Homeport Navarre Beach
Homes for Sale in Navarre Beach, FL
True comps, carrying-cost math, and listings before the portals.
Price here is driven by the home itself, not by any shared amenity package — there's none identified in the current listings. With a build range spanning 1989 to 2024 and a median build year of 1997, condition and updates do the heavy lifting. Two homes of similar size can sit far apart on price depending on how much work the coastal exposure has demanded and how recently the systems, roof, and finishes were addressed.
The market posture is decidedly buyer-leaning. With only 3 active listings against 74 homes and roughly 36 months of supply on the board, sellers do not hold the leverage. That's a thin, slow-moving inventory that rewards patient buyers who can wait for the right property and negotiate on condition. Sellers should price to the current reality and expect time on market rather than a quick clearing.
Homeport Navarre Beach right now
🟢 Buyer-leaning market. 36.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of July 13, 2026. Confidence: Low (3 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 13, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Homeport Navarre Beach. Swipe to explore the community.
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Homeport Navarre Beach
Homeport Navarre Beach
Homeport Navarre Beach
Homeport Navarre Beach
Homeport Navarre BeachWho Homeport Navarre Beach is best for.
Best for
- Buyers seeking a coastal primary or second home who can wait for the right listing to surface
- Purchasers comfortable underwriting roof, HVAC, and water-intrusion condition rather than paying for finishes alone
- Buyers who value negotiating leverage in a slow, buyer-leaning market
Probably not for
- Buyers who want a resort-style amenity package — none is identified in current listings
- Anyone needing to buy quickly from a deep, competitive pool of homes
- Buyers unwilling to inspect closely and account for coastal maintenance
Homes For Sale Right Now in Homeport Navarre Beach
Live MLS inventory for Homeport Navarre Beach. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Homeport Navarre Beach listings as of 2026-07-03, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.
Homeport Navarre Beach on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.
How far is everything?
The Navarre Beach waterfront location is the whole point: boating from your dock and a walk to the Gulf, with the mainland over the bridge.
Drive times from Homeport. The island location puts the Sound, the dock, and the Gulf within minutes, with Navarre and the mainland over the bridge.
Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.
Nearby Communities
Explore more neighborhoods near Homeport Homes for Sale in Navarre Beach, FL with Momentum Realty’s local guides.
Carrying cost · the no-CDD edge
No CDD bond means thousands less per year than newer master plans.
Roughly $25,000 saved over 10 years in carrying cost, before resale.
Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.
Schools
- Santa Rosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Confirm current ratings before relying on them
- Private and parochial options nearby
Homeport is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.
Buying with schools in mind? We can confirm the exact zoned schools for any Homeport address.
What is actually shaping value around Homeport: scarce island waterfront with deep-water canals, a community pool, dock, and private Sound beach, and the lease and coastal-insurance carrying cost. Each item is sourced and linked.
Recent Developments in Homeport
Our read on what is being built around Homeport, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.
Scarce private island waterfront with deep-water canals
OngoingA finite supply of canal homes with lifts and Sound and Gulf access supports waterfront pricing.
Community pool, dock, and private Sound beach
OngoingShared amenities plus a private Sound beach add durable appeal beyond the individual docks.
Leasehold land and coastal insurance shape cost
OngoingAny island land lease and wind and flood insurance are the dominant swing factors in the all-in cost of owning here.
Navarre Beach demand
OngoingSustained demand for Navarre Beach waterfront supports the corridor over time.
Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.
Development, infrastructure, retail, and school activity affecting Homeport, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.
Showing the latest, scroll for all updates ↓
- January 2025
County
Santa Rosa County posts continued strong growth
County data and reporting showed Santa Rosa among the fastest-growing counties in the metro, with strong, sustained demand including on the coast. Why it matters: Sustained growth supports demand for Navarre Beach's scarce waterfront. Source
- October 2025
Metro
Pensacola International Airport breaks ground on terminal expansion
The airport broke ground in October 2025 on a roughly $113 million terminal expansion, improving access for the wider Navarre and Emerald Coast market. Why it matters: Better air access supports the coastal second-home and waterfront market over time. Source
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Homeport Navarre Beach buying strategy.
If we were buying in Homeport Navarre Beach today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Homeport Navarre Beach.
A condition-driven coastal market
The homes here median out around 2,227 square feet, with a build range from 1989 to 2024 — a spread wide enough that you'll find both original coastal builds and newer construction. That mix is the single most important thing to underwrite. In a beach environment, roof age, HVAC, windows, and any water-intrusion history matter more than square footage alone, and they explain most of the price gap between otherwise comparable homes.
A homestead share around 36.5% tells you a meaningful portion of these homes are not primary residences — consistent with a beach location where second homes and rentals figure into the mix. For a buyer, that can mean more variability in how properties have been maintained. Inspect accordingly, and read each listing on its own condition rather than assuming the neighborhood sets a uniform standard.
The location and the amenities are priced into every listing in Homeport Navarre Beach. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With just 3 active listings and a slow-moving supply picture, timing and diligence are everything. We track this micro-market closely, help you separate a well-kept coastal home from one carrying deferred maintenance, and negotiate from the buyer-leaning position the numbers actually support. On the sell side, we price to how the market is behaving now, not to hope.
Homeport Navarre Beach in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Homeport Navarre Beach buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Homeport Navarre Beach sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Homeport Navarre Beach, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Homeport Navarre Beach home worth?
Get a no-obligation home value based on real comparable sales in Homeport Navarre Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Homeport Navarre Beach on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Santa Rosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Santa Rosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
32% of homes for sale in ZIP 32566 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
Homeport Market Scorecard
Homeport is currently a buyer-leaning market (limited data). About 36.0 months of supply, a median asking price of $1,950,000, and homes go under contract in about 514 days.
Typical home value in the 32566 ZIP is $418,527, about 15.7% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homeport Market Scorecard
Homeport is currently a buyer-leaning market (limited data). About 36.0 months of supply, a median asking price of $1,950,000, and homes go under contract in about 514 days.
Typical home value in the 32566 ZIP is $418,527, about 15.7% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Homeport Navarre Beach a buyer's or seller's market right now?
How many homes are in Homeport Navarre Beach?
What share of Homeport Navarre Beach is owner-occupied?
When were the homes in Homeport Navarre Beach built?
Who is the best real estate agent for Homeport Navarre Beach?
How do I find a top Navarre Beach real estate agent who knows Homeport Navarre Beach?
Can Momentum Realty connect me with an agent for Homeport Navarre Beach?
Should you buy in Homeport Navarre Beach?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Homeport Navarre Beach with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: July 3, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Pensacola MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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