Clipper Bay
Homes for Sale in Gulf Breeze, FL
All 222 homes for sale in Gulf Breeze, FL · median $487,450 · 164 homes for sale in 32563 · Santa Rosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Berkshire Hathaway Home Services PenFed Realty · via Pensacola MLS
As of September 2026, the MLS records 4 closed sales in Clipper Bay in Gulf Breeze, FL since 2022, the most recent in August 2025. Across Gulf Breeze as a whole, 418 homes closed in the last 12 months at a median of $427,000, 45 median days on market, with 82 homes for sale today. At that median and Santa Rosa County's FY2025-26 rate of 12.81 mills, annual property tax runs about $5,470 ($4,960 with the full homestead exemption).
| Location | Gulf Breeze, Santa Rosa County, FL · ZIP 32563 |
|---|---|
| Homes in the community | 93 (FL DOR 2025 assessment roll) |
| Years built | 1961–2024 (median 1999.0) |
| Typical living area | 1,814 sq ft (median) |
| Amenities listed by sellers | Gated |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 57% |
Data as of September 20, 2026. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Clipper Bay key facts,” movewithmomentum.com/neighborhoods/clipper-bay, data as of September 20, 2026.
Clipper Bay is a small, newer enclave in Gulf Breeze — just 17 homes, all built between 2017 and 2024, with a median build year of 2021. What sets price here is condition and size rather than location alone: these are substantial, recent-construction houses, with a median living area of 3,688 square feet. When one trades, expect the number to be driven by finish level, lot position, and how current the systems are, not by any wide age spread, because there really isn't one.
The current posture is tight. There are zero active listings as of July 2026, which tells you inventory rarely sits and that a buyer needs to be ready to move the moment something lists. For a would-be seller, that scarcity is leverage — but with so few comparable sales in a community this small, pricing has to be argued carefully off recent, genuinely comparable transactions rather than assumed.
Nearby homes for sale
No active listings inside Clipper BayHomes for Sale in Gulf Breeze, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Clipper Bay is a compact, almost entirely new-build pocket of Gulf Breeze in Santa Rosa County, where large square footage and recent construction define the housing stock more than any single amenity.
County records show 4 qualified sales in Clipper Bay across 2024–2025 (2 in 2024, 2 in 2025), median $899,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Clipper Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Clipper Bay
Clipper Bay
Clipper BayPhotos from Pensacola MLS listings in Clipper Bay; content deemed reliable but not guaranteed.
Who Clipper Bay is best for.
Best for
- Buyers targeting larger, newer homes who value low variability in build age
- Patient purchasers willing to wait and act quickly when a home lists
- Owners seeking a low-maintenance, recent-construction primary residence in Gulf Breeze
Probably not for
- Buyers who need to close on a short timeline and can't wait for inventory
- Anyone wanting a smaller or older, lower-square-footage home
- Those prioritizing pools, clubhouses, or other on-site community amenities
The market around Clipper Bay
Clipper Bay is too small for its own price trend, so here is the market around it.
In ZIP 32563, 255 homes are on the market and 38% are under contract — a fast-moving corner of Gulf Breeze.
Across Santa Rosa County, 999 homes are active and 512 pending (34% under contract).
In ZIP 32563 (Gulf Breeze), 435 homes closed in the last 12 months at a median of $420K ($230/sq ft), up 1.8% year over year, with a median 45 days on market. Right now 81 active and 40 pending listings put supply at about 3.2 months — a healthy market. See the live ZIP 32563 housing market and the Santa Rosa County market.
ZIP and county figures describe the wider market, not Clipper Bay specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Clipper Bay, Gulf Breeze
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
The Clipper Bay buying strategy.
If we were buying in Clipper Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clipper Bay.
A small, new-build pocket with no listings on the board
The defining traits here are scale and newness. With 17 homes and a median living area of 3,688 square feet, this is a community of larger, recently built houses — the oldest dates to 2017, the newest to 2024. That consistency simplifies one thing for buyers: you are largely comparing homes of similar vintage, so differences come down to condition, layout, and lot rather than a home being decades older than its neighbor.
No community amenities were identified from current MLS listings, so treat this as a residential enclave rather than an amenitized development, and weigh the home itself accordingly. The homestead share sits just under half, at 47.1 percent, which points to a meaningful non-owner-occupied component — worth noting if you care about the mix of primary residences on your street. With zero active listings, there is nothing to tour today; getting in means being positioned before the next home hits the market.
The location and the amenities are priced into every listing in Clipper Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 17-home community with nothing currently listed, the win comes from access and timing, not browsing. We track when these homes turn over and build the comparable-sales case that a market this thin demands — so a buyer is ready to act the day a home lists, and a seller prices off real evidence rather than guesswork.
Clipper Bay in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Clipper Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clipper Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Clipper Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Clipper Bay home worth?
Get a no-obligation home value based on real comparable sales in Clipper Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Gulf Breeze →
Clipper Bay Market Scorecard
Clipper Bay is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.
Typical home value in the 32566 ZIP is $416,780, about 15.5% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Clipper Bay?
What share of Clipper Bay is owner-occupied?
When were the homes in Clipper Bay built?
Who is the best real estate agent for Clipper Bay?
How do I find a top Gulf Breeze real estate agent who knows Clipper Bay?
Can Momentum Realty connect me with an agent for Clipper Bay?
Where is Clipper Bay, and what county is it in?
Should you buy in Clipper Bay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: August 22, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32563)) |
| Under-contract shares | Pensacola MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2022 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Clipper Bay fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Clipper Bay. These are the public schools most often assigned to other communities in ZIP 32563; zones change and vary by address, so confirm with the district before you buy.
- Oriole Beach Elementary School · Elementary · FLDOE grade A (assigned to 6 nearby communities)
- Gulf Breeze Middle School · Middle · FLDOE grade A (assigned to 6 nearby communities)
- Gulf Breeze High School · High · FLDOE grade A (assigned to 6 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Clipper Bay with Momentum Realty’s local guides.