Promise Creek
Homes for Sale in Navarre, FL
All 107 homes for sale in Navarre, FL · median $479,000 · 89 homes for sale in 32566 · Santa Rosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of ROB BROOKS REALTY · via Pensacola MLS
Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $345,000, $180 per square foot, a median 60 days on market, sellers accepting 95% of original asking. At the median price and Santa Rosa County's FY2025-26 rate of 12.81 mills, annual property tax runs about $4,420 ($3,910 with the full homestead exemption).

Promise Creek is a small, finite pocket of 82 homes built in a tight window from 2007 to 2010, with a median around 2,000 square feet. When the stock is this uniform, price is driven less by floor plan and more by condition, updates, and lot. At a median of $345,000 and roughly $180 per square foot, you are paying for a maturing build era, so the gap between a well-kept home and a deferred-maintenance one is where the real negotiation lives.
The current posture is slow and buyer-leaning. A market heat score of 20, a median 60 days on market, and a slight year-over-year dip of 1.4% all point to a market that rewards patience over urgency. With zero active listings in the snapshot, there is nothing to tour right now — so the practical move is to be positioned and ready the moment something lists, because inventory here comes and goes in ones and twos.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Promise Creek right now
🟡 Off the recent peak. The trailing-12-month median ($345K) is down 1.4% from the prior 12 months ($350K) and up 140% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Pensacola MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 7, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Promise Creek market snapshot (as of September 20, 2026): the median sale price is about $345K ($180 per sq ft over the trailing 12 months of closed sales), and a median 60 days on market for closed sales. The trailing-12-month median is down 1% from the prior 12 months and up 140% since 2012, computed from record-level Pensacola MLS closed sales (4 closings in the current window).
In ZIP 32566 (Navarre), 261 homes closed in the last 12 months at a median of $397K ($223/sq ft), down 3.5% year over year, with a median 39 days on market. Right now 64 active and 43 pending listings put supply at about 2.9 months — a healthy market. See the live ZIP 32566 housing market and the Santa Rosa County market.
County records show 16 qualified sales in Promise Creek across 2024–2025 (12 in 2024, 4 in 2025), median $350,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Promise Creek is a community of 82 homes in Navarre, Santa Rosa County, built between 2007 and 2010 (median 2008.0), with a median living area of about 2,006 square feet. 49% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Promise Creek is a closed, built-out subdivision in Navarre of 82 homes from one short construction era, which makes it predictable on layout and size but thin on turnover. Pricing is condition-driven, not plan-driven.
The setting & the homes.
Aerial and on-site photos of Promise Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Pensacola MLS listings in Promise Creek; content deemed reliable but not guaranteed.
Who Promise Creek is best for.
Best for
- Buying with patience and a willingness to wait for the right listing to surface
- Looking for a roughly 2,000-square-foot home from a consistent, maturing build era
- Prioritizing a quiet, built-out setting over shared community amenities
Probably not for
- Needing to buy immediately, since there are no active listings right now
- Expecting shared amenities like a pool or clubhouse built into the community
- Counting on rapid near-term appreciation, given the flat-to-soft recent movement
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Pensacola MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($345K) IS the median in the snapshot above, and the move from 2025 ($350K) IS the -1.4% one-year change.
Windows contain 2 to 6 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
Promise Creek Market Scorecard
Promise Creek is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.
Typical home value in the 32566 ZIP is $417,526, about 16.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Recent Developments in Promise Creek
Development, infrastructure, retail, and school activity affecting Promise Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Infrastructure
Santa Rosa commissioners consider $826,544 signal at SR 87 and Ray Helms Road
The September 22 Santa Rosa County commission agenda included an $826,544 contract with Griffin Traffic Signals for a traffic light at State Road 87 and Ray Helms Road, the truck route to Milton Interchange Park, plus resurfacing and sidewalk work. A separate $106,480 contract would replace signs at the park, now called the I-10 Coastal Commerce Center. The article is a preview of the meeting.
What it may mean for the marketA signal and resurfacing on SR 87 would affect truck and commuter traffic flow near the I-10 industrial park in Milton. The project is about 20 miles north of Promise Creek, elsewhere in Santa Rosa County.
Source: Navarre Press - July 2026Development
Goldring Gulf Distributing plans expansion at Milton facility
Goldring Gulf Distributing filed plans to add 76,400 square feet to its existing 192,000 square foot beverage distribution facility in the Santa Rosa County Industrial Park in East Milton. The expansion would grow the company's footprint in Northwest Florida.
What it may mean for the marketEnlarges an established industrial and distribution operation within the Santa Rosa County Industrial Park and expands the county's industrial base. The project is about 16 miles north of Promise Creek, elsewhere in Santa Rosa County.
