Harbour Pointe
Homes for Sale in Palm City, FL
All 323 homes for sale in Palm City, FL · median $665,000 · 308 homes for sale in 34990 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 1 closed sale in Harbour Pointe in Palm City, FL, the most recent in August 2026. Across Palm City as a whole, 100 homes closed in the last 12 months at a median of $800,000, 85 median days on market, with 312 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $12,380 ($11,760 with the full homestead exemption).

Harbour Pointe in Palm City sits in a market where the median is now $610K, down nine percent year-over-year. With closings measured in single digits over recent months and homes taking just under two months to move, this is a community where pricing discipline matters. Sellers who chase last year's comps will sit; buyers willing to move on well-priced inventory can still find themselves in a negotiation.
The per-square-foot median of roughly $294 reflects Palm City's Martin County setting—water-proximate but not waterfront premium, and insulated from the density found farther south. Harbour Pointe homes vary widely in age, condition, and lot appeal, so the spread between asking and closing can be significant. If you're buying here, condition and layout will justify price far more than the community name alone.
Figures in this note are as of July 16, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Harbour Pointe right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harbour Pointe is a Palm City neighborhood in Martin County where the median closed price is $610K and homes are moving in just under sixty days—a market that rewards preparation over urgency.
BeachesMLS sales records identify 40 homes in Harbour Pointe that have changed hands since 2001, built between 1991 and 2005 (median 1994), with a median living area of about 2,273 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 10 qualified sales in Harbour Pointe across 2024–2025 (3 in 2024, 7 in 2025), median $670,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harbour Pointe is best for.
Best for
- Buyers with budget flexibility around the median who value Martin County's relative space and will pay for the right lot and condition
- Buyers who prefer a quieter Palm City setting and do not need clubhouse or pool facilities
- Investors or second-home buyers comfortable with a slower, comp-sensitive market where exit timing requires patience
Probably not for
- Buyers who need a broad, liquid resale market with dozens of monthly closings and predictable turnover
- First-time buyers stretched at the median who cannot absorb condition-driven price variances or deferred maintenance
- Anyone expecting resort-style amenities, walkable convenience, or a community identity beyond the individual home
The market around Harbour Pointe
Harbour Pointe is too small for its own price trend, so here is the market around it.
In ZIP 34990, 369 homes are on the market and 19% are under contract — a steady corner of Palm City.
Across Martin County, 1,379 homes are active and 307 pending (18% under contract).
In ZIP 34990 (Palm City), 100 homes closed in the last 12 months at a median of $800K ($287/sq ft), down 8.4% year over year, with a median 85 days on market. Right now 22 active and 4 pending listings put supply at about 2.6 months — a buyer's market. See the live ZIP 34990 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Harbour Pointe specifically. Momentum Research analysis of MLS records.
The Harbour Pointe buying strategy.
If we were buying in Harbour Pointe today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Pointe.
What the numbers tell you about position
The nine-percent year-over-year decline is not a collapse; it is a reset after an exuberant run. Harbour Pointe inventory has thinned to the point where each listing's condition and price set the tempo for the next. Median days on market of fifty-nine means well-priced homes still move, but overreach and you will watch weeks turn into months.
At $294 per square foot, you are paying for Martin County's relative scarcity and Palm City's location between the Turnpike and the St. Lucie River corridor. The trade-off: no resort-style amenity package, no branded developer infrastructure. What you get is lot size, relative privacy, and a market where your home's individual appeal—updated kitchen, pool, preserve lot—drives value more than the gate sign.
With only a handful of closings in the trailing window, every comp matters. Buyers should pull tax records, verify recent improvements, and understand that two homes three streets apart can justify very different prices. Sellers need to price to the market that exists now, not the one that closed six months ago.
The location and the amenities are priced into every listing in Harbour Pointe. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Harbour Pointe rewards granular comp analysis and condition-based pricing, not broad-stroke comparables. Momentum's analysts pull every Martin County sale that matters, cross-reference days on market against concessions, and tell you what a pool or a preserve lot is actually worth in this specific moment. We will not hand you an algorithm; we will walk the property, price it honestly, and tell you if waiting makes sense or costs you money.
Harbour Pointe in 15 seconds.
Tools for a Harbour Pointe buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Pointe sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbour Pointe, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbour Pointe home worth?
Get a no-obligation home value based on real comparable sales in Harbour Pointe, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm City →
| Location | Palm City, Martin County, FL · ZIP 34990 |
|---|---|
| Homes in the community | 110 (FL DOR 2025 assessment roll) |
| Years built | 1991–2005 (median 1994.0) |
| Typical living area | 2,266 sq ft (median) |
| Owner-occupied (homestead) share | 87% |
Data as of November 6, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbour Pointe key facts,” movewithmomentum.com/neighborhoods/harbour-pointe, data as of November 6, 2026.
Housing distress & ownership in Harbour Pointe, Palm City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
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Palm City guides & data
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- SW Lighthouse Drive (20 homes on record)
- SW Lighthouse Drive (5 homes on record)
- SW Lighthouse Drive (3 homes on record)
- SW Lighthouse Drive (2 homes on record)
- SW Lighthouse Drive (1 homes on record)
Email me new listings in Harbour Pointe
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Harbour Pointe
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harbour Pointe will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Harbour Pointe?
What share of Harbour Pointe is owner-occupied?
When were the homes in Harbour Pointe built?
Who is the best real estate agent for Harbour Pointe?
How do I find a top Palm City real estate agent who knows Harbour Pointe?
Can Momentum Realty connect me with an agent for Harbour Pointe?
Where is Harbour Pointe, and what county is it in?
Should you buy in Harbour Pointe?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34990)) |
| Under-contract shares | Beaches MLS records, as of 2026-11-06 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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