Hilliard Terrace
Homes for Sale in Hilliard, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of FLORIDA HOMES REALTY & MTG LLC · via realMLS
Hilliard Terrace's numbers tell a story of a community built in layers: homes here range from a 1912 build to one finished in 2024, with a median year built of 1976 and a median living area of 1,795 square feet. That kind of span means the market here is priced far more on condition, updates, and lot specifics than on a single era's floor plan — a $300,000 median and $204.37 per square foot reflect a wide mix rather than a uniform product.
Right now the posture favors sellers: 2.7 months of supply against just 8 active listings out of 141 total homes puts this squarely in seller-leaning territory, and the median 30 days on market backs that up. Prices are up 6.8% year over year, which tells a buyer to move with intent once a well-priced, well-maintained listing appears rather than wait it out.
Hilliard Terrace right now
🔴 Seller-leaning market. 2.7 months of supply and 47% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 15, 2026. Confidence: High (15 active and pending listings, 7 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($300K) is up 6.8% from the prior 12 months ($281K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 15. Confidence: Low (7 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Hilliard Terrace market snapshot (as of July 15, 2026): the median sale price is about $300K ($204 per sq ft over the trailing 12 months of closed sales), a median 30 days on market for closed sales, and 2.7 months of supply, a seller-leaning market. The trailing-12-month median is up 7% from the prior 12 months, computed from record-level realMLS closed sales (7 closings in the current window).
Hilliard Terrace is a community of 141 homes in Hilliard, Nassau County, built between 1912 and 2024 (median 1976), with a median living area of about 1,795 square feet. 61% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Hilliard Terrace pairs a gated setting — a security gate and security lighting are reported amenities, alongside fishing access — with a homestead share of 60.8%, an indicator of owner-occupancy in this pocket of Hilliard.
The setting & the homes.
Aerial and on-site photos of Hilliard Terrace. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Hilliard TerracePhotos from realMLS listings in Hilliard Terrace; content deemed reliable but not guaranteed.
Who Hilliard Terrace is best for.
Best for
- A buyer comfortable evaluating each home's condition individually given the wide 1912-2024 construction range.
- A buyer targeting a purchase near the $300,000 median who can move decisively in a 2.7-months-of-supply, seller-leaning market.
- A buyer who values gated access, security lighting, and fishing access as part of the package.
Probably not for
- A buyer who wants a large pool of active listings to compare — only 8 homes are currently on the market.
- A buyer set on a specific, narrow build era rather than a mix spanning 1912 to 2024.
- A buyer who needs heavy price negotiation room given the current 6.8% year-over-year gain and seller-leaning posture.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($300K) IS the median in the snapshot above, and the move from 2025 ($281K) IS the +6.8% one-year change.
Windows contain 0 to 7 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Hilliard Market Scorecard
Hilliard is currently a seller's market. About 3.4 months of supply, a median asking price of $311,000, and homes go under contract in about 25 days.
Typical home value in the 32046 ZIP is $363,590, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Hilliard Terrace
Live MLS inventory for Hilliard Terrace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 31 daysTop listing
Active · 189 days
Active · 55 days
Active · 7 days
Active · 28 days
Active · 91 days
Active · 12 days
Active · 14 days
Pending · 150 days
Pending · 147 days
Pending · 73 days
Pending · 7 days
Pending · 36 days
Pending · 20 daysActive and pending Hilliard Terrace listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Hilliard Terrace on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Hilliard Terrace
- Security Lights · reported on 1 of 5 listings
- Fishing · reported on 1 of 5 listings
- Security Gate · reported on 1 of 5 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Hilliard Terrace are close: the nearest dining is about 1 minutes away.
- Five.5 Grill · Dining1 min
- Jack Rabbit Food Mart · Groceries2 min
- Callahan Plaza · Shopping15 min
- Va hospital · Health19 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hilliard Elementary SchoolFLDOE grade A · Public PreK-5
- Hilliard Middle-Senior High SchoolFLDOE grade A · Public 6-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Hilliard Terrace address.
The Hilliard Terrace buying strategy.
If we were buying in Hilliard Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hilliard Terrace.
The Math Behind Hilliard Terrace
With only 8 homes actively listed against a base of 141, competition for anything priced right is real, and the 2.7-months-of-supply reading confirms this is a seller-leaning market rather than a balanced one. A median 30 days on market is not fast by every standard, but combined with thin active inventory it signals that homes priced and presented correctly are not sitting long.
The 6.8% year-over-year gain sits on top of a base already shaped by a wide construction era — 1912 through 2024 — so pricing here happens block by block and home by home rather than off a single template. At $204.37 per square foot on a $300,000 median and roughly 1,795 square feet of living space, the gated access, security lighting, and fishing amenities carry real weight alongside the structure itself.
The location and the amenities are priced into every listing in Hilliard Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Hilliard Terrace buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.8). Basis: Recent Direction +6.8% year-over-year; Liquidity & Demand 2.7 months of supply; Owner Commitment 61% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market with only 8 active listings across 141 homes and a construction era spanning 1912 to 2024, pricing a home in Hilliard Terrace correctly takes more than a neighborhood average — it takes knowing which block, which build year, and which gated-access details actually move the number. Momentum tracks this community's live inventory and closed data directly, so sellers price to the current 2.7-months-of-supply reality and buyers know when a listing near the $300,000 median is actually a deal.
Hilliard Terrace in 15 seconds.
HOA, CDD & Fees
- No CDD
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Hilliard Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hilliard Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hilliard Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hilliard Terrace home worth?
Get a no-obligation home value based on real comparable sales in Hilliard Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Hilliard Terrace on the map →
Frequently Asked Questions
What is the median home price in Hilliard Terrace?
How long do homes in Hilliard Terrace take to sell?
Is Hilliard Terrace a buyer's or seller's market right now?
How many homes are in Hilliard Terrace?
What share of Hilliard Terrace is owner-occupied?
When were the homes in Hilliard Terrace built?
Do cash buyers compete in Hilliard Terrace?
What schools serve Hilliard Terrace?
Who is the best real estate agent for Hilliard Terrace?
How do I find a top Hilliard real estate agent who knows Hilliard Terrace?
Can Momentum Realty connect me with an agent for Hilliard Terrace?
Should you buy in Hilliard Terrace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Hilliard Terrace with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 32046)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2008 (24 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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