Kake Cottages
Homes for Sale in Valparaiso, FL
All 14 homes for sale in Valparaiso, FL · median $589,500 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-11-09, 3 recorded sales closed at a median of $295,000, a median 56 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 2024–2025 with 2 new construction; 4 of 4 report an HOA (median $123/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 60 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $3,800 ($3,290 with the full homestead exemption).
Kake Cottages is a small pocket in Valparaiso, and the numbers say what small usually says: with one active listing and a single closing in the recent window, there is no broad market to average out. Price here is driven by the individual property — its condition, updates, and lot — far more than by any community trend, because there is no meaningful sample of comparable sales to lean on.
For a buyer, that means the one home on the market sets the conversation; you are negotiating against a specific property, not a stack of alternatives. For a seller, thin inventory can cut in your favor, but with so few data points you have to price to the house itself and be ready to defend that number with condition, not comps.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside KAKE COTTAGES right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Kake Cottages market snapshot (as of November 9, 2026): the median sale price is about $295K, and a median 56 days on market for closed sales.
In ZIP 32580 (Valparaiso), 53 homes closed in the last 12 months at a median of $328K, up 5.8% year over year, with a median 29 days on market. Right now 5 active and 5 pending listings put supply at about 1.1 months — a strong market. See the live ZIP 32580 housing market and the Okaloosa County market.
County records show 14 qualified sales in KAKE COTTAGES across 2024–2025 (7 in 2024, 7 in 2025), median $292,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Kake Cottages is a community of 7 homes in Valparaiso, Okaloosa County, built between 2024 and 2024 (median 2024), with a median living area of about 1,032 square feet. 25% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a very small community in Valparaiso, Okaloosa County, where inventory is measured in single units rather than dozens — so each listing carries outsized weight and timing matters.
The setting & the homes.
Aerial and on-site photos of Kake Cottages. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Kake Cottages
Kake Cottages
Kake Cottages
Kake CottagesPhotos from Emerald Coast MLS listings in Kake Cottages; content deemed reliable but not guaranteed.
Who Kake Cottages is best for.
Best for
- Buyers focused on a single target property who value patience over selection
- Buyers comfortable evaluating a home on its own condition rather than on comps
- Sellers whose home is updated enough to be priced on its individual merits
Probably not for
- Buyers who want to compare many active listings before deciding
- Buyers looking for community amenities like a pool, gym, or clubhouse
- Anyone who needs deep sales data to feel comfortable committing to a price
Kake Cottages on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
The Kake Cottages buying strategy.
If we were buying in Kake Cottages today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kake Cottages.
A thin market by nature
With one active listing and one recent closing, Kake Cottages behaves like a micro-market. There is no community pool, gym, or amenity package identified in current MLS data, so what you are buying is the home and its Valparaiso location — not a lifestyle bundle. That keeps the value question refreshingly simple: does this specific house, at this specific price, work for you.
The flip side of a small pool is volatility in the data. One updated or one dated home can swing the apparent picture, so we treat any single figure here as a starting point for a walkthrough, not a verdict. Buyers should judge on the property in front of them; sellers should expect their home to be assessed on its own merits.
The location and the amenities are priced into every listing in Kake Cottages. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, general market stats do more harm than good — there simply is not enough volume to average anything reliably. We work Kake Cottages property by property: reading the one active listing against its actual condition and location in Valparaiso, and pricing or negotiating on that basis rather than a headline number.
Kake Cottages in 15 seconds.
Tools for a Kake Cottages buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kake Cottages sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Kake Cottages, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Kake Cottages home worth?
Get a no-obligation home value based on real comparable sales in Kake Cottages, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Valparaiso →
Recently off market in KAKE COTTAGES
Homes in KAKE COTTAGES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 103 Penny Lane · off market
- 105 Penny Lane · off market
- 108 Penny Lane · off market
| Location | Valparaiso, Okaloosa County, FL · ZIP 32580 |
|---|---|
| Homes in the community | 7 (FL DOR 2025 assessment roll) |
| Years built | 2024–2024 (median 2024) |
| Typical living area | 1,032 sq ft (median) |
| Sale prices, last 12 months | $295,000 median across 3 closed sales |
| Days on market (closed sales) | 56 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 25% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Kake Cottages key facts,” movewithmomentum.com/neighborhoods/kake-cottages, data as of November 9, 2026.
Recently sold in Kake Cottages
- 108 Penny Lane · sold $298,555
- 105 Penny Lane · sold $295,000
- 103 Penny Lane · sold $292,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Valparaiso home searches
- All homes for sale in Valparaiso, FL
- Homes for sale in Okaloosa County, FL
- ZIP 32580 housing scorecard
- 8 coming-soon communities in Okaloosa County
Valparaiso guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- New construction (Okaloosa County)
- Home builders (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
What it really costs to own in Kake Cottages
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,470/yr across 3 listings here (MLS tax records, 2026-11-12). |
|---|---|
| HOA dues | Median $123/month across 4 MLS listings (most billed monthly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2024 across 4 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Kake Cottages
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Kake Cottages
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Kake Cottages will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Kake Cottages?
How long do homes in Kake Cottages take to sell?
How many homes are in Kake Cottages?
What share of Kake Cottages is owner-occupied?
When were the homes in Kake Cottages built?
Who is the best real estate agent for Kake Cottages?
How do I find a top Valparaiso real estate agent who knows Kake Cottages?
Can Momentum Realty connect me with an agent for Kake Cottages?
Where is Kake Cottages, and what county is it in?
Should you buy in Kake Cottages?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 11, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending November 9, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32580)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how KAKE COTTAGES fits the bigger picture — live prices, inventory, and Momentum Scores: