Savannah Plantation in Navarre

Savannah Plantation

Established 1988 · Intracoastal West · ZIP 32224

A small, gated Navarre community with deeded Santa Rosa Sound access, near Navarre Beach, A-rated schools.

Gated, deeded Sound accessUnderground utilitiesA-rated Navarre schools
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Savannah Plantation

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$848K
Median Price
0mo
Supply
58days
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Savannah Plantation is a small (roughly 20 to 35-home), gated single-family community on Brooke Beach Drive in Navarre, south of US-98, valued for deeded Santa Rosa Sound access, underground utilities, and a pool in the A-rated Santa Rosa County district, about two miles from Navarre Beach. Custom and semi-custom homes (around 1,800 to 2,600-plus square feet, built early-2000s to mid-2010s) trade roughly $448,000 to $560,000-plus. The honest reads are a south-of-US-98 location with material flood exposure (likely AE/VE on lower lots; verify per lot), an HOA whose dues were not confirmed (verify them), a 5/10 zoned high school, and a boutique, lightly traded market. Buy it for the gated Sound access and the beach proximity; price the flood insurance, confirm the HOA, and comp within the community."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Savannah Plantation is a small, gated single-family community on Brooke Beach Drive in Navarre (unincorporated Santa Rosa County, 32566), south of US-98 between the highway and Santa Rosa Sound, about two miles east of the Navarre Beach Bridge.

It is a boutique community of roughly 20 to 35 custom and semi-custom homes (around 1,800 to 2,600-plus square feet) built early-2000s to mid-2010s, with deeded community Sound access, sidewalks, underground utilities, and a community pool; it is largely built out with occasional remaining lots.

There is a mandatory, owner-run HOA; the dues were not confirmed (verify them), and no CDD identified. Pool access is tied to current dues.

The draw is gated, deeded Santa Rosa Sound access with underground utilities and a pool in the A-rated Santa Rosa County district, about two miles from Navarre Beach. The trade-offs are a south-of-US-98 location with material flood exposure, an HOA fee to confirm, a 5/10 zoned high school, and a boutique, lightly traded market.

Best for

  • Buyers who want gated, deeded Sound access near Navarre Beach in an A-rated district
  • Buyers who value underground utilities and a community pool
  • Military and second-home buyers who want a small, gated Navarre community

Probably not for

  • Buyers who want an inland, low-insurance home
  • Families set on a strong zoned high school
  • Buyers who need deep resale liquidity

How Savannah Plantation is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
66Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 12, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Savannah Plantation listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Savannah Plantation buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Savannah Plantation

Live MLS inventory for Savannah Plantation. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Savannah Plantation listings as of 2026-06-12, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Navarre Beach~5 min · ~2 miles south
Navarre US-98 retail~3-5 min · north
Gulf Breeze~15 min · west on US-98
Hurlburt Field~25-30 min · east on US-98
NAS Whiting Field (Milton)~35-40 min · north
NAS Pensacola~37 min · west

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Savannah Plantation with Momentum Realty’s local guides.

Soundside HollowSoundside HollowNavarre, FL · 0.2 miHomeportHomeportNavarre Beach, FL · 0.6 miSailmaker CoveSailmaker CoveNavarre Beach, FL · 0.8 miNavarreNavarreNavarre, FL · 0.8 miNavarreFirst AdditionNavarreFirst AdditionNavarre, FL · 0.8 miRobledal EstatesRobledal EstatesNavarre, FL · 0.9 miNavarre BeachNavarre BeachNavarre Beach, FL · 1.0 miCaptain's CoveCaptain's CoveNavarre, FL · 1.3 miSound RetreatSound RetreatNavarre, FL · 1.3 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Savannah Plantation (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Savannah Plantation is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Savannah Plantation address.

The takeaway

What is actually shaping value at Savannah Plantation, sourced and dated. The gated Sound access, the beach proximity, and the flood exposure are the practical facts.

Recent Developments in Savannah Plantation

Our read on what is being built around Savannah Plantation, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe backdrop is steady Navarre demand on strong schools and beach proximity, against a hardening coastal-insurance market. The recurring items are the flood insurance, the HOA to confirm, and the high school.

Gated, deeded Sound access near the beach

BullishDeeded Santa Rosa Sound access with underground utilities and a pool, two miles from Navarre Beach, is a scarce, gated combination in Navarre. impact
SignificanceRadius: Navarre

Gated, deeded Sound access near the beach

A-rated district

BullishNavarre feeds the A-rated Santa Rosa County district, a durable family draw and support for resale. impact
SignificanceRadius: Navarre

A-rated district

South-of-US-98 flood exposure and a 5/10 high school

BearishSouth-of-US-98 lots carry material flood exposure (likely AE/VE on lower lots), and the zoned high school rates 5/10; verify the flood zone and weigh the high school. impact
SignificanceRadius: Community

South-of-US-98 flood exposure and a 5/10 high school

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Savannah Plantation, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024-2025
    Market

    Gated Sound-access sales

    Brooke Beach Drive homes sold and listed roughly $448,000 to $560,000-plus (a May 2025 sale around $525,000; a Nov 2024 sale around $475,000), with a remaining lot around $399,999, well above the 2018 comp around $340,000 (Redfin/Zimmern Team). Why it matters: Comp within the community; the gated, Sound-access character supports a premium. Source

  2. 2024-2025
    Schools

    Santa Rosa County rated an A district

    Santa Rosa County District Schools earned an A district rating for 2024-2025, with the Holley-Navarre schools (7/10) and Navarre High at 5/10. Why it matters: A strong county district supports demand; confirm the zoned schools and weigh the high school. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Savannah Plantation, this is the order of operations we would run, and the one we run for our clients.

