Harbour Pointe
Homes for Sale in Palm City, FL

All 323 homes for sale in Palm City, FL · median $665,000 · 308 homes for sale in 34990 · Martin County homes for sale

Community in Palm City · Martin County · ZIP 34990
110 homesBuilt 1991–2005
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Built fromLive Beaches MLS dataFL DOR public recordsUpdated twice daily

As of November 2026, the MLS records 1 closed sale in Harbour Pointe in Palm City, FL, the most recent in August 2026. Across Palm City as a whole, 100 homes closed in the last 12 months at a median of $800,000, 85 median days on market, with 312 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $12,380 ($11,760 with the full homestead exemption).

Live · Harbour Pointe Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
87%
Owner-occupied · Harbour Pointe
96 of 110 parcels homesteaded (FL DOR 2025)
13%
Non-owner-occupied · Harbour Pointe
incl. 6% trust or LLC-held · 4% out-of-state
110
Homes in the community
110 residential parcels (FL DOR 2025)
Track record · 0 years of records
10
Recorded sales · 2024-2025
median $670K · qualified sales on the county roll (FL DOR 2025)
1991–2005
Years homes were built
median 1994 · county roll (FL DOR 2025)
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 16, 2026

Harbour Pointe in Palm City sits in a market where the median is now $610K, down nine percent year-over-year. With closings measured in single digits over recent months and homes taking just under two months to move, this is a community where pricing discipline matters. Sellers who chase last year's comps will sit; buyers willing to move on well-priced inventory can still find themselves in a negotiation.

The per-square-foot median of roughly $294 reflects Palm City's Martin County setting—water-proximate but not waterfront premium, and insulated from the density found farther south. Harbour Pointe homes vary widely in age, condition, and lot appeal, so the spread between asking and closing can be significant. If you're buying here, condition and layout will justify price far more than the community name alone.

Figures in this note are as of July 16, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Harbour Pointe right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1170 SW Lighthouse Drive
$809K · 0.1 mi away
5 bd · 3 ba · 3,217 sqft
1170 SW Lighthouse Drive
Listed by RE/MAX of Stuart
913 SW LIGHTHOUSE Drive
$780K · 0.1 mi away
4 bd · 2.5 ba · 2,430 sqft
913 SW LIGHTHOUSE Drive
Listed by Laviano & Associates Real Esta
1801 SW HUNTERS CLUB Way
$730K · 0.1 mi away
4 bd · 2.5 ba · 2,444 sqft
1801 SW HUNTERS CLUB Way
Listed by RE/MAX of Stuart
1138 SW Lighthouse Drive
$725K · 0.1 mi away
5 bd · 3.5 ba · 3,255 sqft
1138 SW Lighthouse Drive
Listed by The Brokerage Treasure Coast
1873 SW HUNTERS CLUB Way
$595K · 0.2 mi away
3 bd · 2 ba · 1,699 sqft
1873 SW HUNTERS CLUB Way
Listed by RE/MAX of Stuart
521 SW MARION Court
$795K · 0.4 mi away
3 bd · 2.5 ba · 2,635 sqft
521 SW MARION Court
Listed by RE/MAX of Stuart

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Harbour Pointe is a Palm City neighborhood in Martin County where the median closed price is $610K and homes are moving in just under sixty days—a market that rewards preparation over urgency.

BeachesMLS sales records identify 40 homes in Harbour Pointe that have changed hands since 2001, built between 1991 and 2005 (median 1994), with a median living area of about 2,273 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 10 qualified sales in Harbour Pointe across 2024–2025 (3 in 2024, 7 in 2025), median $670,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers with budget flexibility around the median who value Martin County's relative space and will pay for the right lot and condition
  • Buyers who prefer a quieter Palm City setting and do not need clubhouse or pool facilities
  • Investors or second-home buyers comfortable with a slower, comp-sensitive market where exit timing requires patience

Probably not for

  • Buyers who need a broad, liquid resale market with dozens of monthly closings and predictable turnover
  • First-time buyers stretched at the median who cannot absorb condition-driven price variances or deferred maintenance
  • Anyone expecting resort-style amenities, walkable convenience, or a community identity beyond the individual home

The market around Harbour Pointe

Harbour Pointe is too small for its own price trend, so here is the market around it.

In ZIP 34990, 369 homes are on the market and 19% are under contract — a steady corner of Palm City.

Across Martin County, 1,379 homes are active and 307 pending (18% under contract).

In ZIP 34990 (Palm City), 100 homes closed in the last 12 months at a median of $800K ($287/sq ft), down 8.4% year over year, with a median 85 days on market. Right now 22 active and 4 pending listings put supply at about 2.6 months — a buyer's market. See the live ZIP 34990 housing market and the Martin County market.

ZIP and county figures describe the wider market, not Harbour Pointe specifically. Momentum Research analysis of MLS records.

If we were buying in Harbour Pointe today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Pointe.

Best Buy
Buyers who want Martin County location and individual home character over branded amenities.
Biggest Risk
Thin sales volume means every comp and every pricing decision carries outsize weight.
Sweet Spot
A home priced to its actual condition, not to what a neighbor's different house closed for months ago.
Avoid If
You need resort amenities, walkable retail, or a market deep enough to guarantee fast liquidity.

What the numbers tell you about position

The nine-percent year-over-year decline is not a collapse; it is a reset after an exuberant run. Harbour Pointe inventory has thinned to the point where each listing's condition and price set the tempo for the next. Median days on market of fifty-nine means well-priced homes still move, but overreach and you will watch weeks turn into months.

At $294 per square foot, you are paying for Martin County's relative scarcity and Palm City's location between the Turnpike and the St. Lucie River corridor. The trade-off: no resort-style amenity package, no branded developer infrastructure. What you get is lot size, relative privacy, and a market where your home's individual appeal—updated kitchen, pool, preserve lot—drives value more than the gate sign.

With only a handful of closings in the trailing window, every comp matters. Buyers should pull tax records, verify recent improvements, and understand that two homes three streets apart can justify very different prices. Sellers need to price to the market that exists now, not the one that closed six months ago.

“

The location and the amenities are priced into every listing in Harbour Pointe. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Harbour Pointe rewards granular comp analysis and condition-based pricing, not broad-stroke comparables. Momentum's analysts pull every Martin County sale that matters, cross-reference days on market against concessions, and tell you what a pool or a preserve lot is actually worth in this specific moment. We will not hand you an algorithm; we will walk the property, price it honestly, and tell you if waiting makes sense or costs you money.

Harbour Pointe in 15 seconds.

Best forBuyers who want Martin County location and individual home character over branded amenities.
Biggest advantageRelative privacy and lot size without the density or HOA complexity of master-planned communities.
Biggest riskThin sales volume means every comp and every pricing decision carries outsize weight.
Sweet spotA home priced to its actual condition, not to what a neighbor's different house closed for months ago.
Avoid ifYou need resort amenities, walkable retail, or a market deep enough to guarantee fast liquidity.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Pointe sales matched to your home.

What is your Harbour Pointe home worth?

Get a no-obligation home value based on real comparable sales in Harbour Pointe, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Harbour Pointe key facts
LocationPalm City, Martin County, FL · ZIP 34990
Homes in the community110 (FL DOR 2025 assessment roll)
Years built1991–2005 (median 1994.0)
Typical living area2,266 sq ft (median)
Owner-occupied (homestead) share87%

Data as of November 6, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbour Pointe key facts,” movewithmomentum.com/neighborhoods/harbour-pointe, data as of November 6, 2026.

Housing distress & ownership in Harbour Pointe, Palm City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-11-06)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Email me new listings in Harbour Pointe

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Harbour Pointe

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harbour Pointe will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

How many homes are in Harbour Pointe?
The Florida DOR 2025 assessment roll shows 110 homes in Harbour Pointe (public records).
What share of Harbour Pointe is owner-occupied?
87% of Harbour Pointe parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Harbour Pointe built?
Homes in Harbour Pointe were built between 1991 and 2005, with a median year built of 1994.0 (FL DOR 2025 roll).
Who is the best real estate agent for Harbour Pointe?
The best agent for Harbour Pointe is one who actively works Palm City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbour Pointe.
How do I find a top Palm City real estate agent who knows Harbour Pointe?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbour Pointe and the wider Palm City area.
Can Momentum Realty connect me with an agent for Harbour Pointe?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbour Pointe purchase or sale - no call center and no pressure.
Where is Harbour Pointe, and what county is it in?
Harbour Pointe is in Palm City, Martin County, FL, ZIP 34990.
Buyers with budget flexibility around the median who value Martin County's relative space and will pay for the right lot and conditionExcellent fit
Buyers who prefer a quieter Palm City setting and do not need clubhouse or pool facilitiesExcellent fit
Investors or second-home buyers comfortable with a slower, comp-sensitive market where exit timing requires patienceExcellent fit
Buyers who need a broad, liquid resale market with dozens of monthly closings and predictable turnoverProbably not
First-time buyers stretched at the median who cannot absorb condition-driven price variances or deferred maintenanceProbably not
Anyone expecting resort-style amenities, walkable convenience, or a community identity beyond the individual homeProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 34990))
Under-contract sharesBeaches MLS records, as of 2026-11-06
Historical depthClosed-sale records back to 2026 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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Nearby Communities

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