Kake Cottages
Homes for Sale in Valparaiso, FL
All 18 homes for sale in Valparaiso, FL · median $392,450 · 17 homes for sale in 32580 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $295,000, a median 56 days on market, sellers accepting 98% of original asking (+1% versus the prior year). Homes listed or recently sold were built 2024–2025 with 2 new construction; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 60 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $3,800 ($3,290 with the full homestead exemption).
| Location | Valparaiso, Okaloosa County, FL · ZIP 32580 |
|---|---|
| Homes in the community | 7 (FL DOR 2025 assessment roll) |
| Years built | 2024–2024 (median 2024) |
| Typical living area | 1,032 sq ft (median) |
| Sale prices, last 12 months | $295,000 median across 3 closed sales · +1.0% vs the prior 12 months |
| Days on market (closed sales) | 56 median |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 25% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “KAKE COTTAGES key facts,” movewithmomentum.com/neighborhoods/kake-cottages, data as of September 20, 2026.
Last 30 days in Kake Cottages: 1 closed sale (median $298,555). As of October 2, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Kake Cottages is a small pocket in Valparaiso, and the numbers say what small usually says: with one active listing and a single closing in the recent window, there is no broad market to average out. Price here is driven by the individual property — its condition, updates, and lot — far more than by any community trend, because there is no meaningful sample of comparable sales to lean on.
For a buyer, that means the one home on the market sets the conversation; you are negotiating against a specific property, not a stack of alternatives. For a seller, thin inventory can cut in your favor, but with so few data points you have to price to the house itself and be ready to defend that number with condition, not comps.
Kake Cottages right now
🟡 Still climbing. The trailing-12-month median ($295K) is up 1.0% from the prior 12 months ($292K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 8 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Kake Cottages market snapshot (as of September 20, 2026): the median sale price is about $295K, and a median 56 days on market for closed sales. The trailing-12-month median is up 1% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (3 closings in the current window).
In ZIP 32580 (Valparaiso), 142 homes closed in the last 12 months at a median of $370K ($166/sq ft), up 5.7% year over year, with a median 46 days on market. Right now 14 active and 15 pending listings put supply at about 1.4 months — a healthy market. See the live ZIP 32580 housing market and the Okaloosa County market.
County records show 14 qualified sales in KAKE COTTAGES across 2024–2025 (7 in 2024, 7 in 2025), median $292,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Kake Cottages is a community of 7 homes in Valparaiso, Okaloosa County, built between 2024 and 2024 (median 2024), with a median living area of about 1,032 square feet. 25% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a very small community in Valparaiso, Okaloosa County, where inventory is measured in single units rather than dozens — so each listing carries outsized weight and timing matters.
The setting & the homes.
Aerial and on-site photos of Kake Cottages. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Kake Cottages
Kake Cottages
Kake Cottages
Kake CottagesPhotos from Emerald Coast MLS listings in Kake Cottages; content deemed reliable but not guaranteed.
Who Kake Cottages is best for.
Best for
- Buyers focused on a single target property who value patience over selection
- Buyers comfortable evaluating a home on its own condition rather than on comps
- Sellers whose home is updated enough to be priced on its individual merits
Probably not for
- Buyers who want to compare many active listings before deciding
- Buyers looking for community amenities like a pool, gym, or clubhouse
- Anyone who needs deep sales data to feel comfortable committing to a price
Housing distress & ownership in KAKE COTTAGES, Valparaiso
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Kake Cottages on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Kake Cottages buying strategy.
If we were buying in Kake Cottages today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kake Cottages.
A thin market by nature
With one active listing and one recent closing, Kake Cottages behaves like a micro-market. There is no community pool, gym, or amenity package identified in current MLS data, so what you are buying is the home and its Valparaiso location — not a lifestyle bundle. That keeps the value question refreshingly simple: does this specific house, at this specific price, work for you.
The flip side of a small pool is volatility in the data. One updated or one dated home can swing the apparent picture, so we treat any single figure here as a starting point for a walkthrough, not a verdict. Buyers should judge on the property in front of them; sellers should expect their home to be assessed on its own merits.
The location and the amenities are priced into every listing in Kake Cottages. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Kake Cottages buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.9). Basis: Recent Direction +1.0% year-over-year; Owner Commitment 25% owner-occupied; Pricing Power 98.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this small, general market stats do more harm than good — there simply is not enough volume to average anything reliably. We work Kake Cottages property by property: reading the one active listing against its actual condition and location in Valparaiso, and pricing or negotiating on that basis rather than a headline number.
Kake Cottages in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Kake Cottages buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kake Cottages sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Kake Cottages, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Kake Cottages home worth?
Get a no-obligation home value based on real comparable sales in Kake Cottages, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Valparaiso →
Recently off market in KAKE COTTAGES
Homes in KAKE COTTAGES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 103 Penny Lane · off market
- 105 Penny Lane · off market
- 108 Penny Lane · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
What is the median home price in Kake Cottages?
How long do homes in Kake Cottages take to sell?
How many homes are in Kake Cottages?
What share of Kake Cottages is owner-occupied?
When were the homes in Kake Cottages built?
Who is the best real estate agent for Kake Cottages?
How do I find a top Valparaiso real estate agent who knows Kake Cottages?
Can Momentum Realty connect me with an agent for Kake Cottages?
Where is Kake Cottages, and what county is it in?
Should you buy in Kake Cottages?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32580)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2024 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how KAKE COTTAGES fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Kake Cottages
- Find an agent · How to choose the best real estate agent in Kake Cottages
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