Lake Charlene
Homes for Sale in Pensacola, FL
All 1,043 homes for sale in Pensacola, FL · median $335,000 · Escambia County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of United Realty Group · via Pensacola MLS
As of September 2026, Lake Charlene in Pensacola, FL has 6 homes for sale, asking from $300,000 to $365,000 (median $344,450). Over the 12 months ending 2026-07-13, 11 recorded sales closed at a median of $305,000, $145 per square foot, a median 122 days on market, sellers accepting 88% of original asking (-14% versus the prior year). Homes listed or recently sold were built 1976–1995; 15 of 16 report an HOA (median $15/mo); 2 of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 30 ft).
| Location | Pensacola, Escambia - Fl County, FL |
|---|---|
| Home types (current listings and sales) | single-family 88%, condo 12% |
| Amenities listed by sellers | Fishing, Picnic Area, Tennis Court(s), Pavilion/Gazebo, Security System, Waterfront Deed Access |
| Sale prices, last 12 months | $305,000 median across 11 closed sales · $145 per sq ft · -14.0% vs the prior 12 months |
| Days on market (closed sales) | 122 median |
| For sale right now | 4 active, 1 pending · median asking $347,500 · 4.4 months of supply |
Data as of July 13, 2026. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Charlene key facts,” movewithmomentum.com/neighborhoods/lake-charlene, data as of July 13, 2026.
Last 30 days in Lake Charlene: 1 new listing (median asking $329,000). As of September 21, 2026, Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.
Homes For Sale Right Now in Lake Charlene
Live MLS inventory for Lake Charlene. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 58 daysTop listing
Active · 123 days
Active · 49 days
Active · 3 days
Active · 99 days
Active · 370 daysActive and pending Lake Charlene listings as of 2026-09-21, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.
Every Home for Sale in Lake Charlene Right Now (6)
All 6 active and pending Lake Charlene listings with a detail page, newest first, refreshed twice a day from the MLS.
- 6921 Kitty Hawk Dr · $329,000 · 4 bd / 3 ba · listed Sep 7, 2026 · listed by Service Matters Realty, Inc.
- 6740 Bunker Hill Cir · $359,900 · 4 bd / 2.5 ba · listed Jul 23, 2026 · listed by Old Oak Realty LLC
- 6342 Lake Charlene Ter · $365,000 · 3 bd / 2 ba · listed Jul 14, 2026 · listed by Alliance Real Estate
- 6818 Kitty Hawk Cir · $310,000 · 4 bd / 2 ba · listed Jun 23, 2026 · listed by Hoard Properties, Llc
- 333 S 61st Ave #1 · $365,000 · 3 bd / 2 ba · listed Jun 23, 2026 · listed by Dalton Wade, Inc.
- 333 S 61st Ave #6 · $300,000 · 3 bd / 2 ba · listed Jun 23, 2026 · listed by Levin Rinke Realty
Lake Charlene right now
🟡 Balanced market. 4.4 months of supply and 20% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of July 13, 2026. Confidence: High (5 active and pending listings, 11 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($305K) is down 14.0% from the prior 12 months ($354K) and up 142% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Pensacola MLS closed sales, 12-month windows ending July 13. Confidence: Medium (11 and 12 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 22, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lake Charlene market snapshot (as of July 13, 2026): the median sale price is about $305K ($145 per sq ft over the trailing 12 months of closed sales), a median 122 days on market for closed sales, and 4.4 months of supply, a balanced market. The trailing-12-month median is down 14% from the prior 12 months and up 142% since 2012, computed from record-level Pensacola MLS closed sales (11 closings in the current window).
Flood zones in Lake Charlene: of 16 listing addresses checked against the FEMA National Flood Hazard Layer, 88% sit outside the FEMA Special Flood Hazard Area (Zone X); 12% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Pensacola.
The setting & the homes.
Aerial and on-site photos of Lake Charlene. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Lake CharlenePhotos from Pensacola MLS listings in Lake Charlene; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Pensacola MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($305K) IS the median in the snapshot above, and the move from 2025 ($354K) IS the -14.0% one-year change.
Windows contain 7 to 30 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
28% of homes for sale in ZIP 32506 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-22).
Lake Charlene Market Scorecard
Lake Charlene is currently a buyer's market. About 7.2 months of supply, a median asking price of $344,450, and homes go under contract in about 78.5 days.
Typical home value in the 32506 ZIP is $246,560, about 17.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Lake Charlene, Pensacola
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
Lake Charlene on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Escambia - Fl County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Myrtle Grove · Elementary
- WARRINGTON · Middle
- Escambia · High
Zoned schools reflect the assignments reported on recent Lake Charlene listings and can change; always confirm with Escambia - Fl County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Charlene address.
Shop the zone: Homes zoned for Escambia High School
The Lake Charlene buying strategy.
If we were buying in Lake Charlene today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Charlene.
A closer look at the Lake Charlene market
At a median of $145 per square foot, Lake Charlene prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.4 months of supply, a balanced market and the trailing-12-month median down 14% year over year. Homes that do trade take a median 122 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Lake Charlene. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lake Charlene buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.6). Basis: Long-Term Appreciation +142% since 2012; Recent Direction -14.0% year-over-year; Liquidity & Demand 4.4 months of supply; Pricing Power 87.6% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $15/month · median of 79 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $15 per month — the median AssociationFee across 79 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Charlene buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Charlene sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Charlene, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Charlene home worth?
Get a no-obligation home value based on real comparable sales in Lake Charlene, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Lake Charlene?
How long do homes in Lake Charlene take to sell?
Is Lake Charlene a buyer's or seller's market right now?
Have Lake Charlene home prices gone up?
Who is the best real estate agent for Lake Charlene?
How do I find a top Pensacola real estate agent who knows Lake Charlene?
Can Momentum Realty connect me with an agent for Lake Charlene?
Where is Lake Charlene, and what county is it in?
Is Lake Charlene in a flood zone?
Is Lake Charlene a good place to live?
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: September 21, 2026) |
| Community market stats | Pensacola MLS closed sales, 12-month windows ending July 13, 2026 |
| Under-contract shares | Pensacola MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2005 (277 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Lake Charlene fits the bigger picture — live prices, inventory, and Momentum Scores:
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