that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 7 Renea Cove · off market
Frequently Asked Questions
How many homes are in Harbor Place?
What share of Harbor Place is owner-occupied?
When were the homes in Harbor Place built?
Who is the best real estate agent for Harbor Place?
How do I find a top Destin real estate agent who knows Harbor Place?
Can Momentum Realty connect me with an agent for Harbor Place?
Where is Harbor Place, and what county is it in?
Should you buy in Harbor Place?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32541)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harbor Place fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Harbor Place with Momentum Realty’s local guides.