1

Pull the FEMA flood zone. South-of-US-98 lots can be AE or VE; confirm the zone, base flood elevation, and a bindable flood-and-wind quote for the exact lot.

2

Confirm the HOA dues and the Sound access. Verify the HOA dues (not publicly confirmed), what they cover, the pool access rules, and the deeded community Sound access.

3

Inspect the home. On an early-2000s-to-mid-2010s home, inspect the roof, HVAC, systems, and any elevation/hardening, and budget for updates.

4

Verify the schools. Confirm the assigned schools by address, weighing the strong lower grades and the 5/10 high school.

5

Comp within the community. Price to recent Brooke Beach Drive sales; it is boutique and lightly traded.

Best Buy
A well-kept home with confirmed flood posture and HOA dues, priced to recent in-community comps, for the gated Sound access and the beach proximity.
Biggest Risk
Underpricing south-of-US-98 flood-and-wind insurance, an unconfirmed HOA, or overpaying on thin comps.
Best Lot
Elevation, Sound proximity, and the flood zone drive carrying cost; weigh the lot and the flood posture.
Smart Timing
A boutique, lightly traded community rewards a prepared buyer who prices the insurance and comps within it.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Savannah Plantation is a small, gated single-family community on Brooke Beach Drive in Navarre (unincorporated Santa Rosa County, 32566), south of US-98 between the highway and Santa Rosa Sound, about two miles east of the Navarre Beach Bridge, a boutique community of roughly 20 to 35 custom and semi-custom homes (around 1,800 to 2,600-plus square feet) built early-2000s to mid-2010s, with deeded community Sound access, sidewalks, underground utilities, and a community pool. There is a mandatory, owner-run HOA whose dues were not confirmed (verify them), and no CDD. The draw is gated, deeded Santa Rosa Sound access in the A-rated Santa Rosa County district, about two miles from Navarre Beach; trade-offs are a south-of-US-98 location with material flood exposure (likely AE/VE on lower lots), the HOA fee to confirm, a 5/10 zoned high school, and a boutique, lightly traded market. Schools are in the Santa Rosa County School District; confirm assignments by address.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller homes and lots

The lower end is the smaller homes and any remaining lots (a lot around $399,999); the gated, Sound-access setting carries the value (Redfin/Land.com, 2023-2025).

Lowest entry
Mid: three- and four-bedroom homes

The core is the three- and four-bedroom homes (around 2,000 to 2,400 square feet), with a Nov 2024 sale around $475,000 (Redfin).

Most inventory
High: larger or Sound-view homes

The top is the larger or Sound-view homes (toward 2,600-plus square feet), with a May 2025 sale around $525,000 and listings around $560,000 (Zimmern Team/BEX Realty). Size and Sound proximity separate these; comp within the community.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Entry: smaller homes and lots
The lower end is the smaller homes and any remaining lots (a lot around $399,999); the gated, Sound-access setting carries the value (Redfin/Land.com, 2023-2025).
Mid: three- and four-bedroom homes
The core is the three- and four-bedroom homes (around 2,000 to 2,400 square feet), with a Nov 2024 sale around $475,000 (Redfin).
High: larger or Sound-view homes
The top is the larger or Sound-view homes (toward 2,600-plus square feet), with a May 2025 sale around $525,000 and listings around $560,000 (Zimmern Team/BEX Realty). Size and Sound proximity separate these; comp within the community.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Savannah Plantation

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Savannah Plantation is gated, deeded Sound access near Navarre Beach. The honest read is the south-of-US-98 flood insurance, the HOA to confirm, and the 5/10 high school.

Jon Brooks · Founder, Momentum Realty
7.8B+ · Buy Score
Resale Strength7.8/10
Renovation Risk7.4/10
Location Efficiency7.8/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Savannah Plantation is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Elevation and Sound proximity drive carrying cost.
  • Lower lots can be AE/VE; price the insurance.
  • Confirm the deeded Sound access and the flood zone per lot.

At Savannah Plantation the lot's elevation and proximity to Santa Rosa Sound drive the carrying cost: south-of-US-98 lots can sit in AE or VE. The lot read covers the elevation, the Sound proximity, the deeded access, and the FEMA flood zone and base flood elevation for the specific address. The flood posture and the Sound access, not square footage alone, separate one home's value from the next.