Source: Navarre Press - May 2026Retail & Dining
Circle K convenience store planned for Navarre Parkway
Plans for a Circle K convenience store with a gas canopy were submitted to Santa Rosa County in May 2026 for a site at 8510 Navarre Parkway. The proposal is under review by county development services.
What it may mean for the marketAdds a fuel and convenience retail option along the Navarre Parkway commercial corridor and expands roadside services in the local market. The site is about 1 mile southwest of Promise Creek.
Source: Navarre Press
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Promise Creek buying strategy.
If we were buying in Promise Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Promise Creek.
A finite build era, a slow tape
Everything here was built within a four-year stretch, with a median year of 2008. That means homes are aging into the same maintenance cycle at the same time — roofs, HVAC, water heaters. For a buyer, that is an inspection checklist, not a surprise; for a seller, it is the single clearest way to separate your home from the next one. No community amenities surfaced in current MLS listings, so you are buying the house and the location, not a package of shared facilities.
Prices are up about 140% since 2012, which tells you the long arc has been strong, but the recent read is flat-to-soft with a 1.4% year-over-year decline. The long run and the near term are telling different stories, and the near term is the one that governs your offer. A 60-day median on market and a heat score of 20 mean sellers should price to the tape, not to the peak, and buyers have room to be deliberate.
The location and the amenities are priced into every listing in Promise Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Promise Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.4). Basis: Long-Term Appreciation +140% since 2012; Recent Direction -1.4% year-over-year; Owner Commitment 49% owner-occupied; Pricing Power 94.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With no active listings at the moment and turnover that moves in ones and twos, the advantage goes to whoever is ready first. We track Promise Creek at the home level — build-era quirks, likely maintenance timelines, and how condition is actually pricing in a slow market — so when a listing hits, you already know whether $345,000 is the number or whether the house in front of you is worth more or less.
Promise Creek in 15 seconds.
Tools for a Promise Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Promise Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Promise Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Promise Creek home worth?
Get a no-obligation home value based on real comparable sales in Promise Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Navarre →
Recently off market in Promise Creek
Homes in Promise Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2070 Catline Cir · off market
| Location | Navarre, Santa Rosa County, FL · ZIP 32566 |
|---|---|
| Homes in the community | 82 (FL DOR 2025 assessment roll) |
| Years built | 2007–2010 (median 2008.0) |
| Typical living area | 2,006 sq ft (median) |
| Sale prices, last 12 months | $345,000 median across 4 closed sales · $180 per sq ft · -1.4% vs the prior 12 months |
| Days on market (closed sales) | 60 median |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 49% |
Data as of September 20, 2026. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Promise Creek key facts,” movewithmomentum.com/neighborhoods/promise-creek, data as of September 20, 2026.
Housing distress & ownership in Promise Creek, Navarre
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
More Navarre home searches
- All homes for sale in Navarre, FL
- Homes for sale in Santa Rosa County, FL
- Navarre home values: what is my house worth?
- ZIP 32566 housing scorecard
- 4 coming-soon communities in Santa Rosa County
Navarre guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Santa Rosa County)
- Homestead exemption (Santa Rosa County)
- Home insurance cost
- New construction
- New construction (Santa Rosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Catline Circle (22 homes on record)
- Catline Circle (13 homes on record)
Email me new listings in Promise Creek
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Promise Creek
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Promise Creek will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Promise Creek?
How long do homes in Promise Creek take to sell?
How many homes are in Promise Creek?
What share of Promise Creek is owner-occupied?
When were the homes in Promise Creek built?
Have Promise Creek home prices gone up?
Who is the best real estate agent for Promise Creek?
How do I find a top Navarre real estate agent who knows Promise Creek?
Can Momentum Realty connect me with an agent for Promise Creek?
Where is Promise Creek, and what county is it in?
Should you buy in Promise Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: November 6, 2026) |
| Community market stats | Pensacola MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32566)) |
| Under-contract shares | Pensacola MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2007 (177 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Promise Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Promise Creek
- Home values · What homes in Promise Creek actually sell for
- Find an agent · How to choose the best real estate agent in Promise Creek
Schools serving nearby communities
We do not have a confirmed school assignment for Promise Creek. These are the public schools most often assigned to other communities in ZIP 32566; zones change and vary by address, so confirm with the district before you buy.
- Oriole Beach Elementary School · Elementary · FLDOE grade A (assigned to 2 nearby communities)
- Gulf Breeze Middle School · Middle · FLDOE grade A (assigned to 2 nearby communities)
- Gulf Breeze High School · High · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Shop the zone: Homes zoned for Navarre High School