Savannah Plantation in 15 seconds.

Best forBuyers who want gated, deeded Sound access near Navarre Beach in an A-rated district.
Strong onAccess and setting: a gate, deeded Santa Rosa Sound access, underground utilities, a community pool, and Navarre Beach proximity.
WatchSouth-of-US-98 flood exposure (likely AE/VE on lower lots), an HOA fee to confirm, a 5/10 zoned high school, and a boutique, lightly traded market.
Not forBuyers wanting an inland low-insurance home, families set on a strong high school, or those needing deep resale liquidity.
The edgeGated, deeded Sound access two miles from Navarre Beach rewards a buyer who prices the insurance and confirms the HOA.

HOA, CDD & Fees

15-Second Take
  • Gated; mandatory HOA (dues not confirmed, verify).
  • Deeded Santa Rosa Sound access + community pool.
  • Underground utilities; no CDD.
  • South of US-98; verify the flood zone per lot.
  • A-rated Santa Rosa schools; 5/10 high school.

There is a mandatory, owner-run HOA; the dues were not publicly confirmed, so verify them, what they cover, and the pool-access rules (pool access is tied to current dues), and no CDD identified. The HOA covers the gate, deeded community Sound access, sidewalks, and underground utilities. The defining cost is south-of-US-98 flood-and-wind insurance on the lower lots.

The HOA covers the gate, deeded community Sound access, sidewalks, underground utilities, and pool access (tied to dues); confirm the exact coverage and dues for the specific home.

The amenities are the deeded community Santa Rosa Sound access and the community pool; the appeal is gated, Sound-access living near Navarre Beach.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Savannah Plantation, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Savannah Plantation, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Savannah Plantation home worth?

Get a no-obligation home value based on real comparable sales in Savannah Plantation matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Savannah Plantation home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Savannah Plantation year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Savannah Plantation Navarre Market Scorecard

Thin data

Savannah Plantation Navarre is currently a thin data. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Does Savannah Plantation have an HOA or CDD?
It has a mandatory, owner-run HOA; the dues were not publicly confirmed, so verify them, what they cover, and the pool-access rules. There is no CDD identified.
Does Savannah Plantation have water access?
Yes, deeded community access to Santa Rosa Sound (sidewalks lead to the Sound), with some homesites having Sound views; it is about two miles from Navarre Beach. Confirm the access rights in the HOA documents.
How old are the homes in Savannah Plantation?
Most are custom and semi-custom homes built early-2000s to mid-2010s, so inspect the roof, HVAC, systems, and any elevation or hardening.
How much do homes in Savannah Plantation cost?
Activity ran roughly $448,000 to $560,000-plus (Redfin/Zimmern Team/BEX Realty, 2024-2025), with a May 2025 sale around $525,000, and a remaining lot around $399,999. Comp within the community.
What schools serve Savannah Plantation?
It is in the A-rated Santa Rosa County School District, typically the Holley-Navarre schools (7/10) and Navarre High (5/10). Confirm the assignment by address.
Will I need flood and wind insurance at Savannah Plantation?
Likely, and it can be significant. It is south of US-98 near Santa Rosa Sound, so lower lots can be in Zone AE or VE. Pull the FEMA flood zone, an elevation certificate, and bindable flood and wind quotes for the exact lot.
Is Savannah Plantation gated?
Yes. It is a small, gated community on Brooke Beach Drive with a gated entry and underground utilities.
Is Savannah Plantation a good fit for military buyers?
Yes. Navarre is popular with military buyers, with Hurlburt Field about 25 to 30 minutes east; NAS Whiting and NAS Pensacola are longer drives.
How many homes are in Savannah Plantation?
Roughly 20 to 35, a boutique community that is largely built out and lightly traded, so inventory is limited.
What should I check before buying in Savannah Plantation?
Pull the FEMA flood zone and insurance, confirm the HOA dues and the deeded Sound access, inspect the home, verify the schools, and comp within the community.
Is Savannah Plantation a good investment?
Gated, deeded Sound access near Navarre Beach in an A-rated district supports durable demand, but south-of-US-98 flood insurance, the HOA to confirm, and the 5/10 high school are factors. Price the insurance and comp within the community; this is not a guarantee of future value.
Should I use the listing agent to buy in Savannah Plantation?
No. The listing agent works for the seller. Having your own representation to read the comps, the costs, and the inspection is the highest-leverage decision you make.
You want gated, deeded Sound access near Navarre Beach in an A-rated districtExcellent fit
You value underground utilities and a community poolExcellent fit
You are a military or second-home buyer wanting a small, gated Navarre communityExcellent fit
You want an inland, low-insurance homeProbably not
You are set on a strong zoned high schoolProbably not
You need deep resale liquidityProbably not

Get the inside read on Savannah Plantation

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Savannah Plantation home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Savannah Plantation specialist will reach out personally, usually the same day.

Savannah Plantation median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Savannah Plantation, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

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